<SEC-DOCUMENT>0001193125-18-092569.txt : 20180323
<SEC-HEADER>0001193125-18-092569.hdr.sgml : 20180323
<ACCEPTANCE-DATETIME>20180322215135
ACCESSION NUMBER:		0001193125-18-092569
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20180425
FILED AS OF DATE:		20180323
DATE AS OF CHANGE:		20180322
EFFECTIVENESS DATE:		20180323

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Regional Management Corp.
		CENTRAL INDEX KEY:			0001519401
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		IRS NUMBER:				570847115
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-35477
		FILM NUMBER:		18708248

	BUSINESS ADDRESS:	
		STREET 1:		979 BATESVILLE ROAD
		STREET 2:		SUITE B
		CITY:			GREER
		STATE:			SC
		ZIP:			29651
		BUSINESS PHONE:		864-448-7000

	MAIL ADDRESS:	
		STREET 1:		979 BATESVILLE ROAD
		STREET 2:		SUITE B
		CITY:			GREER
		STATE:			SC
		ZIP:			29651
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>d519354ddef14a.htm
<DESCRIPTION>DEF 14A
<TEXT>
<HTML><HEAD>
<TITLE>DEF 14A</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:16pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:16pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Washington, D.C. 20549 </B></P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:16pt; font-family:Times New Roman" ALIGN="center"><B>SCHEDULE 14A
</B></P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>INFORMATION REQUIRED IN PROXY STATEMENT </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>SCHEDULE 14A INFORMATION </B></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Proxy Statement Pursuant to Section&nbsp;14(a) of the </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Securities Exchange Act of 1934 </B></P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Filed by
the Registrant&nbsp;&nbsp;&#9745;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Filed by a Party other than the Registrant&nbsp;&nbsp;&#9744; </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box: </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="96%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">&#9744;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Preliminary Proxy Statement</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">&#9744;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>Confidential, for Use of the Commission Only (as permitted by <FONT STYLE="white-space:nowrap">Rule&nbsp;14a-6(e)(2))</FONT></B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">&#9745;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Definitive Proxy Statement</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">&#9744;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Definitive Additional Materials</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">&#9744;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Soliciting Material Pursuant to <FONT STYLE="white-space:nowrap">&#167;240.14a-12</FONT></TD></TR>
</TABLE> <center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:22pt; font-family:Times New Roman" ALIGN="center"><B>Regional Management Corp. </B></P>
<P STYLE="margin-top:1pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>(Name of Registrant as Specified In Its Charter) </B></P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>(Name of
Person(s) Filing Proxy Statement, if other than the Registrant) </B></P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Payment of Filing Fee (Check the appropriate box): </P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="93%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="12"></TD>
<TD HEIGHT="12" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">&#9745;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3">No fee required.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="12"></TD>
<TD HEIGHT="12" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">&#9744;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3">Fee computed on table below per Exchange Act <FONT STYLE="white-space:nowrap">Rules&nbsp;14a-6(i)(1)</FONT> and <FONT STYLE="white-space:nowrap">0-11.</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">(1)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Title of each class of securities to which transaction applies:</P>
<P STYLE="margin-top:0pt;margin-bottom:1pt;border-bottom:1.00pt solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">(2)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Aggregate number of securities to which transaction applies:</P>
<P STYLE="margin-top:0pt;margin-bottom:1pt;border-bottom:1.00pt solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">(3)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Per unit price or other underlying value of transaction computed
pursuant to Exchange Act Rule <FONT STYLE="white-space:nowrap">0-11</FONT> (set forth the amount on which the filing fee is calculated and state how it was determined):</P>
<P STYLE="margin-top:0pt;margin-bottom:1pt;border-bottom:1.00pt solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">(4)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Proposed maximum aggregate value of transaction:</P>
<P STYLE="margin-top:0pt;margin-bottom:1pt;border-bottom:1.00pt solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">(5)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Total fee paid:</P>
<P STYLE="margin-top:0pt;margin-bottom:1pt;border-bottom:1.00pt solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="12"></TD>
<TD HEIGHT="12" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">&#9744;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3">Fee paid previously with preliminary materials:</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="12"></TD>
<TD HEIGHT="12" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">&#9744;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3">Check box if any part of the fee is offset as provided by Exchange Act <FONT STYLE="white-space:nowrap">Rule&nbsp;0-11(a)(2)</FONT> and identify the filing for which the offsetting fee was paid previously. Identify the
previous filing by registration statement number, or the Form or Schedule and the date of its filing.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="12"></TD>
<TD HEIGHT="12" COLSPAN="2"></TD>
<TD HEIGHT="12" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">(1)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Amount previously paid:</P> <P STYLE="margin-top:0pt;margin-bottom:1pt;border-bottom:1.00pt solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">(2)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Form, Schedule or Registration Statement No.:</P>
<P STYLE="margin-top:0pt;margin-bottom:1pt;border-bottom:1.00pt solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">(3)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Filing Party:</P>
<P STYLE="margin-top:0pt;margin-bottom:1pt;border-bottom:1.00pt solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(4)</P> <P STYLE="font-size:9pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date Filed:</P>
<P STYLE="font-size:9pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000">&nbsp;</P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:120pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g519354g05t09.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:48pt; margin-bottom:0pt; font-size:16pt; font-family:Times New Roman" ALIGN="center"><B>Notice of 2018 Annual Meeting of Stockholders </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:16pt; font-family:Times New Roman" ALIGN="center"><B>and Proxy Statement </B></P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g519354g45o99.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>REGIONAL MANAGEMENT CORP. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>979 Batesville Road, Suite B </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Greer, South Carolina 29651 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(864) <FONT STYLE="white-space:nowrap">448-7000</FONT> </B></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NOTICE OF ANNUAL MEETING OF STOCKHOLDERS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>To Be Held on April&nbsp;25, 2018 </B></P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">To the
Stockholders of Regional Management Corp.: </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We hereby give notice that the 2018 Annual Meeting of Stockholders (the &#147;<U>Annual
Meeting</U>&#148;) of Regional Management Corp. will be held on Wednesday, April&nbsp;25, 2018, at 8:00 a.m. local time, at our headquarters located at 979 Batesville Road, Suite B, Greer, SC 29651, for the following purposes: </P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top">To elect the eight nominees named in the accompanying Proxy Statement to serve as members of our Board of Directors until the next annual meeting of stockholders or until their successors are elected and qualified;
</TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top">To ratify the appointment of RSM US LLP as our independent registered public accounting firm for the fiscal year ending December&nbsp;31, 2018; </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top">To hold an advisory vote to approve executive compensation; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top">To hold an advisory vote on the frequency of future advisory votes to approve executive compensation; and </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top">To transact such other business as may properly come before the Annual Meeting or any adjournments thereof. </TD></TR></TABLE>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We will begin mailing this Notice of Annual Meeting of Stockholders and our Proxy Statement to stockholders on or about March 23, 2018. Only
stockholders whose names appear of record on our books at the close of business on February&nbsp;26, 2018 will be entitled to notice of and to vote at the Annual Meeting or at any adjournments thereof. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman"><B>Your vote is important. Whether or not you plan to attend the Annual Meeting in person, you are urged to cast your vote promptly in order to
assure representation of your shares at the meeting and so that a quorum may be established. </B>In advance of the Annual Meeting, you may vote by Internet or by mail. If you attend the Annual Meeting, you may revoke your proxy and vote your shares
in person. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="7%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="88%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center">


<IMG SRC="g519354g47p71.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">To vote by Internet, please visit <I>www.proxyvote.com</I>. Have the enclosed proxy card in hand when you access the website, and follow the instructions to obtain your records and to create an electronic voting instruction
form.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="12"></TD>
<TD HEIGHT="12" COLSPAN="2"></TD>
<TD HEIGHT="12" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center">


<IMG SRC="g519354g12a14.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">To vote by mail, please complete, date, and sign the enclosed proxy card, and mail it in the enclosed envelope. No postage need be affixed if the proxy card is mailed in the United States.</TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">On behalf of our Board of Directors and our management team, we thank you for your interest in Regional and for
your participation in the Annual Meeting. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:65%; text-indent:-2%; font-size:10pt; font-family:Times New Roman">By Order of the Board of Directors </P>
<P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:65%; text-indent:-2%">


<IMG SRC="g519354g49u89.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:65%; text-indent:-2%; font-size:10pt; font-family:Times New Roman">Brian J. Fisher </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:65%; text-indent:-2%; font-size:10pt; font-family:Times New Roman">Senior&nbsp;Vice&nbsp;President,&nbsp;General&nbsp;Counsel,&nbsp;and&nbsp;Secretary </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Greer, South Carolina </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">March 22, 2018 </P>
<P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><div style="max-width:100%;margin-left:0%; margin-right:0%;border:solid 1.00pt;background-color:;;padding-top:2pt;padding-bottom:3pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>IMPORTANT NOTICE REGARDING THE AVAILABILITY OF PROXY MATERIALS FOR THE STOCKHOLDER </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MEETING TO BE HELD ON APRIL&nbsp;25, 2018: The Notice of Annual Meeting of Stockholders, Proxy Statement, and </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> are available free of charge at
</B><B><I>https://materials.proxyvote.com/75902K</I></B><B> and on our Investor </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; padding-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Relations website at
</B><B><I>www.regionalmanagement.com</I></B><B> under the &#147;Annual Reports&#148; tab. </B></P></div>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g519354g45o99.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>PROXY STATEMENT </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center">2018 Annual Meeting of Stockholders </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc"></A>TABLE OF CONTENTS </B></P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="93%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Page&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#toc519354_1">2018 Proxy Statement Summary</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#toc519354_2">General Information and Frequently Asked Questions</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">4</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#toc519354_3">Board of Directors and Corporate Governance Matters</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">7</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_4">Director Qualifications</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">7</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_5">Board Diversity</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">7</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_6">Current Directors and Director Nominees</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">8</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_7">Matrix of Director Skills, Experience, and Demographic Background</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">11</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_8">Board Independence</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">12</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_9">Leadership Structure</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">12</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_10">Meetings</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">12</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_11">Committees of the Board</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">12</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_12">Role in Risk Oversight</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">14</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_13">Code of Business Conduct and Ethics</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">14</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_14">Compensation Committee Interlocks and Insider Participation</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">15</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_15">Communications with the Board</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">15</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_16">Director Compensation</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">15</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#toc519354_17">Executive Officers</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#toc519354_18">Compensation Discussion and Analysis</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_19">Executive Summary of Compensation Programs</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_20">Compensation Objectives and Approaches</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_21">Elements of Compensation</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">26</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_22">Other Compensation Policies, Practices, and Matters</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">34</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#toc519354_23">Compensation Committee Report</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">37</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#toc519354_24">Executive Compensation Tables</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">38</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_25">Summary Compensation Table</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">38</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_26">Grants of Plan-Based Awards</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">41</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_27">Outstanding Equity Awards at Fiscal
<FONT STYLE="white-space:nowrap">Year-End</FONT></A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">42</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_28">Option Exercises and Stock Vested</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">44</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_29">Equity Compensation Plan Information</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">45</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#toc519354_30">Summary of Employment Arrangements with Executive
Officers</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">46</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_31">Employment Agreements with Current Executive Officers</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">46</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_32">Prior Agreements with Current Executive Officers</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">47</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_33">Agreements with Former Executive Officer</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">48</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_34">Potential Payments Upon Termination or <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">Change-in-Control</FONT></FONT></A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">48</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#toc519354_35">Summary of Company Incentive Plans</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">52</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_36">Long-Term Incentive Plans</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">52</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_37">Annual Incentive Plan</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">53</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#toc519354_38">Stockholder Proposals</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">54</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_39">Proposal No.&nbsp;1:&nbsp;&nbsp;Election of Directors</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">54</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_40">Proposal No.&nbsp;2:&nbsp;&nbsp;
Ratification of Appointment of Independent Registered Public Accounting Firm</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">54</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_41">Proposal No.&nbsp;3:&nbsp;&nbsp;Advisory Vote to Approve Executive Compensation</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">55</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_42">Proposal No.&nbsp;4:&nbsp;&nbsp;
Advisory Vote on Frequency of Future Advisory Votes to Approve Executive Compensation</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">56</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#toc519354_43">Other Information</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">57</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_44">Audit Committee Report</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">57</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_45">Security Ownership of Certain Beneficial Owners and Management</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">58</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_46">Section&nbsp;16(a) Beneficial Ownership Reporting Compliance</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">61</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_47">Certain Relationships and Related Person Transactions</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">61</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_48">Proposals by Stockholders</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">63</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_49">Householding of Annual Meeting Materials</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">63</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.80em; font-size:10pt; font-family:Times New Roman"><A HREF="#toc519354_50">Other Business</A></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">63</TD></TR>
</TABLE>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g519354g45o99.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>REGIONAL MANAGEMENT CORP. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>979 Batesville Road, Suite B </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Greer, South Carolina 29651 </B></P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P ALIGN="center" STYLE="font-family:Times New Roman; font-size:10pt"><B>PROXY STATEMENT </B></P><center>
<P STYLE="line-height:0.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>For the Annual
Meeting of Stockholders to Be Held on April&nbsp;25, 2018 </B></P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Important Notice Regarding the Availability of Proxy Materials </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>for the Stockholder Meeting to Be Held on April&nbsp;25, 2018: </B></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>The Notice of Annual Meeting of Stockholders, Proxy Statement, and Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> are
available at </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B><B><I>https://materials.proxyvote.com/75902K</I></B><B> and on the Investor Relations website of Regional
Management Corp. at </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B><B><I>www.regionalmanagement.com </I></B><B>under the &#147;Annual Reports&#148; tab. </B></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>March 22, 2018 </B></P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc519354_1">
</A>2018 PROXY STATEMENT SUMMARY </B></P> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman"><I>This summary highlights information contained elsewhere in this Proxy Statement. It does not
contain all of the information that you should consider. You should read the entire Proxy Statement carefully before voting. </I></P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Annual Meeting of
Stockholders </U></B></P> <P STYLE="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="18%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="80%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman"><B>Date:</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Wednesday, April&nbsp;25,
2018</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman"><B>Time:</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">8:00 a.m. local time</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman"><B>Place:</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Regional Management Corp. Headquarters at 979 Batesville Road,
Suite B, Greer, SC 29651</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman"><B>Record Date:</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">February&nbsp;26, 2018</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman"><B>Voting:</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Stockholders as of the record date are entitled to vote. Each share
of common stock is entitled to one vote for each director nominee and one vote for each other proposal. Stockholders may vote in person or by proxy. Instructions as to how you may cast your vote by proxy are found on the accompanying proxy card and
are set forth in the Proxy Statement under &#147;General Information and Frequently Asked Questions &#150; How do I vote?&#148;.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman"><B>Proxy Materials:</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Proxy Statement and the
accompanying proxy card are first being mailed on or about March 23, 2018 to the stockholders of Regional Management Corp.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Meeting Agenda </U></B></P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="92%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD style="width:37pt"></TD>
<TD></TD>
<TD></TD>
<TD style="width:37pt"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD style="width:55pt"></TD>
<TD></TD>
<TD></TD>
<TD style="width:55pt"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman"><B>Proposal</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="4" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Board Vote</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Recommendation</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="4" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Page&nbsp;Reference</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(for&nbsp;more&nbsp;detail)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></P></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:10pt; font-family:Times New Roman">Election of eight directors</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" >&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">FOR&nbsp;ALL</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman"></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" >&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">54</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman"></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:10pt; font-family:Times New Roman">Ratification of the appointment of RSM US LLP as
our independent registered public accounting firm for the fiscal year ending December&nbsp;31, 2018</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" >&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">FOR</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman"></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" >&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">54</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman"></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:10pt; font-family:Times New Roman">Advisory vote to approve executive
compensation</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" >&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">FOR</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman"></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" >&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">55</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman"></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:10pt; font-family:Times New Roman">Advisory vote on the frequency of future advisory
votes to approve executive compensation</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" >&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">1 YEAR</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman"></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" >&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">56</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman"></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.80em; font-size:10pt; font-family:Times New Roman">Transact
other business as may properly come before the meeting</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000;">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000;">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">1 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Election of Director Nominees </U></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following table provides summary information about each director nominee. The nominees receiving a plurality of the votes cast at the
meeting will be elected as directors. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="21%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" ROWSPAN="2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman"><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" ALIGN="center"><B>Age</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" ALIGN="center"><B>Director<BR>Since</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" ALIGN="center"><B>Experience/Qualification</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" ALIGN="center"><B>&nbsp;&nbsp;&nbsp;&nbsp;Independent&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000"><B>Committees</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>&nbsp;&nbsp;&nbsp;&nbsp;AC&nbsp;&nbsp;&nbsp;&nbsp;</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>&nbsp;&nbsp;&nbsp;&nbsp;CC&nbsp;&nbsp;&nbsp;&nbsp;</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>&nbsp;&nbsp;&nbsp;&nbsp;CGN&nbsp;&nbsp;&nbsp;&nbsp;</B></P></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman">Alvaro G. de
Molina,</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman">Chair of the Board</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">60</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2012</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Financial Services Industry,
Leadership, Credit Risk, Corporate Finance, M&amp;A, Accounting, Risk Management</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman">Jonathan D. Brown</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">33</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2018</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Financial Services Industry, Capital Allocation, Investor
Relations</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman">Roel C. Campos</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">69</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2012</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Leadership, Cyber Security, Corporate Governance, Government Affairs,
Securities Compliance, Regulatory</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman">Maria Contreras-Sweet</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">62</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2018</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Financial Services Industry, Leadership, Corporate Finance,
Technology/Innovation, Corporate Governance, Regulatory, Public Relations, Government Affairs</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman">Michael R. Dunn</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">66</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2014</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Financial Services Industry, Leadership, Credit Risk, Corporate
Finance, M&amp;A, Risk Management, Investor Relations</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman">Steven J. Freiberg</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">61</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2014</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Financial Services Industry, Leadership, Credit Risk, Corporate
Finance, Marketing, M&amp;A, Executive Compensation, Technology, Risk Management, Investor Relations</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman">Peter R. Knitzer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">59</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2015</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Financial Services Industry, Leadership, Credit Risk, Corporate
Finance, Marketing, Investor Relations</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; text-indent:0.80em; font-size:10pt; font-family:Times New Roman">Carlos Palomares</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">73</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2012</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Financial Services Industry, Leadership, Credit Risk, Corporate
Finance, Executive Compensation, Accounting, Risk Management</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="10%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="14%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">AC = Audit Committee</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">CC =
Compensation</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Committee</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">CGN&nbsp;=&nbsp;Corporate&nbsp;Governance</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">and Nominating Committee</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" STYLE="BORDER-TOP:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">C =
Committee Chair</P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Ratification of Independent Registered Public Accounting Firm </U></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">As a matter of good corporate governance, we are asking our stockholders to ratify the selection of RSM US LLP as our independent registered
public accounting firm for the fiscal year ending December&nbsp;31, 2018. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Advisory Vote to Approve Executive Compensation </U></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">As required by Section&nbsp;14A of the Securities Exchange Act of 1934, as amended (the &#147;<U>Exchange Act</U>&#148;), we are providing our
stockholders with the opportunity at the Annual Meeting of Stockholders to vote on a <FONT STYLE="white-space:nowrap">non-binding</FONT> advisory resolution to approve the compensation of our named executive officers (commonly known as a <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">&#147;Say-on-Pay</FONT></FONT> Vote&#148;). </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Advisory Vote on the Frequency of Future
Advisory Votes to Approve Executive Compensation </U></B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">As required by Section&nbsp;14A of the Exchange Act, we are providing our
stockholders with the opportunity at the Annual Meeting of Stockholders to vote on a <FONT STYLE="white-space:nowrap">non-binding</FONT> advisory resolution on whether to have a
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">&#147;Say-on-Pay</FONT></FONT> Vote&#148; every one year, two years, or three years (commonly known as a
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">&#147;Say-on-Pay</FONT></FONT> Frequency Vote&#148;). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>2017 Compensation-Related Highlights </U></B></P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>Continued alignment of executive pay with company performance</B>: </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:ARIAL"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-SIZE:95%">&#9671;</FONT></SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>2017 incentives are largely performance-contingent</B>,<B> </B>with long-term incentive awards roughly <FONT STYLE="white-space:nowrap">two-thirds</FONT> performance-contingent and short-term incentive awards
entirely performance-contingent </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:ARIAL"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-SIZE:95%">&#9671;</FONT></SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Performance goals are rigorous </B>and are based almost exclusively on objective, quantitative criteria </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#9726;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>2015 long-term incentive program three-year performance thresholds were not achieved as of December</B><B></B><B>&nbsp;31, 2017</B>, resulting in the forfeiture of the associated performance-contingent awards
</TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#9726;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>2017 short-term incentive program performance goals were largely achieved</B>, resulting in annual bonus payments at 98.6% of the target bonuses </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>Maintained competitive compensation and incentive program target opportunities</B> for executives to continue to align their overall compensation with the market for executive talent </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>Set our short-term incentive payout opportunities</B> to provide high upside if performance goals are exceeded, while paying low or no bonus if goals are not achieved </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>Granted long-term incentives</B>, which include a significant portion that is contingent upon the achievement of rigorous and clearly-defined performance measures, to named executive officers and other key
contributors, effectively aligning such individuals&#146; interests with the long-term interests of our stockholders </TD></TR></TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Compensation
Program &#147;Best Practices&#148; Summary </U></B></P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8">&nbsp;</TD>
<TD WIDTH="16" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top">Compensation program designed to closely align pay with performance </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8">&nbsp;</TD>
<TD WIDTH="16" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top">Significant share ownership guidelines for executives (5x&nbsp;base salary for CEO, 2x for other executive officers) </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8">&nbsp;</TD>
<TD WIDTH="16" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top">Significant share ownership guidelines for directors (5x&nbsp;annual cash retainer) </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8">&nbsp;</TD>
<TD WIDTH="16" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top">Significant portion of compensation is variable and/or performance-based </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8">&nbsp;</TD>
<TD WIDTH="16" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top">No excessive perquisites
</TD></TR></TABLE></DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8">&nbsp;</TD>
<TD WIDTH="16" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top">Formalized clawback policy </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8">&nbsp;</TD>
<TD WIDTH="16" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top">Double-trigger <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-in-control</FONT></FONT> provisions </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8">&nbsp;</TD>
<TD WIDTH="16" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top">Prohibition against hedging and pledging </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8">&nbsp;</TD>
<TD WIDTH="16" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top">No <FONT STYLE="white-space:nowrap">re-pricing</FONT> of equity incentive awards without stockholder approval </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8">&nbsp;</TD>
<TD WIDTH="16" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top">Independent Compensation Committee </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8">&nbsp;</TD>
<TD WIDTH="16" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top">Independent compensation consultant </TD></TR></TABLE></div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>
 <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Fiscal 2017 Compensation Summary
</U></B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following table sets forth the cash and other compensation that we paid to our named executive officers or that was otherwise
earned by our named executive officers for their services in all employment capacities during 2017. See the Summary Compensation Table of the Proxy Statement for additional information. </P>
<P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="77%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom" NOWRAP STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman"><B>Name and Principal Position</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;Salary&nbsp;&nbsp;</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;Bonus&nbsp;&nbsp;</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Stock</B><br><B>&nbsp;&nbsp;Awards&nbsp;&nbsp;</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Option</B><br><B>&nbsp;&nbsp;Awards&nbsp;&nbsp;</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B><FONT STYLE="white-space:nowrap">Non-Equity</FONT></B><br><B>Incentive Plan</B><br><B>&nbsp;&nbsp;Compensation&nbsp;&nbsp;</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>All Other</B><br><B>&nbsp;&nbsp;Compensation&nbsp;&nbsp;</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B><br><B>($)</B></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman">Peter R. Knitzer,</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.70em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">President and Chief Executive Officer</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>

<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">530,000</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">949,985</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">522,580</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">42,552</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>2,045,117</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman">John D. Schachtel,</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.70em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Executive Vice President and</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.70em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Chief Operating Officer</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">207,123</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">299,994</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">204,224</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">21,239</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>732,580</B></P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman">Jody L. Anderson,</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.70em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Former President and Chief Operating Officer</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&nbsp;&nbsp;&nbsp;&nbsp;127,603&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&nbsp;&nbsp;&nbsp;&nbsp;&#151;&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&nbsp;&nbsp;&nbsp;&nbsp;172,494&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&nbsp;&nbsp;&nbsp;&nbsp;172,493&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;125,816&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;178,350&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>776,756</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman">Donald E. Thomas,</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.70em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Executive Vice President and</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.70em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Chief Financial Officer</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">342,000</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">66,667</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">170,994</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">170,995</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">337,212</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">24,900</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>&nbsp;&nbsp;&nbsp;&nbsp;1,112,768&nbsp;&nbsp;&nbsp;&nbsp;</B></P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman">Daniel J. Taggart,</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.70em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Senior Vice President and Chief Risk Officer</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">318,000</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">105,987</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">105,998</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">313,548</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">8,810</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>852,343</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman">Brian J. Fisher,</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.70em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Senior Vice President, General Counsel, and</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.70em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Secretary</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">240,000</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">50,000</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">80,000</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">79,994</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">236,640</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">10,800</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>697,434</B></P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>2019 Annual Meeting of Stockholders </U></B></P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#9726;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Stockholder proposals submitted pursuant to SEC Rule <FONT STYLE="white-space:nowrap">14a-8</FONT> must be received by us no later than November 23, 2018. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#9726;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Notice of stockholder proposals outside of SEC Rule <FONT STYLE="white-space:nowrap">14a-8</FONT> must be delivered to us not earlier than December&nbsp;26, 2018 and not later than January&nbsp;25, 2019.
</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc519354_2"></A>GENERAL INFORMATION AND </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FREQUENTLY ASKED QUESTIONS </B></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">This proxy statement (the &#147;<U>Proxy Statement</U>&#148;) and the accompanying proxy card are first being sent on or about March 23, 2018,
to the stockholders of Regional Management Corp., a Delaware corporation (&#147;<U>Regional</U>,&#148; the &#147;<U>Company</U>,&#148; &#147;<U>we</U>,&#148; &#147;<U>us</U>,&#148; and &#147;<U>our</U>&#148;), in connection with the solicitation of
proxies by our Board of Directors (the &#147;<U>Board</U>&#148;) for use at the Annual Meeting of Stockholders (the &#147;<U>Annual Meeting</U>&#148;) to be held on April&nbsp;25, 2018, at Regional&#146;s headquarters located at 979 Batesville Road,
Suite B, Greer, SC 29651, at 8:00 a.m. local time and any postponement or adjournment thereof. Our Annual Report on Form <FONT STYLE="white-space:nowrap">10-K,</FONT> containing financial statements for the fiscal year ended December&nbsp;31, 2017,
is being mailed together with this Proxy Statement to all stockholders entitled to vote at the Annual Meeting. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Why did I receive a proxy card and Proxy
Statement? </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">As a stockholder of record on February&nbsp;26, 2018, you are entitled to vote at the Annual Meeting. The accompanying
proxy card is for use at the Annual Meeting if a stockholder either will be unable to attend in person or will attend but wishes to vote by proxy in advance of the Annual Meeting. Instructions as to how you may cast your vote by proxy are found on
the proxy card. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The proxy card is solicited by mail by and on behalf of the Board, and the cost of soliciting proxies will be borne by us.
In addition to use of the mails, proxies may be solicited in person, by telephone, or via the Internet by our directors and officers who will not receive additional compensation for such services. We will request banks, brokerage houses, and other
institutions, nominees, and fiduciaries to forward the soliciting material to beneficial owners and to obtain authorization for the execution of proxies. We will, upon request, reimburse these parties for their reasonable expenses in forwarding
proxy materials to our beneficial owners. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>What is the purpose of the Annual Meeting? </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The purposes of the Annual Meeting are: </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top">to elect the eight nominees named in the Proxy Statement to serve as members of the Board until the next annual meeting of stockholders or until their successors are elected and qualified; </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top">to ratify the appointment of RSM US LLP as our independent registered public accounting firm for the fiscal year ending December&nbsp;31, 2018; </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(iii)</TD>
<TD ALIGN="left" VALIGN="top">to hold an advisory vote to approve executive compensation; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(iv)</TD>
<TD ALIGN="left" VALIGN="top">to hold an advisory vote on the frequency of future advisory votes to approve executive compensation; and </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(v)</TD>
<TD ALIGN="left" VALIGN="top">to transact such other business as may properly come before the Annual Meeting or any adjournments thereof. </TD></TR></TABLE>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Who is entitled to vote? </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Only
stockholders of record at the close of business on February&nbsp;26, 2018 (the &#147;<U>Record Date</U>&#148;), will be entitled to receive notice of and to vote at the Annual Meeting. As of the Record Date, 11,690,602 shares of our common stock,
$0.10 par value per share, were outstanding. The holders of common stock are entitled to one vote per share on any proposal presented at the Annual Meeting. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Brokers that are members of certain securities exchanges and that hold shares of our common stock in &#147;street name&#148; on behalf of
beneficial owners have authority to vote on certain items when they have not received instructions from beneficial owners. Under the New York Stock Exchange (&#147;<U>NYSE</U>&#148;) rules and regulations governing such brokers, the proposal to
ratify the appointment of RSM US LLP as our independent registered public accounting firm is considered a &#147;discretionary&#148; item. This means that brokers may vote in their discretion on this proposal on behalf of beneficial owners who have
not furnished voting instructions. In contrast, certain items are considered <FONT STYLE="white-space:nowrap">&#147;non-discretionary,&#148;</FONT> and a &#147;broker <FONT STYLE="white-space:nowrap">non-vote&#148;</FONT> occurs when a broker or
other nominee holding shares for a beneficial owner votes on one proposal but does not vote on another proposal because, with respect to such other proposal, the nominee does not have discretionary voting power and has not received instructions from
the beneficial owner. The proposals to elect directors, to approve executive compensation, and to determine the frequency of future advisory votes to approve executive compensation are considered
<FONT STYLE="white-space:nowrap">&#147;non-discretionary,&#148;</FONT> and therefore, for such proposals, brokers cannot vote your shares when they do not receive voting instructions from you. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>What constitutes a quorum? </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The
representation in person or by proxy of at least a majority of the outstanding shares of common stock entitled to vote at the Annual Meeting is necessary to constitute a quorum for the transaction of business. Votes withheld from any nominee,
abstentions, and &#147;broker <FONT STYLE="white-space:nowrap">non-votes&#148;</FONT> are counted as present or represented for purposes of determining the presence or absence of a quorum for the Annual Meeting. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>How do I vote? </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Stockholders may vote in person or by proxy. Instructions as to how you may cast your vote by proxy are set forth below and are found on the
accompanying proxy card. </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="7%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="88%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="middle"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center">


<IMG SRC="g519354g31e68.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>Vote in Person: </B>If you attend the Annual Meeting, you may vote in person even if you have previously returned your proxy card.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="10"></TD>
<TD HEIGHT="10" COLSPAN="2"></TD>
<TD HEIGHT="10" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="middle"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt" ALIGN="center">


<IMG SRC="g519354g47p71.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>Vote by Internet (</B><B><I>www.proxyvote.com</I></B><B>): </B>Use the Internet to transmit your voting instructions and for electronic delivery of information up until 11:59 P.M. Eastern Time on April&nbsp;24, 2018. Have your
proxy card in hand when you access the website, and follow the instructions to obtain your records and to create an electronic voting instruction form.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="10"></TD>
<TD HEIGHT="10" COLSPAN="2"></TD>
<TD HEIGHT="10" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="middle"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center">


