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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Cash flows from operating activities:    
Net income $ 11,088 $ 9,491
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 27,177 21,814
Depreciation and amortization 3,333 1,810
(Gain) loss on disposal of property and equipment (8) 339
Accretion of discounts on purchased receivables   (13)
Share-based compensation 1,853 3,223
Fair value adjustment on interest rate caps 210 172
Deferred income taxes, net 2,428 (435)
Changes in operating assets and liabilities:    
(Increase) decrease in other assets (5,429) 278
Increase (decrease) in other liabilities (2,266) 182
Net cash provided by operating activities 38,386 36,861
Cash flows from investing activities:    
Net originations of finance receivables (45,729) (52,474)
Purchase of intangible assets (2,606) (496)
Decrease in restricted cash 2,269  
Purchase of property and equipment (2,362) (932)
Proceeds from disposal of property and equipment 694  
Net cash used in investing activities (47,734) (53,902)
Cash flows from financing activities:    
Net advances on senior revolving credit facility 48,310 18,096
Payments on amortizing loan (18,255)  
Payments for debt issuance costs (467) (16)
Taxes paid related to net share settlement of equity awards (99) (502)
Excess tax benefits from exercise of stock options 78 244
Repurchase of common stock (25,046)  
Net cash provided by financing activities 4,521 17,822
Net change in cash (4,827) 781
Cash at beginning of period 7,654 4,012
Cash at end of period 2,827 4,793
Supplemental cash flow information    
Interest paid 8,502 7,134
Income taxes paid $ 8,629 $ 5,774