XML 18 R4.htm IDEA: XBRL DOCUMENT v3.6.0.2
Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Revenue      
Interest and fee income $ 220,963 $ 195,794 $ 184,797
Insurance income, net 9,456 11,654 10,673
Other income 10,099 9,858 9,249
Total revenue 240,518 217,306 204,719
Expenses      
Provision for credit losses 63,014 47,348 69,057
Personnel 68,979 69,247 55,383
Occupancy 20,059 17,313 14,760
Marketing 6,837 7,017 6,330
Other 22,757 22,021 20,303
Total general and administrative expenses 118,632 115,598 96,776
Interest expense 19,924 16,221 14,947
Income before income taxes 38,948 38,139 23,939
Income taxes 14,917 14,774 9,137
Net income $ 24,031 $ 23,365 $ 14,802
Net income per common share:      
Basic $ 2.03 $ 1.82 $ 1.17
Diluted $ 1.99 $ 1.79 $ 1.14
Weighted-average common shares outstanding:      
Basic 11,824 12,849 12,701
Diluted 12,085 13,074 12,951