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Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Revenue        
Interest and fee income $ 66,829 $ 59,787 $ 132,980 $ 119,042
Insurance income, net 2,882 3,085 6,271 6,890
Other income 2,705 2,466 5,790 5,226
Total revenue 72,416 65,338 145,041 131,158
Expenses        
Provision for credit losses 20,203 18,589 39,718 37,723
Personnel 19,390 18,387 40,618 36,555
Occupancy 5,478 5,419 11,096 10,704
Marketing 2,258 1,779 3,711 2,984
Other 6,089 6,057 12,382 12,853
Total general and administrative expenses 33,215 31,642 67,807 63,096
Interest expense 7,915 5,221 15,092 10,434
Income before income taxes 11,083 9,886 22,424 19,905
Income taxes 2,601 3,751 5,298 6,136
Net income $ 8,482 $ 6,135 $ 17,126 $ 13,769
Net income per common share:        
Basic $ 0.73 $ 0.53 $ 1.47 $ 1.19
Diluted $ 0.70 $ 0.52 $ 1.42 $ 1.17
Weighted average shares outstanding:        
Basic 11,658 11,554 11,638 11,524
Diluted 12,138 11,730 12,084 11,723