XML 14 R4.htm IDEA: XBRL DOCUMENT v3.5.0.2
Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2016
Sep. 30, 2015
Revenue        
Interest and fee income $ 57,420 $ 49,741 $ 161,309 $ 144,474
Insurance income, net 2,346 2,767 7,886 8,816
Other income 2,709 2,588 7,302 7,331
Total revenue 62,475 55,096 176,497 160,621
Expenses        
Provision for credit losses 16,410 14,085 43,587 35,899
Personnel 18,180 15,993 51,981 51,964
Occupancy 5,175 4,458 14,808 12,791
Marketing 1,786 1,134 5,363 5,614
Other 5,312 4,597 17,654 16,679
Total general and administrative expenses 30,453 26,182 89,806 87,048
Interest expense 5,116 4,335 14,637 11,871
Income before income taxes 10,496 10,494 28,467 25,803
Income taxes 4,020 3,987 10,903 9,805
Net income $ 6,476 $ 6,507 $ 17,564 $ 15,998
Net income per common share:        
Basic $ 0.57 $ 0.51 $ 1.47 $ 1.25
Diluted $ 0.56 $ 0.50 $ 1.44 $ 1.22
Weighted average shares outstanding:        
Basic 11,384 12,881 11,963 12,835
Diluted 11,664 13,111 12,194 13,063