<IMG SRC="g519354g12a14.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Vote by Mail: </B>Mark, sign, and date your proxy card and promptly return it in the postage-paid envelope we have provided or return
it to Vote Processing, c/o Broadridge, 51 Mercedes Way, Edgewood, NY 11717.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Will other matters be voted on at the Annual Meeting? </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Aside from the four proposals described above, the Board knows of no other matters to be presented at the Annual Meeting. If any other matter
should be presented at the Annual Meeting upon which a vote properly may be taken, shares represented by all proxies received by the Board will be voted with respect thereto in accordance with the best judgment of the persons named as proxy holders
and <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">attorneys-in-fact</FONT></FONT> in the proxies. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>May I revoke my proxy
instructions? </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Any proxy given pursuant to this solicitation may be revoked by the person giving it at any time before it is voted.
Proxies may be revoked by (i)&nbsp;filing with our Corporate Secretary, before the taking of the vote at the Annual Meeting, a written notice of revocation bearing a later date than the proxy; (ii)&nbsp;duly completing a later-dated proxy card
relating to the same shares and delivering it to our Corporate Secretary before the taking of the vote at the Annual Meeting; or (iii)&nbsp;attending the Annual Meeting and voting in person (although attendance at the Annual Meeting will not in and
of itself constitute a revocation of a proxy). Any written notice of revocation or subsequent proxy should be sent so as to be delivered to Regional Management Corp., 979 Batesville Road, Suite B, Greer, South Carolina 29651, Attention: Corporate
Secretary, before the taking of the vote at the Annual Meeting. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>How many votes are required to approve each proposal? </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">With respect to the proposal to elect directors (Proposal No.&nbsp;1), the eight nominees receiving the highest number of affirmative votes of
the shares present or represented and entitled to vote at the Annual Meeting shall be elected as directors. Regarding the proposal to ratify the appointment of RSM US LLP as our independent registered public accounting firm for the fiscal year
ending December&nbsp;31, 2018 (Proposal No.&nbsp;2), an affirmative vote of a majority of the shares present, in person or represented by proxy, and voting on such matter is required for approval. Likewise, the compensation of executive officers
(Proposal No.&nbsp;3) will be approved, on an advisory basis, if a majority of the shares present, in person or represented by proxy, and voting on such matter is cast in favor of the proposal. Finally, the frequency of the advisory vote on future
advisory votes to approve executive compensation (Proposal No.&nbsp;4) receiving the greatest number of votes cast&#151;one year, two years, or three years&#151;will be deemed by us as the frequency that has been recommended by stockholders.
&#147;Broker <FONT STYLE="white-space:nowrap">non-votes&#148;</FONT> are not considered voted for the particular matter, and for proposals subject to majority voting (Proposal No.&nbsp;2 and Proposal No.&nbsp;3), &#147;broker <FONT
STYLE="white-space:nowrap">non-votes&#148;</FONT> have the effect of reducing the number of affirmative votes required to achieve a majority for such matter by reducing the total number of shares from which the majority is calculated. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Because your votes on Proposal No.&nbsp;3 and Proposal No.&nbsp;4 are advisory, they will not be binding on us, our Board, or our Compensation
Committee. However, the Board and the Compensation Committee will consider the outcome of each of these votes when making future compensation decisions for our executive officers or decisions regarding the frequency of the advisory vote on the
compensation of our executive officers. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The persons named as proxy holders and <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">attorneys-in-fact</FONT></FONT> in the proxy card, Peter R. Knitzer and Brian J.&nbsp;Fisher, were selected by the Board and are officers of the Company. All properly executed proxies returned in time to be counted at the
Annual Meeting will be voted by such persons at the Annual Meeting. Where a choice has been specified on the proxy with respect to the foregoing matters, the shares represented by the proxy will be voted in accordance with the specifications. If no
such specifications are indicated, such proxies will be voted &#147;FOR&#148; the election of the director nominees, &#147;FOR&#148; the ratification of the appointment of our independent registered public accounting firm, &#147;FOR&#148; the
advisory approval of executive compensation, and &#147;ONE YEAR&#148; on the advisory vote on the frequency of future advisory votes on the approval of executive compensation. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>How can I correspond directly with Regional Management Corp.? </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The address of our principal executive office is 979 Batesville Road, Suite B, Greer, South Carolina 29651, and our telephone number is <FONT
STYLE="white-space:nowrap">(864)&nbsp;448-7000.</FONT> In addition, any person interested in communicating directly with the independent Chair of our Board or with any other Board member may address such communication to our Corporate Secretary, 979
Batesville Road, Suite B, Greer, South Carolina 29651, who will forward such communication to the appropriate party. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc519354_3"></A>BOARD OF DIRECTORS AND </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CORPORATE GOVERNANCE MATTERS </B></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Board is responsible for directing and overseeing the management of our business and affairs in a manner consistent with the best interests
of the Company and its stockholders. The Board has implemented written Corporate Governance Guidelines designed to assist the Board in fulfilling its duties and responsibilities. The Corporate Governance Guidelines address a number of matters
applicable to directors, including Board composition, structure, and policies; director qualification standards; Board meetings; committees of the Board; roles and expectations of the Board and its directors; director compensation; management
succession planning; and other matters. These Corporate Governance Guidelines are available on our Investor Relations website under the &#147;Corporate Governance&#148; tab at <I>www.regionalmanagement.com</I>. A stockholder may request a copy of
the Corporate Governance Guidelines by contacting our Corporate Secretary at 979 Batesville Road, Suite B, Greer, South Carolina 29651. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_4">
</A>Director Qualifications </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our Corporate Governance and Nominating Committee (the &#147;<U>Nominating Committee</U>&#148;) is
responsible for reviewing the qualifications of potential director candidates and recommending to the Board those candidates to be nominated for election to the Board. The Nominating Committee considers minimum individual qualifications, including
relevant career experience, strength of character, mature judgment, familiarity with our business and industry, independence of thought, and an ability to work collegially with the other members of the Board, and&nbsp;all other factors it considers
appropriate, which may include age, diversity of background, existing commitments to other businesses, potential conflicts of interest with other pursuits, legal considerations (such as antitrust issues), corporate governance background, financial
and accounting background, executive compensation background, and the size, composition, and combined expertise of the existing Board. The Board and the Nominating Committee monitor the mix of specific experience, qualifications, and skills of its
directors in order to assure that the Board, as a whole, has the necessary tools to perform its oversight function effectively in light of our business and structure. Stockholders may also nominate directors for election at our annual
stockholders&#146; meeting by following the provisions set forth in our Amended and Restated Bylaws (the &#147;<U>Bylaws</U>&#148;), and in such a case, the Nominating Committee will consider the qualifications of directors proposed by stockholders.
</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">When determining whether director nominees have the experience, qualifications, attributes, and professional and functional skills, taken
as a whole, to enable our Board to satisfy its oversight responsibilities effectively in light of our business and structure, the Nominating Committee has focused primarily on their valuable contributions to our success in recent years and on the
skills, experience, and individual attributes that each director brings to the Board, including those discussed in the biographical descriptions and matrix set forth below. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_5"></A>Board Diversity </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Board recognizes and embraces the value of a diverse board of directors in improving the quality of its performance and our success.
Diversity promotes the inclusion of different perspectives and ideas, mitigates against groupthink, and ensures that the Board has the opportunity to benefit from all available talent. The Board also recognizes the need for its directors to
understand and to be able to respond effectively to the financial needs of its diverse customer base. The promotion of a diverse Board makes prudent business sense and makes for better corporate governance. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In February 2018, the Board approved its Board Diversity Policy (the &#147;<U>Diversity Policy</U>&#148;), which is available on our Investor
Relations website under the &#147;Corporate Governance&#148; tab at <I>www.regionalmanagement.com</I>. The Diversity Policy establishes the Board&#146;s approach to achieving and maintaining diversity on the Board. The Board and the Nominating
Committee are committed to actively seeking out highly qualified, diverse candidates to include in the pool from which Board nominees are chosen. The Board seeks to comprise itself of talented and dedicated directors with a diverse mix of expertise
in areas needed to foster our business success, as well as a diversity of personal characteristics that include, but are not limited to, gender, race, ethnicity, national origin, sexual orientation, age, and geography. The Board and the Nominating
Committee implement the Diversity Policy by maintaining a director candidate list comprised of individuals qualified to fill openings on the Board, which includes candidates with useful expertise who possess diverse personal backgrounds. When
director openings occur, the list will be used to assist in selecting new directors. Ultimately, the selection of new directors will be based on the Board&#146;s judgment of the overall contributions that a candidate will bring to the Board, giving
due weight to diverse personal characteristics that contribute to the Board achieving the objectives of the Diversity Policy. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The
Nominating Committee is charged with reviewing all steps taken pursuant to the Diversity Policy on an annual basis, assessing the Board&#146;s progress in achieving diversity, and presenting its findings and assessment to the full Board for input.
Because the Diversity Policy is a new policy, the Nominating Committee has not yet performed an annual review and assessment of the Board&#146;s progress in achieving the objectives set forth in the Diversity Policy. The Nominating Committee has,
however, considered the current composition of the Board and assessed the diverse characteristics of its current directors, 50% of whom are Hispanic </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
American, one being a Hispanic American female. The Nominating Committee and the Board are proud of the diverse characteristics of its directors. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_6"></A>Current Directors and Director Nominees </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Board has the discretion to determine the size of the Board, the members of which are elected at each year&#146;s annual meeting of
stockholders. Our Board currently consists of eight directors: Alvaro G. de Molina, Jonathan D. Brown, Roel C. Campos, Maria Contreras-Sweet, Michael R. Dunn, Steven J. Freiberg, Peter R. Knitzer, and Carlos Palomares, with Mr.&nbsp;de Molina
serving as Chair of the Board. Each of these individuals has also been nominated as a director candidate for election at the Annual Meeting. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Biographical information of each of our directors is provided below. In addition, following the biographical information of our directors, we
have provided a matrix summarizing the background, skills, experience, qualifications, and other attributes of our directors that led the Nominating Committee and the Board to conclude that such individuals would provide valuable contributions to
our business and should therefore serve our company as its directors. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="29%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="69%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ALVARO&nbsp;G.&nbsp;DE&nbsp;MOLINA</B></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Age: 60</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Director Since: 2012</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Chair of the Board</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Member of the Audit Committee</I></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>and Corporate Governance and Nominating Committee</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;de Molina has been a director of Regional since March&nbsp;2012 and currently serves as Chair of the Board. Until 2009, Mr.&nbsp;de Molina was the Chief Executive Officer of GMAC LLC, which he originally joined as Chief
Operating Officer in 2007. Since departing GMAC LLC, Mr.&nbsp;de Molina has been a private investor. He joined Cerberus Capital Management for a period during 2007 where he worked with the operations group, following a
<FONT STYLE="white-space:nowrap">17-year</FONT> career at Bank of America, where he most recently served as its Chief Financial Officer from 2005 until 2007. During his tenure at Bank of America, Mr.&nbsp;de Molina also served as Chief Executive
Officer of Banc of America Securities, President of Global Capital Markets and Investment Banking, head of Market Risk Management, and Corporate Treasurer. Previously, he also served in key roles at JPMorgan Chase Bank, N.A., Becton, Dickinson and
Company, and PriceWaterhouse LLP (now PricewaterhouseCoopers LLP). In September 2012, Mr.&nbsp;de Molina was appointed to the board of directors of Walter Investment Management Corp., a publicly-held entity which is an asset manager, mortgage
servicer, and mortgage portfolio owner specializing in less-than-prime, <FONT STYLE="white-space:nowrap">non-conforming,</FONT> and other credit-challenged mortgage assets. Mr.&nbsp;de Molina also serves on the Board of Trustees of the Smithsonian
Latino Center. He holds a B.S. degree in Accounting from Fairleigh Dickinson University and an M.B.A. degree from Rutgers Business School and is a graduate of the Duke University Advanced Management Program.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>JONATHAN D. BROWN</B></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Age: 33</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Director Since: 2018</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Mr.&nbsp;Brown has served as a director of Regional since January 2018. He is a senior analyst with Basswood Capital Management L.L.C.
(&#147;<U>Basswood</U>&#148;), an alternative asset manager with over $1.4&nbsp;billion of assets under management. Mr.&nbsp;Brown joined Basswood in 2009. In his current role as senior analyst, Mr.&nbsp;Brown is responsible for the research and
investment analysis of companies across a broad range of sectors, with a specialized focus on financial services. Prior to Basswood, Mr.&nbsp;Brown worked at Sandelman Partners and Goldman Sachs. Mr.&nbsp;Brown graduated from Emory University&#146;s
Goizueta School of Business in 2006 with a B.B.A., holding dual concentrations in Finance and Strategy&nbsp;&amp; Management Consulting, as well as a minor in History.</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt"><FONT
STYLE="font-size:5pt">&nbsp;</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Mr.&nbsp;Brown is the representative of Basswood, our largest stockholder. For a description of our cooperation
agreement with Basswood, pursuant to which Mr.&nbsp;Brown is nominated, see &#147;Other Information &#150; Certain Relationships and Related Person Transactions &#150; Cooperation Agreement,&#148; below.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ROEL C. CAMPOS</B></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Age: 69</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Director Since: 2012</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Chair of the Corporate Governance and Nominating Committee</I></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Member of the Compensation Committee</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Campos has served as a director of Regional since March 2012. He has been a partner with the law firm of Hughes Hubbard&nbsp;&amp; Reed LLP since February 2016, where he practices in the areas of securities regulation,
corporate governance, and securities enforcement and serves as Chair of the firm&#146;s Securities Enforcement Practice. Prior to joining Hughes Hubbard&nbsp;&amp; Reed LLP, Mr.&nbsp;Campos was a partner with Locke Lord LLP (April 2011 to February
2016) and Cooley LLP (September 2007 to April 2011). Prior to that, he received a presidential appointment and served as a Commissioner of the Securities and Exchange Commission (the &#147;<U>SEC</U>&#148;) from 2002 to 2007. Prior to serving with
the SEC, Mr.&nbsp;Campos was a founding partner of a Houston-based radio broadcaster. Earlier in his career, he practiced corporate law and served as a federal prosecutor in Los Angeles, California. Mr.&nbsp;Campos also previously served from
January 2013 to May 2017 on the</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="29%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="69%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">board of directors of WellCare Health Plans, Inc., a publicly-held entity which provides managed care services targeted to government-sponsored health care programs. He is currently a director of Paulson International Ltd., a
privately-held, Cayman-based hedge fund; a director of a private registered broker-dealer, Liquidnet Holdings, Inc.; and a member of the Advisory Board of Balyasny Asset Management L.P., a registered investment advisory fund. Mr.&nbsp;Campos also
serves on the Advisory Board for the Public Company Accounting Oversight Board (the &#147;PCAOB&#148;), the Board of Visitors to the United States Air Force Academy, the Board of Advisors for the Smithsonian Latino Center, and on various <FONT
STYLE="white-space:nowrap">non-profit</FONT> boards. From 2008 to 2013, Mr.&nbsp;Campos served on the President&#146;s citizen Presidential Intelligence Advisory Board. Mr.&nbsp;Campos earned a B.S. degree from the United States Air Force Academy,
an M.B.A. degree from the University of California, Los Angeles, and a J.D. degree from Harvard Law School.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>MARIA CONTRERAS-SWEET</B></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Age: 62</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Director Since: 2018</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Member of the Corporate Governance and Nominating Committee</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Ms.&nbsp;Contreras-Sweet has been a director of Regional since January 2018. She is the Managing Partner of Rockway Equity Partners, and she previously served as a member of President Obama&#146;s cabinet as the Administrator of
the U.S. Small Business Administration from April 2014 to January 2017. Since March 2017, Ms.&nbsp;Contreras-Sweet has served as a director and member of the audit committee of Sempra Energy, an energy-services company that invests in, develops, and
operates energy infrastructure and provides electric and gas services to customers in North and South America. She was a founder of ProAmerica Bank, where she served as Executive Chairwoman from 2006 to 2014, and
<FONT STYLE="white-space:nowrap">Co-Founder</FONT> and Managing Partner of Fortius Holdings from 2003 to 2006. Prior to that, Ms.&nbsp;Contreras-Sweet served as the California cabinet Secretary of the Business, Transportation and Housing Agency from
1999 to 2003. Earlier in her career, she was an executive with Westinghouse Electric Company&#146;s <FONT STYLE="white-space:nowrap">7-Up/RC</FONT> Bottling Company. Ms.&nbsp;Contreras-Sweet is also a Distinguished Fellow of the LARTA Institute and
serves on the Board of Directors of the Bipartisan Policy Center.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>MICHAEL R. DUNN</B></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Age: 66</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Director Since: 2014</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Dunn has been a director of Regional since July 2014. He previously served as Chief Executive Officer of Regional from October 2014 through July 2016 and as Executive Chairman of the Board from August 2016 through
December 2016. Prior to joining Regional, Mr.&nbsp;Dunn was a partner at the private equity firm of Brysam Global Partners, a specialized firm focusing on investment in international banking and consumer lending companies, from 2007 through 2013.
Mr.&nbsp;Dunn served as a board or alternate board member for all of Brysam&#146;s portfolio companies. Prior to that, Mr.&nbsp;Dunn was with Citigroup for over 30 years, where he was the Chief Financial Officer of the Global Consumer Group from
1996 through 2007, adding the title of Chief Operating Officer of the Group in 2005. He was also a member of the Citigroup Management and Operating Committees. Mr.&nbsp;Dunn previously served on the boards of Banamex, a wholly-owned Mexican bank
subsidiary of Citigroup, and on the U.S.-based Student Loan Corporation, of which Citigroup owned a majority interest. He holds a B.S. degree from New York University and attended the University of Michigan Executive Program. He is a Certified
Public Accountant in New York State.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>STEVEN J. FREIBERG</B></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Age: 61</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Director Since: 2014</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Chair of the Compensation Committee</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Member of the Audit Committee</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Freiberg has been a director of Regional since July 2014. He has been a Senior Advisor to The Boston Consulting Group since December 2012, and Vice Chairman and Interim Chief Financial Officer of Social Finance, Inc.
since May 2017. Previously, Mr.&nbsp;Freiberg served as a director and the Chief Executive Officer of E*TRADE Financial Corporation from April 2010 until August 2012. Prior to joining E*TRADE, Mr.&nbsp;Freiberg spent 30 years at Citigroup and its
predecessor companies and affiliates. Among his notable roles at Citigroup, Mr.&nbsp;Freiberg served as <FONT STYLE="white-space:nowrap">Co-Chairman/Chief</FONT> Executive Officer of Citigroup&#146;s Global Consumer Group, Chairman and Chief
Executive Officer of Citi Cards&#151;Citigroup&#146;s leading global credit card business&#151;and Chairman and Chief Executive Officer of Citigroup&#146;s North American Investment Products Division. Additionally, he was a member of
Citigroup&#146;s Executive, Management, and Operating Committees, and he served on the board of directors of several of Citigroup&#146;s affiliates, including Citibank N.A., Citicorp Credit Services Inc., Citicorp Investment Services, Citicorp
Insurance Group, Citibank Trust N.A., Citibank FSB, and the Citigroup Foundation. Mr.&nbsp;Freiberg has served on the board of directors of MasterCard Incorporated, a publicly-traded</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="29%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="69%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">multinational financial services corporation, since September 2006 and currently chairs its audit committee. He also served on the former U.S. region board of MasterCard from January 2001 until May 2006 and served as Chairman of
MasterCard&#146;s United States region board from 2004 until May 2006. In addition, Mr.&nbsp;Freiberg serves on the board of directors or equivalent governing body of OANDA Corporation (a private company providing Internet-based forex trading and
currency information services), Social Finance, Inc. (a private online personal finance company that provides student loan refinancing, mortgages, and personal loans), Fair Square Financial, LLC (a private credit card issuer that provides credit
cards to &#147;near-prime&#148; customers), and Purchasing Power, LLC (a private specialty <FONT STYLE="white-space:nowrap">e-retailer</FONT> offering consumer products, vacations, and online education services through payment plans).
Mr.&nbsp;Freiberg previously served as a member of the Board of Trustees of the March of Dimes, and he currently serves on the Hofstra University Board of Trustees.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>PETER R. KNITZER</B></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Age: 59</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>President and Chief Executive Officer</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Director Since: 2015</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Knitzer has served as President and Chief Executive Officer of Regional since May 2017. From August 2016 until May 2017, Mr.&nbsp;Knitzer served as Chief Executive Officer at Regional. He has also been a director of
Regional since July 2015. Before joining Regional, Mr.&nbsp;Knitzer acted as an advisor to financial services companies since 2013. Prior to 2013, he served as Executive Vice President and head of the Payments group at CIBC and President and
Director at E*TRADE Bank. Prior to joining E*TRADE, Mr.&nbsp;Knitzer spent 14 years at Citigroup in various senior roles, including Chairman&nbsp;and Chief Executive Officer of Citibank North America; Business Head, Cross-Sell Customer Management
for all Citigroup businesses; and EVP/Managing Director of Citi Cards, Citigroup&#146;s leading global credit card business. Mr.&nbsp;Knitzer has also previously held senior marketing positions at Chase Manhattan Bank, American Express, and Nabisco
Brands. He received his M.B.A. in Marketing and Finance from Columbia University Graduate School of Business and his B.A. in Political Science from Brown University. Mr.&nbsp;Knitzer also served as a Director for Habitat for Humanity from 2008 to
2014, including Board Chair from 2011 to 2013. He currently serves on the Advisory Board of Columbia University Business School&#146;s Lang Center for Entrepreneurship.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>CARLOS PALOMARES</B></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Age: 73</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Director Since: 2012</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Chair of the Audit Committee</I></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.30em; font-size:10pt; font-family:Times New Roman"><I>Member of the Compensation Committee</I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Palomares has been a director of Regional since March&nbsp;2012. Since 2007, Mr.&nbsp;Palomares has been President and Chief Executive Officer of SMC Resources, a consulting practice that advises senior executives on
business and marketing strategy. From 2001 to 2007, Mr.&nbsp;Palomares was Senior Vice President at Capital One Financial Corp., and he was Chief Operating Officer of Capital One Federal Savings Bank banking unit from 2004 to 2007. Prior to joining
Capital One, Mr.&nbsp;Palomares held a number of senior positions with Citigroup Inc. and its affiliates, including Chief Operating Officer of Citibank Latin America Consumer Bank from 1998 to 2001, Chief Financial Officer of Citibank North America
Consumer Bank from 1997 to 1998, Chairman and CEO of Citibank Italia from 1990 to 1992, and President and CEO of Citibank FSB Florida from 1992 to 1997. Mr.&nbsp;Palomares serves on the Boards of Directors of Pan American Life Insurance Group, Inc.
and the Coral Gables Trust Company. He also serves on the Board of Trustees of the Smithsonian Latino Center. Mr.&nbsp;Palomares earned a B.S. degree in Quantitative Analysis from New York University.</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">There are no family relationships among any of our directors or executive officers. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_7"></A>Matrix of Director Skills, Experience, and Demographic Background </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following table provides our stockholders and other interested parties with an overview of our directors&#146; skills, experience, and
demographic background. These qualities are of particular value to our business and led the Nominating Committee and the Board to conclude that such individuals would provide valuable contributions to our company and should therefore serve our
company as its directors. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#eaeaea"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Alvaro&nbsp;G.&nbsp;&nbsp;</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>de&nbsp;Molina&nbsp;&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#e5e5e5"><B>Jonathan&nbsp;&nbsp;<BR>D.&nbsp;Brown&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#e5e5e5"><B>Roel C.&nbsp;&nbsp;<BR>Campos&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" NOWRAP ALIGN="center" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#e5e5e5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Maria&nbsp;&nbsp;</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Contreras-&nbsp;&nbsp;</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Sweet&nbsp;&nbsp;</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#e5e5e5"><B>Michael&nbsp;R.&nbsp;&nbsp;<BR>Dunn&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#e5e5e5"><B>Steven&nbsp;J.&nbsp;&nbsp;<BR>Freiberg&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#e5e5e5"><B>Peter&nbsp;R.&nbsp;&nbsp;<BR>Knitzer&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom" BGCOLOR="#e5e5e5" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-right:2pt" BGCOLOR="#e5e5e5"><B>Carlos&nbsp;&nbsp;<BR>Palomares&nbsp;&nbsp;</B></TD></TR>


