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Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
Revenue        
Interest and fee income $ 52,589 $ 47,668 $ 103,889 $ 94,733
Insurance income, net 2,601 3,120 5,540 6,049
Other income 2,135 2,213 4,593 4,743
Total revenue 57,325 53,001 114,022 105,525
Expenses        
Provision for credit losses 13,386 12,102 27,177 21,814
Personnel 16,674 16,211 33,801 35,971
Occupancy 4,770 4,227 9,633 8,333
Marketing 2,062 2,009 3,577 4,480
Other 6,042 5,796 12,342 12,082
Total general and administrative expenses 29,548 28,243 59,353 60,866
Interest expense 4,811 3,932 9,521 7,536
Income before income taxes 9,580 8,724 17,971 15,309
Income taxes 3,668 3,316 6,883 5,818
Net income $ 5,912 $ 5,408 $ 11,088 $ 9,491
Net income per common share:        
Basic $ 0.50 $ 0.42 $ 0.90 $ 0.74
Diluted $ 0.49 $ 0.41 $ 0.89 $ 0.73
Weighted average shares outstanding:        
Basic 11,756 12,845 12,256 12,812
Diluted 11,974 13,078 12,462 13,040