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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Cash Flows From Operating Activities    
Net income $ 13,584 $ 11,742
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 16,476 11,535
Depreciation and amortization 1,662 1,252
Accretion of discounts on purchased receivables (787) (285)
Amortization of stock compensation expense 358 165
Fair value adjustment on interest rate caps 1 23
Deferred income taxes, net 1,333 4,076
Changes in operating assets and liabilities:    
Decrease (increase) in other assets (2,342) 759
Decrease in other liabilities (1,166) (765)
Net cash provided by operating activities 29,119 28,502
Cash flows from investing activities:    
Net origination of finance receivables (36,359) (22,925)
Payment for business combination, net of cash (575) (28,388)
Purchase of finance receivables 0 (320)
Increase in restricted cash (562) 0
Purchase of property and equipment (2,834) (1,116)
Net cash used in investing activities (40,330) (52,749)
Cash flows from financing activities:    
Increase in cash overdraft 0 5
Issuance of other notes payable, net 0 1,018
Proceeds from exercise of stock options 536 0
Excess tax benefits from exercise of stock options 408 0
Net advances on senior revolving credit facility 9,900 6,722
Net proceeds from issuance of common stock 0 39,781
Repayment of mezzanine debt 0 (25,814)
Net cash provided by financing activities 10,844 21,712
Net change in cash (367) (2,535)
Cash:    
Beginning 3,298 4,849
Ending 2,931 2,314
Cash payments for interest    
Paid to third parties 6,048 4,763
Paid to related parties 0 1,152
Cash payments for income taxes $ 6,666 $ 5,430