<TR BGCOLOR="#000000" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" COLSPAN="17" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-left:8pt; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.50em; font-size:8pt; font-family:Times New Roman"><FONT COLOR="#ffffff"><B>Skills and Experience</B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Financial Services Industry</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Other Public Co. Board of Directors</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Executive Management</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Entrepreneurship/Business Operations</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Credit Risk Management</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Corporate Finance and/or Capital Allocation</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Marketing and/or Public Relations</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Marketing to Hispanic Population</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Mergers and Acquisitions</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Human Resources/Executive Comp</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Cyber Security and/or Technology/Innovation</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Corporate Governance</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Government Affairs</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Regulatory and/or SEC Compliance</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Audit Committee Financial Expert</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">SOX and Internal Audit</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Risk Management</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Business Ethics</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Investor Relations</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#000000" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" COLSPAN="17" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-left:8pt; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.50em; font-size:8pt; font-family:Times New Roman"><FONT COLOR="#ffffff"><B>Demographic Background</B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" COLSPAN="17" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:Times New Roman"><B><I>Board Tenure and Independence</I></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Year First Appointed or Elected</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">2012</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">2018</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">2012</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">2018</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">2014</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">2014</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">2015</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">2012</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Board Independent</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P>
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" COLSPAN="17" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:Times New Roman"><B><I>Gender</I></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Male</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Female</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" COLSPAN="17" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:Times New Roman"><B><I>Age</I></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Years Old</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">60</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">33</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">69</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">62</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">66</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">61</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">59</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">73</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" COLSPAN="17" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt; padding-right:2pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:Times New Roman"><B><I>Race/Ethnicity</I></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">White/Caucasian</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B></B>&#10003;<B></B><B></B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.63em; font-size:8pt; font-family:Times New Roman">Hispanic/Latino</P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_8"></A>Board Independence </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Ms.&nbsp;Contreras-Sweet and Messrs. Brown, Campos, Freiberg, de Molina, and Palomares are each independent in accordance with the criteria
established by the NYSE for independent board members. The Board performed a review to determine the independence of its members and made a subjective determination as to each of these independent directors that no transactions, relationships, or
arrangements exist that, in the opinion of the Board, would interfere with the exercise of independent judgment in carrying out the responsibilities of a director of the Company. In making these determinations, the Board reviewed the information
provided by the directors and the Company with regard to each director&#146;s business and personal activities as they may relate to the Company and its management. We define an &#147;independent&#148; director in accordance with
Section&nbsp;303A.02 of the NYSE Rules. The categorical standards that the Board has established to assist it in making independence determinations can be found in our Corporate Governance Guidelines on our Investor Relations website under the
&#147;Corporate Governance&#148; tab at <I>www.regionalmanagement.com</I>. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_9"></A>Leadership Structure </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">As described in the Corporate Governance Guidelines, the Board may select its Chair and our Chief Executive Officer in any way that it
considers to be in our best interests. Therefore, the Board does not have a policy on whether the roles of Chair and Chief Executive Officer should be separate or combined and, if they are to be separate, whether the Chair should be selected from
the independent directors. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Mr.&nbsp;de Molina currently serves as Chair of our Board. At this time, the Board believes that the separation
of the roles of Chair and Chief Executive Officer promotes communication between the Board, the Chief Executive Officer, and other senior management, and enhances the Board&#146;s oversight of management. We believe that our leadership structure
provides increased accountability of our Chief Executive Officer to the Board and encourages balanced decision-making. We also separate the roles in recognition of the differences in the roles. While the Chief Executive Officer is responsible for <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">day-to-day</FONT></FONT> leadership of the Company and the setting of strategic direction, the Chair of the Board provides guidance to the Chief Executive Officer and coordinates and
manages the operation of the Board and its committees. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">At this time, the Board believes that our current leadership structure, with an
independent Chair of the Board, is appropriate for the Company and provides many advantages to the effective operation of the Board. The Board will periodically evaluate and reassess the effectiveness of this leadership structure. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_10"></A>Meetings </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The
Board held 16 meetings during the fiscal year ended December&nbsp;31, 2017. During 2017, each director attended more than 75% of the total number of meetings of the Board and committees on which he served. In addition to formal Board meetings, our
Board communicates from time to time via telephone, electronic mail, and informal meetings, and our Board and its committees may act by written consent in lieu of a formal meeting. Our <FONT STYLE="white-space:nowrap">non-employee</FONT> directors
met in executive session following each of our regular, quarterly Board meetings in 2017, and the independent members of our Board also periodically met in executive session in 2017. Mr.&nbsp;de Molina presides over each executive session of our <FONT
STYLE="white-space:nowrap">non-employee</FONT> directors and independent directors. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Other than an expectation set forth in our Corporate
Governance Guidelines that each director will make every effort to attend the annual meeting of stockholders, we do not have a formal policy regarding the directors&#146; attendance at annual meetings. All of our then-current directors attended our
last annual meeting of stockholders held on April&nbsp;27, 2017. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_11"></A>Committees of the Board </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our Board has three standing committees: the Audit Committee, the Compensation Committee, and the Corporate Governance and Nominating
Committee. The composition and responsibilities of each committee are described below. Members serve on these committees until their resignation or until otherwise determined by our Board. </P>
<P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Audit</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Compensation</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>&nbsp;&nbsp;&nbsp;&nbsp;Corporate&nbsp;Governance&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<BR>&nbsp;&nbsp;&nbsp;&nbsp;and
Nominating&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Jonathan D. Brown</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Roel C. Campos</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Chair</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Maria
Contreras-Sweet</B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Steven J. Freiberg</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Chair</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Alvaro G. de
Molina</B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Carlos Palomares</B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Chair</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#10003;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Number of Meetings Held in 2017:</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>6</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>10</B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>5</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Audit Committee </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Audit Committee is a separately-designated standing audit committee established in accordance with Section&nbsp;3(a)(58)(A) of the Exchange
Act. The Audit Committee consists of Messrs. Palomares (Chair), Freiberg, and de Molina. In accordance with SEC rules and NYSE rules, each of the members of our Audit Committee is an independent director in accordance with the criteria established
by the NYSE for the purpose of audit committee membership independence. In addition, the Board has examined the SEC&#146;s definition of &#147;audit committee financial expert&#148; and has determined that Messrs. Palomares, Freiberg, and de Molina
satisfy this definition. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Pursuant to the Audit Committee&#146;s written charter, our Audit Committee is responsible for, among other
things: </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">selecting and hiring our independent registered public accounting firm, and <FONT STYLE="white-space:nowrap">pre-approving</FONT> the audit and <FONT STYLE="white-space:nowrap">non-audit</FONT> services to be performed
by our independent auditors; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">discussing the scope and results of the audit with the independent registered public accounting firm; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">assisting the Board in evaluating the qualifications, performance, and independence of our independent auditors; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">assisting the Board in monitoring the quality and integrity of our financial statements and our accounting and financial reporting processes; </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">assisting the Board in monitoring our compliance with legal and regulatory requirements; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">assisting the Board in reviewing the adequacy and effectiveness of our internal control over financial reporting processes; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">assisting the Board in monitoring the performance of our internal audit function; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">reviewing with management and our independent auditors our annual and quarterly financial statements; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">establishing procedures for the receipt, retention, and treatment of complaints received by us regarding accounting, internal accounting controls, or auditing matters and the confidential, anonymous submission by our
employees and others of concerns regarding questionable accounting or auditing matters; and </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">preparing the audit committee report that the SEC requires in our annual proxy statement. </TD></TR></TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The
Audit Committee Charter, which contains a more complete explanation of the roles and responsibilities of the Audit Committee, is posted on our Investor Relations website under the &#147;Corporate Governance&#148; tab at
<I>www.regionalmanagement.com</I>. A stockholder may request a copy of the Audit Committee Charter by contacting our Corporate Secretary at 979 Batesville Road, Suite B, Greer, South Carolina 29651. The Audit Committee held six&nbsp;meetings during
the fiscal year ended December&nbsp;31, 2017. In addition to formal Audit Committee meetings, our Audit Committee communicates from time to time via telephone, electronic mail, and informal meetings. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Compensation Committee </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our Compensation Committee consists of Messrs. Freiberg (Chair), Campos, and Palomares. In accordance with NYSE rules, each of the members of
our Compensation Committee is an independent director in accordance with the criteria established by the NYSE for the purpose of compensation committee membership independence. Pursuant to the Compensation Committee&#146;s written charter, our
Compensation Committee is responsible for, among other things: </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">reviewing and approving, or making recommendations to the Board with respect to, corporate goals and objectives relevant to the compensation of our Chief Executive Officer, evaluating our Chief Executive Officer&#146;s
performance in light of those goals and objectives, and either as a committee or together with the other independent directors (as directed by the Board), determining and approving our Chief Executive Officer&#146;s compensation level based on such
evaluation; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">reviewing and approving the compensation of our executive officers, including annual base salary, annual incentive bonuses, specific goals, equity compensation, employment agreements, severance and <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-in-control</FONT></FONT> arrangements, and any other benefits, compensation, or arrangements; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">reviewing and recommending the compensation of our directors; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">reviewing and discussing annually with management our &#147;Compensation Discussion and Analysis&#148;; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">preparing the Report of the Compensation Committee; and </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">reviewing and making recommendations with respect to our equity compensation plans. </TD></TR></TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The
Compensation Committee is entitled to delegate any or all of its responsibilities to subcommittees of the Compensation Committee. Additionally, the Compensation Committee may delegate to one or more of our officers the authority to make grants and
awards of cash or options or other equity securities to any of our <FONT STYLE="white-space:nowrap">non-Section</FONT> 16 officers under our incentive-compensation or other equity-based plans, as the Compensation Committee deems appropriate and in
accordance with the terms of such plans, provided that such delegation is in compliance with such plans and applicable law. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">13 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Compensation Committee Charter, which contains a more complete explanation of the roles
and responsibilities of the Compensation Committee, is posted on our Investor Relations website under the &#147;Corporate Governance&#148; tab at <I>www.regionalmanagement.com</I>. A stockholder may request a copy of the Compensation Committee
Charter by contacting our Corporate Secretary at 979 Batesville Road, Suite B, Greer, South Carolina 29651. The Compensation Committee held 10 meetings during the fiscal year ended December&nbsp;31, 2017. In addition to formal Compensation Committee
meetings, our Compensation Committee communicates from time to time via telephone, electronic mail, and informal meetings. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Corporate
Governance and Nominating Committee </I></B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our Nominating Committee consists of Mr.&nbsp;Campos (Chair), Ms.&nbsp;Contreras-Sweet, and
Mr.&nbsp;de Molina. In accordance with NYSE rules, each of the members of our Nominating Committee is an independent director in accordance with the criteria established by the NYSE for the purpose of corporate governance and nominating committee
membership independence. Pursuant to the Nominating Committee&#146;s written charter, the Nominating Committee is responsible for, among other things: </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">assisting our Board in identifying prospective director nominees and recommending nominees to the Board; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">overseeing the evaluation of the Board and management; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">reviewing developments in corporate governance practices and developing, recommending, and maintaining a set of corporate governance guidelines; and </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">recommending members for each committee of our Board. </TD></TR></TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Nominating Committee will consider a
candidate for director proposed by a stockholder. A candidate must be highly qualified and be both willing to serve and expressly interested in serving on the Board. A stockholder wishing to propose a candidate for the Nominating Committee&#146;s
consideration should forward the candidate&#146;s name and information about the candidate&#146;s qualifications to Regional Management Corp., 979 Batesville Road, Suite B, Greer, South Carolina 29651, Attn: Corporate Secretary, not earlier than
December&nbsp;26, 2018 nor later than January&nbsp;25, 2019. If, following the filing and delivery of these proxy materials, the date of the 2019 annual meeting of stockholders (the &#147;<U>2019 Annual Meeting</U>&#148;) is advanced or delayed by
more than 20 calendar days from the <FONT STYLE="white-space:nowrap">one-year</FONT> anniversary date of the 2018 Annual Meeting, we will, in a timely manner, provide notice to our stockholders of the new date of the 2019 Annual Meeting and the new
dates by which stockholder proposals submitted both pursuant to and outside of SEC&nbsp;Rule <FONT STYLE="white-space:nowrap">14a-8</FONT> must be received by the Company. Such notice will be included in the earliest possible Quarterly Report on
Form <FONT STYLE="white-space:nowrap">10-Q</FONT> under Part II, Item&nbsp;5. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Nominating Committee will select individuals, including
candidates proposed by stockholders, as director nominees who have the highest personal and professional integrity, who have demonstrated exceptional ability and judgment, and who will be most effective, in conjunction with the other nominees to the
Board, in collectively serving the long-term interests of our stockholders. In evaluating nominees, the Nominating Committee will consider, among other things, the director qualifications described above and will apply the objectives outlined in the
Diversity Policy. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Nominating Committee Charter, which contains a more complete explanation of the roles and responsibilities of the
Nominating Committee, is posted on our Investor Relations website under the &#147;Corporate Governance&#148; tab at <I>www.regionalmanagement.com</I>. A stockholder may request a copy of the Nominating Committee Charter by contacting our Corporate
Secretary at 979 Batesville Road, Suite B, Greer, South Carolina 29651. The Nominating Committee held five meetings during the fiscal year ended December&nbsp;31, 2017. In addition to formal Nominating Committee meetings, our Nominating Committee
communicates from time to time via telephone, electronic mail, and informal meetings. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_12"></A>Role in Risk Oversight </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">As part of its role in risk oversight, our Audit Committee is responsible for reviewing our risk assessment and risk management policies, and
for discussing its findings with both management and our independent registered public accounting firm. The Audit Committee and the Board periodically review the risks that may potentially affect us, as identified and presented by management,
including risks reflected in our periodic filings. The Board may also request supplemental information and disclosure about any other specific area of interest and concern relevant to risks it believes are faced by us and our business. The Board
believes our current leadership structure enhances its oversight of risk management because our Chief Executive Officer, who is ultimately responsible for our risk management process, is in the best position to discuss with the Board these key risks
and management&#146;s response to them by also serving as a director of the Company. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_13"></A>Code of Business Conduct and Ethics
</B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our Board has adopted a Code of Business Conduct and Ethics (the &#147;<U>Code of Ethics</U>&#148;). The Code of Ethics applies to all
of our directors, officers, and employees and must be acknowledged in writing by our Chief Executive Officer and Chief Financial Officer. In February 2018, the Board approved certain amendments to the Code of Ethics, which were intended to update
and bring the Code of Ethics more in line with current best practices. The Code of Ethics is posted on our Investor Relations website under the &#147;Corporate Governance&#148; tab at <I>www.regionalmanagement.com</I>. A stockholder may request a
copy of the Code of Ethics by contacting our </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">14 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Corporate Secretary at 979 Batesville Road, Suite B, Greer, South Carolina 29651. To the extent permissible under applicable law, the rules of the SEC, and NYSE listing standards, we intend to
disclose on our website any amendment to our Code of Ethics, or any grant of a waiver from a provision of our Code of Ethics, that requires disclosure under applicable laws, the rules of the SEC, or NYSE listing standards. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_14"></A>Compensation Committee Interlocks and Insider Participation </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">During the fiscal year ended December&nbsp;31, 2017, Messrs. Campos, Freiberg, and Palomares served on our Compensation Committee. No member of
the Compensation Committee was an officer or employee of the Company or any of its subsidiaries during the fiscal year ended December&nbsp;31, 2017. In addition, during the fiscal year ended December&nbsp;31, 2017, none of our executive officers
served on the compensation committee (or equivalent) or the board of directors of another entity whose executive officer(s) served on our Board or Compensation Committee. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_15"></A>Communications with the Board </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Each member of the Board is receptive to and welcomes communications from our stockholders and other interested parties. Stockholders and other
interested parties may contact any member (or all members) of the Board, including, without limitation, the Chair of the Board, any independent director, or the independent directors as a group, by addressing such communications or concerns to our
Corporate Secretary, 979 Batesville Road, Suite B, Greer, South Carolina, 29651, who will forward such communications to the appropriate party. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">If a complaint or concern involves accounting, internal accounting controls, or auditing matters, the correspondence will be forwarded to the
chair of the Audit Committee. If no particular director is named, such communication will be forwarded, depending on the subject matter, to the chair of the Audit Committee, Compensation Committee, or Nominating Committee, as appropriate. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Anyone who has concerns regarding (i)&nbsp;questionable accounting, internal accounting controls, and auditing matters, including those
regarding the circumvention or attempted circumvention of internal accounting controls or that would otherwise constitute a violation of our accounting policies, (ii)&nbsp;compliance with legal and regulatory requirements, or (iii)&nbsp;retaliation
against employees who voice such concerns, may communicate these concerns by writing to the attention of the Audit Committee as set forth above, or by calling (800) <FONT STYLE="white-space:nowrap">224-2330</FONT> at any time. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_16"></A>Director Compensation </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Quality <FONT STYLE="white-space:nowrap">non-employee</FONT> directors are critical to our success. We believe that the two primary duties of <FONT
STYLE="white-space:nowrap">non-employee</FONT> directors are to effectively represent the long-term interests of our stockholders and to provide guidance to management. As such, our compensation program for
<FONT STYLE="white-space:nowrap">non-employee</FONT> directors is designed to meet several key objectives: </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Adequately compensate directors</B> for their responsibilities and time commitments and for the personal liabilities and risks that they face as directors of a public company; </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Attract the highest caliber <FONT STYLE="white-space:nowrap">non-employee</FONT> directors</B> by offering a compensation program consistent with those at companies of similar size, complexity, and business
character; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Align the interests of directors with our stockholders</B> by providing a significant portion of compensation in equity and requiring directors to own our stock; and </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Provide compensation that is simple and transparent</B> to stockholders and reflects corporate governance best practices. </TD></TR></TABLE>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Compensation Committee, with the assistance of the Compensation Committee&#146;s executive compensation consultant, reviews the
compensation of our <FONT STYLE="white-space:nowrap">non-employee</FONT> directors. In benchmarking director compensation, we use the same compensation peer group that is used to benchmark compensation for our named executive officers (see
&#147;Compensation Discussion and Analysis &#150;Compensation Objectives and Approaches &#150; Compensation Determination Process&#148; for information about the peer group). </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our employees who serve as directors receive no separate compensation for service on the Board or on committees of the Board. We maintain a <FONT
STYLE="white-space:nowrap">non-employee</FONT> director compensation program structured as follows: </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Board Cash Retainer:</B> Each <FONT STYLE="white-space:nowrap">non-employee</FONT> director receives an annual cash retainer of $30,000 payable in quarterly installments ($50,000 in the case of the chair or lead
independent director of the Board); </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Committee Member Cash Retainer:</B> Each member of the Audit Committee, Compensation Committee, and Nominating Committee receives an additional annual cash retainer of $10,000 payable in quarterly installments
($20,000 in the case of the chair of each committee); </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Committee Meeting Fees:</B> Each member of the Audit Committee, Compensation Committee, and Nominating Committee receives a $1,500 meeting fee for each committee meeting attended; </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Board Equity-Based Award:</B> Each <FONT STYLE="white-space:nowrap">non-employee</FONT> director receives an annual equity-based award with a value equal to $90,000 ($110,000 in the case of the chair or lead
independent director of the Board); and </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">15 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Committee Member Equity-Based Award:</B> Each member of the Audit Committee, Compensation Committee, and Nominating Committee receives an additional annual equity-based award with a value equal to $10,000 ($20,000 in
the case of the chair of each committee). </TD></TR></TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The equity-based awards are in the form of restricted stock and are granted on the
fifth business day following the date of the annual stockholders&#146; meeting at which directors are elected. The number of shares subject to the restricted stock award (the &#147;<U>RSA</U>&#148;) is determined by dividing the value of the award
by the closing price per share of common stock on the grant date (rounded down to the nearest whole share). The RSA vests and becomes <FONT STYLE="white-space:nowrap">non-forfeitable</FONT> as to 100% of the underlying shares on the earlier of the
first anniversary of the grant date or the date of the next annual stockholders&#146; meeting, subject to the director&#146;s continued service from the grant date until the vesting date, or upon the earlier occurrence of the director&#146;s
termination of service as a director by reason of death or disability or upon a change in control of the Company. In the event of the director&#146;s termination of service for any other reason, the director forfeits the RSA immediately. The RSA is
subject to the terms and conditions of the Regional Management Corp. 2015 Long-Term Incentive Plan (as amended and restated, effective April&nbsp;27, 2017) (the &#147;<U>2015 Plan</U>&#148;) and an RSA agreement, the form of which was previously
approved by the Compensation Committee and the Board and filed with the SEC. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Under the 2015 Plan, the maximum number of shares of common
stock subject to awards granted during any <FONT STYLE="white-space:nowrap">12-month</FONT> period to a <FONT STYLE="white-space:nowrap">non-employee</FONT> director, taken together with any cash fees paid during such
<FONT STYLE="white-space:nowrap">12-month</FONT> period to such <FONT STYLE="white-space:nowrap">non-employee</FONT> director in respect of Board service, may not exceed $600,000 in total value (calculating the value of any such awards based on the
fair market value per share of common stock on the grant date of the award). In the event that the service of a director as a director, committee member, or Board or committee chair commences or terminates during the director&#146;s annual service
to us, the director&#146;s cash compensation will be adjusted on a <FONT STYLE="white-space:nowrap">pro-rata</FONT> basis. Annual service relates to the approximately <FONT STYLE="white-space:nowrap">12-month</FONT> period between our annual
meetings of stockholders. Each director is also reimbursed for reasonable <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses incurred in connection with his or her service on our Board. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following table provides information regarding the compensation paid to each of our <FONT STYLE="white-space:nowrap">non-employee</FONT>
directors for their service as <FONT STYLE="white-space:nowrap">non-employee</FONT> directors during the fiscal year ended December&nbsp;31, 2017. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom" NOWRAP STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman"><B>Name<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Fees&nbsp;Earned&nbsp;or</B><br><B>Paid&nbsp;in&nbsp;Cash</B><br><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;($)&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Stock&nbsp;Awards&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B><br><B>($)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B><br><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;($)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Incumbent
Directors:</B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Roel C. Campos</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 82,500<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 119,992<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 202,492<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Michael R. Dunn</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 30,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 89,989<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 119,989<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Steven J. Freiberg</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 84,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 119,992<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 203,992<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Alvaro G. de Molina</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 86,500<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 130,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 216,500<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Carlos Palomares</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 101,500<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 130,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 231,500<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Former Directors:</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Richard A. Godley</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 16,957<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 89,989<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" ALIGN="center"> 106,946<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> &nbsp;<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top">Mr.&nbsp;Brown and Ms.&nbsp;Contreras-Sweet were appointed as directors in January 2018. Therefore, they received no compensation during 2017. Mr.&nbsp;Godley resigned as director in July 2017. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top">On May&nbsp;4, 2017, in accordance with the <FONT STYLE="white-space:nowrap">non-employee</FONT> director compensation program outlined above, we awarded Messrs. Campos, Dunn, Freiberg, Godley, de Molina, and Palomares
shares of restricted common stock in the following amounts: Mr.&nbsp;Campos, 5,755 shares; Mr.&nbsp;Dunn, 4,316 shares; Mr.&nbsp;Freiberg, 5,755 shares; Mr.&nbsp;Godley, 4,316 shares; Mr.&nbsp;de Molina, 6,235 shares; and Mr.&nbsp;Palomares, 6,235
shares. These annual restricted common stock awards vest on the earlier of the first anniversary of the grant date or the date of the next annual stockholders&#146; meeting, subject to continued service of the director until the vesting date or as
otherwise provided in the award agreement. Amounts shown are the aggregate grant date fair value of stock awards computed in accordance with Financial Accounting Standards Board (&#147;<U>FASB</U>&#148;) Accounting Standards Codification
(&#147;<U>ASC</U>&#148;) Topic 718. </TD></TR></TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The total number of shares subject to RSAs held by each of our <FONT
STYLE="white-space:nowrap">non-employee</FONT> directors as of December&nbsp;31, 2017 was: Mr.&nbsp;Campos, 5,755 shares; Mr.&nbsp;Dunn, 4,316 shares; Mr.&nbsp;Freiberg, 5,755 shares; Mr.&nbsp;de Molina, 6,235 shares; and Mr.&nbsp;Palomares, 6,235
shares. Due to his resignation in July 2017, Mr.&nbsp;Godley forfeited the RSA granted to him on May&nbsp;4, 2017, and he had no stock awards outstanding as of December&nbsp;31, 2017. In addition, as of December&nbsp;31, 2017, Mr.&nbsp;Dunn held
32,774 shares subject to performance-contingent restricted stock unit (&#147;<U>RSU</U>&#148;) award agreements granted to him during his service as our Chief Executive Officer. The total number of shares subject to
<FONT STYLE="white-space:nowrap">non-qualified</FONT> stock options held by each of our <FONT STYLE="white-space:nowrap">non-employee</FONT> directors as of December&nbsp;31, 2017 was: Mr.&nbsp;Campos, 28,670 shares; Mr.&nbsp;Dunn, 148,866 shares;
Mr.&nbsp;Freiberg, 17,941 shares; Mr.&nbsp;de Molina, 30,166 shares; and Mr.&nbsp;Palomares, 28,670 shares. Mr.&nbsp;Godley had no option awards outstanding as of December&nbsp;31, 2017. The outstanding equity awards held by Mr.&nbsp;Knitzer as of
December&nbsp;31, 2017 are set forth in the Outstanding Equity Awards at Fiscal <FONT STYLE="white-space:nowrap">Year-End</FONT> table </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">16 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
that is presented elsewhere in this Proxy Statement. Mr.&nbsp;Brown and Ms.&nbsp;Contreras-Sweet were not members of the Board on December&nbsp;31, 2017 and had no stock awards or option awards
outstanding as of such date. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Following <FONT STYLE="white-space:nowrap">year-end,</FONT> in February 2018, our Compensation Committee
increased our director stock ownership requirement from 3x to 5x the annual cash retainer, placing the ownership requirement in the 90<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile of our peer group. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">17 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc519354_17"></A>EXECUTIVE OFFICERS </B></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following is a brief description of the background, business experience, and certain other information regarding each of our executive
officers: </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman"><B><I>Peter R. Knitzer</I></B> (age 59) has served as President and Chief Executive Officer of Regional since May 2017. From
August 2016 until May 2017, Mr.&nbsp;Knitzer served as Chief Executive Officer of Regional. He has also been a director of Regional since July 2015. Mr.&nbsp;Knitzer&#146;s full biographical information is set forth above under &#147;Board of
Directors and Corporate Governance Matters &#150; Current Directors and Director Nominees.&#148; </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman"><B><I>John D. Schachtel</I></B> (age 56)
has served as Executive Vice President and Chief Operating Officer of Regional since May 2017. Mr.&nbsp;Schachtel has more than 30 years of experience in consumer financial services. From 2013 until 2016, Mr.&nbsp;Schachtel was the Chief Operating
Officer of OneMain Financial Holdings, Inc. (formerly known as CitiFinancial). As Chief Operating Officer of OneMain Financial, Mr.&nbsp;Schachtel&#146;s responsibilities included management and oversight of sales, field operations, marketing, and
collections. Prior to assuming the Chief Operating Officer role, Mr.&nbsp;Schachtel served for over 10 years as OneMain/CitiFinancial&#146;s Executive Vice President, Northeast&nbsp;and Midwest Division. Mr.&nbsp;Schachtel also held various other
positions at OneMain/CitiFinancial during his <FONT STYLE="white-space:nowrap">29-year</FONT> career with the company, including Operations Director and Director of Field Compensation, New Branch Development, and Project Management, before becoming
Senior Vice President of Corporate Marketing in 1999. Since March 2017, Mr.&nbsp;Schachtel has also served as a member of the Board of Directors of SilverSun Technologies, Inc., a publicly-traded business application, technology, and consulting
company. He serves as the chairman of SilverSun&#146;s compensation committee and as a member of its audit committee and its nominating and corporate governance committee. He received his MBA in Finance from New York University and his B.S. degree
in Industrial Engineering and Economics from Northwestern University. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman"><B><I>Donald E. Thomas</I></B> (age 59) has served as Executive Vice
President and Chief Financial Officer of Regional since January 2013. Mr.&nbsp;Thomas has over 30 years of finance and accounting experience in public and private companies, having previously served since April 2010 as Chief Financial Officer of TMX
Finance LLC, a title lending company. Prior to joining TMX Finance LLC, Mr.&nbsp;Thomas spent 17 years with <FONT STYLE="white-space:nowrap">7-Eleven,</FONT> an operator of convenience stores, where he served in various capacities, including Chief
Accounting Officer and Controller, acting Chief Financial Officer, Vice President of Operations, and Vice President of Human Resources. Prior to <FONT STYLE="white-space:nowrap">7-Eleven,</FONT> Mr.&nbsp;Thomas spent 11 years in the audit function
of Deloitte&nbsp;&amp; Touche LLP and one year with the Trane Company as a financial manager. Mr.&nbsp;Thomas earned accounting and finance degrees from Tarleton State University and is a certified public accountant and certified global management
accountant. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman"><B><I>Daniel J. Taggart </I></B>(age 45) has served as Senior Vice President and Chief Risk Officer of Regional since January
2015. Prior to joining Regional, Mr.&nbsp;Taggart was Executive Vice President of Agility 360, a financial services consultancy. Prior to that, he was Senior Vice President at Wingspan Portfolio Advisors, a specialty mortgage service provider, and
also served as Executive Vice President of REDC Default Solutions LLC, a startup division of Auction.com, LLC, a mortgage loss mitigation subservicing company. Before joining REDC Default Solutions LLC, Mr.&nbsp;Taggart spent 11 years at Citigroup,
where he held a variety of positions, including Senior Vice President and Senior Credit Officer of CitiMortgage Default Risk Management, Senior Vice President and Senior Credit Officer of Retail Distribution Risk Management, and Senior Vice
President and Chief Credit Officer of CitiFinancial (now known as OneMain Financial). Mr.&nbsp;Taggart has also worked for The Associates (prior to its acquisition by Citigroup), FirstPlus Financial, and Fleet Bank in risk management and loan
servicing functions. Mr.&nbsp;Taggart received his B.S. in Finance from Canisius College. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman"><B><I>Brian J. Fisher</I></B> (age 34) has
served as Senior Vice President, General Counsel, and Secretary of Regional since February 2018. From January 2013 (when he joined Regional) until February 2018, he served as Vice President, General Counsel, and Secretary. Prior to joining Regional,
Mr.&nbsp;Fisher was an attorney in the Corporate and Securities practice group of Womble Carlyle Sandridge and Rice, LLP (now known as Womble Bond Dickinson (US) LLP) from 2009 to 2013. Mr.&nbsp;Fisher holds a B.A. degree in Economics from Furman
University and a J.D. degree from the University of South Carolina School of Law. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">There are no family relationships among any of our
directors or executive officers. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">18 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc519354_18"></A>COMPENSATION DISCUSSION AND ANALYSIS </B></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman"><I>The following discussion of the compensation arrangements of our executive officers should be read together with the compensation tables and
related disclosures contained elsewhere in this Proxy Statement. Actual compensation programs that we adopt following the date of this Proxy Statement may differ materially from the existing and currently planned programs summarized in this
discussion. </I></P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U><A NAME="toc519354_19"></A>Executive Summary of Compensation Programs </U></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Company Performance and Business Highlights in 2017 </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We produced another set of strong operating and financial results in 2017, including double-digit growth of our loan portfolio, total revenue,
and diluted earnings per share. Our loan portfolio grew by $100&nbsp;million to $817&nbsp;million, an increase of 14% from the prior year&#151;our third consecutive year of double-digit portfolio growth. Our core portfolio of small and large
installment loans grew by 22%, led by continued, significant expansion in our large loan category. Revenues of $272&nbsp;million in 2017 were up 13% from 2016, while operating expenses as a percentage of average net receivables were down slightly.
Net income for 2017 was $30&nbsp;million and diluted EPS was $2.54, an increase of 25% and 28%, respectively, from 2016. Finally, our stock price at the close of 2017 was $26.31, a slight increase from our stock price at the end of 2016 and up more
than 65% from our stock price of $15.81 at the end of 2014. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our hybrid growth strategy of increasing average receivables in our existing
branches coupled with some de novo branch expansion was central to delivering outstanding 2017 results. At the end of 2016, our average finance receivables per branch was $2.1&nbsp;million. By the end of 2017, we grew that figure to nearly
$2.4&nbsp;million. The sizable increase in our large loan portfolio continued to drive our organic growth and overall performance, now comprising over 42% of our total loan portfolio. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Perhaps more importantly to our long-term success, we took significant steps to modernize our infrastructure. We have now successfully
completed our transition to a new loan origination and servicing system, leaving us well-positioned to continue our top and bottom line growth. Now that we are operating on our new loan system, we have introduced electronic payments, texting and
imaging capabilities, an online customer portal, improved lead management, and automated underwriting across our entire branch network. In addition, we have invested significantly in enhancing our credit function, most notably through the <FONT
STYLE="white-space:nowrap">build-out</FONT> of our new centralized collections team that focuses on late-stage delinquencies, allowing our branch employees to focus more of their time on sales and servicing. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We also continued to enhance our liquidity in 2017 by expanding and diversifying our funding sources. In the second quarter, we entered into a
$125&nbsp;million warehouse facility (expandable to $150 million) that is funded by large loan receivables. In addition, we renewed and expanded our senior revolving credit facility committed line from $585&nbsp;million to $638&nbsp;million, with a
maturity date of June 2020. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We were pleased with our 2017 results, and we believe that the compensation paid to our named executive
officers (our &#147;<U>NEOs</U>&#148;) for 2017 appropriately reflects and rewards their contributions to our performance. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Compensation Program
Highlights in 2017 </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In 2017, our Compensation Committee, with assistance from an independent compensation consultant, Veritas Executive
Compensation Consultants (&#147;<U>Veritas</U>&#148;), carefully reviewed our executive compensation program to ensure that it is designed to achieve its intended objectives and continues to reflect executive compensation &#147;best practices.&#148;
Our Compensation Committee, Board, and stockholders took a number of important actions in 2017: </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">In April, following the recommendation of our Compensation Committee and our Board, our stockholders <FONT STYLE="white-space:nowrap">re-approved</FONT> our 2015 Plan, as amended and restated, which increases the number
of shares available for grant under the plan, reflects best compensation practices, allows us to compete successfully for executive talent, and more strongly aligns the interests of our stockholders and our executives. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">In May, Mr.&nbsp;Schachtel joined our company as our Chief Operating Officer, replacing Jody L. Anderson, our former President and Chief Operating Officer. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">In August, following consultation with Veritas, we entered into employment agreements with Messrs. Thomas, Taggart, and Fisher, who have served our company since January 2013, January 2015, and January 2013,
respectively. We believe that the employment agreements provide necessary and valuable protections to Regional in the form of restrictive covenants, including a covenant not to compete and not to solicit our employees, and are an appropriate
recognition of each executive&#146;s performance and service to Regional. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">In October, following an analysis by Veritas, our Compensation Committee updated the companies in our peer group to ensure that the peer group, as a whole, reflects companies in similar industries and that are of the
appropriate size, are in strong financial health, and have positive shareholder standing. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">19 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Compensation Program Best Practices </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The primary objectives of our executive compensation program are to attract and retain talented executives to effectively manage and lead our
company and to create long-term stockholder value. We compensate our executive officers primarily through a mix of base salary, performance-based annual cash awards, and service- and performance-based long-term incentive awards. Consistent with our <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">pay-for-performance</FONT></FONT> philosophy, a substantial portion of our executives&#146; compensation is at risk and linked to the successful performance and management of our company
against rigorous performance measures established by our Compensation Committee. Our 2017 executive compensation program continued to include a number of best compensation practices, including the following: </P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>Alignment of executive pay with company performance</B>: </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:ARIAL"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-SIZE:95%">&#9671;</FONT></SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>2017 incentives are largely performance-contingent</B>,<B> </B>with long-term incentive awards roughly <FONT STYLE="white-space:nowrap">two-thirds</FONT> performance-contingent and short-term incentive awards
entirely performance-contingent </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><FONT STYLE="font-family:ARIAL"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-SIZE:95%">&#9671;</FONT></SUP>&nbsp;</FONT></TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Performance goals are rigorous </B>and are based almost exclusively on objective, quantitative criteria </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#9726;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>2015 long-term incentive program three-year performance thresholds were not achieved as of December</B><B></B><B>&nbsp;31, 2017</B>, resulting in the forfeiture of the associated performance-contingent awards
</TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="11%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#9726;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>2017 short-term incentive program performance goals were largely achieved</B>, resulting in annual bonus payments at 98.6% of the target bonuses </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>Competitive compensation and incentive program target opportunities</B> for executives to continue to align their overall compensation with the market for executive talent </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>Set our short-term incentive payout opportunities</B> to provide high upside if performance goals are exceeded, while paying low or no bonus if goals are not achieved </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>Granted long-term incentives</B> to NEOs and other key contributors, which include a significant portion that is contingent upon the achievement of rigorous and clearly-defined performance measures </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>No payment of excessive perquisites</B> to any NEO or other key employee </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>Double-trigger <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-in-control</FONT></FONT> provisions</B> included in all employment agreements and long-term incentive award agreements
</TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>Prohibition against <FONT STYLE="white-space:nowrap">re-pricing</FONT> of equity incentive awards without stockholder approval</B> under our 2015 Plan </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>Stock Ownership and Retention Policy</B> for NEOs and directors (5x base salary for CEO, 2x base salary for other NEOs, and 3x annual cash retainer for directors, increasing to 5x the annual cash retainer in February
2018) </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>Compensation Recoupment Policy, or &#147;</B><B><U>clawback policy</U></B><B>,&#148;</B> for NEOs and other key employees </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top"><B>Prohibition against hedging and pledging</B>, as set forth in our Code of Business Conduct and Ethics </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#10003;</TD>
<TD ALIGN="left" VALIGN="top">Compensation program governed by an <B>independent Compensation Committee</B> with input from an <B>independent compensation consultant</B> </TD></TR></TABLE>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Aligning Pay with Performance </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We believe
that a substantial portion of our executive officers&#146; compensation should be tied to their performance and the short- and long-term financial and operating results of our company. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We developed our long-term incentive program in 2014 in consultation with Veritas. In 2013, our Chief Executive Officer and the majority of our
NEOs did not receive any long-term incentive awards. In addition, when we appointed a new Chief Executive Officer in late October 2014, he did not receive any long-term incentive awards until we finalized his employment agreement in 2015. As a
result, the annualized total direct compensation of our Chief Executive Officers who were serving at the end of 2013 and 2014 was substantially below both the median of our peer group and our current Chief Executive Officer&#146;s total direct
compensation. We believe that the creation and evolution of our long-term incentive program since 2014 has been critical to our ability to link our executives&#146; pay with the performance of our company, to align our executives&#146; interests
with those of our stockholders, and to remain competitive in the marketplace for executive talent. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">20 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our executive compensation program now embodies our <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">pay-for-performance</FONT></FONT> philosophy and closely ties the interests of our key executives to those of our stockholders. We heavily weight our executive officers&#146; compensation in performance-based short- and
long-term incentive awards that are designed to reward exceptional performance. The following table describes the program design for each element of our incentive-based pay in 2017. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="94%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="23%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="75%"></TD></TR>
<TR BGCOLOR="#000000" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:9pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#ffffff"><B><U>Pay Elements</U></B></FONT></P>
<P STYLE="font-size:9pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-right:2pt"> <P STYLE="font-size:9pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#ffffff"><B><U>Program Design</U></B></FONT></P>
<P STYLE="font-size:9pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>


<TR STYLE="font-size:1pt" BGCOLOR="#e5e5e5">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR BGCOLOR="#e5e5e5" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Short-Term</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Incentive
Program</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.11em; text-indent:-0.89em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;<B>Consists </B><B>entirely</B><B> of performance-based awards:</B></P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.33em; text-indent:-1.11em; font-size:9pt; font-family:Times New Roman"><FONT STYLE="font-family:ARIAL"><SUP
STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-SIZE:95%">&#9671;</FONT></SUP></FONT>&#8194;&#8202;Metrics include net income from operations, average net finance receivables, net credit losses as a percentage of average net finance
receivables, total net debt/EBITDA, total general and administrative expense percentage, and an analysis by our Compensation Committee of our executives&#146; execution against short-term strategic objectives</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.11em; text-indent:-0.89em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;<B>Motivates our executives and
brings total cash opportunities to competitive levels</B></P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.11em; text-indent:-0.89em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;<B>Significant upside opportunity for high performance, but with a challenging threshold</B></P></TD></TR>

<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Long-Term</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Incentive Program</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.11em; text-indent:-0.89em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;<B>Consists of performance-contingent </B><B>RSUs</B><B>, cash-settled performance units, and <FONT
STYLE="white-space:nowrap">non-qualified</FONT> stock options:</B></P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.50em; font-size:9pt; font-family:Times New Roman"><FONT STYLE="font-family:ARIAL"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-SIZE:95%">&#9671;</FONT>
</SUP></FONT>&#8194;&#8201;&#8201;Vesting of performance-contingent RSUs and cash-settled performance units is based primarily on the compound annual growth rates of net income and basic earnings per share, respectively, compared to our peer group
over a three-year performance period</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.33em; text-indent:-1.11em; font-size:9pt; font-family:Times New Roman"><FONT
STYLE="font-family:ARIAL"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-SIZE:95%">&#9671;</FONT></SUP></FONT><FONT STYLE="white-space:nowrap">&#8194;&#8202;Two-thirds</FONT> of grant date fair value is in the form of
performance-contingent awards</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.11em; text-indent:-0.89em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;<B>Provides strong incentive to meet or exceed <FONT STYLE="white-space:nowrap">pre-established</FONT>
long-term financial goals that align with long-term stockholder interests, and is utilized to attract, retain, and motivate executive talent</B></P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The compensation packages of our Chief Executive Officer and our other NEOs are closely aligned with
performance. The majority of compensation is variable and performance-based: </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Chief Executive Officer</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Target Pay Mix</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Other NEO Average</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Target Pay Mix</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt" ALIGN="center">


<IMG SRC="g519354g09n21.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt" ALIGN="center">


<IMG SRC="g519354g41n77.jpg" ALT="LOGO">
</P></TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Note: The Chief Executive Officer target pay mix above is that of Mr.&nbsp;Knitzer, who joined Regional in 2016. It
reflects his aggregate target pay mix for 2016 (partial year) and 2017. The Other NEO target pay mix set forth above is for our incumbent NEOs, Messrs. Thomas, Taggart, and Fisher, and our new Executive Vice President and Chief Operating Officer,
Mr.&nbsp;Schachtel. For incumbent NEOs, we have used 2017 compensation data, and for Mr.&nbsp;Schachtel, we have used his aggregate target pay mix for 2017 (partial year) and 2018, as set forth in his employment agreement and more fully described
below. The presentation excludes perquisites, which are an immaterial component of our executives&#146; compensation. </I></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">21 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Results of Short- and Long-Term Incentive Programs </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our short-term incentive program provides our executives with the opportunity to earn performance-based annual cash awards pursuant to our
Annual Incentive Plan (as amended, the &#147;<U>Annual Incentive Plan</U>&#148;). The achievement and payment of annual cash awards in 2017 was tied directly to our financial and operational performance, based primarily (85%) on clearly-defined,
objective performance measures and, to a lesser extent (15%), on our Compensation Committee&#146;s assessment of our executive team&#146;s achievement of its short-term strategic objectives. For 2017, our executive officers were paid 98.6% of their
target annual bonuses under our Annual Incentive Plan as a result of our strong financial and operating results and the execution of certain key strategic objectives, including the successful completion of our transition to a new loan origination
and servicing platform. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our long-term incentive program provides for the delivery of long-term incentive awards through a combination of
three award vehicles: <FONT STYLE="white-space:nowrap">(i)&nbsp;non-qualified</FONT> stock options, (ii)&nbsp;performance-contingent RSUs, and (iii)&nbsp;cash-settled performance units. Vesting of each of the performance-contingent awards is subject
to, among other things, the achievement of performance objectives over a three-year performance period that begins on January 1<SUP STYLE="font-size:85%; vertical-align:top">st</SUP> of the grant year. The three-year performance period established
under the 2015 long-term incentive program ended on December&nbsp;31, 2017. The performance metrics for the performance-contingent RSUs and cash-settled performance units under the 2015 long-term incentive program were, respectively, cumulative
EBITDA and cumulative basic net income per share over the performance period. In February 2018, as described in greater detail below, our Compensation Committee determined that we failed to meet the threshold performance goals set under the 2015
long-term incentive program, and as a result, no compensation was earned or paid pursuant to the 2015 performance-contingent RSUs or cash-settled performance units, and all shares associated with the performance-contingent RSUs were forfeited. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Stockholder Outreach and Engagement </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Stockholder outreach is a central feature of our investor relations philosophy. We provide numerous opportunities for current and prospective
stockholders to gain access to our management team through attendance at investor conferences, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">one-on-one</FONT></FONT> <FONT STYLE="white-space:nowrap">in-person</FONT> meetings, and
telephone calls. Through these interactions, we are able to educate current and prospective investors about our company, learn about concerns of stockholders, and provide investors with a better understanding of our business model and philosophy. We
also receive valuable feedback from investors on topics including strategy, corporate governance, and compensation, which the Board and management take into consideration in making future business and compensation decisions. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Since our 2017 annual meeting of stockholders, we reached out to institutional investors owning more than 60% of our outstanding common stock
(as of September&nbsp;30, 2017), specifically for the purpose of receiving their feedback regarding executive compensation practices and corporate governance matters. Based on the feedback received, we have made and will continue to make certain
changes to our compensation and corporate governance practices and disclosures. For example, certain investors requested that we increase the percentage of independent directors on our Board and improve the gender diversity of our Board. In
response, we added two new independent directors, including Maria Contreras-Sweet, and adopted a Board Diversity Policy. See &#147;Board of Directors and Corporate Governance Matters &#150; Board Diversity.&#148; Independent directors now hold 75%
of our Board seats. In addition, certain investors expressed concern that we had granted retention awards in consecutive years (2015 and 2016) to certain executives pursuant to our key employee retention program. In response, we did not grant any
retention awards to executive officers in 2017. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In 2018 and beyond, we expect to continue our stockholder outreach, including by making
ourselves available to hear stockholder feedback regarding executive compensation and corporate governance practices. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">22 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U><A NAME="toc519354_20"></A>Compensation Objectives and Approaches </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Compensation Program Objectives </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The
primary objectives of our executive compensation program are to attract and retain talented executives to effectively manage and lead our company and to create long-term stockholder value. The compensation packages for our executive officers for
2017 generally include a base salary, performance-based annual cash awards, service- and performance-based long-term incentive awards, and other benefits. Our current compensation program for our executive officers has been designed based on our
view that each component of executive compensation should be set at levels that are necessary, within reasonable parameters, to successfully attract and retain skilled executives and that are fair and equitable in light of market practices. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Base salaries are intended to provide a minimum, fixed level of cash compensation sufficient to attract and retain an effective management team
when considered in combination with other components of our executive compensation program. The base salary element is meant to provide our executive officers with a stable income stream that is commensurate with their responsibilities and to
compensate them for services rendered during the fiscal year. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Consistent with our <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">pay-for-performance</FONT></FONT> strategy, our performance-based annual cash incentive program is customized to achieve specific objectives, reward increased levels of operational success, and place emphasis on
appropriate levels of performance measurement. The key goals addressed by our short-term incentive program include (1)&nbsp;achievement of short-term financial and operational objectives, (2)&nbsp;increased stockholder value, (3)&nbsp;motivation and
attraction of key management talent, (4)&nbsp;rewarding key contributors for performance against established criteria, and (5)&nbsp;focusing on our <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">pay-for-performance</FONT></FONT>
compensation strategy. Benefits earned under our short-term incentive program are paid under our Annual Incentive Plan, which was <FONT STYLE="white-space:nowrap">re-approved</FONT> by our stockholders at our 2015 annual meeting of stockholders.
</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our long-term incentive program, which includes <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock options,
performance-contingent RSUs, and cash-settled performance units, operates in tandem with our short-term incentive program and is consistent with our <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">pay-for-performance</FONT></FONT>
strategy. Performance-based long-term incentives and service-based option awards can provide significant benefits to both our employees and stockholders. These long-term incentives generally are intended to create (1)&nbsp;a strong sense of
ownership, (2)&nbsp;focus on achievement of long-term, strategic business objectives, (3)&nbsp;an enhanced linkage between the interests of our executives and stockholders, (4)&nbsp;an enhanced relationship between pay and performance, and
(5)&nbsp;an incentive to attract and retain superior employees. Long-term incentive program benefits are issued under our 2015 Long-Term Incentive Plan (the &#147;<U>2015 Plan</U>&#148;), which was approved by our stockholders at our 2015 annual
meeting of stockholders and <FONT STYLE="white-space:nowrap">re-approved,</FONT> as amended and restated, at our 2017 annual meeting of stockholders. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The discussion below includes a review of our compensation program for 2017 and a preview of certain aspects of our compensation program for
2018. Our NEOs for 2017 were: </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="78%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="64%"></TD></TR>


<TR STYLE="font-size:1pt" BGCOLOR="#eaeaea">
<TD HEIGHT="5" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="2" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Peter R.
Knitzer</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman">President and Chief Executive Officer</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;John D.
Schachtel</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman">Executive Vice President and Chief Operating Officer</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#eaeaea">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Jody L.
Anderson</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman">Former President and Chief Operating Officer</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Donald E.
Thomas</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman">Executive Vice President and Chief Financial Officer</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#eaeaea">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Daniel J.
Taggart</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman">Senior Vice President and Chief Risk Officer</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Brian J. Fisher</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman">Senior Vice President,
General Counsel, and Secretary</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Compensation Determination Process </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Compensation Committee reviews and approves the compensation determinations for all of our executive officers. In setting an executive
officer&#146;s compensation package and the relative allocation among different types of compensation, we consider the nature of the position, the scope of associated responsibilities, the individual&#146;s prior experience and skills, and the
individual&#146;s compensation expectations, as well as the compensation of our existing executive officers and our general impressions of prevailing conditions in the market for executive talent. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Engagement and Use of an Independent Compensation Consultant </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Compensation Committee has the authority to hire outside advisors and experts, including compensation consultants, to assist it with
director and executive officer compensation determinations. The Compensation Committee has retained the services of Veritas Executive Compensation Consultants, an independent compensation consultant, since 2014 to ensure that our compensation
practices are appropriate for our industry, to review and to make recommendations with respect to executive officer and director cash and equity compensation, and to update our peer group, in each case for the Compensation Committee&#146;s use in
setting compensation. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">23 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Veritas&#146; recommendations to the Compensation Committee were generally in the form of
suggested ranges of compensation or descriptions of policies that Veritas currently considers &#147;best practice&#148; in our industry and for publicly-traded companies. The Compensation Committee used Veritas&#146; reports to further its
understanding of executive officer cash and equity compensation practices in the market. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">During 2017, Veritas worked only for the
Compensation Committee and performed no additional services for us or any of our executive officers. The Compensation Committee Chair approved all work performed by Veritas. During 2017, the Compensation Committee and the Company did not use the
services of any other compensation consultant. The Compensation Committee has also engaged Veritas in 2018 to provide similar services. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our Compensation Committee has assessed the independence of Veritas, taking into account, among other things, the factors set forth in NYSE
rules, and has concluded that no conflict of interest exists with respect to the work Veritas performed or performs for our Compensation Committee and that Veritas is independent under NYSE rules. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Establishment and Use of a Peer Group </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We generally monitor compensation practices in the market where we compete for executive talent to obtain an overview of market practices and
to ensure that we make informed decisions on executive pay packages. For 2017 compensation decisions, to obtain a sense of the market and a general understanding of current compensation practices, we reviewed the compensation awarded by a peer group
of publicly-traded companies. In addition, as described in greater detail below, the vesting of certain of our executives&#146; long-term incentive awards is determined based upon our financial performance compared to the financial performance of
our peer group over a three-year performance period. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">At the outset of 2017, based upon prior peer group reviews conducted with the
assistance of Veritas, our peer group consisted of the following companies: </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Aaron&#146;s, Inc.</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;America&#146;s <FONT
STYLE="white-space:nowrap">Car-Mart,</FONT> Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Asta Funding, Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Atlanticus Holdings Corp.</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Consumer Portfolio
Services, Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Credit Acceptance Corp.</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Encore Capital Group,
Inc.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;EZCORP, Inc.</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;FBR&nbsp;&amp; Co.</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;FirstCash, Inc.</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Green Dot
Corporation</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;JMP
Group LLC</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Marlin
Business Services Corp.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;NewStar Financial, Inc.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Nicholas Financial, Inc.</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;OneMain Holdings,
Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;PRA Group,
Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman"><FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">&#149;&#8195;&#8201;&#8201;Rent-A-Center,</FONT></FONT> Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;The J.G. Wentworth Company</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;World Acceptance
Corporation</P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In the third and fourth quarters of 2017, with assistance from Veritas, we reviewed our peer group using a
scorecard-based approach that involved applying several filters (e.g., strong financial health, positive shareholder standing, similar in size, similar in industry classification, presence of overlapping peers, identification as a peer by a proxy
advisory firm) and selecting the most qualified peer companies from a broader list of candidates. Based on the evaluation, our Compensation Committee determined to remove Aaron&#146;s, Inc., FBR&nbsp;&amp; Co., <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">Rent-A-Center,</FONT></FONT> Inc., and The J.G. Wentworth Company from our peer group and to add Enova International, Inc., Capstead Mortgage Corporation, CYS Investments, Inc., On Deck Capital, Inc., and B. Riley
Financial, Inc. to our peer group. As a result, our new peer group for 2018 consists of the following companies. As of the time that the Compensation Committee approved our new peer group, we were in the 47<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> percentile of the peer group based on revenue. </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;America&#146;s <FONT STYLE="white-space:nowrap">Car-Mart,</FONT>
Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Asta Funding,
Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Atlanticus
Holdings Corp.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;B.
Riley Financial, Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Capstead Mortgage Corporation</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Consumer Portfolio
Services, Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Credit Acceptance Corp.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;CYS Investments, Inc.</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Encore Capital Group,
Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Enova
International, Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;EZCORP, Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;FirstCash, Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Green Dot Corporation</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;JMP Group LLC</P></TD>

<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Marlin Business Services Corp.</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;NewStar Financial,
Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;Nicholas
Financial, Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;On
Deck Capital, Inc.</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;OneMain Holdings, Inc.</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;PRA Group, Inc.</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:3.60em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;World Acceptance
Corporation</P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Proxy advisory firms Institutional Shareholder Services, Inc. and/or Glass, Lewis&nbsp;&amp; Co. have
identified 18 of these companies (or 85% of our total peer group) as peers of Regional. These companies are largely within the consumer finance or specialty finance industries, are similar in size and/or scope to Regional, and/or are companies that
Regional competes against for products, services, and human capital. Some companies included in our peer group will meet some, but not all, of these criteria. For example, OneMain Holdings, Inc. (doing business as OneMain Financial) is larger than
us, but it competes directly with us in the consumer finance industry both for customers and for human capital. In fact, two of our executive officers were previously employed by OneMain. As a result, despite being a larger company, we believe it is
important to include OneMain in our peer group to ensure that we maintain awareness of our direct competition, which will assist in our efforts to retain talented executives and other employees. However, in
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">24 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
setting compensation levels for our executive officers, as noted below, our Compensation Committee remains cognizant that OneMain and certain other of our peer companies are larger than us. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Consistent with our compensation objectives of attracting and retaining top executive talent, we believe that the base salaries and
performance-based short- and long-term incentive compensation of our executive officers should be set at levels which are competitive with our peer group companies of comparable size, although we do not target any specific pay percentile for our
executive officers. The peer group is used more as a general guide, being mindful of the following: </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Appropriate base salaries for our executive officers should generally be in line with those paid by peer group companies of comparable size. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Performance-based short- and long-term incentive awards should reward exceptional performance, which can result in overall compensation that can exceed those of peer group companies of comparable size.
</TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Total compensation for executive officers may approach the higher end of the compensation at such peer group companies of comparable size, but only if high levels of short- and long-term performance are reached.
</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">25 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U><A NAME="toc519354_21"></A>Elements of Compensation </U></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Each executive officer is eligible to receive a balance of variable and fixed compensation. The following table describes the various forms of
compensation: </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="37%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="37%"></TD></TR>
<TR BGCOLOR="#000000" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt"> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#ffffff"><B><U>Pay Elements</U></B></FONT></P>
<P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000"> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#ffffff"><B><U>Component(s)</U></B></FONT></P>
<P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-right:2pt"> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#ffffff"><B><U>Rationale for Form of Compensation</U></B></FONT></P>
<P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>


