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v3.6.0.2

Consolidated Statements of Income - USD ($) shares in Thousands, $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2016 | Dec. 31, 2015 | Dec. 31, 2014
Revenue |  |  |
Interest and fee income | $ 220,963 | $ 195,794 | $ 184,797
Insurance income, net | 9,456 | 11,654 | 10,673
Other income | 10,099 | 9,858 | 9,249
Total revenue | 240,518 | 217,306 | 204,719
Expenses |  |  |
Provision for credit losses | 63,014 | 47,348 | 69,057
Personnel | 68,979 | 69,247 | 55,383
Occupancy | 20,059 | 17,313 | 14,760
Marketing | 6,837 | 7,017 | 6,330
Other | 22,757 | 22,021 | 20,303
Total general and administrative expenses | 118,632 | 115,598 | 96,776
Interest expense | 19,924 | 16,221 | 14,947
Income before income taxes | 38,948 | 38,139 | 23,939
Income taxes | 14,917 | 14,774 | 9,137
Net income | $ 24,031 | $ 23,365 | $ 14,802
Net income per common share: |  |  |
Basic | $ 2.03 | $ 1.82 | $ 1.17
Diluted | $ 1.99 | $ 1.79 | $ 1.14
Weighted-average common shares outstanding: |  |  |
Basic | 11,824 | 12,849 | 12,701
Diluted | 12,085 | 13,074 | 12,951

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