XML 57 R43.htm IDEA: XBRL DOCUMENT v3.6.0.2

Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Contractual Delinquency of the Finance Receivable Portfolio by Component (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 53,467	$ 45,264
Past due, Percent	7.40%	7.20%
Finance receivables	$ 717,775	$ 628,444	$ 546,192
Total finance receivables, Percent	100.00%	100.00%
Finance receivables in nonaccrual status	$ 25,099	$ 19,752
Finance receivables in nonaccrual status, Percent	3.50%	3.10%
Financing Receivables, Current [Member]
Financing Receivable, Recorded Investment [Line Items]
Current	$ 587,202	$ 500,591
Current, Percent	81.90%	79.70%
1 to 29 Days Past Due [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 77,106	$ 82,589
Past due, Percent	10.70%	13.10%
Delinquent Accounts 30 to 59 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 16,727	$ 15,654
Past due, Percent	2.30%	2.50%
Delinquent Accounts 60 to 89 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 11,641	$ 9,858
Past due, Percent	1.60%	1.60%
Delinquent Accounts 90 to 119 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 10,021	$ 7,696
Past due, Percent	1.40%	1.10%
Delinquent Accounts 120 to 149 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 8,205	$ 6,678
Past due, Percent	1.10%	1.10%
Delinquent Accounts 150 to 179 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 6,873	$ 5,378
Past due, Percent	1.00%	0.90%
Small Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 32,955	$ 30,185
Past due, Percent	9.20%	8.90%
Finance receivables	$ 358,471	$ 338,157	319,533
Total finance receivables, Percent	100.00%	100.00%
Finance receivables in nonaccrual status	$ 16,437	$ 14,914
Finance receivables in nonaccrual status, Percent	4.60%	4.40%
Small Loans [Member] | Financing Receivables, Current [Member]
Financing Receivable, Recorded Investment [Line Items]
Current	$ 288,983	$ 270,635
Current, Percent	80.60%	80.10%
Small Loans [Member] | 1 to 29 Days Past Due [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 36,533	$ 37,337
Past due, Percent	10.20%	11.00%
Small Loans [Member] | Delinquent Accounts 30 to 59 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 9,408	$ 8,841
Past due, Percent	2.60%	2.60%
Small Loans [Member] | Delinquent Accounts 60 to 89 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 7,110	$ 6,430
Past due, Percent	2.00%	1.90%
Small Loans [Member] | Delinquent Accounts 90 to 119 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 6,264	$ 5,620
Past due, Percent	1.80%	1.60%
Small Loans [Member] | Delinquent Accounts 120 to 149 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 5,424	$ 4,928
Past due, Percent	1.50%	1.50%
Small Loans [Member] | Delinquent Accounts 150 to 179 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 4,749	$ 4,366
Past due, Percent	1.30%	1.30%
Large Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 12,114	$ 4,945
Past due, Percent	5.10%	3.40%
Finance receivables	$ 235,349	$ 146,553	46,147
Total finance receivables, Percent	100.00%	100.00%
Finance receivables in nonaccrual status	$ 5,246	$ 1,635
Finance receivables in nonaccrual status, Percent	2.20%	1.10%
Large Loans [Member] | Financing Receivables, Current [Member]
Financing Receivable, Recorded Investment [Line Items]
Current	$ 204,063	$ 127,374
Current, Percent	86.80%	86.90%
Large Loans [Member] | 1 to 29 Days Past Due [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 19,172	$ 14,234
Past due, Percent	8.10%	9.70%
Large Loans [Member] | Delinquent Accounts 30 to 59 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 3,948	$ 2,157
Past due, Percent	1.70%	1.50%
Large Loans [Member] | Delinquent Accounts 60 to 89 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 2,920	$ 1,153
Past due, Percent	1.20%	0.80%
Large Loans [Member] | Delinquent Accounts 90 to 119 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 2,271	$ 682
Past due, Percent	1.00%	0.40%
Large Loans [Member] | Delinquent Accounts 120 to 149 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 1,710	$ 574
Past due, Percent	0.70%	0.40%
Large Loans [Member] | Delinquent Accounts 150 to 179 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 1,265	$ 379
Past due, Percent	0.50%	0.30%
Automobile Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 6,300	$ 8,713
Past due, Percent	7.00%	7.50%
Finance receivables	$ 90,432	$ 116,109	154,382
Total finance receivables, Percent	100.00%	100.00%
Finance receivables in nonaccrual status	$ 2,475	$ 2,635
Finance receivables in nonaccrual status, Percent	2.70%	2.30%
Automobile Loans [Member] | Financing Receivables, Current [Member]
Financing Receivable, Recorded Investment [Line Items]
Current	$ 66,936	$ 79,878
Current, Percent	74.00%	68.80%
Automobile Loans [Member] | 1 to 29 Days Past Due [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 17,196	$ 27,518
Past due, Percent	19.00%	23.70%
Automobile Loans [Member] | Delinquent Accounts 30 to 59 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 2,654	$ 4,119
Past due, Percent	3.00%	3.50%
Automobile Loans [Member] | Delinquent Accounts 60 to 89 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 1,171	$ 1,959
Past due, Percent	1.30%	1.70%
Automobile Loans [Member] | Delinquent Accounts 90 to 119 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 1,110	$ 1,147
Past due, Percent	1.20%	1.00%
Automobile Loans [Member] | Delinquent Accounts 120 to 149 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 743	$ 1,003
Past due, Percent	0.80%	0.90%
Automobile Loans [Member] | Delinquent Accounts 150 to 179 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 622	$ 485
Past due, Percent	0.70%	0.40%
Retail Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 2,098	$ 1,421
Past due, Percent	6.30%	5.10%
Finance receivables	$ 33,523	$ 27,625	$ 26,130
Total finance receivables, Percent	100.00%	100.00%
Finance receivables in nonaccrual status	$ 941	$ 568
Finance receivables in nonaccrual status, Percent	2.80%	2.10%
Retail Loans [Member] | Financing Receivables, Current [Member]
Financing Receivable, Recorded Investment [Line Items]
Current	$ 27,220	$ 22,704
Current, Percent	81.20%	82.20%
Retail Loans [Member] | 1 to 29 Days Past Due [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 4,205	$ 3,500
Past due, Percent	12.50%	12.70%
Retail Loans [Member] | Delinquent Accounts 30 to 59 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 717	$ 537
Past due, Percent	2.20%	1.90%
Retail Loans [Member] | Delinquent Accounts 60 to 89 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 440	$ 316
Past due, Percent	1.30%	1.10%
Retail Loans [Member] | Delinquent Accounts 90 to 119 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 376	$ 247
Past due, Percent	1.10%	1.00%
Retail Loans [Member] | Delinquent Accounts 120 to 149 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 328	$ 173
Past due, Percent	1.00%	0.60%
Retail Loans [Member] | Delinquent Accounts 150 to 179 Days [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due	$ 237	$ 148
Past due, Percent	0.70%	0.50%