<TR STYLE="font-size:1pt" BGCOLOR="#eaeaea">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Base Salary</B></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;Cash</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;To attract and
retain executive talent</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;To
provide a fixed base of compensation generally aligned to peer group levels</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Short-Term Incentive</B></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;Performance-based annual cash bonus</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;To drive the achievement of key business results on an annual basis</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;To recognize individual
executives based on their specific and measurable contributions</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;To structure a meaningful amount of <FONT STYLE="white-space:nowrap">at-risk,</FONT>
performance-based annual compensation</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#eaeaea">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Long-Term Incentive</B></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;Performance-based long-term incentives:</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.78em; text-indent:-1.11em; font-size:9pt; font-family:Times New Roman"><FONT STYLE="font-family:ARIAL"><SUP
STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-SIZE:95%">&#9671;</FONT></SUP></FONT>&#8194;&#8202;<B></B>Performance-contingent RSUs</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.78em; text-indent:-1.11em; font-size:9pt; font-family:Times New Roman"><FONT STYLE="font-family:ARIAL"><SUP STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-SIZE:95%">&#9671;</FONT>
</SUP></FONT>&#8194;&#8202;Cash-settled performance units</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;Service-based long-term incentives:</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:2.78em; text-indent:-1.11em; font-size:9pt; font-family:Times New Roman"><FONT STYLE="font-family:ARIAL"><SUP
STYLE="font-size:85%; vertical-align:top"><FONT STYLE="FONT-SIZE:95%">&#9671;</FONT></SUP></FONT>&#8194;&#8202;<B></B><FONT STYLE="white-space:nowrap">Non-qualified</FONT> stock options</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;To drive the sustainable achievement of key long-term business results</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;To align the interests of
executives with stockholders</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;To structure a meaningful amount of <FONT STYLE="white-space:nowrap">at-risk,</FONT>
performance-based long-term compensation</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;To attract, retain, and motivate executive talent</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Base Salary </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Annual base salaries are established on the basis of market conditions at the time we hire an executive, as well as by taking into account the
particular executive&#146;s level of qualifications and experience. The Compensation Committee reviews the base salaries of our executive officers annually, and any subsequent modifications to annual base salaries are made in consideration of the
appropriateness of each executive officer&#146;s compensation, both individually and relative to the other executive officers, the individual performance of each executive officer, and any significant changes in market conditions. We do not apply
specific formulas to determine increases. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Compensation Committee approved executive officer annual base salaries for 2017 and 2018 as
described in the following table. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="82%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="0%"></TD>
<TD nowrap style="width:10pt"></TD>
<TD></TD>
<TD></TD>
<TD nowrap style="width:10pt"></TD>
<TD VALIGN="bottom" WIDTH="0%"></TD>
<TD nowrap style="width:10pt"></TD>
<TD></TD>
<TD></TD>
<TD nowrap style="width:10pt"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" BGCOLOR="#000000"></TD>
<TD HEIGHT="8" COLSPAN="5" STYLE="BORDER-LEFT:1px solid #ffffff; BORDER-RIGHT:1px solid #ffffff" BGCOLOR="#000000">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="5" BGCOLOR="#000000"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Name</U></B></FONT></P>
<P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff"></TD>
<TD VALIGN="bottom" COLSPAN="4" STYLE="BORDER-RIGHT:1px solid #ffffff" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>2017 Base
Salary</U></B></FONT></P> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000"></TD>
<TD VALIGN="bottom" COLSPAN="4" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>2018 Base Salary</U></B></FONT></P>
<P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Peter R.
Knitzer,</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.11em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">President and Chief Executive Officer</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4" ALIGN="center"> $530,000<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4" ALIGN="center"> $550,000<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;John D.
Schachtel,</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.11em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">Executive&nbsp;Vice&nbsp;President&nbsp;and&nbsp;Chief&nbsp;Operating&nbsp;Officer</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4" ALIGN="center"> $350,000<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4" ALIGN="center"> $360,000<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Jody L.
Anderson</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.22em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">Former President and Chief Operating Officer</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4" ALIGN="center"> $345,000<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4" ALIGN="center"> N/A<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Donald E.
Thomas,</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.22em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">Executive&nbsp;Vice&nbsp;President&nbsp;and&nbsp;Chief&nbsp;Financial&nbsp;Officer</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4" ALIGN="center"> $342,000<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4" ALIGN="center"> $355,000<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Daniel J.
Taggart,</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.22em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">Senior Vice President and Chief Risk Officer</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4" ALIGN="center"> $318,000<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4" ALIGN="center"> $330,000<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Brian J.
Fisher,</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:3.22em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">Senior Vice President, General Counsel, and Secretary</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4" ALIGN="center"> $240,000<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4" ALIGN="center"> $300,000<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Annual base salaries are <FONT STYLE="white-space:nowrap">pro-rated</FONT> for any partial year. In February
2018, in recognition of his performance and service to our company, the Board promoted Mr.&nbsp;Fisher from Vice President to Senior Vice President and increased his base salary accordingly. Following the increase, Mr.&nbsp;Fisher&#146;s base salary
remains below the 25<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile relative to 5<SUP STYLE="font-size:85%; vertical-align:top">th</SUP>-ranked NEOs in our peer group. Our </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">26 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Compensation Committee believes that it has set base salaries at appropriate levels to attract and retain effective executives and that base salaries, when combined with short- and long-term
incentives, are an important component of a holistic compensation approach. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Performance-Based Annual Cash Awards </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our annual incentive program is designed to drive achievement of annual corporate goals, including key financial and operating results and
strategic goals that create long-term stockholder value. Our executive officers are eligible for performance-based annual cash awards linked to performance targets set by our Compensation Committee. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman"><B><I>Components of Annual Incentive Program </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The awards for 2017 were based primarily (85%) on our performance with respect to the metrics in the following table. The metrics in the table
below drive the overall performance of our business from year to year and are elements of our historical financial success. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="54%"></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#000000">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR BGCOLOR="#000000" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#ffffff"><B><U>Performance
Metric</U></B></FONT></P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#ffffff"><B><U>What it Measures</U></B></FONT></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#ffffff"><B><U>Rationale for
Metric</U></B></FONT></P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P></TD></TR>


<TR STYLE="font-size:1pt" BGCOLOR="#eaeaea">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Net
Income from</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Operations</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000">Profitability</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;Measures the
effectiveness of our management team&#146;s execution of our strategic and operational plans</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;Reflects business variables and factors that are within management&#146;s control or influenced by
decisions made by executives</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Average Net Finance</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Receivables</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Loan growth</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;We seek to continually grow our business on a consistent and sound basis</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;We establish annual growth
objectives for our management team for loans that we originate and service</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#eaeaea">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Net
Credit Losses as a</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Percentage of Average</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Net&nbsp;Finance&nbsp;Receivables</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Loan portfolio control</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:2pt"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;Measures the control
our management team exerts on our loan portfolio</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;It is ultimately a measure of the quality of underwriting policies and decisions and the
effectiveness of collection efforts</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;We guide our management team to specific aggregate net credit loss goals each year that, combined
with our average finance receivables measure, attempt to balance attractive growth with effective portfolio control</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Total Net Debt /</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>EBITDA</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">Leverage ratio</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;Measures reliance on our credit facilities to produce cash flow</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;Holds management accountable
for the responsible use of credit to fund our business</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt" BGCOLOR="#eaeaea">
<TD HEIGHT="8" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="8" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Total General and</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Administrative Expense</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Percentage</B></P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT
STYLE="font-size:5pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">Expense control</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&#149;&#8194;&#8202;Measures the effectiveness with which our management team utilizes our corporate resources and
minimizes our corporate expenses</P></TD></TR>
</TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Note: We calculate EBITDA as consolidated net income from operations before interest expense, income taxes, depreciation,
and amortization, each as calculated in accordance with GAAP and as set forth in our audited financial statements. </I></P> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our 2017 annual
incentive awards were based to a lesser extent (15%) on our Compensation Committee&#146;s assessment of our executive team&#146;s achievement of its short-term strategic objectives. In light of ongoing, significant strategic projects and
initiatives, our Compensation Committee believes it is important to appropriately incentivize the achievement of strategic objectives (which often cannot be measured quantitatively) by linking their achievement (and the quality thereof) to our
executives&#146; compensation. For 2017, the Compensation Committee identified the successful implementation of and transition to a new loan origination and servicing platform as our executive team&#146;s primary short-term strategic objective. </P>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">27 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Annual Incentive Program Performance Targets, Results, and Payouts </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following table provides for 2017 detail regarding the threshold and target levels of performance set by the Compensation Committee for
each performance metric, the weighting applied to each metric, our actual annual performance pursuant to each metric, and the percentage payout for each metric and in total. A threshold level of performance must be exceeded in order to earn any
award, and each executive is eligible to earn up to 150% of his target award based upon the achievement of the performance goals established by the Compensation Committee. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="89%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="40%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" BGCOLOR="#000000"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#000000"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#000000"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#000000"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#000000"></TD>
<TD HEIGHT="5" COLSPAN="2" BGCOLOR="#000000"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" NOWRAP BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Performance Metric</U></B></FONT></P>
<P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#000000"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Threshold</U></B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Performance</U></B></FONT></P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT
STYLE="font-size:5pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#000000"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Target</U></B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Performance</U></B></FONT></P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT
STYLE="font-size:5pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#000000"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Actual</U></B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Performance</U></B></FONT></P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT
STYLE="font-size:5pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#000000"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Percentage</U></B></FONT></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt" align="left">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Weight</U></B></FONT></P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT
STYLE="font-size:5pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000">&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#000000"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Percentage</U>&nbsp;&nbsp;</B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt" align="left">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Payout</U>&nbsp;&nbsp;</B></FONT></P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT
STYLE="font-size:5pt">&nbsp;</FONT></P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Net Income from Operations</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$19,866,782</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$28,381,117</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$29,963,525</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">30.0%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">29.6%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Average Net Finance Receivables</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$682,053,188</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$757,836,875</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$744,200,456</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">20.0%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">18.2%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Net Credit Losses Percentage</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">10.30%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">8.96%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">9.36%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">15.0%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">12.7%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Total Debt / EBITDA</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">8.10x</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">6.75x</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">7.24x</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">10.0%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">9.7%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Total G&amp;A Expense Percentage</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">51.76%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">48.15%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">48.06%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">10.0%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="middle" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">10.4%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;Achievement of Strategic Objectives</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">N/A</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">N/A</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">N/A</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">15.0%</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">18.0%</P></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="3" VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD COLSPAN="7" VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>100.0%</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>98.6%</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD COLSPAN="3" VALIGN="bottom" BGCOLOR="#eaeaea"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Note: In calculating the percentage payout, the Compensation Committee adjusted actual results to account for certain
unbudgeted tax benefits and the impact of the 2017 hurricane events. Had the Compensation Committee not made such adjustments, the total percentage payout would have been higher (101.4% of target). </I></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">As described above, 15% of the total annual incentive program award opportunity is linked to our Compensation Committee&#146;s assessment of
our executive team&#146;s achievement of its short-term strategic objectives. For 2016, our Compensation Committee elected not to pay any portion of this award opportunity to our executive officers primarily due to the status as of the end of 2016
of our company&#146;s efforts to implement and transition to a new loan origination and servicing platform. By contrast, for 2017, our Compensation Committee elected to pay 120% of this award opportunity in recognition of our company&#146;s
outstanding execution of its short-term strategic objectives, including the implementation of the new loan origination and servicing platform in each of our branches, the diversification of our funding sources, and the continued improvements to our
compliance management system and enterprise risk management efforts. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Target annual incentive levels and actual performance-based annual
cash awards for each of our NEOs for fiscal 2017 are detailed below, based upon the 98.6% performance achievement detailed above. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="24%"></TD>
<TD VALIGN="bottom" WIDTH="0%"></TD>
<TD nowrap style="width:10pt"></TD>
<TD></TD>
<TD></TD>
<TD nowrap style="width:10pt"></TD>
<TD VALIGN="bottom" WIDTH="0%"></TD>
<TD nowrap style="width:10pt"></TD>
<TD></TD>
<TD></TD>
<TD nowrap style="width:10pt"></TD>
<TD VALIGN="bottom" WIDTH="0%"></TD>
<TD nowrap style="width:10pt"></TD>
<TD></TD>
<TD></TD>
<TD nowrap style="width:10pt"></TD>
<TD VALIGN="bottom" WIDTH="0%"></TD>
<TD nowrap style="width:10pt"></TD>
<TD></TD>
<TD></TD>
<TD nowrap style="width:10pt"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5" BGCOLOR="#000000"></TD>
<TD HEIGHT="5" COLSPAN="5" STYLE="BORDER-LEFT:1px solid #ffffff" BGCOLOR="#000000">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="5" STYLE="BORDER-LEFT:1px solid #ffffff" BGCOLOR="#000000">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="5" STYLE="BORDER-LEFT:1px solid #ffffff" BGCOLOR="#000000">&nbsp;</TD>
<TD HEIGHT="5" COLSPAN="5" STYLE="BORDER-LEFT:1px solid #ffffff" BGCOLOR="#000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" NOWRAP BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Name</U></B></FONT></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff"></TD>
<TD VALIGN="bottom" COLSPAN="4" NOWRAP BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>2017 Eligible</U></B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Base Salary</U></B></FONT></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff"></TD>
<TD VALIGN="bottom" COLSPAN="4" NOWRAP BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>2017 Target Incentive as</U></B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Percentage of
Salary</U></B></FONT></P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff"></TD>
<TD VALIGN="bottom" COLSPAN="4" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Target Award</U></B></FONT></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff"></TD>
<TD VALIGN="bottom" COLSPAN="4" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Actual Award</U></B></FONT></P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Peter R.
Knitzer</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$530,000</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">100%</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$530,000</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$522,580</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;John D.
Schachtel</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$207,123</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">100%</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$207,123</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$204,224</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Jody L.
Anderson</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$127,603</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">100%</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$127,603</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$125,816</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Donald E.
Thomas</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$342,000</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">100%</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$342,000</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$337,212</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Daniel J.
Taggart</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$318,000</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">100%</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$318,000</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$313,548</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Brian J.
Fisher</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$240,000</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">100%</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$240,000</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" COLSPAN="4"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$236,640</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Note: Mr.&nbsp;Anderson&#146;s employment terminated on May&nbsp;15, 2017, and Mr.&nbsp;Schachtel&#146;s employment
commenced on May&nbsp;30, 2017. Therefore, their base salaries and target award opportunities were <FONT STYLE="white-space:nowrap">pro-rated.</FONT> </I></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The target award percentages described above were determined by the Compensation Committee and are calibrated so that the total compensation
opportunity for each executive officer is commensurate with that executive&#146;s role and responsibilities with us. If an executive voluntarily terminates his employment during the performance year, he becomes ineligible to receive payment of a
performance-based annual cash award. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">28 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Annual Incentive Program Opportunities in 2018 </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our annual incentive program in 2018 will be structured in a manner similar to the 2017 program. Target 2018 incentive levels for each of our
executive officers, as established by our Compensation Committee, are described in the table below. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="75%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="29%"></TD>
<TD VALIGN="bottom" WIDTH="0%"></TD>
<TD nowrap style="width:10pt"></TD>
<TD></TD>
<TD></TD>
<TD nowrap style="width:10pt"></TD>
<TD VALIGN="bottom" WIDTH="0%"></TD>
<TD nowrap style="width:10pt"></TD>
<TD></TD>
<TD></TD>
<TD nowrap style="width:10pt"></TD>
<TD VALIGN="bottom" WIDTH="0%"></TD>
<TD nowrap style="width:10pt"></TD>
<TD></TD>
<TD></TD>
<TD nowrap style="width:10pt"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" NOWRAP BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Name</U></B></FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff"></TD>
<TD VALIGN="bottom" COLSPAN="4" NOWRAP STYLE="BORDER-RIGHT:1px solid #ffffff" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>2018 Base
Salary</U></B></FONT></P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000"></TD>
<TD VALIGN="bottom" COLSPAN="4" NOWRAP STYLE="BORDER-RIGHT:1px solid #ffffff" BGCOLOR="#000000"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>2018 Target Incentive as</U></B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Percentage of
Salary</U></B></FONT></P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000"></TD>
<TD VALIGN="bottom" COLSPAN="4" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Target Award</U></B></FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Peter R. Knitzer</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$550,000</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">100%</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$550,000</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;John D. Schachtel</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$360,000</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">100%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$360,000</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Donald E. Thomas</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$355,000</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">100%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$355,000</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle"> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Daniel J. Taggart</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$330,000</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">100%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$330,000</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Brian J. Fisher</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$300,000</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">100%</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="middle" COLSPAN="4"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">$300,000</P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our Compensation Committee believes that our short-term incentive program is effective in motivating our
executives to achieve short-term financial and operational objectives, in furtherance of our <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">pay-for-performance</FONT></FONT> compensation strategy. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Long-Term Incentive Awards </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our long-term
incentive award grants are intended to directly align the interests of our executive officers with those of our stockholders, to give our executive officers a strong incentive to maximize stockholder returns on a long-term basis, and to aid in our
recruitment and retention of key executive talent necessary to ensure our continued success. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Components of Long-Term Incentive
Program; Participation by NEOs </I></B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In 2014, we developed and implemented a &#147;refreshed&#148; long-term incentive program with
assistance from Veritas. Our current long-term incentive program provides for the delivery of long-term incentive awards through a combination of three award vehicles: <FONT STYLE="white-space:nowrap">(i)&nbsp;non-qualified</FONT> stock options,
(ii)&nbsp;performance-contingent RSUs, and (iii)&nbsp;cash-settled performance units. Vesting of each of the performance-contingent awards is subject to, among other things, the achievement of performance objectives over a three-year performance
period that begins on January 1<SUP STYLE="font-size:85%; vertical-align:top">st</SUP> of the grant year. Long-term incentive awards are scheduled to occur in the first quarter of each year. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In 2017, as part of the long-term incentive program, we granted the following awards in the first quarter of 2017 to Messrs. Knitzer, Anderson,
Thomas, Taggart, Fisher, and other key employees: </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="19%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-left:8pt" BGCOLOR="#000000">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>LTI Vehicle</U></B></FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000" BGCOLOR="#000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Principal</U></B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt" align="left">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Performance Metric</U></B></FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Performance Period</U></B></FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Weighting</U></B></FONT></P>
<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-right:2pt" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT
 COLOR="#FFFFFF"><B><U>Recipients</U></B></FONT></P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B><FONT STYLE="white-space:nowrap">Non-Qualified</FONT></B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Stock&nbsp;Options</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT STYLE="white-space:nowrap">Built-in&nbsp;metric&nbsp;of</FONT><BR>stock&nbsp;price&nbsp;growth</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">N/A &#150;
Options&nbsp;vest&nbsp;in&nbsp;equal<BR>installments&nbsp;on&nbsp;December&nbsp;31,<BR>2017,&nbsp;2018,&nbsp;and&nbsp;2019,&nbsp;subject<BR>to&nbsp;continued employment</P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT STYLE="white-space:nowrap">One-third&nbsp;of&nbsp;total&nbsp;target</FONT><BR>award</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">Executive&nbsp;officers&nbsp;and<BR>several other key <FONT STYLE="white-space:nowrap">C-suite</FONT><BR>employees</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="10" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-left:8pt">&nbsp;</TD>
<TD HEIGHT="10" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="10" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="10" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD HEIGHT="10" COLSPAN="2" STYLE="BORDER-RIGHT:1px solid #000000">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Performance-Contingent Restricted&nbsp;Stock</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Units</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000" ALIGN="center">Compound annual<BR>growth rate of net<BR>income&nbsp;compared&nbsp;to<BR> a peer
group<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">Three years, from January&nbsp;1,<BR>2017 through December&nbsp;31,<BR>2019</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT STYLE="white-space:nowrap">One-third</FONT> of total target<BR>award</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">Executive officers and<BR>several other key <FONT STYLE="white-space:nowrap">C-suite</FONT><BR>employees</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Cash-Settled Performance&nbsp;Units</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Compound annual<BR>growth rate of basic<BR>earnings&nbsp;per&nbsp;share<BR>compared&nbsp;to&nbsp;a peer<BR>group</P>
<P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">Three years, from January&nbsp;1,<BR>2017 through December&nbsp;31,<BR>2019</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT STYLE="white-space:nowrap">One-third</FONT> of total target<BR>award</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">Executive officers and<BR><FONT STYLE="white-space:nowrap">several&nbsp;other&nbsp;key&nbsp;C-suite</FONT><BR>employees</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">29 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Vesting of the performance-contingent RSUs and cash-settled performance units is based
primarily (90%) upon our performance over the three-year performance period compared to our peer group, as described in the table below. Failure to meet the threshold level of performance results in the forfeiture of the associated award. </P>
<P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="98%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="15%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="18%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="22%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="19%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; padding-left:8pt" BGCOLOR="#000000">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>LTI Vehicle</U></B></FONT></P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#000000"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Principal</U></B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Performance Metric</U></B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Performance Level</U></B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Required Performance</U></B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; padding-right:2pt" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT
 COLOR="#FFFFFF"><B><U>Percentage of Target</U></B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Award&nbsp;Earned&nbsp;and&nbsp;Vested</U></B></FONT></P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" ROWSPAN="3" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Performance-</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Contingent</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Restricted
Stock</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Units</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ROWSPAN="3" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Compound&nbsp;annual</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">growth rate of net</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">income compared to
our</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">peer group for the period</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">from January&nbsp;1, 2017</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">through
December&nbsp;31,</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">2019</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Threshold Performance</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Meets or
Exceeds Peer</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Group Performance at the</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">50<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Percentile</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">50%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Target Performance</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Meets or
Exceeds Peer</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Group Performance at the</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">60<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Percentile</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">100%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000">Maximum Performance</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Meets or
Exceeds Peer</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Group Performance at the</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">75<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Percentile</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt">150%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="middle" ROWSPAN="3" NOWRAP ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8pt" BGCOLOR="#eaeaea">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Cash-Settled</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Performance</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Units</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ROWSPAN="3" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000" BGCOLOR="#eaeaea"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Compound
annual</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">growth rate of basic</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">earnings per share</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">compared to our
peer</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">group for the period</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">from
January&nbsp;1, 2017</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">through December&nbsp;31,</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">2019</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#eaeaea">Threshold Performance</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#eaeaea"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Meets or Exceeds Peer</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Group
Performance at the</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">50<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Percentile</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt" BGCOLOR="#eaeaea">50%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" BGCOLOR="#eaeaea" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#eaeaea">Target Performance</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#eaeaea"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Meets or Exceeds Peer</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Group
Performance at the</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">60<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Percentile</P>
<P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt" BGCOLOR="#eaeaea">100%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" BGCOLOR="#eaeaea" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#eaeaea">Maximum Performance</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" STYLE="BORDER-BOTTOM:1px solid #000000" BGCOLOR="#eaeaea"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Meets or Exceeds Peer</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Group
Performance at the</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">75<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Percentile</P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="middle" ALIGN="center" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:2pt" BGCOLOR="#eaeaea">150%</TD></TR></TABLE>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">To a lesser extent (10%), vesting of the performance-contingent RSUs and cash-settled performance units is based on our Compensation
Committee&#146;s assessment of our executive team&#146;s achievement of its long-term strategic objectives over the same performance period. In light of ongoing, significant strategic projects and initiatives, our Compensation Committee believes it
is important to appropriately incentivize the achievement of strategic objectives (which often cannot be measured quantitatively) by linking their achievement (and the quality thereof) to our executives&#146; compensation. Our long-term incentive
program in 2018 is structured in a manner similar to the 2017 program described above. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Mr.&nbsp;Schachtel became our Executive Vice
President and Chief Operating Officer effective as of May&nbsp;30, 2017. Mr.&nbsp;Schachtel&#146;s employment agreement establishes his aggregate long-term incentive compensation opportunity level for 2017 and 2018, and provides that he will be
granted long-term incentive award opportunities through a combination of the three award vehicles described <FONT STYLE="white-space:nowrap">above&#151;non-qualified</FONT> stock options, performance-contingent RSUs, and cash-settled performance
units. The aggregate grant date target value of Mr.&nbsp;Schachtel&#146;s 2017 and 2018 long-term incentive compensation opportunities is $850,000 (calculated as approximately $525,000 per year on an annualized basis for the period commencing on
Mr.&nbsp;Schachtel&#146;s first day of employment, May&nbsp;30, 2017, through the end of 2018). </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Mr.&nbsp;Schachtel&#146;s long-term
incentive compensation for 2017 and 2018 is split among <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock options, performance-contingent RSUs, and cash-settled performance units having a grant date target value of $300,000, $275,000, and
$275,000, respectively. Because Mr.&nbsp;Schachtel&#146;s employment commenced more than 90 days after the beginning of the performance period associated with the performance-contingent RSUs and cash-settled performance units that we granted under
our 2017 long-term incentive program, Mr.&nbsp;Schachtel&#146;s participation in the 2017 program with respect to performance-contingent RSUs and cash-settled performance units would have resulted in the payment of compensation (if any) that would
not have qualified for the performance-based compensation exemption available pursuant to Code Section&nbsp;162(m). Therefore, in an effort to preserve, to the extent practicable, the future tax deductibility of Mr.&nbsp;Schachtel&#146;s
compensation, the Compensation Committee approved Mr.&nbsp;Schachtel&#146;s <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock option award with a grant date of May&nbsp;30, 2017, the date he commenced employment, and determined that the
award of Mr.&nbsp;Schachtel&#146;s performance-contingent RSUs and cash-settled performance units should occur as part of the 2018 long-term incentive program. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">30 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Long-Term Incentive Award Levels in 2017 and 2018 </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">For 2017 and 2018, the grant date target values for awards granted to our NEOs are detailed in the following tables. For the
performance-contingent RSUs and cash-settled performance units, a threshold level of performance must be exceeded for the awards to have any value, and participants are eligible to earn up to 150% of their target award based upon the achievement of
the performance goals established by the Compensation Committee. For the <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock options, our stock price must exceed the exercise price (which is set at our closing stock price on the grant date)
for the options to have any value. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="31%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" ROWSPAN="2" NOWRAP BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Name</U></B></FONT></P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff; BORDER-BOTTOM:1px solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" STYLE="BORDER-BOTTOM:1px solid #ffffff" BGCOLOR="#000000"> <P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B>2017 Target Grant Date Value</B></FONT></P>
<P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Total</U></B></FONT></P>
<P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"> <P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U><FONT
STYLE="white-space:nowrap">Performance-</FONT></U></B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Contingent&nbsp;RSUs</U></B></FONT></P>
<P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"> <P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Cash-Settled<BR>Performance&nbsp;Units</U></B></FONT></P>
<P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"> <P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U><FONT
STYLE="white-space:nowrap">Non-Qualified&nbsp;Stock</FONT><BR>Options</U></B></FONT></P> <P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">Peter R. Knitzer</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>$1,900,000</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $950,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $950,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> N/A<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">John D. Schachtel</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>$300,000</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> N/A<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> N/A<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $300,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">Jody L. Anderson</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>$517,500</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $172,500<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $172,500<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $172,500<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">Donald E. Thomas</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>$513,000</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $171,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $171,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $171,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">Daniel J. Taggart</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>$318,000</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $106,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $106,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $106,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">Brian J. Fisher</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>$240,000</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $80,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $80,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $80,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" ROWSPAN="2" NOWRAP BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Name</U></B></FONT></P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff; BORDER-BOTTOM:1px solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" STYLE="BORDER-BOTTOM:1px solid #ffffff" BGCOLOR="#000000"> <P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B>2018 Target Grant Date Value</B></FONT></P>
<P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Total</U></B></FONT></P>
<P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"> <P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U><FONT
STYLE="white-space:nowrap">Performance-</FONT></U></B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Contingent&nbsp;RSUs</U></B></FONT></P>
<P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"> <P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Cash-Settled<BR>Performance&nbsp;Units</U></B></FONT></P>
<P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"> <P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U><FONT
STYLE="white-space:nowrap">Non-Qualified&nbsp;Stock</FONT><BR>Options</U></B></FONT></P> <P STYLE="font-size:5pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">Peter R. Knitzer</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>$2,200,000</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $733,333<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $733,333<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $733,334<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">John D. Schachtel</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>$550,000</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $275,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $275,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> N/A<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">Donald E. Thomas</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>$532,500</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $177,500<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $177,500<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $177,500<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">Daniel J. Taggart</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>$330,000</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $110,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $110,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $110,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center">Brian J. Fisher</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>$300,000</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $100,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $100,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $100,000<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Note: The number of shares subject to the performance-contingent RSU awards is determined by dividing the value of the award
by the closing price per share of common stock on the grant date (rounded down to the nearest whole share). The number of shares subject to the <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock option awards is determined by dividing the
value of the award by the fair value per share of common stock on the grant date calculated using the Black-Scholes valuation model (rounded down to the nearest whole share). </I></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Mr.&nbsp;Anderson&#146;s employment terminated on May&nbsp;15, 2017. As a result, in accordance with the award agreements associated with
Mr.&nbsp;Anderson&#146;s 2017 long-term incentive awards, he remains eligible to vest in only a <FONT STYLE="white-space:nowrap">pro-rata</FONT> portion of the performance-contingent RSUs and cash-settled performance units, subject to our
performance over the three-year performance period. In addition, effective as of his termination date, Mr.&nbsp;Anderson vested in a <FONT STYLE="white-space:nowrap">pro-rata</FONT> portion of the shares subject to the
<FONT STYLE="white-space:nowrap">non-qualified</FONT> stock option award and forfeited the balance of the unvested shares. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our
Compensation Committee believes that our long-term incentive program furthers our <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">pay-for-performance</FONT></FONT> objectives, creates a compelling recruitment and retention tool,
appropriately focuses our executives on the achievement of long-term financial and business goals, and strengthens the alignment of our executives&#146; interests with those of our stockholders. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">31 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>2015 Long-Term Incentive Program Performance Targets, Results, and Payouts
</I></B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In 2015, we made awards to our then-current executive officers of <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock
options, performance-contingent RSUs, and cash-settled performance units. Messrs. Anderson, Thomas, Taggart, and Fisher were employed by us in 2015 and participated in the 2015 long-term incentive program. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The three-year performance period established under the 2015 long-term incentive program ended on December&nbsp;31, 2017. The performance
metrics for the performance-contingent RSUs and cash-settled performance units under the 2015 long-term incentive program were cumulative EBITDA and cumulative basic net income per share over the performance period, respectively, with threshold and
target performance goals established at the following levels: </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="62%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="52%"></TD>
<TD VALIGN="bottom" WIDTH="17%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="17%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="bottom" BGCOLOR="#ffffff">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>EBITDA</U></B></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><I></I></B><B></B><B><I>(in&nbsp;thousands)</I></B><B></B><B><I></I></B></FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Basic&nbsp;Net&nbsp;Income</U></B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><B><U>Per Share</U></B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center">Threshold
Performance Goal</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $199,698<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $6.46<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center">Target
Performance Goal</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $249,623<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $8.07<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:6pt">
<TD VALIGN="top" BGCOLOR="#000000"></TD>
<TD VALIGN="bottom" BGCOLOR="#000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"></TD>
<TD VALIGN="bottom" BGCOLOR="#000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center">2015 Actual
Results</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $57,791<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $1.82<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center">2016 Actual
Results</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $63,814<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $2.03<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center">2017 Actual
Results</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $69,722<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $2.59<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Cumulative
Results</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>$191,327</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>$6.44</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:6pt">
<TD VALIGN="top" BGCOLOR="#000000"></TD>
<TD VALIGN="bottom" BGCOLOR="#000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"></TD>
<TD VALIGN="bottom" BGCOLOR="#000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center">Amount Short of
Threshold Goal</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $8,371<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> $0.02<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Payout</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>0.00%</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>0.00%</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Note: We calculate cumulative EBITDA as consolidated net income from operations before interest expense, income taxes,
depreciation, and amortization during the three-year performance period, each as calculated in accordance with GAAP and as set forth in our audited financial statements. </I></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In February 2018, the Compensation Committee determined that we failed to meet the threshold performance goals set under the 2015 long-term
incentive program. Actual results are set forth in the table above. As a result, no compensation was earned or paid pursuant to the 2015 performance-contingent RSUs or cash-settled performance units, and all shares associated with the
performance-contingent RSUs were forfeited. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Key Employee Retention Program </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In 2014, even when including the increased target value of the short- and long-term incentive awards, total compensation levels for our
executive officers were below the median of our peer group. Further, the difficulties we faced in 2014 resulted in a significant deficit in terms of realized compensation. As a result, in 2015, our Compensation Committee, in consultation with
Veritas, determined to implement a key employee retention program as an incentive and retention vehicle for certain critical executives. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Pursuant to the key employee retention program, the Compensation Committee granted the following awards to executive officers in 2015: <FONT
STYLE="white-space:nowrap">(i)&nbsp;non-qualified</FONT> stock options, which are subject to the terms of the Regional Management Corp. 2011 Stock Incentive Plan (as amended, the &#147;<U>2011 Plan</U>&#148;), and (ii)&nbsp;a cash retention award.
The Compensation Committee granted Messrs. Anderson, Thomas, and Fisher <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock options to purchase 8,700 shares, 32,500 shares, and 11,500 shares, respectively, of our common stock. The options
vested in three equal installments on each of December&nbsp;31, 2015, 2016, and 2017 (subject to proration, in the case of Mr.&nbsp;Anderson). In addition, the Compensation Committee granted Mr.&nbsp;Fisher a cash retention award of $25,000, which
was paid as follows: 25% on or about 180 days following the date of the retention award; 25% on or about 360 days following the date of the retention award; and 50% on or about 540 days following the date of the retention award. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In March 2016, the Compensation Committee elected to continue the key employee retention program with grants of the following awards to certain
executive officers: (i)&nbsp;RSAs, which are subject to the terms of the 2015 Plan, and (ii)&nbsp;cash retention awards. The Compensation Committee granted Messrs. Thomas and Fisher 5,854 shares and 4,391 shares, respectively, of restricted common
stock. The restricted stock vested on September&nbsp;29, 2017. In addition, the Compensation Committee granted Messrs. Thomas and Fisher cash retention awards of $100,000 and $75,000, respectively, <FONT STYLE="white-space:nowrap">one-third</FONT>
of which was paid on each of the <FONT STYLE="white-space:nowrap">six-month,</FONT> <FONT STYLE="white-space:nowrap">12-month,</FONT> and <FONT STYLE="white-space:nowrap">18-month</FONT> anniversaries of the grant date. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We did not grant any retention awards to our executive officers in 2017. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">32 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Perquisites </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We also provide various other limited perquisites and other personal benefits to our executive officers that are intended to be part of a
competitive compensation program. For 2017, these benefits included: </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">The ability to participate in a comprehensive voluntary annual health screening; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Monthly automobile allowances of $1,150 to Messrs. Anderson and Thomas; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Payment of Mr.&nbsp;Knitzer&#146;s and Mr.&nbsp;Schachtel&#146;s travel expenses to and from their <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-state</FONT></FONT> personal residences;
</TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Mobile phone allowance payments to Messrs. Knitzer, Schachtel, Thomas, and Taggart; and </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Reimbursement of attorney fees to Messrs. Schachtel and Taggart in connection with the negotiation of their employment agreements. </TD></TR></TABLE>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Compensation Committee believes that these benefits are comparable to those offered by other companies that compete with us for executive
talent and are consistent with our overall compensation program. Perquisites are not a material part of our compensation program. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We also
offer our executive officers benefits that are generally available to all of our employees, including 401(k) plan matching contributions, health insurance, disability insurance, dental insurance, vision insurance, life insurance, paid time off, and
the reimbursement of qualified business expenses. In 2018, we will also provide our executives with supplemental disability insurance that is intended, in part, to insure against our severance obligations in the event of a disability termination
under an executive&#146;s employment agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">33 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U><A NAME="toc519354_22"></A>Other Compensation Policies, Practices, and Matters </U></B></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Stock Ownership and Retention Policy </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In
2014, Regional adopted a Stock Ownership and Retention Policy. The Compensation Committee believes that significant ownership of common stock by our executives and directors directly aligns their interests with those of our stockholders and also
helps balance the incentives for risk-taking inherent in equity-based awards made to executives. Under the policy, executives and directors are subject to the following ownership guidelines: </P>
<P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="66%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:9pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top" BGCOLOR="#000000"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><U><B>Covered Person</B></U></FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#000000" STYLE=" BORDER-LEFT:1px solid #ffffff">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#000000"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><FONT COLOR="#FFFFFF"><U><B>Ownership Guideline</B></U></FONT></P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Chief Executive
Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">5x annual base salary</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Other covered
employees (including NEOs)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">2x annual base salary</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:9pt; font-family:Times New Roman">&nbsp;&nbsp;Directors</P></TD>

