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v3.8.0.1

Consolidated Statements of Income - USD ($) shares in Thousands, $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2017 | Dec. 31, 2016 | Dec. 31, 2015
Revenue |  |  |
Interest and fee income | $ 249,034 | $ 220,963 | $ 195,794
Insurance income, net | 13,061 | 9,456 | 11,654
Other income | 10,364 | 10,099 | 9,858
Total revenue | 272,459 | 240,518 | 217,306
Expenses |  |  |
Provision for credit losses | 77,339 | 63,014 | 47,348
Personnel | 75,992 | 68,979 | 69,247
Occupancy | 21,530 | 20,059 | 17,313
Marketing | 7,128 | 6,837 | 7,017
Other | 26,305 | 22,757 | 22,021
Total general and administrative expenses | 130,955 | 118,632 | 115,598
Interest expense | 23,908 | 19,924 | 16,221
Income before income taxes | 40,257 | 38,948 | 38,139
Income taxes | 10,294 | 14,917 | 14,774
Net income | $ 29,963 | $ 24,031 | $ 23,365
Net income per common share: |  |  |
Basic | $ 2.59 | $ 2.03 | $ 1.82
Diluted | $ 2.54 | $ 1.99 | $ 1.79
Weighted-average common shares outstanding: |  |  |
Basic | 11,551 | 11,824 | 12,849
Diluted | 11,783 | 12,085 | 13,074

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