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Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Revenue      
Interest and fee income $ 249,034 $ 220,963 $ 195,794
Insurance income, net 13,061 9,456 11,654
Other income 10,364 10,099 9,858
Total revenue 272,459 240,518 217,306
Expenses      
Provision for credit losses 77,339 63,014 47,348
Personnel 75,992 68,979 69,247
Occupancy 21,530 20,059 17,313
Marketing 7,128 6,837 7,017
Other 26,305 22,757 22,021
Total general and administrative expenses 130,955 118,632 115,598
Interest expense 23,908 19,924 16,221
Income before income taxes 40,257 38,948 38,139
Income taxes 10,294 14,917 14,774
Net income $ 29,963 $ 24,031 $ 23,365
Net income per common share:      
Basic $ 2.59 $ 2.03 $ 1.82
Diluted $ 2.54 $ 1.99 $ 1.79
Weighted-average common shares outstanding:      
Basic 11,551 11,824 12,849
Diluted 11,783 12,085 13,074