<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">5x annual cash retainer</P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In February 2018, our Compensation Committee increased our director stock ownership requirement from 3x to 5x
the annual cash retainer, placing the ownership requirement in the 90<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile of our peer group. Persons covered by the policy are expected to utilize grants under equity compensation plans
to reach the levels of ownership expected by the policy. The policy also incorporates a retention element requiring such persons to retain 50% of the net shares resulting from the vesting or exercise of equity awards to obtain the required ownership
under the policy. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Clawback Policy </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In
2014, Regional also adopted a Compensation Recoupment Policy, or &#147;<U>clawback policy</U>.&#148; Under the clawback policy, the Chief Executive Officer, the Chief Financial Officer, any other person who is an executive officer, the Chief
Accounting Officer, and such other persons (each, a &#147;<U>Covered Person</U>&#148;) as may be determined by the Board or the Compensation Committee (the &#147;<U>Administrator</U>&#148;), may be required to return to us and/or forfeit all or a
portion of any cash-based incentive compensation and/or equity-based incentive compensation received by such Covered Person. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Such a return
or forfeit is required, unless the Administrator determines otherwise, if (i)&nbsp;compensation is received based on financial statements that are subsequently restated in a way that would decrease the amount of the award to which such person was
entitled and the restatement is based in whole or in part on the misconduct of the Covered Person, (ii)&nbsp;such compensation was received by the Covered Person and the Administrator determines that such person has violated a <FONT
STYLE="white-space:nowrap">non-competition,</FONT> <FONT STYLE="white-space:nowrap">non-solicitation,</FONT> confidentiality, or other restrictive covenant applicable to such person, or (iii)&nbsp;recoupment is otherwise required under applicable
law. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Prohibition Against Hedging and Pledging </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">As stated in our Code of Conduct, directors, officers, and employees may not engage in activities that are designed to profit from trading
activity or hedge against decreases in the value of our securities. This includes purchasing any financial instrument or contract, including prepaid variable forward contracts, equity swaps, collars, and exchange traded funds, which is designed to
hedge or offset any risk of decrease in the market value of our common stock. These prohibitions apply regardless of whether the equity securities have been granted to the directors, executive officers, or other employees as part of their
compensation or are held, directly or indirectly, by such persons. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>No Excise Tax <FONT STYLE="white-space:nowrap">Gross-Ups</FONT> </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We did not provide any of our executive officers with a <FONT STYLE="white-space:nowrap">&#147;gross-up&#148;</FONT> or other reimbursement
payment for any tax liability that he might owe as a result of the application of Code Sections 280G, 4999, or 409A during 2017, and we have not agreed and are not otherwise obligated to provide any NEO with such a
<FONT STYLE="white-space:nowrap">&#147;gross-up&#148;</FONT> or other reimbursement. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Deductibility of Executive Compensation </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Code Section&nbsp;162(m) limits our ability to deduct for tax purposes compensation over $1,000,000 to our principal executive officer or any
one of our three highest paid executive officers, other than our principal executive officer or principal financial officer, who are employed by us on the last day of our taxable year, unless, in general and under certain circumstances, the
compensation is paid pursuant to a plan that is performance related, <FONT STYLE="white-space:nowrap">non-discretionary,</FONT> and has been approved by our stockholders. The Compensation Committee will review and consider the deductibility of
executive compensation under Code Section&nbsp;162(m) and may authorize certain payments that will be in excess of the $1,000,000 limitation. The Compensation Committee believes that it needs to balance the benefits of designing awards that are <FONT
STYLE="white-space:nowrap">tax-deductible</FONT> with the need to design awards that attract, retain, and reward executives responsible for our success. While mindful of the benefit to us of the full deductibility of compensation, the Compensation
Committee believes that it should not be constrained by the requirements of Code Section&nbsp;162(m) where those requirements would impair flexibility in compensating our executive officers in a manner that can best promote our corporate objectives,
which the Compensation Committee believes aligns our executive officers&#146; interests with our stockholders&#146; interests, and thus is in the best interests of our stockholders. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">34 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">As part of the United States tax reform legislation enacted on December&nbsp;22, 2017, the
exemption from Code Section&nbsp;162(m)&#146;s deduction limitation for performance-based compensation has been repealed, effective for taxable years beginning after December&nbsp;31, 2017. As a result, compensation paid to certain of our executive
officers in excess of $1,000,000 will not be deductible unless it qualifies for transition relief applicable to certain arrangements in place as of November&nbsp;2, 2017. Despite the Compensation Committee&#146;s efforts to preserve the
deductibility of compensation under Code Section&nbsp;162(m), because of ambiguities and uncertainties as to the application and interpretation of Code Section&nbsp;162(m) and related Treasury regulations under the tax reform legislation, including
the uncertain scope of the transition relief, no assurance can be given that any compensation will satisfy the requirements for deductibility under Code Section&nbsp;162(m). The Compensation Committee reserves the right to modify compensation that
was initially intended to be deductible under Code Section&nbsp;162(m) if it determines that such modifications are consistent with our business needs. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Payments Upon Termination and <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Change-in-Control</FONT></FONT> </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">As described above, Mr.&nbsp;Anderson&#146;s employment terminated effective May&nbsp;15, 2017. We subsequently entered into a separation
agreement with Mr.&nbsp;Anderson, the terms of which are described below under &#147;Summary of Employment Arrangements with Executive Officers &#150; Agreements with Former Executive Officer.&#148; Pursuant to the terms of each of their employment
agreements and certain long-term incentive award agreements, our other NEOs are entitled to certain benefits upon the termination of their employment with us, the terms of which are described below under &#147;Summary of Employment Arrangements with
Executive Officers &#150; Employment Agreements with Current Executive Officers&#148; and &#147;Summary of Employment Arrangements with Executive Officers &#150; Potential Payments Upon Termination or <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">Change-in-Control.&#148;</FONT></FONT> </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>CEO Pay Ratio </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We are not required to disclose the ratio of the annual total compensation of our CEO and the median of the annual total compensation of all of
our employees (commonly known as &#147;pay ratio disclosure&#148;) under applicable SEC rules because we only ceased to be an emerging growth company under the Jumpstart Our Business Startups Act at the outset of our fiscal year beginning on
January&nbsp;1, 2018. We will provide the pay ratio disclosure when first required in our proxy statement for our 2019 Annual Meeting. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Risk Assessment
of Compensation Policies and Practices </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We have assessed our compensation programs for all employees and have concluded that our
compensation policies and practices do not create risks that are reasonably likely to have a material adverse effect on our company. We believe that our compensation programs reflect an appropriate mix of compensation elements and balance current
and long-term performance objectives, cash and equity compensation, and risks and rewards. During 2017, the Compensation Committee reviewed our compensation policies and practices for all employees, including our NEOs, particularly as they relate to
risk management practices and risk-taking incentives. As part of its review, the Compensation Committee discussed with management the ways in which risk is effectively managed or mitigated as it relates to our compensation programs and policies.
</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Based on this review, the Compensation Committee believes that our compensation programs do not encourage excessive risk but instead
encourage behaviors that support sustainable value creation. The following features of our executive compensation program illustrate this point. </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><I>Review by Independent Compensation Consultant</I>. Our executive compensation programs have been designed and reviewed by an independent compensation consultant. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><I>Compensation Committee Oversight</I>. Our executive compensation programs are regularly reviewed and overseen by an independent Compensation Committee that retains the discretion to reduce compensation based on
corporate and individual performance and other factors. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><I>Mix of Incentives</I>. Our compensation programs provide an appropriate mix of short-term and long-term incentives, as well as cash and equity opportunities. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><I>Mix of Performance Metrics</I>. The performance metrics associated with our incentive programs incorporate a variety of drivers of the business over both annual and three-year time horizons. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><I>Strong Link to Stockholder Interests</I>. Equity components and long-term performance metrics create a strong alignment between our executives&#146; interests and our stockholders&#146; interests. Because long-term
incentives typically vest over a three-year period, our executives will always have unvested awards that could decrease in value if our business is not well-managed for the long term. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><I>Alignment with Annual Plan and Long-Term Strategic Plan</I>. Performance metrics in our short- and long-term incentive programs are aligned with both our annual budget and our long-term strategic plan.
</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">35 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><I>Appropriate Policies</I>. We have adopted a &#147;clawback&#148; policy, a stock ownership and retention policy, and prohibitions against hedging and pledging, thereby creating additional protections for the Company
and encouraging an alignment of our executives&#146; and stockholders&#146; interests. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><I>Field Incentive Plan</I>. Our operations field incentive plan is focused on growth, control, and profit&#151;the three primary drivers of success in our branches. This creates appropriate alignment of employee
incentive opportunities with company goals. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><I>Administration and Disclosure</I>. Administrative procedures, communication, and disclosure processes closely align with &#147;best practices.&#148; </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><I>Securities Trading Policy</I>. Officers must obtain permission from the General Counsel before the purchase or sale of any shares, even during an open trading period. </TD></TR></TABLE>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Based on the factors above, we believe that&nbsp;our NEOs and other employees are encouraged to manage our company in a prudent manner and
that&nbsp;our incentive programs are not designed to encourage our NEOs or other employees to take excessive risks or risks that are inconsistent with the Company&#146;s and our stockholders&#146; best interests. In addition, we have in place
various controls and management processes that help mitigate the potential for incentive compensation plans to materially and adversely affect the Company. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">36 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc519354_23"></A>COMPENSATION COMMITTEE REPORT </B></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Compensation Committee has reviewed and discussed the foregoing &#147;Compensation Discussion and Analysis&#148; with management. Based
upon such review, the related discussions, and such other matters deemed relevant and appropriate to the Compensation Committee, the Compensation Committee has recommended to the Board of Directors that the &#147;Compensation Discussion and
Analysis&#148; be included in this Proxy Statement and in our Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> for the fiscal year ended December&nbsp;31, 2017 through incorporation by reference to this Proxy Statement. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:61%; text-indent:-2%; font-size:10pt; font-family:Times New Roman">Members of the Compensation Committee: </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:61%; text-indent:-2%; font-size:10pt; font-family:Times New Roman">Steven J. Freiberg (Chair) </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:61%; text-indent:-2%; font-size:10pt; font-family:Times New Roman">Roel C. Campos </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:61%; text-indent:-2%; font-size:10pt; font-family:Times New Roman">Carlos Palomares </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman"><I>The Compensation Committee report does not constitute soliciting material, and shall not be deemed to be filed or incorporated by reference
into any other filing under the Securities Act of 1933, as amended (the &#147;<U>Securities Act</U>&#148;), or the Exchange Act, except to the extent that we specifically incorporate the Compensation Committee report by reference therein. </I></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">37 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc519354_24"></A>EXECUTIVE COMPENSATION TABLES </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_25"></A>Summary Compensation Table </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following table sets forth the cash and other compensation that we paid to our named executive officers or that was otherwise earned by our
named executive officers for their services in all employment capacities during the fiscal years ended December&nbsp;31, 2017,&nbsp;2016, and 2015. </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="46%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom" NOWRAP STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman"><B>Name and Principal
Position<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Year&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;Salary&nbsp;&nbsp;&nbsp;&nbsp;<BR>($)<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Bonus<BR>&nbsp;&nbsp;&nbsp;&nbsp;($)<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Stock<BR>Awards<BR>&nbsp;&nbsp;&nbsp;&nbsp;($)<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Option<BR>Awards<BR>&nbsp;&nbsp;&nbsp;&nbsp;($)<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP>&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Non-Equity<BR>Incentive Plan<BR>&nbsp;&nbsp;Compensation&nbsp;&nbsp;<BR>($)<SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>All&nbsp;Other<BR>&nbsp;&nbsp;Compensation&nbsp;&nbsp;<BR>&nbsp;&nbsp;&nbsp;&nbsp;($)<SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP>&nbsp;&nbsp;&nbsp;
&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total<BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;($)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Peter R. Knitzer,<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2017</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">530,000</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">949,985</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">522,580</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">42,552</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>2,045,117</B></P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.60em; font-size:7.5pt; font-family:Times New Roman">President and Chief Executive Officer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2016</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">221,557</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">949,997</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">221,557</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">30,114</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>1,423,225</B></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 2015<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>&#151;</B> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">John D. Schachtel,</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">207,123</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">299,994</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">204,224</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21,239</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>732,580</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" ROWSPAN="2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.60em; font-size:7.5pt; font-family:Times New Roman">Executive Vice President and</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.60em; font-size:7.5pt; font-family:Times New Roman">Chief Operating Officer</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2016</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>&#151;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 2015<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>&#151;</B> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Jody L. Anderson,</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">127,603</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">172,494</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">172,493</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">125,816</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">178,350</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>776,756</B></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" ROWSPAN="2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.60em; font-size:7.5pt; font-family:Times New Roman">Former President and</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.60em; font-size:7.5pt; font-family:Times New Roman">Chief Operating Officer</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2016</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">335,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">167,486</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">167,500</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">252,528</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">27,140</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>949,654</B></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 2015<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 325,000<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 199,995<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 63,473<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 291,635<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 76,017<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>956,120</B> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Donald E. Thomas,</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">342,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">66,667</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">170,994</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">170,995</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">337,212</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">24,900</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>1,112,768</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" ROWSPAN="2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.60em; font-size:7.5pt; font-family:Times New Roman">Executive Vice President and</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.60em; font-size:7.5pt; font-family:Times New Roman">Chief Financial Officer</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2016</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">332,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">33,333</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">265,970</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">165,998</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">250,267</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">27,250</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>1,074,818</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 2015<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 321,391<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 160,687<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 397,810<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 288,396<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 24,400<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>1,192,684</B> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Daniel J. Taggart,</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">318,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">105,987</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">105,998</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">313,548</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">8,810</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>852,343</B></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.60em; font-size:7.5pt; font-family:Times New Roman">Senior Vice President and Chief Risk Officer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2016</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">308,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">102,651</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">102,661</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">232,175</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">900</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>746,387</B></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 2015<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 296,712<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> &#151;<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 99,990<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 99,993<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 266,251<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> 900<P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>763,846</B> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Brian J. Fisher,</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2017</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">240,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">50,000</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">80,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">79,994</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">236,640</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">10,800</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>697,434</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" ROWSPAN="2"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.60em; font-size:7.5pt; font-family:Times New Roman">Senior Vice President, General Counsel, and</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.60em; font-size:7.5pt; font-family:Times New Roman">Secretary</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2016</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">230,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">43,750</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">170,817</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">95,826</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">104,026</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">12,390</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>656,809</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2015</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">220,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">6,250</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">91,657</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">175,563</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">118,449</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">9,999</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>621,918</B></TD></TR>
</TABLE> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top">Messrs. Knitzer, Schachtel, Anderson, Thomas, Taggart, and Fisher commenced employment effective as of August&nbsp;1, 2016, May&nbsp;30, 2017, October&nbsp;1, 2014, January&nbsp;2, 2013, January&nbsp;5, 2015, and
January&nbsp;14, 2013, respectively. Mr.&nbsp;Anderson&#146;s employment terminated on May&nbsp;15, 2017. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top">Immediately prior to his appointment as our Chief Executive Officer, Mr.&nbsp;Knitzer served as a <FONT STYLE="white-space:nowrap">non-employee</FONT> director on our Board, a role in which he had served since his
initial appointment in July 2015. The table above reflects the compensation paid to Mr.&nbsp;Knitzer in his capacity as our Chief Executive Officer. Following the effectiveness of his appointment as our Chief Executive Officer, Mr.&nbsp;Knitzer was
no longer entitled to receive separate compensation for his service on the Board. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top">The amounts represent annual base salaries, <FONT STYLE="white-space:nowrap">pro-rated</FONT> for any partial year. For additional information, see &#147;Compensation Discussion and Analysis &#150; Elements of
Compensation &#150; Base Salary.&#148; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top">For 2017, the amounts represent installment payments totaling <FONT STYLE="white-space:nowrap">two-thirds</FONT> of cash retention awards granted to Mr.&nbsp;Thomas and Mr.&nbsp;Fisher in 2016 pursuant to our key
employee retention program. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">For 2016, the amounts represent <FONT STYLE="white-space:nowrap">one-third</FONT> installment payments of cash retention awards granted to Mr.&nbsp;Thomas and Mr.&nbsp;Fisher in 2016 pursuant to our key employee
retention program, and installment payments totaling three-quarters of a cash retention award granted to Mr.&nbsp;Fisher in 2015 pursuant to our key employee retention program. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">For 2015, the amount represents a <FONT STYLE="white-space:nowrap">one-quarter</FONT> installment payment of a cash retention award granted to Mr.&nbsp;Fisher in 2015 pursuant to our key employee retention program.
</TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">For additional information, see &#147;Compensation Discussion and Analysis &#150; Elements of Compensation &#150; Key Employee Retention Program.&#148; </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top">Amounts shown are the aggregate grant date fair value of awards computed in accordance with FASB ASC Topic 718, excluding the effect of estimated forfeitures. For a discussion of the assumptions made in such valuation,
see note 15 of the notes to our audited consolidated financial statements included in our Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> for the fiscal year ended December&nbsp;31, 2017. </TD></TR></TABLE>
<P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman">In 2017, Messrs. Knitzer, Anderson, Thomas, Taggart, and Fisher were granted performance-contingent RSUs having the following grant date fair
values: Mr.&nbsp;Knitzer, $949,985; Mr.&nbsp;Anderson, $172,494; Mr.&nbsp;Thomas, $170,994; Mr.&nbsp;Taggart, $105,987; and Mr.&nbsp;Fisher, $80,000 (and a maximum potential value of $1,424,967; $258,731; $256,492; $158,980; and $120,000,
respectively). The actual number of RSUs, if any, that may be earned may range from 0% to 150% of the target number of units, based primarily (90%) on our compound annual growth rate of net income compared to our peer group over the performance
period, January&nbsp;1, 2017 through December&nbsp;31, 2019, and to a lesser extent (10%) on our Compensation Committee&#146;s assessment of our executive team&#146;s achievement of its long-term strategic objectives over the same time period. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">38 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman">In 2016, Messrs. Anderson, Thomas, Taggart, and Fisher were granted performance-contingent
RSUs having the following grant date fair values: Mr.&nbsp;Anderson, $167,486; Mr.&nbsp;Thomas, $165,983; Mr.&nbsp;Taggart, $102,651; and Mr.&nbsp;Fisher, $95,819 (and a maximum potential value of $251,230; $248,975; $153,976; and $143,728,
respectively). The actual number of RSUs, if any, that may be earned may range from 0% to 150% of the target number of units, based primarily (90%) on our compound annual growth rate of net income compared to our peer group over the performance
period, January&nbsp;1, 2016 through December&nbsp;31, 2018, and to a lesser extent (10%) on our Compensation Committee&#146;s assessment of our executive team&#146;s achievement of its long-term strategic objectives over the same time period. In
addition, Mr.&nbsp;Thomas and Mr.&nbsp;Fisher each were granted a service-based RSA with grant date fair values of $99,986 and $74,998, respectively. The RSAs vested on September&nbsp;29, 2017. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman">In 2015, Messrs. Anderson, Thomas, Taggart, and Fisher were granted performance-contingent RSUs having the following grant date fair values:
Mr.&nbsp;Anderson, $199,995; Mr.&nbsp;Thomas, $160,687; Mr.&nbsp;Taggart, $99,990; and Mr.&nbsp;Fisher, $91,657 (and a maximum potential value of $299,986; $241,030; $149,978; and $137,485, respectively). The actual number of RSUs, if any, that may
have been earned ranged from 0% to 150% of the target number of units, based on achievement of cumulative EBITDA over the performance period, January&nbsp;1, 2015 through December&nbsp;31, 2017. In February 2018, our Compensation Committee
determined that we did not achieve the three-year cumulative EBITDA performance thresholds, resulting in the forfeiture of the associated 2015 performance-contingent RSUs. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman">In each case, the performance-contingent RSUs are subject to further terms and conditions, including as to vesting, as set forth in an award
agreement. As a result of his termination, Mr.&nbsp;Anderson remains eligible to vest in only a <FONT STYLE="white-space:nowrap">pro-rata</FONT> portion of each of his performance-contingent RSUs, subject to our performance over the three-year
performance period. For additional information, see &#147;Compensation Discussion and Analysis &#150; Elements of Compensation &#150; Long-Term Incentive Awards,&#148; &#147;Compensation Discussion and Analysis &#150; Elements of Compensation &#150;
Key Employee Retention Program,&#148; and &#147;Summary of Employment Arrangements with Executive Officers &#150; Potential Payments Upon Termination or
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Change-in-Control.&#148;</FONT></FONT> </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top">Amounts shown are the aggregate grant date fair value of awards computed in accordance with FASB ASC Topic 718, excluding the effect of estimated forfeitures. For a discussion of the assumptions made in such valuation,
see note 15 of the notes to our audited consolidated financial statements included in our Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> for the fiscal year ended December&nbsp;31, 2017. </TD></TR></TABLE>
<P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman">For 2017, the option awards granted pursuant to our long-term incentive program on March&nbsp;15, 2017 to Messrs. Anderson, Thomas, Taggart,
and Fisher vest in three equal installments on each of December&nbsp;31, 2017, 2018, and 2019. The option award granted pursuant to our long-term incentive program on May&nbsp;30, 2017 to Mr.&nbsp;Schachtel vests on December&nbsp;31, 2017 (20%),
December&nbsp;31, 2018 (40%), and December&nbsp;31, 2019 (40%). </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman">For 2016, the option awards granted pursuant to our long-term incentive
program on March&nbsp;29, 2016 to Messrs. Anderson, Thomas, Taggart, and Fisher vest in three equal installments on each of December&nbsp;31, 2016, 2017, and 2018. The option award granted pursuant to our long-term incentive program on
August&nbsp;1, 2016 to Mr.&nbsp;Knitzer vests on December&nbsp;31, 2016 (20%), December&nbsp;31, 2017 (40%), and December&nbsp;31, 2018 (40%). </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman">For 2015, the option awards granted pursuant to our long-term incentive program on January&nbsp;5, 2015 to Mr.&nbsp;Taggart and on
April&nbsp;22, 2015 to Messrs. Thomas and Fisher vested on December&nbsp;31, 2017. The option awards granted pursuant to our key employee retention program on March&nbsp;11, 2015 to Messrs. Anderson, Thomas, and Fisher vested in three equal
installments on each of December&nbsp;31, 2015, 2016, and 2017. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman">In each case, the option awards are subject to further terms and
conditions, including as to vesting, as set forth in an award agreement. Effective as of his termination date, Mr.&nbsp;Anderson vested in a <FONT STYLE="white-space:nowrap">pro-rata</FONT> amount of the unvested portion of each of his <FONT
STYLE="white-space:nowrap">non-qualified</FONT> stock option awards and forfeited the balance of the unvested awards. For additional information, see &#147;Compensation Discussion and Analysis &#150; Elements of Compensation &#150; Long-Term
Incentive Awards,&#148; &#147;Compensation Discussion and Analysis &#150; Elements of Compensation &#150; Key Employee Retention Program,&#148; and &#147;Summary of Employment Arrangements with Executive Officers &#150; Potential Payments Upon
Termination or <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Change-in-Control.&#148;</FONT></FONT> </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top">Represents performance-based annual cash awards earned in 2015, 2016, and 2017 and paid in 2016, 2017, and 2018, respectively. For additional information, see &#147;Compensation Discussion and Analysis &#150; Elements
of Compensation &#150; Performance-Based Annual Cash Awards.&#148; </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">39 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(8)</TD>
<TD ALIGN="left" VALIGN="top">The following table provides detail regarding the amounts in the &#147;All Other Compensation&#148; column. Mr.&nbsp;Anderson&#146;s severance benefits reflected below included 30 days&#146; base salary in lieu of
notice ($28,356), salary continuation ($126,027), executive outplacement services ($10,000), and reimbursement of attorney fees ($2,402). For additional information, see &#147;Compensation Discussion and Analysis &#150; Elements of Compensation
&#150; Perquisites&#148; and &#147;Summary of Employment Arrangements with Executive Officers &#150; Agreements with Former Executive Officer.&#148; </TD></TR></TABLE> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="90%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom" NOWRAP STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman"><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;Year&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>401(k)<BR>Plan<BR>&nbsp;&nbsp;Match&nbsp;&nbsp;</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Travel<BR>Expense<BR>to/from<BR>Personal<BR>&nbsp;&nbsp;Residence&nbsp;&nbsp;</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;Optional&nbsp;&nbsp;<BR>Annual<BR>Health<BR>Screening</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;Automobile&nbsp;&nbsp;<BR>Allowance</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Mobile<BR>Phone<BR>&nbsp;&nbsp;Allowance&nbsp;&nbsp;</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Legal<BR>&nbsp;&nbsp;Expenses&nbsp;&nbsp;</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;Spousal&nbsp;&nbsp;<BR>Travel</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;Relocation&nbsp;&nbsp;<BR>Benefits</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;Severance&nbsp;&nbsp;<BR>Benefits</B><br><B>($)</B></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Peter R. Knitzer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2017<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2016</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2015</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">8,969<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">32,683<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">18,566</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">900<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">375</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">10,000</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">1,173</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">John D. Schachtel</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2017<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2016</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2015</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18,327<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">525<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2,387<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Jody L. Anderson</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2017<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2016</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2015</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">3,475<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">10,600</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">3,638</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2,740</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">5,750<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">13,800</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">13,800</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2,340<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">58,579</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">166,785<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Donald E. Thomas</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2017<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2016</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2015</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">10,800<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">10,600</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">10,600</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2,850</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">13,800<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">13,800</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">13,800</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">300<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Daniel J. Taggart</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2017<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2016</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2015</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">6,605<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">900<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">900</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">900</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1,305<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Brian J. Fisher</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2017<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2016</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">2015</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">10,800<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">10,600</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">9,999</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">1,790</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center">&#151;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">40 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_26"></A>Grants of Plan-Based Awards </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following table provides information concerning annual and long-term incentive awards granted in 2017 to each of our named executive
officers pursuant to our Annual Incentive Plan and our 2015 Plan. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom" ROWSPAN="2" NOWRAP STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman"><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Award</B><br><B>Type<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Grant</B><br><B>Date</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="font-size:9pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>Estimated Future Payouts Under<BR><FONT STYLE="white-space:nowrap">Non-Equity</FONT> Incentive Plan<BR>Awards</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="5" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="font-size:9pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>Estimated Future Payouts Under<BR>Equity Incentive Plan Awards</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>All Other<BR>Option<BR>Awards:<BR>Number of<BR>Securities<BR>Underlying<BR>Options</B><br><B>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Exercise<BR>or Base<BR>Price of<BR>Option<BR>Awards</B><br><B>($/Sh)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Grant&nbsp;Date<BR>Fair Value<BR>of Stock<BR>and Option<BR>Awards</B><br><B>($)<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Approval<BR>Date</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Threshold</B><br><B>($)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Target</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Maximum</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Threshold</B><br><B>(#)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Target</B><br><B>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Maximum</B><br><B>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Peter R. Knitzer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Annual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">530,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">795,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">RSU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21,385</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">47,523</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">71,284</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">949,985</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">CSPU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">427,500</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">950,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1,425,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">John D. Schachtel</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Annual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">05/12/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">05/30/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">207,123</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">310,685</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">NQSO</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">05/12/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">05/30/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">34,403</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.00</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">299,994</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#eaeaea"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Jody L.
Anderson<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">Annual</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">03/14/17</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">03/14/17</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" BGCOLOR="#eaeaea">&#151;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">345,000</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">517,500</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">NQSO</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">03/14/17</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">03/15/17</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">19,230</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">19.99</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">172,493</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">RSU</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">03/14/17</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">03/15/17</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">3,883</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">8,629</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">12,943</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">172,494</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">CSPU</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">03/14/17</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">03/15/17</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">77,625</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">172,500</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">258,750</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Donald E. Thomas</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Annual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">342,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">513,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">NQSO</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19,063</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.99</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">170,995</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">RSU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">3,849</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">8,554</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">12,831</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">170,994</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">CSPU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">76,950</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">171,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">256,500</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Daniel J. Taggart</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Annual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">318,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">477,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">NQSO</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">11,817</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.99</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">105,998</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">RSU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2,385</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">5,302</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">7,953</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">105,987</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">CSPU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">47,700</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">106,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">159,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Brian J. Fisher</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Annual</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">240,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">360,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">NQSO</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">8,918</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.99</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">79,994</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">RSU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1,800</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">4,002</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">6,003</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">80,000</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">CSPU</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/14/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/17</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">36,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">80,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">120,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top">&#147;Annual&#148; refers to performance-based annual cash incentive award opportunities granted under our Annual Incentive Plan. &#147;NQSO&#148; refers to <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock
options, &#147;RSU&#148; refers to performance-contingent restricted stock units, and &#147;CSPU&#148; refers to cash-settled performance units (with each unit denominated as $1.00), each granted under our 2015 Plan. For additional information, see
&#147;Compensation Discussion and Analysis &#150; Elements of Compensation &#150; Performance-Based Annual Cash Awards&#148; and &#147;Compensation Discussion and Analysis &#150; Elements of Compensation &#150; Long-Term Incentive Awards.&#148;
</TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top">The threshold number of shares indicated will be earned only if a threshold level of performance is achieved. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top">Amounts shown are the aggregate grant date fair value of awards computed in accordance with FASB ASC Topic 718, excluding the effect of estimated forfeitures. For a discussion of the assumptions made in such valuation,
see note 15 of the notes to our audited consolidated financial statements included in our Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> for the fiscal year ended December&nbsp;31, 2017. For performance-contingent RSUs, the grant
date fair value is calculated using the target number of shares. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top">Mr. Anderson&#146;s employment terminated on May 15, 2017. As a result, he remains eligible to vest in only a pro-rata portion of the performance-based awards, subject to our performance over the applicable performance
periods. In addition, effective as of his termination date, Mr. Anderson vested in a pro-rata portion of the shares subject to the non-qualified stock option award and forfeited the balance of the unvested shares. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">41 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_27"></A>Outstanding Equity Awards at Fiscal
<FONT STYLE="white-space:nowrap">Year-End</FONT> </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following table provides information concerning equity awards that were
outstanding as of December&nbsp;31, 2017, for each of our named executive officers. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="45%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Option Awards</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="7" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Stock Awards</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom" NOWRAP STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman"><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number of</B><br><B>Securities</B><br><B>Underlying</B><br><B>Unexercised</B><br><B>Options</B><br><B>(#)</B><br><B>Exercisable</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number of</B><br><B>Securities</B><br><B>Underlying</B><br><B>Unexercised</B><br><B>Options</B><br><B>(#)</B><br><B>Unexercisable</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Option</B><br><B>Exercise</B><br><B>Price</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Option</B><br><B>Expiration</B><br><B>Date</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number&nbsp;of</B><br><B>Shares or</B><br><B>Units of</B><br><B>Stock that</B><br><B>Have Not</B><br><B>Vested</B><br><B>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Market</B><br><B>Value&nbsp;of</B><br><B>Shares&nbsp;or</B><br><B>Units of</B><br><B>Stock&nbsp;that</B><br><B>Have Not</B><br><B>Vested</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Equity</B><br><B>Incentive</B><br><B>Plan&nbsp;Awards:</B><br><B>Number of</B><br><B>Unearned</B><br><B>Shares,</B><br><B>Units or</B><br><B>Other Rights</B><br><B>that
Have</B><br><B>Not&nbsp;Vested</B><br><B>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Equity</B><br><B>Incentive</B><br><B>Plan&nbsp;Awards:</B><br><B>Market or</B><br><B>Payout</B><br><B>Value of</B><br><B>Unearned</B><br><B>Shares,</B><br><B>Units
or</B><br><B>Other Rights</B><br><B>that Have</B><br><B>Not&nbsp;Vested</B><br><B>($)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Peter R. Knitzer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">5,111</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.42</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">07/28/25</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">47,523<SUP STYLE="font-size:85%; vertical-align:top">(10)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1,250,330</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">8,422</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">15.89</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">05/04/26</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">68,181</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">45,455<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">18.90</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">08/01/26</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">John D. Schachtel</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">6,880</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">27,523<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20.00</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">05/30/27</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Jody L. Anderson</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19,809</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">17.76</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">05/15/22</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">10,713<SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">281,859</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">8,050</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">15.06</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">05/15/22</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">4,482<SUP STYLE="font-size:85%; vertical-align:top">(9)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">117,921</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">14,799</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">17.08</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">05/15/22</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1,063<SUP STYLE="font-size:85%; vertical-align:top">(10)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">27,968</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2,353</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.99</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">05/15/22</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Donald E. Thomas</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">80,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20,000<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">16.73</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">01/02/23</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">10,894<SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">286,621</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">21,200</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">5,300<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">33.93</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">12/31/23</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">9,718<SUP STYLE="font-size:85%; vertical-align:top">(9)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">255,681</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19,867</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">17.76</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">10/01/24</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">8,554<SUP STYLE="font-size:85%; vertical-align:top">(10)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">225,056</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">32,500</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">15.06</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/11/25</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">23,042</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">14.75</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">04/22/25</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">14,296</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">7,148<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">17.08</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/29/26</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">6,354</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">12,709<SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.99</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/27</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Daniel J. Taggart</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">13,194</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">15.24</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">01/05/25</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">6,779<SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">178,355</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">8,840</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">4,422<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">17.08</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/29/26</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">6,010<SUP STYLE="font-size:85%; vertical-align:top">(9)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">158,123</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">3,939</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">7,878<SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.99</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/27</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">5,302<SUP STYLE="font-size:85%; vertical-align:top">(10)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">139,496</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Brian J. Fisher</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">9,644</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">17.76</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">10/01/24</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">6,214<SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">163,490</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">11,500</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">15.06</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/11/25</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">5,610<SUP STYLE="font-size:85%; vertical-align:top">(9)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">147,599</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">13,143</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">14.75</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">04/22/25</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">4,002<SUP STYLE="font-size:85%; vertical-align:top">(10)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">105,293</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">8,252</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">4,127<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">17.08</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/29/26</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2,972</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">5,946<SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19.99</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">03/15/27</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top">Calculated based on the closing price of our common stock of $26.31 on December&nbsp;29, 2017, the last trading day of 2017. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top">This option vests on December&nbsp;31, 2016 (20%), December&nbsp;31, 2017 (40%), and December&nbsp;31, 2018 (40%). </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top">This option vests on December&nbsp;31, 2017 (20%), December&nbsp;31, 2018 (40%), and December&nbsp;31, 2019 (40%). </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top">This option vests in five equal annual installments on each of January&nbsp;2, 2014, 2015, 2016, 2017, and 2018. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top">This option vests in five equal annual installments on each of December&nbsp;31, 2014, 2015, 2016, 2017, and 2018. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top">This option vests in three equal annual installments on each of December&nbsp;31, 2016, 2017, and 2018. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top">This option vests in three equal annual installments on each of December&nbsp;31, 2017, 2018, and 2019. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(8)</TD>
<TD ALIGN="left" VALIGN="top">This amount represents a performance-contingent RSU award, assuming an achievement level at target. The actual number of RSUs, if any, that may have been earned ranged from 0% to 150% of the target number of units set
forth in the table above, based on achievement of cumulative EBITDA over the performance period, January&nbsp;1, 2015 through December&nbsp;31, 2017, and the continued employment of the executive through December&nbsp;31, 2017, or as otherwise
provided in the applicable award agreement. In February 2018, our Compensation Committee determined that we did not achieve the three-year cumulative EBITDA performance thresholds, resulting in the forfeiture of the associated performance-contingent
RSUs set forth in the table above. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(9)</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">This amount represents a performance-contingent RSU, assuming an achievement level at target. The actual number
of RSUs, if any, that may be earned may range from 0% to 150% of the target number of units set forth in the table above, based primarily (90%) on our compound annual growth rate of net income compared to our peer group over the performance period,
January&nbsp;1, 2016 through December&nbsp;31, 2018, and to a lesser extent (10%) on our Compensation Committee&#146;s assessment of our executive team&#146;s achievement of its long-term strategic objectives over the same time period. Vesting is
also contingent upon the </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">42 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">
continued employment of the executive through December&nbsp;31, 2018, or as otherwise provided in the applicable award agreement. </P></TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(10)</TD>
<TD ALIGN="left" VALIGN="top">This amount represents a performance-contingent RSU, assuming an achievement level at target. The actual number of RSUs, if any, that may be earned may range from 0% to 150% of the target number of units set forth in
the table above, based primarily (90%) on our compound annual growth rate of net income compared to our peer group over the performance period, January&nbsp;1, 2017 through December&nbsp;31, 2019, and to a lesser extent (10%) on our Compensation
Committee&#146;s assessment of our executive team&#146;s achievement of its long-term strategic objectives over the same time period. Vesting is also contingent upon the continued employment of the executive through December&nbsp;31, 2019, or as
otherwise provided in the applicable award agreement. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">43 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_28"></A>Option Exercises and Stock Vested </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following table summarizes the exercise of options and the vesting of stock awards by each of our named executive officers during the
fiscal year ended December&nbsp;31, 2017. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="62%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center" STYLE="border-bottom:1.00px solid #000000"><B>Option Awards</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center" STYLE="border-bottom:1.00px solid #000000"><B>Stock&nbsp;Awards</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom" NOWRAP STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman"><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number&nbsp;of<BR>Shares<BR>Acquired&nbsp;on<BR>Exercise</B><br><B>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value&nbsp;Realized<BR>on Exercise</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number&nbsp;of<BR>Shares<BR>Acquired&nbsp;on<BR>Vesting</B><br><B>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value&nbsp;Realized<BR>on Vesting</B><br><B>($)</B></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Peter R. Knitzer</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3,461<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">69,947</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">John D. Schachtel</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Jody L. Anderson</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Donald E. Thomas</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5,854<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">141,725</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Daniel J. Taggart</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Brian J. Fisher</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">&#151;</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2,517<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4,391<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">53,939</P>
<P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">106,306</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top">This RSA vested on April&nbsp;27, 2017. The closing price of our common stock on the vesting date was $20.21. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top">This RSA vested on September&nbsp;29, 2017. The closing price of our common stock on the vesting date was $24.21. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top">This RSA vested on February&nbsp;15, 2017. The closing price of our common stock on the vesting date was $21.43. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">44 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_29"></A>Equity Compensation Plan Information </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following table provides information concerning the common stock that may be issued upon the exercise of options, warrants, and rights
under all of our existing equity compensation plans as of December&nbsp;31, 2017. At that date, there were a total of 11,659,238 shares of our common stock outstanding. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom" NOWRAP STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman"><B>Plan Category</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>(a)</B><br><B>Number
of&nbsp;Securities&nbsp;to</B><br><B>Be&nbsp;Issued&nbsp;Upon</B><br><B>Exercise&nbsp;of&nbsp;Outstanding</B><br><B>Options,</B><br><B>Warrants, and Rights</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>(b)</B><br><B>Weighted-Average</B><br><B>Exercise Price
of</B><br><B>Outstanding&nbsp;Options,</B><br><B>Warrants,&nbsp;and&nbsp;Rights</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>(c)</B><br><B>Number&nbsp;of&nbsp;Securities</B><br><B>Remaining&nbsp;Available&nbsp;for</B><br><B>Future Issuance Under</B><br><B>Equity
Compensation</B><br><B>Plans (Excluding</B><br><B>Securities Reflected in</B><br><B>Column (a))</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Equity Compensation Plans Approved by Security Holders</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.40em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2011 Stock Incentive Plan<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top"></SUP>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">349,332<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top"></SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17.68&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">&#151;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.40em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2015 Long-Term Incentive Plan<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top"></SUP>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">996,406<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top"></SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top"></SUP>&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17.22<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top"></SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,274,593&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Equity Compensation Plans Not Approved by Security Holders</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00pt solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00pt solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00pt solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00pt solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00pt solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00pt solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.40em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Total:</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,345,738&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17.39&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,274,593&nbsp;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top">Regional Management Corp. 2011 Stock Incentive Plan. In 2015, our stockholders approved the 2015 Plan, at which time all shares then available for issuance under the 2011 Plan rolled over to the 2015 Plan. Awards may no
longer be granted under the 2011 Plan. However, awards that are outstanding under the 2011 Plan will continue in accordance with their respective terms. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top">Regional Management Corp. 2015 Long-Term Incentive Plan. As of March&nbsp;16, 2018, there were 1,211,822 shares that remained available for issuance under the 2015 Plan, which allows for grants of incentive stock
options, <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock options, stock appreciation rights (&#147;<U>SARs</U>&#148;), unrestricted shares, restricted shares, RSUs, phantom stock awards, and awards that are valued in whole or in part by
reference to, or otherwise based on, the fair market value of shares, including performance-based awards. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top">This amount represents 349,332 shares of common stock underlying <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock option awards. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top">This amount represents 608,287 shares of common stock underlying <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock option awards, 301,537 shares of common stock underlying performance-contingent RSU awards,
and 86,582 restricted shares of common stock underlying and issuable pursuant to key team member incentive program award agreements. Share amounts are determined based upon the maximum number of shares that may be delivered pursuant to the
performance-based awards. Under the key team member incentive program, each participant is eligible to earn an RSA, subject to the achievement of performance goals over a <FONT STYLE="white-space:nowrap">one-year</FONT> period. If earned, the RSA is
issued following the <FONT STYLE="white-space:nowrap">one-year</FONT> performance period and vests ratably over a subsequent <FONT STYLE="white-space:nowrap">two-year</FONT> period (subject to continued employment or as otherwise provided in the
underlying award agreement). No executive officer participates in our key team member incentive program. There is no exercise price associated with the RSU awards or restricted shares. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top">Calculation excludes shares subject to RSU awards and shares underlying and issuable pursuant to key team member incentive program award agreements. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">45 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc519354_30"></A>SUMMARY OF EMPLOYMENT ARRANGEMENTS WITH EXECUTIVE OFFICERS
</B></P> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In 2017, the following individuals served as our executive officers: </P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Peter R. Knitzer, our current President and Chief Executive Officer; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">John D. Schachtel, our current Executive Vice President and Chief Operating Officer; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Jody L. Anderson, our former President and Chief Operating Officer; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Donald E. Thomas, our Executive Vice President and Chief Financial Officer; </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Daniel J. Taggart, our Senior Vice President and Chief Risk Officer; and </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="1%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Brian J. Fisher, our Senior Vice President, General Counsel, and Secretary. </TD></TR></TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Messrs. Knitzer,
Anderson, Thomas, Taggart, and Fisher served as our executive officers at the beginning of 2017. Mr.&nbsp;Anderson&#146;s employment terminated on May&nbsp;15, 2017, Mr.&nbsp;Knitzer assumed the title of President on May&nbsp;15, 2017, and
Mr.&nbsp;Schachtel&#146;s employment commenced on May&nbsp;30, 2017. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We entered into employment agreements with Messrs. Knitzer and
Schachtel shortly before each commenced employment with us in August 2016 and May 2017, respectively. Similarly, we entered into employment letter agreements with Messrs. Thomas, Taggart, and Fisher shortly before each commenced employment with us
in January 2013, January 2015, and January 2013, respectively. In August 2017, we entered into employment agreements with Messrs. Thomas, Taggart, and Fisher that superseded each executive&#146;s prior employment letter agreement. In addition, we
amended the employment agreements of Messrs. Knitzer and Schachtel in August 2017. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We describe below the material terms of our
executives&#146; employment agreements and prior employment letter agreements. We also describe the material terms of Mr.&nbsp;Anderson&#146;s separation agreement. Additional information regarding the compensation that our executive officers are
eligible for, earned, and were paid is set forth elsewhere in this Proxy Statement, including in the Compensation Discussion and Analysis and the Executive Compensation Tables set forth above. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_31"></A>Employment Agreements with Current Executive Officers </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The employment agreements of Messrs. Knitzer, Schachtel, Thomas, Taggart, and Fisher provide for a three-year term. The three-year term ends on
August&nbsp;1, 2019 and May&nbsp;30, 2020 in the case of Messrs. Knitzer and Schachtel, respectively, and on August&nbsp;30, 2020 in the case of Messrs. Thomas, Taggart, and Fisher. The employment agreements generally provide for compensation to our
executives in the form of annual base salaries, annual cash incentive opportunities, long-term incentive opportunities, and various other limited perquisites and personal benefits. Our executives have also agreed to certain restrictive covenants set
forth in the employment agreements, including a covenant not to compete. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Pursuant to their employment agreements, Messrs. Knitzer,
Schachtel, Thomas, Taggart, and Fisher are entitled to an annual base salary of no less than $530,000; $350,000; $342,000; $318,000; and $240,000, respectively, <FONT STYLE="white-space:nowrap">pro-rated</FONT> for any partial year. For each
calendar year during the employment term, each executive is also eligible to earn an annual bonus award under our Annual Incentive Plan based upon the achievement of performance targets established by our Compensation Committee, with a target bonus
equal to no less than 100% of the executive&#146;s base salary <FONT STYLE="white-space:nowrap">(pro-rated</FONT> for any partial year). The employment agreements of Messrs. Knitzer and Schachtel provide that each such executive is entitled to
receive a <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock option award, a performance-contingent RSU award, and a cash-settled performance unit award within his first year of employment, with the vesting of each such award subject to
continued employment through the vesting date and, in the case of the performance-contingent RSU award and the cash-settled performance unit award, the achievement of performance objectives established by our Compensation Committee. Each executive
is otherwise eligible to participate in our long-term incentive program at the sole discretion of our Compensation Committee and our Board. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Commencing in 2018 (or 2019, in the case of Mr.&nbsp;Schachtel), Messrs. Knitzer, Schachtel, Thomas, Taggart, and Fisher will be eligible to
receive an annual base salary, annual cash incentive opportunity, and long-term incentive opportunity totaling in the aggregate at least $3,000,000; $1,225,000; $1,197,000; $954,000; and $720,000, respectively. Each executive&#146;s annual total
compensation opportunity is subject to our Compensation Committee&#146;s discretion to adjust base salary, determine allocations between cash and equity compensation opportunities, establish performance and/or multi-year service criteria, and
determine if and to the extent any incentive compensation is earned and payable based on the attainment of performance criteria and other terms and conditions established by our Compensation Committee, and further subject to the terms and conditions
of the applicable incentive plan and related award agreements (including, if applicable under any such plan or award agreement, multi-year vesting). Long-term incentive awards are subject to the terms of the 2015 Plan and the related award
agreements. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We also provide our executives with benefits generally available to our other employees, including medical and retirement
plans. In addition, we provide our executives with the use of a mobile phone (or the provision of a stipend for a mobile phone), disability insurance policies (beginning in 2018), and reasonable travel expenses. In the case of Messrs. Knitzer and
Schachtel, we pay </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">46 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
for reasonable expenses associated with their travel to and from their personal residences to our headquarters in South Carolina. In the case of Mr.&nbsp;Thomas, we provide a car allowance of
$1,150 per month. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our executive employment agreements and long-term incentive award agreements also provide for certain severance benefits
following an executive&#146;s termination by us without cause, by the executive as a result of good reason, due to the executive&#146;s disability, due to the executive&#146;s death, or following a &#147;double-trigger&#148; <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-in-control</FONT></FONT> event. A &#147;double trigger&#148; <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-in-control</FONT></FONT> event requires both
(1)&nbsp;a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-in-control</FONT></FONT> and (2)&nbsp;an executive&#146;s termination by us without cause or by the executive as a result of good reason within certain timeframes.
The terms &#147;cause,&#148; &#147;good reason,&#148; &#147;disability,&#148; and <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">&#147;change-in-control&#148;</FONT></FONT> are defined in the 2011 Plan, the 2015 Plan, and/or each
executive&#146;s employment agreement and/or long-term incentive award agreements, as applicable. The severance benefits are described in &#147;Summary of Employment Arrangements with Executive Officers &#150; Potential Payments Upon Termination or <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Change-in-Control,&#148;</FONT></FONT> below. An executive&#146;s receipt of severance benefits will be subject to the executive&#146;s execution of a release of claims within the time
period specified in the employment agreement and the continued compliance with the restrictive covenants described below. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Each executive
is also subject to various restrictive covenants, and his entitlement to certain benefits is contingent upon his compliance with such covenants. Specifically, each executive is subject to a covenant not to disclose our confidential information
during his employment and at all times thereafter, a covenant not to compete during his employment and for a period of one year (or two years, in the case of Mr.&nbsp;Knitzer) following his termination of employment, a covenant not to solicit
competitive &#147;business services&#148; through or from &#147;loan sources&#148; (each as defined in the employment agreements) during his employment and for a period of one year (or two years, in the case of Mr.&nbsp;Knitzer) following his
termination of employment, a covenant not to solicit or hire our employees during his employment and for a period of one year (or two years, in the case of Mr.&nbsp;Knitzer) following his termination of employment, and a <FONT
STYLE="white-space:nowrap">non-disparagement</FONT> covenant effective during the employment term and at all times thereafter. Each executive&#146;s covenant not to compete is limited to an area within 25 miles of any of our branches or other
offices. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In addition, each executive must abide by any equity retention policy, compensation recovery policy, stock ownership guidelines,
or other similar policies that we maintain. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_32"></A>Prior Agreements with Current Executive Officers </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following employment letter agreements of Messrs. Thomas, Taggart, and Fisher were in effect at the beginning of 2017. They were superseded
by and of no force or effect following the execution of employment agreements, effective August 2017. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Prior Employment Letter
Agreement with Mr.&nbsp;Thomas </I></B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We entered into a letter agreement with Mr.&nbsp;Thomas, dated December&nbsp;12, 2012 and amended
on October&nbsp;1, 2014. Pursuant to the letter agreement, Mr.&nbsp;Thomas was entitled to receive an annual base salary, subject to annual review (set at $342,000 in 2017). In addition, Mr.&nbsp;Thomas was eligible to earn an annual bonus award
under our Annual Incentive Plan based upon the achievement of performance targets established by our Compensation Committee, with a target bonus equal to no less than 100% of his base salary. The letter agreement entitled Mr.&nbsp;Thomas to receive
certain <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock option awards in 2013. On October&nbsp;1, 2014, the letter agreement was amended in an effort to more effectively link Mr.&nbsp;Thomas&#146;s compensation to the successful
achievement of our strategic business objectives. The amendment provided that Mr.&nbsp;Thomas would forego certain rights to additional annual stock option grants provided under the original letter agreement and would instead, consistent with the
incentive compensation structure applicable to other executives, in 2014 be granted a combination of stock options, performance-contingent RSUs, and cash-settled performance units with an aggregate target value of 1.5 times his base salary.
Commencing in 2015, Mr.&nbsp;Thomas was eligible to participate in our long-term incentive program at the sole discretion of our Compensation Committee and our Board. The letter agreement also provided Mr.&nbsp;Thomas with benefits generally
available to our other employees, including medical and retirement plans, in addition to the use of a mobile phone and a car allowance of $1,150 per month. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Prior Employment Letter Agreement with Mr.&nbsp;Taggart </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We entered into a letter agreement with Mr.&nbsp;Taggart, effective January&nbsp;5, 2015. Pursuant to the letter agreement, Mr.&nbsp;Taggart
was entitled to receive an annual base salary, subject to annual review (set at $318,000 in 2017). In addition, Mr.&nbsp;Taggart was eligible to earn an annual bonus award under our Annual Incentive Plan based upon the achievement of performance
targets established by our Compensation Committee, with a target bonus equal to no less than 100% of his base salary. Mr.&nbsp;Taggart&#146;s letter agreement entitled him to receive certain equity compensation opportunities in the form of a <FONT
STYLE="white-space:nowrap">non-qualified</FONT> stock option award, a performance-contingent RSU award, and a cash-settled performance unit award, all of which were awarded in 2015. Commencing in 2016, Mr.&nbsp;Taggart was eligible to participate in
our long-term incentive program at the sole discretion of our Compensation Committee and our Board. The letter agreement also provided Mr.&nbsp;Taggart with benefits generally available to our other employees, including medical and retirement plans,
in addition to the use of a mobile phone. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Prior Employment Letter Agreement with Mr.&nbsp;Fisher </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We entered into a letter agreement with Mr.&nbsp;Fisher, dated December&nbsp;12, 2012. Pursuant to the letter agreement, Mr.&nbsp;Fisher was
entitled to receive an annual base salary, subject to annual review (set at $240,000 in 2017). In addition, Mr.&nbsp;Fisher was eligible to </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">47 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
earn an annual bonus award under our Annual Incentive Plan based upon the achievement of performance targets established by our Compensation Committee, with a target bonus equal to no less than
25% of his base salary. Mr.&nbsp;Fisher was also eligible to participate in our long-term incentive program at the sole discretion of our Compensation Committee and our Board. The letter agreement also provided Mr.&nbsp;Fisher with benefits
generally available to our other employees, including medical and retirement plans, in addition to the use of a mobile phone. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_33"></A>Agreements with Former Executive Officer </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Prior to the termination of Mr.&nbsp;Anderson&#146;s employment as our President and Chief Operating Officer on May&nbsp;15, 2017, we were
party to a three-year employment agreement with Mr.&nbsp;Anderson, dated September&nbsp;19, 2014. Immediately prior to the termination of Mr.&nbsp;Anderson&#146;s employment, he was entitled to receive an annual base salary of $345,000, subject to
annual review. For each calendar year during the employment term, Mr.&nbsp;Anderson was also eligible to earn an annual bonus award under our Annual Incentive Plan based upon the achievement of performance targets established by our Compensation
Committee, with a target bonus equal to no less than 100% of his base salary. The employment agreement also entitled Mr.&nbsp;Anderson to receive certain equity compensation opportunities in the form of a
<FONT STYLE="white-space:nowrap">non-qualified</FONT> stock option award (awarded in 2014), a performance-contingent RSU award (awarded in 2015), and a cash-settled performance unit award (awarded in 2015). Commencing in 2016, Mr.&nbsp;Anderson was
eligible to participate in our long-term incentive program at the sole discretion of the Compensation Committee and the Board. Mr.&nbsp;Anderson also received benefits generally available to our other employees, including medical and retirement
plans, in addition to a car allowance of $1,150 per month and the use of a mobile phone. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Under his employment agreement, Mr.&nbsp;Anderson
was also subject to a covenant not to disclose our confidential information during his employment term and at all times thereafter, a covenant not to compete during his employment and for a period of two years following his termination of
employment, a covenant not to solicit competitive consumer finance loans through &#147;loan sources&#148; (as defined in the employment agreement) during his employment and for a period of two years following his termination of employment, a
covenant not to solicit or hire our employees during his employment and for a period of two years following his termination of employment, and a <FONT STYLE="white-space:nowrap">non-disparagement</FONT> covenant effective during the employment term
and at all times thereafter. Mr.&nbsp;Anderson&#146;s <FONT STYLE="white-space:nowrap">non-compete</FONT> was limited to an area within 25 miles of any of our branches or other offices. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In connection with the termination of Mr.&nbsp;Anderson&#146;s employment, we entered into a separation agreement with Mr.&nbsp;Anderson,
effective June&nbsp;14, 2017. The separation agreement provides for benefits to, and imposes certain obligations upon, Mr.&nbsp;Anderson in accordance with his employment agreement. Specifically, subject to his execution and <FONT
STYLE="white-space:nowrap">non-revocation</FONT> of a release of claims and his compliance with his employment agreement and separation agreement (including, but not limited to, the restrictive covenants contained therein), Mr.&nbsp;Anderson is
entitled to receive the following payments and benefits under the separation agreement: (1)&nbsp;a payment equal to 30&nbsp;days of his base salary in effect on the date of termination (in lieu of the requirement in his employment agreement that we
provide Mr.&nbsp;Anderson with 30&nbsp;days&#146; notice of our decision to terminate his employment without cause); (2) payment of an amount equal to 12&nbsp;months of his base salary in effect on the date of termination, paid in equal installments
over a period of 18&nbsp;months (modified from 12&nbsp;months in the employment agreement) in accordance with our ordinary payroll practices; (3)&nbsp;payment of a <FONT STYLE="white-space:nowrap">pro-rated</FONT> portion of his annual short-term
incentive program target bonus for 2017, but only to the extent such bonus is earned based on performance goals established for 2017 under our Annual Incentive Plan; (4)&nbsp;reimbursement of reasonable attorneys&#146; fees incurred in connection
with the negotiation and preparation of the separation agreement, not to exceed $5,000; (5) reimbursement of the cost of COBRA continuation premiums for continued health insurance coverage for Mr.&nbsp;Anderson for a period of 12&nbsp;months
following the date of termination (or until Mr.&nbsp;Anderson becomes eligible for coverage from a subsequent employer); and (6)&nbsp;executive outplacement services in an aggregate amount not to exceed $10,000 for a period of 6&nbsp;months
following the date of termination, through a provider to be designated by us. Mr.&nbsp;Anderson also reaffirmed his obligations under the restrictive covenants set forth in his employment agreement, with the exception that the duration of his
covenant not to compete was reduced from two years to one year. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_34"></A>Potential Payments Upon Termination or <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Change-in-Control</FONT></FONT> </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Under their employment agreements and
long-term incentive award agreements, our executive officers are entitled to certain severance benefits following termination by us without cause, by the executive as a result of good reason, due to the executive&#146;s disability, due to the
executive&#146;s death, and following a &#147;double-trigger&#148; <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-in-control.</FONT></FONT> These benefits ensure that our executives are motivated primarily by the needs of
our business, rather than circumstances that are outside of the ordinary course of business (such as circumstances that might lead to the termination of an executive&#146;s employment or that might lead to a <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">change-in-control).</FONT></FONT> Severance benefits provide for a level of continued compensation if an executive&#146;s employment is adversely affected in these circumstances, subject to certain conditions. We believe
that these benefits enable executives to focus fully on their duties while employed by us, ensure that our executives act in the best interests of our stockholders, even if such actions are otherwise contrary to our executives&#146; personal
interests, and alleviate concerns that may arise in the event of an executive&#146;s separation from service with us. We believe that these severance benefits are in line with current market practices. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">48 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The rights to and level of benefits are determined by the type of termination event. Our
executive employment agreements provide for the following cash and other benefits: </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="23%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="76%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>Termination Event</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>Severance Benefits</B></P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman"><B>By the Company Without Cause or by the Executive<BR>for Good
Reason</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">(1)<I>&#8194;&#8202;Payment
in Lieu of 30 Days&#146; Notice</I>. At our election, 30 days&#146; base salary in lieu of allowing the executive to work through any required <FONT STYLE="white-space:nowrap">30-day</FONT> termination notice period.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">(2)<I>&#8194;&#8202;Base Salary Continuation</I>.<I> </I>In the case of Mr.&nbsp;Knitzer, an amount equal to two times
his salary in effect on the termination date, payable over a period of 24 months following his termination date, and in the case of each other executive, an amount equal to his salary in effect on the termination date, payable over a period of 12
months following his termination date.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">(3)<I>&#8194;&#8202;Average Bonus</I>. In the case of Mr.&nbsp;Knitzer, an
amount equal to two times his average bonus determined as of the termination date, payable over a period of 24 months following his termination date, and in the case of each other executive, an amount equal to his average bonus determined as of the
termination date, payable over a period of 12 months following his termination date. An executive&#146;s &#147;average bonus&#148; is defined in his employment agreement, generally as the average annual bonus paid for the three fiscal years prior to
the year of termination or such lesser number of full fiscal years that the executive has been employed. If employment is terminated before the last day of the executive&#146;s first full fiscal year, the average bonus is calculated as the
executive&#146;s target bonus.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">(4)<I>&#8194;&#8202;Annual Incentive Compensation</I>. The <FONT
STYLE="white-space:nowrap">pro-rata</FONT> portion of any bonus for the year in which termination occurs, to the extent earned, plus, if termination occurs after <FONT STYLE="white-space:nowrap">year-end</FONT> but before the bonus for the preceding
year is paid, the bonus for the preceding year.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">(5)<I>&#8194;&#8202;Health Benefits Continuation Coverage</I>.
Reimbursement of COBRA premiums for continuation coverage under our group medical plan for 24 months (in the case of Mr.&nbsp;Knitzer) or 12 months (in the case of each other executive) following his termination date, so long as he is not entitled
to obtain insurance from a subsequent employer.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">(6)<I>&#8194;&#8202;Outplacement Services</I>. Reasonable
outplacement service expenses for 24 months (in the case of Mr.&nbsp;Knitzer) or 12 months (in the case of each other executive) following the termination date, not exceeding $25,000 per year.</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>&#147;Double-Trigger&#148;</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Change-in-Control</FONT></FONT></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">For each executive other than Mr.&nbsp;Knitzer, if employment is terminated by us without cause or by the executive as a result of good
reason, and such termination occurs within six months before or one year after the effective date of a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-in-control,</FONT></FONT> then the executive is entitled to the benefits
described immediately above, plus the additional benefit that the amounts described in items (2)&nbsp;and (3)&nbsp;will be increased by a factor of 100% (for a total of two times salary and average bonus).</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Disability</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If employment is terminated due to the executive&#146;s disability, he will be entitled to the same benefits as if employment were
terminated by us without cause or by the executive as a result of good reason, except that he is not entitled to 30 days&#146; notice of termination (or payment in lieu thereof). The disability severance benefits will be reduced by the amount of any
disability benefits paid to the executive pursuant to any disability insurance, plan, or policy provided by us to or for the benefit of the executive. If any disability benefits paid to an executive pursuant to any disability insurance, plan, or
policy provided by us are not subject to local, state, or federal taxation, then our severance obligations in the event of termination due to the executive&#146;s disability will be reduced by an amount equal to the gross taxable amount that we
would have been required to pay in order to yield the net, <FONT STYLE="white-space:nowrap">after-tax</FONT> benefit that the executive actually received pursuant to such disability insurance, plan, or policy.</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Death</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Annual Incentive Compensation</I>. The <FONT STYLE="white-space:nowrap">pro-rata</FONT> portion of any bonus for the year in which
death occurs, to the extent earned, plus, if death occurs after <FONT STYLE="white-space:nowrap">year-end</FONT> but before the bonus for the preceding year is paid, the bonus for the preceding year (paid to the executive&#146;s designated
beneficiary or estate, as applicable).</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Voluntary Termination</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Annual Incentive Compensation</I>. If termination occurs after <FONT STYLE="white-space:nowrap">year-end</FONT> but before the bonus
for the preceding year is paid, the bonus for the preceding year (the executive is not entitled to any bonus for the year during which voluntary termination occurs).</P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Cause</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">None.</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">49 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In addition to the benefits provided for under our executive employment agreements, our
long-term incentive award agreements provide for the following treatment of awards following termination: </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="23%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="76%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Termination Event</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Award Treatment</B></P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman"><B>By the Company Without Cause, by the Executive for Good Reason, Due
to Disability, or Due to Death</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;<I><FONT STYLE="white-space:nowrap">Non-Qualified</FONT> Stock Option Awards</I>: For
options awarded in 2013, forfeiture of any unvested shares. For options awarded since 2014, <FONT STYLE="white-space:nowrap">pro-rata</FONT> accelerated vesting of any unvested shares.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;<I>Performance-Contingent RSUs</I>: Eligibility to vest in a
<FONT STYLE="white-space:nowrap">pro-rata</FONT> portion of the award, subject to actual performance over the full performance period.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;<I>Cash-Settled Performance Units</I>: Eligibility to vest in a <FONT
STYLE="white-space:nowrap">pro-rata</FONT> portion of the award, subject to actual performance over the full performance period.</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>&#147;Double-Trigger&#148;</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman"><B><FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Change-in-Control</FONT></FONT></B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;<I><FONT STYLE="white-space:nowrap">Non-Qualified</FONT> Stock Option
Awards</I>: For options awarded in 2013, full accelerated vesting in the event of a termination of employment by us without cause or by the executive as a result of good reason during the <FONT STYLE="white-space:nowrap">six-month</FONT> period
following a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-in-control.</FONT></FONT> For options awarded since 2014, full accelerated vesting in the event of a termination of employment by us without cause or by the
executive as a result of good reason within six months before or one year after the effective date of a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-in-control.</FONT></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;<I>Performance-Contingent RSUs</I>: Full accelerated vesting at target in the event of a
termination of employment by us without cause or by the executive as a result of good reason within six months before or one year after the effective date of a
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-in-control.</FONT></FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;<I>Cash-Settled Performance Units</I>: Full accelerated vesting at target in the event of a
termination of employment by us without cause or by the executive as a result of good reason within six months before or one year after the effective date of a
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-in-control.</FONT></FONT></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Retirement</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;<I><FONT STYLE="white-space:nowrap">Non-Qualified</FONT> Stock Option
Awards</I>: For options awarded since 2014, continued vesting as if the executive remained employed.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;<I>Performance-Contingent RSUs</I>: Eligibility to vest in a
<FONT STYLE="white-space:nowrap">pro-rata</FONT> portion of the award, subject to actual performance over the full performance period.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.45em; text-indent:-1.80em; font-size:10pt; font-family:Times New Roman">&#149;&#8195;&#8201;&#8201;<I>Cash-Settled Performance Units</I>: Eligibility to vest in a <FONT
STYLE="white-space:nowrap">pro-rata</FONT> portion of the award, subject to actual performance over the full performance period.</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:0.65em; font-size:10pt; font-family:Times New Roman">An executive is eligible for &#147;Retirement&#148; when he (i)&nbsp;is 65 or older at the time of termination, or (ii)&nbsp;is 55 or older
at the time of termination and has completed ten (10)&nbsp;years of service to Regional.</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following table provides information concerning the payments and the value of other benefits that
Mr.&nbsp;Anderson has received or will receive as a result of his termination in 2017 and that our other NEOs would have been eligible to receive if their employment had been terminated under the described circumstances. Our obligation to provide
the payments and other benefits described in the table are found in each NEO&#146;s employment agreement, in long-term incentive award agreements, and in a separation agreement (in the case of Mr.&nbsp;Anderson), in each case as described above.
</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In calculating the amounts included in the table for Mr.&nbsp;Anderson, we have used our closing share price of $21.00 on May&nbsp;15,
2017, the date of his termination. In calculating the amounts in the table for our other NEOs, we have assumed (i)&nbsp;that the termination event and/or
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">change-in-control</FONT></FONT> occurred on December&nbsp;31, 2017, (ii) a share price of $26.31 (our closing share price on December 29, 2017, the last trading day of 2017), and
(iii)&nbsp;the following: </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">&#147;Payment in Lieu of 30 Days&#146; Notice&#148;: We have assumed that we will elect to pay 30 days&#146; base salary in lieu of allowing the NEO to work through any required
<FONT STYLE="white-space:nowrap">30-day</FONT> termination notice period. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">&#147;Severance Payment&#148;: The amount represents a combination of the &#147;Base Salary Continuation&#148; and &#147;Average Bonus&#148; payments described above. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">&#147;Annual Incentive Compensation&#148;: The amount is based upon the level of performance and percentage payout actually achieved, as determined by the Compensation Committee in February 2018. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">&#147;Long-Term Incentive Award Vesting&#148;: The value associated with accelerated <FONT
STYLE="white-space:nowrap">non-qualified</FONT> stock option awards has been calculated by multiplying the number of accelerated shares by the amount by which our stock price as of December&nbsp;31, 2017 exceeded (if at all) the exercise price of
the option. For any performance-contingent long-term incentive award where vesting remains subject to actual performance over a performance period, (1) we have calculated the value (if any) of awards associated with performance periods ending in
2017 based on actual performance, and (2) we have ascribed no value </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">50 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="8%">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">
to awards associated with performance periods ending after 2017 because there is no guarantee that we will meet the threshold performance criteria required for these awards to vest and be paid.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">&#147;Other Benefits&#148;: The amount includes reimbursement of COBRA premiums for continuation coverage and the value of outplacement services. We have assumed (1)&nbsp;that the NEO will not become entitled to obtain
insurance from a subsequent employer, and (2)&nbsp;that the NEO will receive the maximum value of outplacement services. </TD></TR></TABLE> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:7.5pt" ALIGN="center">


<TR>
<TD WIDTH="15%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="9" STYLE="border-bottom:1.00px solid #000000" ALIGN="center"><B>Termination Event</B> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom" NOWRAP STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman"><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>Type of Payment or Benefit</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Termination&nbsp;by<BR>the Company<BR>Without Cause<BR>or by the<BR>Executive for<BR>Good Reason</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Termination&nbsp;by<BR>the Company<BR>Without Cause<BR>or by the<BR>Executive for<BR>Good Reason in<BR>Connection with<BR>a Change in<BR>Control</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Termination</B><br><B>Due to the<BR>Executive&#146;s<BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Disability&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Termination</B><br><B>Due to&nbsp;Death</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Voluntary<BR>Termination&nbsp;by<BR>&nbsp;&nbsp;the&nbsp;Executive<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;&nbsp;</B></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Peter R. Knitzer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Payment in&nbsp;Lieu of 30 Days&#146; Notice</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">43,562</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">43,562</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Severance Payment</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2,105,160</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2,105,160</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2,105,160</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Annual Incentive Compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">522,580</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">522,580</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">522,580</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">522,580</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Long-Term Incentive Award Vesting<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">197,588</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">2,537,152</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">197,588</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">197,588</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Other Benefits</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">50,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">50,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">50,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>2,918,890</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>5,258,454</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>2,875,328</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>720,168</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>&#151;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Jody L. Anderson</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Payment in Lieu of 30 Days&#146; Notice</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">28,356</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Severance Payment</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">345,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Annual Incentive Compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">125,816</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Long-Term Incentive Award Vesting</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">109,664</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Other Benefits</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">12,402</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>621,238</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>&#151;&nbsp;&nbsp;</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>&#151;&nbsp;&nbsp;</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>&#151;&nbsp;&nbsp;</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>&#151;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">John D. Schachtel</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Payment in Lieu of 30 Days&#146; Notice</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">28,767</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">28,767</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Severance Payment</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">700,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1,400,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">700,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Annual Incentive Compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">204,224</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">204,224</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">204,224</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">204,224</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Long-Term Incentive Award Vesting<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">52,102</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">173,670</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">52,102</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">52,102</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Other Benefits</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">44,940</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">44,940</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">44,940</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>1,030,033</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>1,851,601</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>1,001,266</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>256,326</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>&#151;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Donald E. Thomas</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Payment in Lieu of 30 Days&#146; Notice</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">28,110</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">28,110</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Severance Payment</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">544,616</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1,089,232</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">544,616</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Annual Incentive Compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">337,212</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">337,212</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">337,212</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">337,212</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Long-Term Incentive Award Vesting<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">71,399</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1,602,955</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">71,399</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">71,399</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Other Benefits</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">38,915</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">38,915</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">38,915</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>1,020,252</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>3,096,424</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>992,142</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>408,611</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>&#151;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#eaeaea"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Daniel J. Taggart</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">Payment in Lieu of 30 Days&#146; Notice</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">26,137</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">26,137</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" BGCOLOR="#eaeaea">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" BGCOLOR="#eaeaea">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" BGCOLOR="#eaeaea">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">Severance Payment</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">550,175</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">1,100,350</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">550,175</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" BGCOLOR="#eaeaea">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" BGCOLOR="#eaeaea">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">Annual Incentive Compensation</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">313,548</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">313,548</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">313,548</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">313,548</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" BGCOLOR="#eaeaea">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">Long-Term Incentive Award Vesting<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">44,199</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">875,245</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">44,199</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">44,199</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" BGCOLOR="#eaeaea">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">Other Benefits</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">44,940</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">44,940</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" BGCOLOR="#eaeaea">44,940</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" BGCOLOR="#eaeaea">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" BGCOLOR="#eaeaea">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</B></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>978,999</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>2,360,220</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>952,862</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>357,747</B></P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP BGCOLOR="#eaeaea" ALIGN="center"><B>&#151;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:Times New Roman">Brian J. Fisher</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Payment in Lieu of 30 Days&#146; Notice</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19,726</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">19,726</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Severance Payment</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">322,219</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">644,438</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">322,219</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Annual Incentive Compensation</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">236,640</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">236,640</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">236,640</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">236,640</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Long-Term Incentive Award Vesting<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">38,001</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">759,552</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">38,001</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">38,001</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Other Benefits</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">31,822</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">31,822</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">31,822</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7.5pt; font-family:Times New Roman"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>648,408</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>1,692,178</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>628,682</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:7.5pt; font-family:Times New Roman" ALIGN="center"><B>274,641</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>&#151;</B> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD></TR>
</TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top">A voluntary termination that is treated as a &#147;retirement&#148; may result in <FONT STYLE="white-space:nowrap">pro-rata</FONT> or continued vesting of certain long-term incentive awards. None of our NEOs were
eligible for &#147;retirement&#148; as of December&nbsp;31, 2017. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top">See &#147;Executive Compensation Tables &#150; Outstanding Equity Awards at Fiscal <FONT STYLE="white-space:nowrap">Year-End&#148;</FONT> for a summary of equity-based long-term incentive awards outstanding as of
December&nbsp;31, 2017. As of December&nbsp;31, 2017, in addition to equity-based long-term incentive awards, Messrs. Knitzer, Thomas, Taggart, and Fisher held one or more cash-settled performance unit awards having an aggregate target value of
$950,000, $497,700, $308,667, and $267,499, respectively. </TD></TR></TABLE> <P STYLE="margin-top:9pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The amounts shown in the table do not include payments and
benefits to the extent they are provided generally to all salaried employees upon termination of employment and do not discriminate in scope, terms, or operation in favor of our NEOs. Because the amounts in the table are calculated subject to the
assumptions provided and on the basis of the occurrence of a termination as of a particular date and under a particular set of circumstances, the actual amount to be paid to each of our NEOs (other than Mr.&nbsp;Anderson) upon a termination or
change in control may vary significantly from the amounts included in the table. Factors that could affect these amounts include the timing during the year of the termination event and the type of termination event that occurs. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">51 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc519354_35"></A>SUMMARY OF COMPANY INCENTIVE PLANS </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The discussion that follows describes certain material terms of our principal long-term incentive plans and our principal cash incentive plan.
</P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_36"></A>Long-Term Incentive Plans </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>2015 Long-Term Incentive Plan </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The 2015 Plan became effective April&nbsp;22, 2015, and was amended and restated effective April&nbsp;27, 2017. The purposes of the 2015 Plan
are (i)&nbsp;to encourage and enable selected employees, directors, and consultants to acquire or increase their holdings of our common stock and other equity-based interests and/or to provide other incentive awards in order to promote a closer
identification of their interests with our interests and those of our stockholders, and (ii)&nbsp;to provide us with flexibility to motivate, attract, and retain the services of participants upon whose judgment, interest, and special effort the
successful conduct of our operation largely depends. Awards granted under the 2015 Plan may be in the form of incentive or <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock options, SARs (including related or freestanding SARs), RSAs, RSU
awards, performance share awards, performance unit awards, phantom stock awards, other stock-based awards, and/or dividend equivalent awards. Awards may be granted under the 2015 Plan until April&nbsp;21, 2025 or the plan&#146;s earlier termination
by the Board. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The 2015 Plan is administered by the Compensation Committee, subject to Board oversight. The maximum aggregate number of
shares of common stock that we may issue pursuant to awards granted under the 2015 Plan may not exceed the sum of (i)&nbsp;1,550,000 shares, plus (ii)&nbsp;any shares (A)&nbsp;remaining available for grant as of the effective date of the 2015 Plan
under any prior plan and/or (B)&nbsp;subject to an award granted under a prior plan, which award is forfeited, canceled, terminated, expires, or lapses for any reason without the issuance of shares or pursuant to which such shares are forfeited. In
addition, shares subject to certain awards will again be available for issuance (or otherwise not counted against the maximum number of available shares) under the 2015 Plan, including unissued or forfeited shares subject to awards that are
canceled, terminate, expire, are forfeited, or lapse for any reason; awards settled in cash; dividends (including dividends paid in shares) or dividend equivalents paid in cash in connection with outstanding awards; and shares subject to an award
other than an option or SAR that are not issued for any reason (including failure to achieve maximum performance criteria). Further, the following will not reduce the maximum number of shares available under the 2015 Plan: (i)&nbsp;shares issued
under the 2015 Plan through the settlement, assumption, or substitution of outstanding awards granted by another entity or obligations to grant future awards in connection with a merger or similar transaction that involves our acquisition of another
entity, and (ii)&nbsp;available shares under a shareholder approved plan of an acquired company (as adjusted to reflect the transaction) that are used for awards under the 2015 Plan, in each case, subject to NYSE listing requirements. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The maximum aggregate number of shares of common stock that may be issued under the 2015 Plan pursuant to the grant of incentive options may
not exceed 1,550,000 shares. Further, under the 2015 Plan, in any <FONT STYLE="white-space:nowrap">12-month</FONT> period, (i)&nbsp;no participant may be granted options and SARs that are not related to an option for more than 450,000 shares of
common stock (or the equivalent value thereof based on the fair market value per share of the common stock on the date of grant of an award); (ii)&nbsp;no participant may be granted awards other than options or SARs that are settled in shares of
common stock for more than 450,000 shares of common stock; and (iii)&nbsp;the maximum amount of awards that are settled in cash that can be granted to any one participant is $2,500,000. Notwithstanding the foregoing, the maximum number of shares of
common stock subject to awards granted during any <FONT STYLE="white-space:nowrap">12-month</FONT> period to a <FONT STYLE="white-space:nowrap">non-employee</FONT> director, taken together with any cash fees paid during such <FONT
STYLE="white-space:nowrap">12-month</FONT> period to such <FONT STYLE="white-space:nowrap">non-employee</FONT> director in respect of Board service, may not exceed $600,000 in total value (calculating the value of any such awards based on the fair
market value per share of common stock on the grant date of such award). </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The number of shares reserved for issuance under the 2015 Plan,
the participant award limitations, and the terms of awards may be adjusted in the event of an adjustment in our capital structure (due to a merger, recapitalization, stock split, stock dividend, or similar event). </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>2011 Stock Incentive Plan </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The 2011 Plan provides for the issuance of a maximum of 950,000 shares of common stock pursuant to awards granted under the plan. Awards may
include incentive or <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock options, SARs (including related or freestanding SARs), other stock-based awards (including shares of common stock, restricted shares, RSUs, and awards that are valued
in whole or in part by reference to, or are otherwise based on, the fair market value of our common stock), and/or performance-based awards to our and our subsidiaries&#146; key employees, directors, or other service providers. The number of shares
reserved for issuance under the plan and the terms of awards may be adjusted upon certain events affecting our capitalization. The 2011 Plan is administered by the Compensation Committee and was replaced by the 2015 Plan. Awards may no longer be
granted under the 2011 Plan, and any shares that remained available for grant have been rolled over to the 2015 Plan. However, awards that remain outstanding under the 2011 Plan will continue in accordance with their respective terms. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">52 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>2007 Management Incentive Plan </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The 2007 Plan provides for the issuance of a maximum of 1,037,412 shares of common stock pursuant to awards granted under the plan. Awards may
include incentive or <FONT STYLE="white-space:nowrap">non-qualified</FONT> stock options granted to our and our subsidiaries&#146; key employees, executive officers, <FONT STYLE="white-space:nowrap">non-employee</FONT> directors, consultants, or
other independent advisors. The number of shares reserved for issuance under the plan and the terms of awards may be adjusted upon certain events affecting our capitalization. The 2007 Plan is administered by the Compensation Committee and was
replaced by the 2015 Plan. Awards may no longer be granted under the 2007 Plan, and any shares that remained available for grant have been rolled over to the 2015 Plan. The last remaining options outstanding under the 2007 Plan were exercised in
January 2017. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_37"></A>Annual Incentive Plan </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Annual Incentive Plan is administered by the Compensation Committee and provides for the payment of incentive bonuses based on the
attainment of performance objectives in the form of cash or, at the discretion of the Compensation Committee, in awards of shares under the 2015 Plan. The purpose of the Annual Incentive Plan is to enable us to attract, retain, motivate, and reward
selected officers and other employees by providing them with the opportunity to earn annual incentive compensation awards based on the attainment of certain performance objectives. The Compensation Committee will establish the performance periods
over which performance objectives will be measured. A performance period may be for a fiscal year or a shorter period, as determined by the Compensation Committee, and performance periods may overlap. For a given performance period, the Compensation
Committee will establish (i)&nbsp;the performance objective or objectives that must be achieved for a participant to be eligible to receive a bonus for such performance period, and (ii)&nbsp;the target incentive bonus for each participant. The
Compensation Committee may adjust awards as appropriate for partial achievement of goals or other factors, and may interpret and make necessary and appropriate adjustments to performance goals and the manner in which goals are evaluated, although
generally no such adjustment may be made with respect to an award granted to a covered employee if the award would not comply with Code Section&nbsp;162(m) except in the event of a change of control or as otherwise permitted under Code
Section&nbsp;162(m).<B><I> </I></B>The Compensation Committee has absolute discretion to reduce or eliminate the amount of an award granted to a participant, including an award otherwise earned and payable under the Annual Incentive Plan, and to
establish rules or procedures that have the effect of limiting the amount payable to each participant to an amount that is less than the maximum amount otherwise authorized as that participant&#146;s target incentive bonus. No participant may
receive a bonus under the Annual Incentive Plan, with respect to any fiscal year, in excess of $2,500,000. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">53 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc519354_38"></A>STOCKHOLDER PROPOSALS </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">We are seeking stockholder action on the following four proposals, which are described in greater detail below: </P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top">The election of the eight nominees named in this Proxy Statement to serve as members of the Board until the next annual meeting of stockholders or until their successors are elected and qualified; </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top">The ratification of the appointment of RSM US LLP as our independent registered public accounting firm for the fiscal year ending December&nbsp;31, 2018; </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top">The approval, on an advisory basis, of our executive compensation; and </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top">The approval, on an advisory basis, of the frequency of future advisory votes to approve executive compensation. </TD></TR></TABLE>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_39"></A>Proposal No.&nbsp;1: Election of Directors </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our Bylaws currently provide that the number of directors of the Company shall be fixed from time to time by resolution adopted by the Board.
There are presently eight directors. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Nominating Committee evaluates the size and composition of the Board on at least an annual basis.
In connection therewith, the Nominating Committee has nominated and recommends for election as directors the following eight nominees: Jonathan D. Brown, Roel C. Campos, Maria Contreras-Sweet, Michael R. Dunn, Steven J. Freiberg, Peter R. Knitzer,
Alvaro G. de Molina, and Carlos Palomares. Each nominee presently serves as a director. Directors shall be elected to serve until the next annual meeting of stockholders or until their successors are elected and qualified or until their earlier
resignation, removal, or death. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">A candidate for election as a director is nominated to stand for election based on his or her professional
experience, recognized achievements in his or her respective fields, an ability to contribute to some aspect of our business, and the willingness to make the commitment of time and effort required of a director. A description of the background,
business experience, skills, qualifications, attributes, and certain other information with respect to each of the nominees for election to the Board can be found above in the &#147;Board of Directors and Corporate Governance Matters&#148; section
of this Proxy Statement. Each of the above-listed nominees has been identified as possessing an appropriate diversity of background and experience, good judgment, deep knowledge of our industry, strength of character, and an independent mind, as
well as a reputation for integrity and high personal and professional ethics. Each nominee also brings a strong and unique background and set of skills to the Board, giving the Board, as a whole, competence and experience in a wide variety of areas.
</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In selecting this slate of nominees for 2018, the Nominating Committee specifically considered the background and business experience of
each of the nominees, along with the familiarity of the nominees with our business and prospects, which has been developed as a result of their service on our Board. The Nominating Committee believes that such familiarity will be helpful in
addressing the opportunities and challenges that we face in the current business environment. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Each of the eight nominees has consented to
being named in this Proxy Statement and to serve as a director, if elected. In the event that any nominee withdraws, or for any reason is unable to serve as a director, the proxies will be voted for such other person as may be designated by the
Nominating Committee as a substitute nominee, but in no event will proxies be voted for more than eight nominees. The Nominating Committee has no reason to believe that any nominee will not continue to be a candidate or will not serve if elected.
</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>The Board unanimously recommends a vote &#147;FOR&#148; the election of each of the nominees listed above. </I></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_40"></A>Proposal No.&nbsp;2: Ratification of Appointment of Independent Registered Public Accounting Firm </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">RSM US LLP has served as our independent registered public accounting firm since 2007. The Audit Committee has selected RSM US LLP as our
independent registered public accounting firm for the fiscal year ending December&nbsp;31, 2018, and the Audit Committee and the Board recommend that the stockholders ratify the appointment of RSM US LLP as our independent registered public
accounting firm for fiscal 2018. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">A representative of RSM US LLP plans to be present at the Annual Meeting, will have the opportunity to
make a statement, and will be available to respond to appropriate questions. Although ratification is not required, the Board is submitting the appointment of RSM US LLP to the stockholders for ratification as a matter of good corporate governance.
In the event that the stockholders fail to ratify the appointment, the Audit Committee will consider whether to appoint another independent registered public accounting firm. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">54 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following table sets forth the aggregate fees billed to us by our independent registered
public accounting firm, RSM US LLP, during the fiscal years ended December&nbsp;31, 2017 and 2016. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76.2%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="94%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Year Ended</B><br><B>December&nbsp;31,&nbsp;2017</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Year Ended</B><br><B>December&nbsp;31,&nbsp;2016</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Audit Fees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;702,990</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;457,416</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Audit-Related Fees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">82,850</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tax Fees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">202,101</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">147,920</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">All Other Fees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.40em; font-size:10pt; font-family:Times New Roman"><B>Total</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">905,091</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">688,186</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom" BGCOLOR="#eaeaea"></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea">&nbsp;</TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#eaeaea"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In the above table, in accordance with applicable SEC rules: </P>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">&#147;Audit Fees&#148; are fees billed for professional services rendered by the independent registered public accounting firm for the audit of our annual consolidated financial statements, review of consolidated
financial statements included in our Forms <FONT STYLE="white-space:nowrap">10-Q,</FONT> and services that are normally provided by the independent registered public accounting firm in connection with statutory and regulatory filings or engagements.
</TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">&#147;Audit-Related Fees&#148; are fees billed for assurance and related services performed by the independent registered public accounting firm that are reasonably related to the performance of the audit or review of
our financial statements that are not reported above under &#147;Audit Fees.&#148; There were no such fees incurred in 2017. In 2016, these fees included fees billed for services performed by the independent registered public accounting firm in
relation to our loan system conversion and the review and assessment of our internal control environment. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">&#147;Tax Fees&#148; are fees billed for professional services rendered by the independent registered public accounting firm for tax compliance, tax advice, and tax planning. In 2017, these fees were for services
performed for the filing of our 2016 tax returns and estimated payments for 2017. In 2016, these fees were for services performed for the filing of our 2015 tax returns and estimated payments for 2016. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">&#147;All Other Fees&#148; represent fees billed for ancillary professional services that are not reported above under &#147;Audit Fees&#148; or &#147;Audit Related Fees.&#148; There were no such fees incurred in 2017
or 2016. </TD></TR></TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">It is the policy of the Audit Committee to <FONT STYLE="white-space:nowrap">pre-approve</FONT> all audit and
permitted <FONT STYLE="white-space:nowrap">non-audit</FONT> services proposed to be performed by our independent registered public accounting firm. The Audit Committee reviewed and <FONT STYLE="white-space:nowrap">pre-approved</FONT> all of the
services performed by RSM US LLP. The process for such <FONT STYLE="white-space:nowrap">pre-approval</FONT> is typically as follows: Audit Committee <FONT STYLE="white-space:nowrap">pre-approval</FONT> is sought at one of the Audit Committee&#146;s
regularly scheduled meetings following the presentation of information at such meeting detailing the particular services proposed to be performed. The authority to <FONT STYLE="white-space:nowrap">pre-approve</FONT>
<FONT STYLE="white-space:nowrap">non-audit</FONT> services may be delegated by the Audit Committee to the Chair of the Audit Committee, who shall present any decision to <FONT STYLE="white-space:nowrap">pre-approve</FONT> an activity to the full
Audit Committee at the first regular meeting following such decision. None of the services described above were approved by the Audit Committee pursuant to the exception provided by Rule <FONT STYLE="white-space:nowrap">2-01(c)(7)(i)(C)</FONT> under
Regulation <FONT STYLE="white-space:nowrap">S-X.</FONT> </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Audit Committee has reviewed the
<FONT STYLE="white-space:nowrap">non-audit</FONT> services provided by RSM US LLP and has determined that the provision of such services is compatible with maintaining RSM US LLP&#146;s independence. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman"><I>The Board unanimously recommends a vote &#147;FOR&#148; the ratification of the appointment of RSM US LLP as our independent registered
public accounting firm for the fiscal year ending December&nbsp;31, 2018. </I></P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_41"></A>Proposal No.&nbsp;3: Advisory Vote to Approve
Executive Compensation </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In accordance with the requirements of Section&nbsp;14A of the Exchange Act and the related rules of the SEC,
our stockholders have the opportunity to cast an advisory vote to approve the compensation of our named executive officers as disclosed pursuant to the SEC&#146;s compensation disclosure rules, including the Compensation Discussion and Analysis, the
compensation tables, and the narrative disclosures that accompany the compensation tables (a &#147;<U><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Say-on-Pay</FONT></FONT> Vote</U>&#148;). </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Compensation Committee oversees the development of a compensation program designed to attract, retain, and motivate executives who enable
us to achieve our strategic and financial goals. The Compensation Discussion and Analysis, the compensation tables, and the accompanying narrative disclosure illustrate the trends in compensation and the application of our compensation philosophies
and practices for the years presented. We encourage stockholders to read the Compensation Discussion and Analysis, beginning on page 19 of this Proxy Statement, which describes the details of our executive compensation program and the decisions made
by the Compensation Committee in 2017. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Compensation Committee believes that our executive compensation program achieves an appropriate
balance between fixed compensation and variable incentive compensation, pays for performance, and promotes an alignment between the interests of our named executive officers and our stockholders. Accordingly, we are asking our stockholders at the
Annual Meeting to vote &#147;FOR&#148; the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">55 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
<FONT STYLE="white-space:nowrap">non-binding</FONT> advisory resolution approving the compensation of our named executive officers, including as described in the Compensation Discussion and
Analysis, compensation tables, and the accompanying narrative discussion. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Because your vote is advisory, it will not be binding upon us,
the Compensation Committee, or the Board. However, the Compensation Committee and the Board value the opinions of our stockholders and will take the outcome of the vote into account when considering future executive compensation arrangements. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman"><I>The Board unanimously recommends a vote &#147;FOR&#148; the advisory vote to approve the compensation of our named executive officers.
</I></P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_42"></A>Proposal No.&nbsp;4: Advisory Vote on Frequency of Future Advisory Votes to Approve Executive Compensation </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In accordance with the requirements of Section&nbsp;14A of the Exchange Act and the related rules of the SEC, our stockholders have the
opportunity to cast an advisory vote with respect to the frequency of the <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Say-on-Pay</FONT></FONT> Vote. Specifically, stockholders may vote to have a
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Say-on-Pay</FONT></FONT> Vote every year, every two years, or every three years (commonly known as the
&#147;<U><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Say-on-Pay</FONT></FONT> Frequency Vote</U>&#148;). Stockholders may also abstain from making a choice. After such initial vote is held, Section&nbsp;14A requires all public
companies to submit the <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Say-on-Pay</FONT></FONT> Frequency Vote to their stockholders no less often than every six years. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">As discussed above, the Board believes that our executive compensation program is designed to secure and retain the services of high quality
executives and to provide compensation to our executives that is aligned with our performance. The Board believes that our compensation philosophies and practices advance both the short-term and long-term interests of our company and our
stockholders. The Board believes that the <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Say-on-Pay</FONT></FONT> Frequency Vote should be conducted every year because it provides stockholders with the opportunity to provide
regular direct input to the Board and its Compensation Committee regarding our executive compensation program. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Say-on-Pay</FONT></FONT> Frequency Vote is an advisory vote and will not be binding on us, the Compensation Committee, or the Board. The Board may determine that it is in the best interests
of our stockholders and the Company to hold a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Say-on-Pay</FONT></FONT> Vote more or less frequently than may be indicated by this advisory vote of our stockholders. Nonetheless, the
Compensation Committee and the Board will take into account the outcome of this advisory vote when considering how frequently to hold a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Say-on-Pay</FONT></FONT> Vote in future years.
</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">While the Board recommends that a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Say-on-Pay</FONT></FONT> Vote be held
every year, you are not voting to approve or disapprove of the Board&#146;s recommendation. Rather, you will be able to specify one of four choices for the <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Say-on-Pay</FONT></FONT>
Frequency Vote, as follows: (i)&nbsp;one year, (ii)&nbsp;two years, (iii)&nbsp;three years, or (iv)&nbsp;abstain. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman"><I>The Board unanimously
recommends a vote for &#147;ONE YEAR&#148; on the advisory vote on the frequency of future advisory votes to approve executive compensation. </I></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">56 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc519354_43"></A>OTHER INFORMATION </B></P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_44"></A>Audit Committee Report </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Audit Committee oversees our financial reporting process on behalf of the Board of Directors. The Audit Committee operates under a written
charter, a copy of which is available on our Investor Relations website, <I>www.regionalmanagement.com</I>, under the &#147;Corporate Governance&#148; tab. This report reviews the actions taken by the Audit Committee with regard to our financial
reporting process during the fiscal year ended December&nbsp;31, 2017, and particularly with regard to the audited consolidated financial statements as of December&nbsp;31, 2017 and 2016 and for the years ended December&nbsp;31, 2017, 2016, and
2015. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Audit Committee is composed solely of independent directors under existing New York Stock Exchange listing standards and
Securities and Exchange Commission requirements. None of the committee members is or has been an officer or employee of the Company or any of our subsidiaries or has engaged in any business transaction or has any business or family relationship with
the Company or any of our subsidiaries or affiliates. In addition, the Board of Directors has determined that Messrs.&nbsp;Steven J. Freiberg, Alvaro&nbsp;G. de Molina, and Carlos Palomares are &#147;audit committee financial experts,&#148; as
defined by Securities and Exchange Commission rules. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our management has the primary responsibility for our financial statements and
reporting process, including the systems of internal controls. The independent auditors are responsible for performing an independent audit of our consolidated financial statements in accordance with auditing standards generally accepted in the
United States and issuing a report thereon. The Audit Committee&#146;s responsibility is to monitor and oversee these processes and to select annually the accountants to serve as our independent auditors for the coming year. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Audit Committee has implemented procedures to ensure that during the course of each fiscal year it devotes the attention that it deems
necessary or appropriate to fulfill its oversight responsibilities under the Audit Committee&#146;s charter. To carry out its responsibilities, the Audit Committee met six times during the fiscal year ended December&nbsp;31, 2017. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In fulfilling its oversight responsibilities, the Audit Committee reviewed and discussed with management the audited consolidated financial
statements in our Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> for the fiscal year ended December&nbsp;31, 2017, including a discussion of the quality, rather than just the acceptability, of the accounting principles, the
reasonableness of significant judgments, and the clarity of disclosures in the financial statements. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Audit Committee also discussed
our audited consolidated financial statements in our Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> for the fiscal year ended December&nbsp;31, 2017, with the independent auditors, who are responsible for expressing an opinion on
the conformity of those audited consolidated financial statements with accounting principles generally accepted in the United States, their judgments as to the quality, rather than just the acceptability, of our accounting principles, and such other
matters as are required to be discussed with the Audit Committee under the applicable Public Company Accounting Oversight Board (the &#147;<U>PCAOB</U>&#148;) Standards and SEC Rule <FONT STYLE="white-space:nowrap">2-07</FONT> of Regulation <FONT
STYLE="white-space:nowrap">S-X.</FONT> In addition, the Audit Committee discussed with the auditors their independence from management and the Company, including the matters in the written disclosures and the letter required by the PCAOB regarding
the independent auditors&#146; communications with the Audit Committee regarding independence. The Audit Committee also considered whether the provision of services during the fiscal year ended December&nbsp;31, 2017, by the auditors that were
unrelated to their audit of the consolidated financial statements referred to above and to their reviews of our interim consolidated financial statements during the fiscal year is compatible with maintaining their independence. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Additionally, the Audit Committee discussed with the independent auditors the overall scope and plan for their audit. The Audit Committee met
with the independent auditors, with and without management present, to discuss the results of their examination, their evaluation of our internal controls, and the overall quality of our financial reporting. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In reliance on the reviews and discussions referred to above, the Audit Committee recommended to the Board of Directors that the audited
consolidated financial statements be included in our Annual Report on <FONT STYLE="white-space:nowrap">Form&nbsp;10-K</FONT> for the fiscal year ended December&nbsp;31, 2017, for filing with the SEC. This report of the Audit Committee has been
prepared by members of the Audit Committee. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:63%; font-size:10pt; font-family:Times New Roman">Members of the Audit Committee: </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:63%; font-size:10pt; font-family:Times New Roman">Carlos Palomares (Chair) </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:63%; font-size:10pt; font-family:Times New Roman">Steven J. Freiberg </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:63%; font-size:10pt; font-family:Times New Roman">Alvaro G.
de Molina </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">57 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_45"></A>Security Ownership of Certain Beneficial Owners and Management </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The following table sets forth certain information regarding the beneficial ownership of our common stock as of the close of trading on
March&nbsp;16, 2018, of: (i)&nbsp;each person known by us to beneficially own more than five percent of our common stock; (ii)&nbsp;each of our directors; (iii)&nbsp;each of our named executive officers; and (iv)&nbsp;all of our directors and
executive officers, as a group. </P> <P STYLE="font-size:9pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="86%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="91%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Shares Beneficially</B><br><B>Owned<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman"><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Number&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Percentage&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD></TR>


<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Basswood Capital Management, L.L.C.<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1,512,794</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">12.9%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Wellington Management Group LLP and affiliates<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1,139,225</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;9.7%</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Second Curve Capital, LLC<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">1,078,034</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;9.2%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Dimensional Fund Advisors LP<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">869,773</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;7.4%</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">LSV Asset Management<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">637,299</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;5.4%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">The Vanguard Group, Inc.<SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">627,662</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;5.3%</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">BlackRock, Inc.<SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP></P>
<P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">618,346</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;5.3%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Jonathan D. Brown<SUP STYLE="font-size:85%; vertical-align:top">(9)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">799</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;&nbsp;*</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Roel C. Campos<SUP STYLE="font-size:85%; vertical-align:top">(10)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">59,924</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;&nbsp;*</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Maria Contreras-Sweet</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">888</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;&nbsp;*</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Michael R. Dunn<SUP STYLE="font-size:85%; vertical-align:top">(11)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">236,003</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;2.0%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Steven J. Freiberg<SUP STYLE="font-size:85%; vertical-align:top">(12)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">156,104</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;1.3%</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Alvaro G. de Molina<SUP STYLE="font-size:85%; vertical-align:top">(13)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">56,602</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;&nbsp;*</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Carlos Palomares<SUP STYLE="font-size:85%; vertical-align:top">(14)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">57,277</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;&nbsp;*</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Peter R. Knitzer<SUP STYLE="font-size:85%; vertical-align:top">(15)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">99,324</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;&nbsp;*</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">John D. Schachtel<SUP STYLE="font-size:85%; vertical-align:top">(16)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">14,880</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;&nbsp;*</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Donald E. Thomas<SUP STYLE="font-size:85%; vertical-align:top">(17)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">229,102</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;1.9%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Daniel J. Taggart<SUP STYLE="font-size:85%; vertical-align:top">(18)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">29,324</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;&nbsp;*</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Brian J. Fisher<SUP STYLE="font-size:85%; vertical-align:top">(19)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">52,068</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;&nbsp;*</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Jody L. Anderson</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&nbsp;&nbsp;&nbsp;&#151;</TD></TR>
<TR BGCOLOR="#eaeaea" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">All directors and executive officers, as a group (12&nbsp;persons)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">992,295</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;8.0%</TD></TR>
</TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">*</TD>
<TD ALIGN="left" VALIGN="top">Amount represents less than 1.0% </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top">Applicable percentage of ownership is based upon 11,746,486 shares of our common stock outstanding on March&nbsp;16, 2018. Beneficial ownership is determined in accordance with SEC rules and includes voting and
investment power with respect to shares shown as beneficially owned. Shares of common stock subject to options currently exercisable or exercisable within 60 days are deemed outstanding for computing the shares and percentage ownership of the person
holding such options, but are not deemed outstanding for computing the percentage ownership of any other person or entity. Except as otherwise indicated, the persons or entities listed in the table have sole voting and investment power with respect
to all shares shown as beneficially owned by them. The address for all directors and officers listed in the table is c/o Regional Management Corp., 979 Batesville Road, Suite B, Greer, South Carolina 29651. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">The information reported is based on a Schedule 13D/A filed with the SEC on January&nbsp;30, 2018 and a Form 4
filed with the SEC on February&nbsp;6, 2018, reporting (i)&nbsp;shared power of Basswood Capital Management, L.L.C. (&#147;<U>Basswood</U>&#148;) to vote or direct the vote and to dispose or direct the disposition of 1,512,794 shares;
(ii)&nbsp;shared power of Basswood Partners, L.L.C. (&#147;<U>BP</U>&#148;) to vote or direct the vote and to dispose of or direct the disposition of 407,549 shares; (iii)&nbsp;shared power of Basswood Financial Fund, LP (&#147;<U>BFF</U>&#148;) to
vote or direct the vote and to dispose of or direct the disposition of 124,930 shares; (iv)&nbsp;shared power of Basswood Financial Fund, Inc. (&#147;<U>BFF, Inc.</U>&#148;) to vote or direct the vote and to dispose of or direct the disposition of
78,548 shares; (v)&nbsp;shared power of Basswood Financial Long Only Fund, LP (&#147;<U>BLOF</U>&#148;) to vote or direct the vote and to dispose of or direct the disposition of 25,984 shares; (vi)&nbsp;shared power of Basswood Enhanced Long Short
GP, LLC (&#147;<U>BELSGP</U>&#148;) to vote or direct the vote and to dispose of or direct the disposition of 690,180 shares; (vii)&nbsp;shared power of Basswood Enhanced Long Short Fund, LP (&#147;<U>BELS</U>&#148;) to vote or direct the vote and
to dispose of or direct the disposition of 690,180 shares; (viii)&nbsp;shared power of Basswood Opportunity Partners, LP (&#147;<U>BOP</U>&#148;) to vote or direct the vote and to dispose of or direct the disposition of 256,635 shares;
(ix)&nbsp;shared power of Basswood Opportunity Fund, Inc. (&#147;<U>BOF</U>&#148; and, collectively with BP, BFF, BFF, Inc., BLOF, BELSGP, BELS, and BOP, the &#147;<U>Funds and Managed Accounts</U>&#148;) to vote or direct the vote and to dispose of
or direct the disposition of 27,525 shares; (x)&nbsp;shared power of Matthew Lindenbaum to vote or direct the vote and to dispose of or direct the disposition of 1,512,794 shares; and (xi)&nbsp;shared power of Bennett Lindenbaum to vote or direct
the vote and to dispose of or direct the disposition of 1,512,794 shares. Matthew Lindenbaum and Bennett Lindenbaum are the Managing Members of Basswood and may be deemed to have a pecuniary interest in the shares held directly or indirectly by the
Funds and Managed Accounts. The information also includes 799 shares held by Mr.&nbsp;Brown, a senior analyst at Basswood, who serves on the Board pursuant to the Cooperation Agreement described in detail below in the section entitled &#147;Other
Information &#150; Certain Relationships and Related Person Transactions.&#148; As a result, Basswood is a <FONT STYLE="white-space:nowrap">&#147;director-by-deputization&#148;</FONT> solely for the purposes of
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">58 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">
Section&nbsp;16 of the Exchange Act. Pursuant to Rule <FONT STYLE="white-space:nowrap">16a-1</FONT> of the Exchange Act, Basswood may be deemed to be a beneficial owner of the shares of common
stock issued to Mr.&nbsp;Brown. The business address of Basswood is 645 Madison Avenue, 10<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Floor, New York, NY 10022. </P></TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top">The information reported is based on two Schedule 13G/As, each filed with the SEC on February&nbsp;8, 2018, reporting: (i)&nbsp;shared power of Wellington Management Group LLP (&#147;<U>WMG</U>&#148;) to vote or direct
the vote of 825,861 shares and shared power of WMG to dispose or direct the disposition of 1,139,225 shares; (ii)&nbsp;shared power of Wellington Group Holdings LLP (&#147;<U>WGH</U>&#148;) to vote or direct the vote of 825,861 shares and shared
power of WGH to dispose or direct the disposition of 1,139,225 shares; (iii)&nbsp;shared power of Wellington Investment Advisors Holdings LLP (&#147;<U>WIAH</U>&#148;) to vote or direct the vote of 825,861 shares and shared power of WIAH to dispose
or direct the disposition of 1,139,225 shares; (iv)&nbsp;shared power of Wellington Management Company LLP (&#147;<U>WMC</U>&#148;) to vote or direct the vote of 804,225 shares and shared power of WMC to dispose or direct the disposition of
1,042,894 shares; and (v)&nbsp;shared power of Wellington Trust Company, NA (&#147;<U>WTC</U>&#148;) to vote or direct the vote and to dispose or direct the disposition of 709,271 shares. The business address of WMG, WGH, WIAH, WMC, and WTC is 280
Congress Street, Boston, MA 02210. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top">The information reported is based on a Schedule 13G/A filed with the SEC on February&nbsp;5, 2018, reporting shared power of Second Curve Capital, LLC (&#147;<U>Second Curve</U>&#148;) and Thomas K. Brown, its Managing
Member, to vote or direct the vote and to dispose or direct the disposition of 1,078,034 shares. The business address of Second Curve and Mr.&nbsp;Brown is 350 5<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Avenue, Suite 4730, New York,
New York 10018. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top">The information reported is based on a Schedule 13G/A filed with the SEC on February&nbsp;9, 2018, reporting the sole power of Dimensional Fund Advisors LP (&#147;<U>Dimensional</U>&#148;) to vote or direct the vote of
830,585 shares and the sole power of Dimensional to dispose or direct the disposition of 869,773 shares. The business address of Dimensional is Building One, 6300 Bee Cave Road, Austin, TX 78746. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top">The information reported is based on a Schedule 13G filed with the SEC on February&nbsp;13, 2018, reporting the sole power of LSV Asset Management (&#147;<U>LSV</U>&#148;) to vote or direct the vote of 324,424 shares
and the sole power of LSV to dispose or direct the disposition of 637,299 shares. The business address of LSV is 155 N. Wacker Drive, Suite 4600, Chicago, IL 60606. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top">The information reported is based on a Schedule 13G filed with the SEC on February&nbsp;9, 2018, reporting sole power of The Vanguard Group, Inc. (&#147;<U>Vanguard</U>&#148;) to vote or direct the vote of 11,072
shares, the sole power of Vanguard to dispose or direct the disposition of 616,590 shares, and the shared power of Vanguard to dispose or direct the disposition of 11,072 shares. The business address of Vanguard is 100 Vanguard Blvd., Malvern, PA
19355. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(8)</TD>
<TD ALIGN="left" VALIGN="top">The information reported is based on a Schedule 13G/A filed with the SEC on January&nbsp;23, 2018, reporting the sole power of BlackRock, Inc. (&#147;<U>BlackRock</U>&#148;) to vote or direct the vote of 609,390 shares
and the sole power of BlackRock to dispose or direct the disposition of 618,346 shares. The business address of BlackRock is 55 East 52<SUP STYLE="font-size:85%; vertical-align:top">nd</SUP> Street, New York, NY 10055. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(9)</TD>
<TD ALIGN="left" VALIGN="top">Mr.&nbsp;Brown is a senior analyst at Basswood, serving on the Board pursuant to the Cooperation Agreement described in detail below in the section entitled &#147;Other Information &#150; Certain Relationships and
Related Person Transactions.&#148; As a result, Basswood is a <FONT STYLE="white-space:nowrap">&#147;director-by-deputization&#148;</FONT> solely for the purposes of Section&nbsp;16 of the Exchange Act. Pursuant to Rule <FONT
STYLE="white-space:nowrap">16a-1</FONT> of the Exchange Act, Basswood may be deemed to be a beneficial owner of the shares of common stock issued to Mr.&nbsp;Brown. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(10)</TD>
<TD ALIGN="left" VALIGN="top">The amount stated includes 28,670 shares subject to options either currently exercisable or exercisable within 60 days of March&nbsp;16, 2018, over which Mr.&nbsp;Campos will not have voting or investment power until
the options are exercised. The option shares described in this footnote are considered outstanding for the purpose of computing the percentage of outstanding stock owned by Mr.&nbsp;Campos and by directors and executive officers as a group, but not
for the purpose of computing the percentage ownership of any other person. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(11)</TD>
<TD ALIGN="left" VALIGN="top">The amount stated includes 126,474 shares subject to options either currently exercisable or exercisable within 60 days of March&nbsp;16, 2018, over which Mr.&nbsp;Dunn will not have voting or investment power until the
options are exercised. The option shares described in this footnote are considered outstanding for the purpose of computing the percentage of outstanding stock owned by Mr.&nbsp;Dunn and by directors and executive officers as a group, but not for
the purpose of computing the percentage ownership of any other person. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(12)</TD>
<TD ALIGN="left" VALIGN="top">Mr.&nbsp;Freiberg holds 83,309 shares directly. Additional shares stated are owned by (i)&nbsp;Neena Freiberg (Mr.&nbsp;Freiberg&#146;s wife) (30,000 shares), and (ii)&nbsp;the Neena Freiberg Irrevocable Trust, of which
Mr.&nbsp;Freiberg is trustee (24,854 shares). The amount stated also includes 17,941 shares subject to options either currently exercisable or exercisable within 60 days of March&nbsp;16, 2018, over which Mr.&nbsp;Freiberg will not have voting or
investment power until the options are exercised. The option shares described in this footnote are considered outstanding for the purpose of computing the percentage of outstanding stock owned by Mr.&nbsp;Freiberg and by directors and executive
officers as a group, but not for the purpose of computing the percentage ownership of any other person. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(13)</TD>
<TD ALIGN="left" VALIGN="top">The amount stated includes 30,166 shares subject to options either currently exercisable or exercisable within 60 days of March&nbsp;16, 2018, over which Mr.&nbsp;de Molina will not have voting or investment power until
the options are exercised. The option shares described in this footnote are considered outstanding for the purpose of computing the percentage of outstanding stock owned by Mr.&nbsp;de Molina and by directors and executive officers as a group, but
not for the purpose of computing the percentage ownership of any other person. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">59 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(14)</TD>
<TD ALIGN="left" VALIGN="top">The amount stated includes 28,670 shares subject to options either currently exercisable or exercisable within 60 days of March&nbsp;16, 2018, over which Mr.&nbsp;Palomares will not have voting or investment power until
the options are exercised. The option shares described in this footnote are considered outstanding for the purpose of computing the percentage of outstanding stock owned by Mr.&nbsp;Palomares and by directors and executive officers as a group, but
not for the purpose of computing the percentage ownership of any other person. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(15)</TD>
<TD ALIGN="left" VALIGN="top">The amount stated includes 81,714 shares subject to options either currently exercisable or exercisable within 60 days of March&nbsp;16, 2018, over which Mr.&nbsp;Knitzer will not have voting or investment power until
the options are exercised. The option shares described in this footnote are considered outstanding for the purpose of computing the percentage of outstanding stock owned by Mr.&nbsp;Knitzer and by directors and executive officers as a group, but not
for the purpose of computing the percentage ownership of any other person. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(16)</TD>
<TD ALIGN="left" VALIGN="top">The amount stated includes 6,880 shares subject to options either currently exercisable or exercisable within 60 days of March&nbsp;16, 2018, over which Mr.&nbsp;Schachtel will not have voting or investment power until
the options are exercised. The option shares described in this footnote are considered outstanding for the purpose of computing the percentage of outstanding stock owned by Mr.&nbsp;Schachtel and by directors and executive officers as a group, but
not for the purpose of computing the percentage ownership of any other person. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(17)</TD>
<TD ALIGN="left" VALIGN="top">Mr.&nbsp;Thomas holds 3,843 shares directly. An additional 8,000 shares stated are owned by The Donald Eugene Thomas and Jeanine Leigh Thomas Joint Revocable Living Trust. Mr.&nbsp;Thomas and his wife, Jeanine Leigh
Thomas, are the trustees of The Donald Eugene Thomas and Jeanine Leigh Thomas Joint Revocable Living Trust. The amount stated also includes 217,259 shares subject to options either currently exercisable or exercisable within 60 days of
March&nbsp;16, 2018, over which Mr.&nbsp;Thomas will not have voting or investment power until the options are exercised. The option shares described in this footnote are considered outstanding for the purpose of computing the percentage of
outstanding stock owned by Mr.&nbsp;Thomas and by directors and executive officers as a group, but not for the purpose of computing the percentage ownership of any other person. </TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(18)</TD>
<TD ALIGN="left" VALIGN="top">The amount stated includes 25,973 shares subject to options either currently exercisable or exercisable within 60 days of March&nbsp;16, 2018, over which Mr.&nbsp;Taggart will not have voting or investment power until
the options are exercised. The option shares described in this footnote are considered outstanding for the purpose of computing the percentage of outstanding stock owned by Mr.&nbsp;Taggart and by directors and executive officers as a group, but not
for the purpose of computing the percentage ownership of any other person. </TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(19)</TD>
<TD ALIGN="left" VALIGN="top">The amount stated includes 45,511 shares subject to options either currently exercisable or exercisable within 60 days of March&nbsp;16, 2018, over which Mr.&nbsp;Fisher will not have voting or investment power until
the options are exercised. The option shares described in this footnote are considered outstanding for the purpose of computing the percentage of outstanding stock owned by Mr.&nbsp;Fisher and by directors and executive officers as a group, but not
for the purpose of computing the percentage ownership of any other person. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">60 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_46"></A>Section&nbsp;16(a) Beneficial Ownership Reporting Compliance </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Section&nbsp;16(a) of the Exchange Act requires our directors and executive officers and persons who own more than ten percent of our common
stock to file with the SEC initial reports of ownership and reports of changes in ownership of common stock and our other equity securities. Our directors, executive officers, and greater than ten percent stockholders are required by SEC regulations
to furnish us with copies of all Section&nbsp;16(a) reports they file. To our knowledge, based solely on a review of the copies of such reports furnished to us and written representations that no other reports were required, during the fiscal year
ended December&nbsp;31, 2017, all Section&nbsp;16(a) filing requirements applicable to directors, executive officers, and greater than ten percent beneficial owners were timely complied with by such persons. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_47"></A>Certain Relationships and Related Person Transactions </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Cooperation Agreement </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">On January&nbsp;26, 2018, we entered into a Cooperation Agreement (the &#147;<U>Cooperation Agreement</U>&#148;) with Basswood, pursuant to
which we appointed Jonathan D. Brown to the Board, effective January&nbsp;26, 2018. We also agreed that, subject to the conditions set forth in the Cooperation Agreement, the Board will nominate Mr.&nbsp;Brown for election to the Board at the Annual
Meeting. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Pursuant to the Cooperation Agreement, Mr.&nbsp;Brown is required to, at all times while serving as a member of the Board, comply
with all policies, procedures, processes, codes, rules, standards, and guidelines applicable to <FONT STYLE="white-space:nowrap">non-employee</FONT> Board members. In addition, the Cooperation Agreement provides that Mr.&nbsp;Brown must offer to
resign from the Board if (i)&nbsp;Basswood and its affiliates, collectively, no longer beneficially own an aggregate &#147;net long position&#148; of at least 874,705 shares of our common stock (subject to adjustment for stock splits, reverse stock
splits, stock dividends, and similar adjustments), or (ii)&nbsp;Basswood fails to comply with or breaches any of the terms of the Cooperation Agreement in any material respect and, if capable of being cured, such material breach or failure has not
been cured within 15 days after receipt by Basswood of written notice from us specifying such material breach or failure, provided that we are not in material breach of the Cooperation Agreement at such time (each, a &#147;<U>Resignation
Trigger</U>&#148;). The Cooperation Agreement also provides that, if requested by Basswood, we are obligated to appoint Mr.&nbsp;Brown to any existing or newly created committee of the Board that may be designated to oversee or review strategic
alternatives (including an extraordinary transaction). </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In the Cooperation Agreement, in addition to certain confidentiality and <FONT
STYLE="white-space:nowrap">non-disparagement</FONT> provisions, Basswood has agreed to various customary standstill provisions for the duration of the Standstill Period (as defined below), which provide, among other things, that Basswood and its
affiliates will not (i)&nbsp;acquire beneficial ownership of 19.9% or more of the outstanding shares of our common stock; (ii)&nbsp;participate in a proxy solicitation with respect to the voting of any shares of our common stock; (iii)&nbsp;submit a
proposal for or offer of any extraordinary transaction or propose a change in the structure, size, or composition of the Board or executive officers of the Company; or (iv)&nbsp;subject to certain exceptions for open market and underwritten
transactions, sell shares of our common stock to a third party or group that to Basswood&#146;s knowledge would result in such third party or group owning 5% or more of the outstanding shares of our common stock. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Basswood has also agreed that, during the Standstill Period, it shall cause the shares of our common stock beneficially owned by it and its
affiliates to be voted (i)&nbsp;in favor of each director nominated by the Board for election, and (ii)&nbsp;in accordance with the Board&#146;s recommendations on all other matters; provided that Basswood and its affiliates may vote their shares of
our common stock in their sole discretion with respect to (a)&nbsp;a proposal to authorize or approve an extraordinary transaction, (b)&nbsp;matters related to the implementation of takeover defenses, (c)&nbsp;new or amended incentive compensation
plans submitted for stockholder approval, or (d)&nbsp;any other proposal if either Institutional Shareholder Services Inc. or Glass Lewis&nbsp;&amp; Co., LLC do not recommend voting in accordance with the Board&#146;s recommendation with respect to
such proposal (other than with respect to the election or removal of directors) at any annual or special meeting of stockholders. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Pursuant
to the Cooperation Agreement, the &#147;<U>Standstill Period</U>&#148; is defined to mean the period commencing on January&nbsp;26, 2018 and ending on the earliest of (i) 12:01 a.m. (New York time) on the date that is 20 days prior to the nomination
deadline for the 2019 Annual Meeting, (ii)&nbsp;if we fail to comply with or breach any of the terms of the Cooperation Agreement in any material respect and, if capable of being cured, such material breach or failure has not been cured within 15
days after receipt by us of written notice from Basswood specifying such material breach or failure, provided that Basswood is not in material breach of the Cooperation Agreement at such time, (iii)&nbsp;the consummation of an extraordinary
transaction following which consummation the director designated by Basswood no longer serves on the Board, and (iv)&nbsp;a reorganization of the Company under any federal or state law relating to bankruptcy or insolvency. If we provide written
notice to Basswood that we will nominate a director designated by Basswood for election to the Board at the 2019 Annual Meeting or for any annual meeting of stockholders of the Company subsequent thereto (each, an &#147;<U>Applicable
Meeting</U>&#148;) at least 20 days prior to the nomination deadline for such Applicable Meeting and Basswood has agreed in advance to such nomination, then the Standstill Period will be automatically extended until the date that is 20 days prior to
the nomination deadline for the annual stockholders meeting subsequent to such Applicable Meeting. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Cooperation Agreement terminates
upon the expiration of the Standstill Period (subject to any extensions as provided in the Cooperation Agreement), provided that the confidentiality provisions of the Cooperation Agreement will survive for a period of eighteen months following the
date upon which no director designated by Basswood serves as a director of the Company. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">61 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Shareholders Agreement </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In March 2007, we entered into a shareholders agreement, which was amended and restated on March&nbsp;27, 2012, by that certain Amended and
Restated Shareholders Agreement (the &#147;<U>Shareholders Agreement</U>&#148;), by and among the Company, Parallel 2005 Equity Fund, LP (&#147;<U>Parallel</U>&#148;), Palladium Equity Partners III, L.P. (&#147;<U>Palladium</U>&#148;), and certain
other stockholders party thereto. In prior years, the stockholders party to the Shareholders Agreement were related persons due to their greater than five percent equity ownership in the Company, in the aggregate, and their participation in the
Shareholders Agreement, which qualified them as a &#147;group&#148; under Section&nbsp;13(d) of the Exchange Act. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">In July 2017, former
director Richard A. Godley provided notice to the Board of his decision to enter retirement. In connection with Mr.&nbsp;Godley&#146;s retirement, we entered into an Amended and Restated Shareholders Agreement Termination (the &#147;<U>Termination
Agreement</U>&#148;) with the remaining stockholders party to the Shareholders Agreement. Mr.&nbsp;Godley had been designated to the Board by certain stockholders in accordance with the Shareholders Agreement. The Termination Agreement terminated
the Shareholders Agreement and any remaining obligations or liabilities of the parties thereto, and as a result, the stockholders party to the Shareholders Agreement no longer qualify as related persons under Section&nbsp;13(d) of the Exchange Act.
</P> <P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Statement of Policy Regarding Transactions with Related Persons </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our Board has adopted a written statement of policy regarding transactions with related persons, which we refer to as our &#147;related person
policy.&#148; Our related person policy requires that a &#147;related person&#148; (as defined in paragraph (a)&nbsp;of Item&nbsp;404 of Regulation <FONT STYLE="white-space:nowrap">S-K)</FONT> must promptly disclose to our general counsel, or other
person designated by our Board, any &#147;related person transaction&#148; (defined as any transaction that is anticipated and would be reportable by us under Item&nbsp;404(a) of Regulation <FONT STYLE="white-space:nowrap">S-K</FONT> in which we
were or are to be a participant and the amount involved exceeds $120,000 and in which any related person had or will have a direct or indirect material interest) and all material facts with respect thereto. The general counsel, or such other person,
will then promptly communicate that information to our Board. No related person transaction will be executed without the approval or ratification of our Board or a committee of the Board. It is our policy that directors interested in a related
person transaction will recuse themselves from any vote of a related person transaction in which they have an interest and provide all material information he or she has concerning the related person transaction to the Board. Our policy does not
specify the standards to be applied by directors in determining whether or not to approve or ratify a related person transaction, and we accordingly anticipate that these determinations will be made in accordance with principles of Delaware law
generally applicable to directors of a Delaware corporation. In determining whether to approve or ratify a related person transaction, the Board may consider such facts and circumstances as it deems appropriate, including (i)&nbsp;the benefits to
us; (2)&nbsp;the availability of other sources for comparable products or services; (3)&nbsp;the terms of the proposed related person transaction; and (4)&nbsp;the terms available to unrelated third parties or to employees generally in an
arms-length negotiation. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; margin-left:5%; font-size:10pt; font-family:Times New Roman"><B><I>Indemnification of Directors, Officers, and Certain Current and Former Stockholders </I></B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Our Bylaws provide that we will indemnify our directors and officers to the fullest extent permitted by the Delaware General Corporation Law
(the &#147;<U>DGCL</U>&#148;). In addition, our Amended and Restated Certificate of Incorporation provides that our directors will not be liable for monetary damages for breach of fiduciary duty to the fullest extent permitted by the DGCL. Further,
in connection with the September 2013 and December 2013 secondary public offerings described above, we agreed to indemnify Palladium, Parallel, and certain other selling stockholders for certain losses, claims, damages, liabilities, and expenses
arising out of such secondary public offerings. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">On May&nbsp;30, 2014, a securities class action lawsuit was filed in the United States
District Court for the Southern District of New York (the &#147;<U>District Court</U>&#148;) against us and certain of our current and former directors, executive officers, and stockholders (collectively, the &#147;<U>Defendants</U>&#148;). The
complaint alleged violations of the Securities Act (the &#147;<U>1933 Act Claims</U>&#148;) and sought unspecified compensatory damages and other relief on behalf of a purported class of purchasers of our common stock in the September 2013 and
December 2013 secondary public offerings. On August&nbsp;25, 2014, Waterford Township Police&nbsp;&amp; Fire Retirement System and City of Roseville Employees&#146; Retirement System were appointed as lead plaintiffs (collectively, the
&#147;<U>Plaintiffs</U>&#148;). An amended complaint was filed on November&nbsp;24, 2014. In addition to the 1933 Act Claims, the amended complaint also added claims for violations of the Exchange Act (the &#147;<U>1934 Act Claims</U>&#148;) seeking
unspecified compensatory damages on behalf of a purported class of purchasers of our common stock between May&nbsp;2, 2013 and October&nbsp;30, 2014, inclusive. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">On January&nbsp;26, 2015, the Defendants filed a motion to dismiss the amended complaint in its entirety. In response, the Plaintiffs sought
and were granted leave to file an amended complaint. On February&nbsp;27, 2015, the Plaintiffs filed a second amended complaint. Like the prior amended complaint, the second amended complaint asserts 1933 Act Claims and 1934 Act Claims and seeks
unspecified compensatory damages. The Defendants filed a motion to dismiss the second amended complaint on April&nbsp;28, 2015, and on March&nbsp;30, 2016, the District Court granted the Defendants&#146; motion to dismiss the second amended
complaint in its entirety. On May&nbsp;23, 2016, the Plaintiffs moved for leave to file a third amended complaint. On January&nbsp;27, 2017, the District Court denied the Plaintiffs&#146; motion for leave to file a third amended complaint and
directed entry of final judgment in favor of the Defendants. On January&nbsp;30, 2017, the District Court entered final judgment in favor of the Defendants. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">62 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">On March&nbsp;1, 2017, the Plaintiffs filed a notice of appeal to the United States Court of
Appeals for the Second Circuit (the &#147;<U>Appellate Court</U>&#148;). After hearing oral arguments on November&nbsp;17, 2017, the Appellate Court issued a summary order on January&nbsp;26, 2018 affirming the District Court&#146;s order denying
Plaintiffs leave to file a third amended complaint. The deadline for Plaintiffs to file a petition for a writ of certiorari with the United States Supreme Court is April&nbsp;26, 2018. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Pursuant to our indemnification obligations, we are bearing, and expect to continue to bear, the costs associated with defending the following
current and former directors, executive officers, and stockholders against the claims asserted in the securities class action lawsuit: Palladium, Parallel, Thomas F. Fortin, C. Glynn Quattlebaum, Donald E. Thomas, David Perez, Roel C. Campos,
Richard T. Dell&#146;Aquila, Richard A. Godley, Jared L. Johnson, Alvaro G. de Molina, Carlos Palomares, and Erik Scott. As of the date of this Proxy Statement, our defense counsel also represents such current and former directors, executive
officers, and stockholders, and as a result, we believe that any incremental cost that we have incurred in providing a defense to them has been immaterial. </P>
<P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_48"></A>Proposals by Stockholders </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Under certain conditions, stockholders may request that we include a proposal at a forthcoming meeting of our stockholders in our proxy
materials for such meeting. Under SEC Rule <FONT STYLE="white-space:nowrap">14a-8,</FONT> any stockholders desiring to present such a proposal to be acted upon at the 2019 Annual Meeting and included in the proxy materials must ensure that we
receive the proposal at our principal executive office in Greer, South Carolina by November 23, 2018, in order for the proposal to be eligible for inclusion in our proxy statement and proxy card relating to such meeting. </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">If a stockholder desires to propose any business at an annual meeting of stockholders, even if the proposal or proposed director candidate is
not to be included in our proxy statement, our Bylaws provide that the stockholder must deliver or mail timely advance written notice of such business to our principal executive office. Under our Bylaws, to be timely, a stockholder&#146;s notice
generally must be delivered to our Corporate Secretary at our principal executive offices not later than the 90<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> day before the first anniversary of the date of the preceding year&#146;s annual
meeting and no earlier than the 120<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> day prior to such date. However, in the event that the date of the annual meeting is advanced by more than twenty (20)&nbsp;days or delayed by more than
seventy (70)&nbsp;days from such anniversary date, notice by the stockholder to be timely must be delivered not earlier than the 120<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> day prior to such annual meeting and not later than the close
of business on the later of the 90<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> day prior to such annual meeting or the 10<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> day following the day on which public announcement of the
date of such meeting is first made. Each item of business must be made in accordance with, and must include the information required by, our Bylaws, our Corporate Governance Guidelines, and any other applicable law, rule, or regulation. Assuming
that the date of the 2019 Annual Meeting is not advanced or delayed in the manner described above, the required notice for the 2019 Annual Meeting would need to be provided to us not earlier than December&nbsp;26, 2018 and not later than
January&nbsp;25, 2019. </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">If, following the filing and delivery of these proxy materials, the date of the 2019 Annual Meeting is advanced or
delayed by more than twenty (20)&nbsp;calendar days from the <FONT STYLE="white-space:nowrap">one-year</FONT> anniversary date of the 2018 Annual Meeting, we will, in a timely manner, provide notice to our stockholders of the new date of the 2019
Annual Meeting and the new dates by which stockholder proposals submitted both pursuant to and outside of SEC Rule <FONT STYLE="white-space:nowrap">14a-8</FONT> must be received by us. Such notice will be included in the earliest possible Quarterly
Report on Form <FONT STYLE="white-space:nowrap">10-Q</FONT> under Part II, Item&nbsp;5. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_49"></A>Householding of Annual Meeting
Materials </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">Some banks, brokers, and other nominee record holders may be participating in the practice of &#147;householding&#148;
annual reports and proxy statements. This means that only one copy of our Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> and Proxy Statement, as applicable, may have been sent to multiple stockholders in the same household. We
will promptly deliver a separate copy of our Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> and Proxy Statement, as applicable, to any stockholder upon request submitted in writing to us at the following address: Regional
Management Corp., 979 Batesville Road, Suite B, Greer, South Carolina, 29651, Attention: Corporate Secretary, or by calling <FONT STYLE="white-space:nowrap">(864)&nbsp;448-7000.</FONT> Any stockholder who wants to receive separate copies of our
Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> and Proxy Statement in the future, or who is currently receiving multiple copies and would like to receive only one copy for his or her household, should contact his or her bank,
broker, or other nominee record holder, or contact us at the above address and telephone number. </P> <P STYLE="margin-top:9pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><A NAME="toc519354_50"></A>Other Business </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; text-indent:5%; font-size:10pt; font-family:Times New Roman">The Board is not aware of any matters, other than those specified above, to come before the Annual Meeting for action by the stockholders.
However, if any matter requiring a vote of the stockholders should be duly presented for a vote at the Annual Meeting, then the persons named in the form of proxy intend to vote such proxy in accordance with their best judgment. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">63 </P>

