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Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Revenue        
Interest and fee income $ 49,741 $ 48,792 $ 144,474 $ 135,833
Insurance income, net 2,767 2,636 8,816 8,412
Other income 2,588 2,481 7,331 6,682
Total revenue 55,096 53,909 160,621 150,927
Expenses        
Provision for credit losses 14,085 22,542 35,899 53,106
Personnel 15,993 14,042 51,964 38,284
Occupancy 4,590 4,221 13,053 11,418
Marketing 1,134 1,756 5,614 4,488
Other 4,465 5,265 16,417 14,191
Total general and administrative expenses 26,182 25,284 87,048 68,381
Interest expense 4,335 3,848 11,871 11,167
Income before income taxes 10,494 2,235 25,803 18,273
Income taxes 3,987 838 9,805 6,852
Net income $ 6,507 $ 1,397 $ 15,998 $ 11,421
Net income per common share:        
Basic $ 0.51 $ 0.11 $ 1.25 $ 0.90
Diluted $ 0.50 $ 0.11 $ 1.22 $ 0.88
Weighted average shares outstanding:        
Basic 12,881 12,714 12,835 12,687
Diluted 13,111 12,934 13,063 12,950