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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Cash flows from operating activities:    
Net income $ 17,126 $ 13,769
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 39,718 37,723
Depreciation and amortization 4,071 3,231
Loss on disposal of property and equipment 50 92
Share-based compensation 3,369 2,090
Fair value adjustment on interest rate caps (139) 49
Deferred income taxes, net (1,129) (1,743)
Changes in operating assets and liabilities:    
Increase in other assets (1,271) (1,814)
Decrease in accounts payable and accrued expenses (1,705) (1,770)
Net cash provided by operating activities 60,090 51,627
Cash flows from investing activities:    
Net originations of finance receivables (69,954) (45,965)
Purchases of intangible assets (1,183) (3,064)
Purchases of property and equipment (1,667) (2,228)
Proceeds from disposal of property and equipment   558
Net cash used in investing activities (72,804) (50,699)
Cash flows from financing activities:    
Net payments on senior revolving credit facility (68,889) (6,256)
Payments on amortizing loan (20,487) (12,406)
Net advances (payments) on revolving warehouse credit facility (36,374) 24,032
Advances on securitization 150,000  
Payments for debt issuance costs (3,711) (3,086)
Taxes paid related to net share settlement of equity awards (687) (1,647)
Net cash provided by financing activities 19,852 637
Net change in cash and restricted cash 7,138 1,565
Cash and restricted cash at beginning of period 22,017 12,743
Cash and restricted cash at end of period 29,155 14,308
Supplemental cash flow information    
Interest paid 14,249 8,662
Income taxes paid $ 5,543 $ 10,105