X

- Definition

The percentage of total finance receivables.

+ References

No definition available.

+ Details

Name:	rm_FinanceReceivableNetPercent
Namespace Prefix:	rm_
Data Type:	num:percentItemType
Balance Type:	na
Period Type:	instant

X

- Definition

The percentage of total financing receivables that are current.

+ References

No definition available.

+ Details

Name:	rm_FinancingReceivableRecordedInvestmentCurrentPercent
Namespace Prefix:	rm_
Data Type:	num:percentItemType
Balance Type:	na
Period Type:	instant

X

- Definition

The percentage of financing receivables that are on nonaccrual status as of the balance sheet date.

+ References

No definition available.

+ Details

Name:	rm_FinancingReceivableRecordedInvestmentNonaccrualStatusPercent
Namespace Prefix:	rm_
Data Type:	num:percentItemType
Balance Type:	na
Period Type:	instant

X

- Definition

Percent of financing receivables past due.

+ References

No definition available.

+ Details

Name:	us-gaap_FinancingReceivablePercentPastDue
Namespace Prefix:	us-gaap_
Data Type:	num:percentItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Financing receivables that are current.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953401-111524

+ Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentCurrent
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

No definition available.

+ Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentLineItems
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Recorded Investment
-URI http://asc.fasb.org/extlink&oid=65880944

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-Subparagraph (d)
-URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5111-111524

+ Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Recorded Investment in financing receivables that are past due at the balance sheet date.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Recorded Investment
-URI http://asc.fasb.org/extlink&oid=65880944

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953401-111524

+ Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentPastDue
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=65884687&loc=d3e4428-111522

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5074-111524

+ Details

Name:	us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=rm_FinancingReceivablesCurrentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables1To29DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=rm_FinancingReceivables90To119DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=rm_FinancingReceivables120To149DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=rm_FinancingReceivables150To179DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rm_SmallLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rm_LargeLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=rm_RetailLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: