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v3.5.0.2

Consolidated Statements of Income (Unaudited) - USD ($) shares in Thousands, $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2016 | Jun. 30, 2015 | Jun. 30, 2016 | Jun. 30, 2015
Revenue |  |  |  |
Interest and fee income | $ 52,589 | $ 47,668 | $ 103,889 | $ 94,733
Insurance income, net | 2,601 | 3,120 | 5,540 | 6,049
Other income | 2,135 | 2,213 | 4,593 | 4,743
Total revenue | 57,325 | 53,001 | 114,022 | 105,525
Expenses |  |  |  |
Provision for credit losses | 13,386 | 12,102 | 27,177 | 21,814
Personnel | 16,674 | 16,211 | 33,801 | 35,971
Occupancy | 4,770 | 4,227 | 9,633 | 8,333
Marketing | 2,062 | 2,009 | 3,577 | 4,480
Other | 6,042 | 5,796 | 12,342 | 12,082
Total general and administrative expenses | 29,548 | 28,243 | 59,353 | 60,866
Interest expense | 4,811 | 3,932 | 9,521 | 7,536
Income before income taxes | 9,580 | 8,724 | 17,971 | 15,309
Income taxes | 3,668 | 3,316 | 6,883 | 5,818
Net income | $ 5,912 | $ 5,408 | $ 11,088 | $ 9,491
Net income per common share: |  |  |  |
Basic | $ 0.50 | $ 0.42 | $ 0.90 | $ 0.74
Diluted | $ 0.49 | $ 0.41 | $ 0.89 | $ 0.73
Weighted average shares outstanding: |  |  |  |
Basic | 11,756 | 12,845 | 12,256 | 12,812
Diluted | 11,974 | 13,078 | 12,462 | 13,040

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