</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
<DIV STYLE="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:20pt">


<IMG SRC="g519354g89k40.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:20pt; font-size:6pt; font-family:Times New Roman"><B><I>REGIONAL MANAGEMENT CORP. </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:20pt; font-size:6pt; font-family:Times New Roman"><B><I>979 Batesville Road, Suite B </I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:20pt; font-size:6pt; font-family:Times New Roman"><B><I>Greer, SC 29651
</I></B></P></DIV><DIV STYLE="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:hidden;padding-top:3pt">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:Times New Roman"><B>VOTE BY INTERNET - www.proxyvote.com </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:Times New Roman" ALIGN="justify">Use the Internet to transmit your voting instructions and for electronic delivery of information up until 11:59 P.M. Eastern Time the day
before the meeting date. Have your proxy card in hand when you access the website, and follow the instructions to obtain your records and to create an electronic voting instruction form. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:6.5pt; font-family:Times New Roman"><B>ELECTRONIC DELIVERY OF FUTURE PROXY MATERIALS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:Times New Roman" ALIGN="justify">If you would like to reduce the costs incurred by our company in mailing proxy materials, you can consent to receiving all future proxy
statements, proxy cards, and annual reports electronically via <FONT STYLE="white-space:nowrap">e-mail</FONT> or the Internet. To sign up for electronic delivery, please follow the instructions above to vote using the Internet and, when prompted,
indicate that you agree to receive or access proxy materials electronically in future years. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:6.5pt; font-family:Times New Roman"><B>VOTE BY MAIL </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6.5pt; font-family:Times New Roman" ALIGN="justify">Mark, sign and date your proxy card and return it in the postage-paid envelope we have provided or return it to Vote Processing, c/o
Broadridge, 51 Mercedes Way, Edgewood, NY 11717. </P></div><div style="clear:both; height:0pt; font-size:0pt">&nbsp;</div>
 <P STYLE="font-size:190pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:6pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:6pt">
<TD VALIGN="top">TO VOTE, MARK BLOCKS BELOW IN BLUE OR BLACK INK AS FOLLOWS:</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">KEEP&nbsp;THIS&nbsp;PORTION&nbsp;FOR&nbsp;YOUR&nbsp;RECORDS</TD></TR>
</TABLE> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt dashed #000000">&nbsp;</P>
<P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="24%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:6pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:8pt"><B>THIS PROXY CARD IS VALID ONLY WHEN SIGNED AND DATED.</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">DETACH&nbsp;AND&nbsp;RETURN&nbsp;THIS&nbsp;PORTION&nbsp;ONLY</TD></TR>
</TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%" STYLE="border-radius:5pt 0pt 0pt 0pt ; Border:0 Solid Transparent ; "></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="27%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="30%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD></TR>


<TR STYLE="font-size:1px; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="border-radius:5pt 0pt 0pt 0pt ; BORDER-LEFT:2.00pt solid #bfbfbf; BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="border-radius:0pt 5pt 0pt 0pt ; BORDER-TOP:2.00pt solid #bfbfbf; BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="2" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:Times New Roman" ALIGN="center"><B>For</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman" ALIGN="center"><B>All</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="2" ALIGN="center"><B>Withhold All</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="2" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:Times New Roman" ALIGN="center"><B>For All</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman" ALIGN="center"><B>Except</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ROWSPAN="2"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:7pt">To withhold authority to vote for any individual nominee(s), mark &#147;For All Except&#148; and write the
number(s) of the nominee(s) on the line below.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD ROWSPAN="2" VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:2.00pt solid #000000; BORDER-RIGHT:2.00pt solid #000000">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:7pt"><B>The&nbsp;Board&nbsp;of&nbsp;Directors&nbsp;recommends&nbsp;you&nbsp;vote&nbsp;FOR the election of the nominees for director named below.</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:Times New Roman" ALIGN="center">&#9744;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:Times New Roman" ALIGN="center">&#9744;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:Times New Roman" ALIGN="center">&#9744;</P> <P STYLE="font-size:3pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt;border-bottom:1.00pt solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:2.00pt solid #000000">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman"><B>1.</B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Election of Directors</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Nominees</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="21" ROWSPAN="2"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:Times New Roman">01&nbsp;&nbsp;&nbsp;&nbsp;Jonathan D.
<FONT STYLE="white-space:nowrap">Brown&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;02&nbsp;&nbsp;&nbsp;&nbsp;Roel&nbsp;C.&nbsp;Campos&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;03&nbsp;&nbsp;&nbsp;&nbsp;Maria&nbsp;Contreras-Sweet&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;04&nbsp;&nbsp;&nbsp;&nbsp;Michael</FONT> R.
Dunn&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;05&nbsp;&nbsp;&nbsp;&nbsp;Steven&nbsp;J.&nbsp;Freiberg</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman">06&nbsp;&nbsp;&nbsp;&nbsp;Peter R.
Knitzer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;07&nbsp;&nbsp;&nbsp;&nbsp;Alvaro G. de
Molina&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;08&nbsp;&nbsp;&nbsp;&nbsp;Carlos Palomares</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="7"> <P STYLE="font-size:9pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman"><B>The Board of Directors recommends you vote FOR proposals
2 and 3:</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>For</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>Against</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>Abstain</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:2.14em; text-indent:-2.14em; font-size:7pt; font-family:Times New Roman"><B>2.</B>&#8195;&#8201;&#8202;Ratification of the appointment of RSM US LLP as our independent registered public
accounting firm for the fiscal year ending December&nbsp;31, 2018.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman" ALIGN="center">&#9744;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman" ALIGN="center">&#9744;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman" ALIGN="center">&#9744;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ROWSPAN="3"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman"><B>NOTE:
</B>THE UNDERSIGNED HEREBY RATIFIES AND CONFIRMS ALL THAT SAID AGENTS, OR ANY OF THEM OR THEIR SUBSTITUTES, MAY LAWFULLY DO OR CAUSE TO BE DONE BY VIRTUE HEREOF, AND ACKNOWLEDGES RECEIPT OF THE NOTICE OF THE ANNUAL MEETING, THE ACCOMPANYING PROXY
STATEMENT, AND THE ANNUAL REPORT ON FORM <FONT STYLE="white-space:nowrap">10-K</FONT> TO STOCKHOLDERS FOR THE FISCAL YEAR ENDED DECEMBER 31, 2017.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="7"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.14em; text-indent:-2.14em; font-size:7pt; font-family:Times New Roman"><B>3.</B>&#8195;&#8201;&#8202;Advisory vote to approve executive compensation.</P></TD>

<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">&#9744;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">&#9744;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">&#9744;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="9" VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="bottom" ROWSPAN="4"> <P STYLE="margin-top:0pt;margin-bottom:1pt">


<IMG SRC="g519354g03x54.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt"><FONT STYLE="font-size:5pt">&nbsp;</FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:Times New Roman"><B>The Board of Directors recommends
you</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman"><B>vote 1 YEAR on the following proposal:</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>1&nbsp;year</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>2&nbsp;years</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>3 years</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>Abstain</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5" ROWSPAN="2"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:2.14em; text-indent:-2.14em; font-size:7pt; font-family:Times New Roman"><B>4.</B>&#8195;&#8201;&#8202;Advisory vote on the frequency of future advisory votes to approve executive
compensation.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman" ALIGN="center">&#9744;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman" ALIGN="center">&#9744;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman" ALIGN="center">&#9744;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:7pt; font-family:Times New Roman" ALIGN="center">&#9744;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="13"> <P STYLE="font-size:22pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:Times New Roman">Please sign exactly as your name(s) appear(s) hereon.
When signing as attorney, executor, administrator, or other fiduciary, please give full title as such. Joint owners should each sign personally. All holders must sign. If a corporation or partnership, please sign in full corporate or partnership
name by authorized officer.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
</TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:7pt" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="16%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="2%"></TD></TR>


<TR STYLE="font-size:1px; font-family:Times New Roman; font-size:9pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman"> </P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1.30pt solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1.30pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="justify">&nbsp;&nbsp;&nbsp;&nbsp; </P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:9pt; font-family:Times New Roman" ALIGN="justify">&nbsp;&nbsp;&nbsp;&nbsp; </P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1.30pt solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1.30pt solid #000000">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1.30pt solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1.30pt solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1.30pt solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1.30pt solid #000000">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:7pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Signature [PLEASE SIGN WITHIN BOX]</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Date</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Signature (Joint Owners)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Date</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-family:Times New Roman; font-size:12pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="border-radius:0pt 0pt 0pt 5pt ; BORDER-LEFT:2.00pt solid #bfbfbf; BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:2.00pt solid #bfbfbf">&nbsp;</TD>
<TD VALIGN="top" STYLE="border-radius:0pt 0pt 5pt 0pt ; BORDER-RIGHT:2.00pt solid #bfbfbf; BORDER-BOTTOM:2.00pt solid #bfbfbf; padding-right:2pt">&nbsp;</TD></TR>
</TABLE>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="font-size:135pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g519354g46m37.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:130pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center"><B>Important Notice Regarding the Availability of Proxy Materials for the Annual Meeting: </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">The Notice of Annual Meeting of Stockholders, 2017 Annual Report on </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:Times New Roman" ALIGN="center">Form <FONT STYLE="white-space:nowrap">10-K,</FONT> and Proxy Statement are available at <U>www.proxyvote.com</U>. </P>
<P STYLE="font-size:11pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt dashed #000000">&nbsp;</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%" STYLE="border-radius:5pt 0pt 0pt 5pt ; Border:0 Solid Transparent ; "></TD>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="86%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g519354g51q12.jpg" ALT="LOGO">
</P> <P STYLE="font-size:38pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE="border-radius:5pt 0pt 0pt 5pt ; BORDER-LEFT:2.00pt solid #000000; BORDER-TOP:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>REGIONAL MANAGEMENT CORP.</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Annual Meeting of Stockholders</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>April&nbsp;25, 2018 at 8:00 AM EDT</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>This proxy is solicited by the Board of Directors.</B></P>
<P STYLE="font-size:9pt; margin-top:0pt; margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The undersigned stockholder of Regional Management Corp.
hereby appoints Peter R. Knitzer and Brian J. Fisher as Proxies, each with the power to appoint his substitute, and hereby authorizes them to represent and to vote, as designated on the reverse side, all of the shares of common stock, $0.10 par
value per share, of the Company held of record by the undersigned on February&nbsp;26, 2018, at the Annual Meeting of the Stockholders of the Company to be held on April&nbsp;25, 2018, or any adjournment thereof.</P>
<P STYLE="font-size:9pt; margin-top:0pt; margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>THIS PROXY, WHEN PROPERLY EXECUTED, WILL BE VOTED IN THE
MANNER SPECIFIED HEREIN BY THE UNDERSIGNED STOCKHOLDER. THIS PROXY, IF DULY EXECUTED AND RETURNED, WILL BE VOTED &#147;FOR&#148; THE NOMINEES FOR DIRECTOR, &#147;FOR&#148; PROPOSALS 2 AND 3, AND &#147;1 YEAR&#148; FOR PROPOSAL 4, IF NO INSTRUCTION
TO THE CONTRARY IS INDICATED. THE PROXIES ARE AUTHORIZED TO VOTE UPON SUCH OTHER MATTERS AS MAY PROPERLY COME BEFORE THE ANNUAL MEETING OF STOCKHOLDERS IN ACCORDANCE WITH THEIR JUDGMENT.</B></P>
<P STYLE="font-size:120pt; margin-top:0pt; margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Continued and to be signed on
reverse side</B></P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="border-radius:0pt 5pt 5pt 0pt ; BORDER-TOP:2.00pt solid #000000; BORDER-RIGHT:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000; padding-right:2pt">&nbsp;</TD></TR>
</TABLE>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g519354g03x54.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g519354g03x54.jpg
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M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!_\
M$0@ :  * P$1  (1 0,1 ?_$ !@  0$! 0$               D("@ %_\0
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MF>8\1SN(T(?RW8]H!K+#;ZJOJF])$NZ_G[@R&_DVE/-S0IZ3>F%UTIS041@
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M>=BH<WP8ZST!#&X_N24UD7EO;)\*;_=0TFZYI?*N*W.BDZ9G#(^42UT[C<M
A!IL!"FP&T -J(*FP$@!"BE2TE2!_J2E:P2/I2A]D2?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g519354g05t09.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g519354g05t09.jpg
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M 0$! 0'_P  1" !# 2@# 1$  A$! Q$!_\0 'P   @(" P$! 0
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MCZ4G'UFQ3R"[CXYNC(8RW4[74D)98H_E[T3.-<H4/YG$.0,4H@\BG9E8]Z4
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M:4IDMFH(Q'9?]6 :08%DM6-.TXXSQJ5^HE8<7BJFR%<@.CI@78Y0PJ%0]PQ
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M>%95RHU&N,4HV#K\)') BRC8UDB )H-T2!] ^ISG$ZJISJG.<P@]D( (" @
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@*+)?YM"1+_S* _Y3'ME/OIAT)3:R;5<Z.E2Q70@__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>g519354g09n21.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g519354g09n21.jpg
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M$0(A,4%189'P<8&AL<'1$N$R(D+Q Q-28H)RDO_:  P# 0 "$0,1 #\ ]_'
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MO8YRJY&HC8V(KY7^UC&N>K46!Q?<153'5V<0C:: )T&FV*,'SV6KA&374%'
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M1N:ZRR;$5_P8L[AJE8*0::&)WP%N#(#]";&QCK2X/F195Z))<<76SH8J<H'
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MD171%D:KKG,/?'Y^J.4#1FQJJ?7V2/3[E7F*=G/V#W1\Y < < < < < < <
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M$U/+I2M3U;K*8.)J>%\NE++@C:GA?*N1$1>57\/*?@U1_);N/S_.=SL;O/\
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M9+RT7H0L]7[.&V3KND+$K;#M/0Q6]B<=4UE,[M$J.SL;>MJC;HNI%&GMH?\
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MJ)++JSLVZ["D96X\H&ONQK/K3LCK :@$&GUM@53*)5=B$6A%L4??N,MJ[S$
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..N Z<IJ+<_HPJX.9__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>g519354g12a14.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g519354g12a14.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[0W(4&AO=&]S:&]P(#,N,  X0DE-! 0
M     %8< 5H  QLE1QP!6@ #&R5'' (   +V)AP"4  (<G(R.38V-3,< @4
M+4UI8W)O<V]F="!7;W)D("T@,C Q."!0<F]X>2!3=&%T96UE;G0@=C8N9&]C
M>#A"24T$)0      $.!%/"4ZR2B5U,FUFR17&=@X0DE-!#H      .4    0
M     0      "W!R:6YT3W5T<'5T    !0    !0<W138F]O; $     26YT
M965N=6T     26YT90    !#;')M    #W!R:6YT4VEX=&5E;D)I=&)O;VP
M    "W!R:6YT97).86UE5$585     $       ]P<FEN=%!R;V]F4V5T=7!/
M8FIC    # !0 '( ;P!O &8 ( !3 &4 = !U '        IP<F]O9E-E='5P
M     0    !";'1N96YU;0    QB=6EL=&EN4')O;V8    )<')O;V9#35E+
M #A"24T$.P     "+0   !     !       2<')I;G1/=71P=71/<'1I;VYS
M    %P    !#<'1N8F]O;       0VQB<F)O;VP      %)G<TUB;V]L
M  !#<FY#8F]O;       0VYT0V)O;VP      $QB;'-B;V]L      !.9W1V
M8F]O;       16UL1&)O;VP      $EN=')B;V]L      !"8VMG3V)J8P
M  $       !21T)#     P    !29" @9&]U8D!OX            $=R;B!D
M;W5B0&_@            0FP@(&1O=6) ;^            !"<F1456YT1B-2
M;'0               !";&0@56YT1B-2;'0               !2<VQT56YT
M1B-0>&Q 6 D6@         IV96-T;W)$871A8F]O; $     4&=0<V5N=6T
M    4&=0<P    !09U!#     $QE9G15;G1&(U)L=                %1O
M<"!5;G1&(U)L=                %-C;"!5;G1&(U!R8T!9
M$&-R;W!7:&5N4')I;G1I;F=B;V]L      YC<F]P4F5C=$)O='1O;6QO;F<
M        #&-R;W!296-T3&5F=&QO;F<         #6-R;W!296-T4FEG:'1L
M;VYG          MC<F]P4F5C=%1O<&QO;F<      #A"24T#[0      $ /
M     0 " \     !  (X0DE-!"8       X             /X   #A"24T#
M\@      "@  ________   X0DE-! T       0   !X.$))3009       $
M    'CA"24T#\P      "0           0 X0DE-)Q        H  0
M   ".$))30/T       2 #4    ! "T    &       !.$))30/W       <
M  #_____________________________ ^@  #A"24T$"       $     $
M  )    "0      X0DE-!!X       0     .$))300:      ,U    !@
M            '0   "8          0                         !
M           F    '0                     !
M     !     !        ;G5L;     (    &8F]U;F1S3V)J8P    $
M  !28W0Q    !     !4;W @;&]N9P          3&5F=&QO;F<
M $)T;VUL;VYG    '0    !29VAT;&]N9P   "8    &<VQI8V5S5FQ,<P
M  %/8FIC     0      !7-L:6-E    $@    =S;&EC94E$;&]N9P
M   '9W)O=7!)1&QO;F<         !F]R:6=I;F5N=6T    ,15-L:6-E3W)I
M9VEN    #6%U=&]'96YE<F%T960     5'EP965N=6T    *15-L:6-E5'EP
M90    !);6<@    !F)O=6YD<T]B:F,    !        4F-T,0    0
M5&]P(&QO;F<          $QE9G1L;VYG          !"=&]M;&]N9P   !T
M    4F=H=&QO;F<    F     W5R;%1%6%0    !        ;G5L;%1%6%0
M   !        37-G951%6%0    !       &86QT5&%G5$585     $
M  YC96QL5&5X=$ES2%1-3&)O;VP!    "&-E;&Q497AT5$585     $
M  EH;W)Z06QI9VYE;G5M    #T53;&EC94AO<GI!;&EG;@    =D969A=6QT
M    "79E<G1!;&EG;F5N=6T    /15-L:6-E5F5R=$%L:6=N    !V1E9F%U
M;'0    +8F=#;VQO<E1Y<&5E;G5M    $453;&EC94)'0V]L;W)4>7!E
M $YO;F4    )=&]P3W5T<V5T;&]N9P         *;&5F=$]U='-E=&QO;F<
M        #&)O='1O;4]U='-E=&QO;F<         "W)I9VAT3W5T<V5T;&]N
M9P      .$))300H       ,     C_P        .$))3001       ! 0 X
M0DE-!!0       0    $.$))300,      .W     0   "8    =    =
M#20   .; !@  ?_8_^T #$%D;V)E7T--  /_[@ .061O8F4 9(     !_]L
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MMC]_<DL9C6_:G[WN^U;_ -$=E7I^K+-_^$]#=M224__9 #A"24T$(0
M50    $!    #P!! &0 ;P!B &4 ( !0 &@ ;P!T &\ <P!H &\ <    !,
M00!D &\ 8@!E "  4 !H &\ = !O ', : !O '  ( !# %, -@    $ .$))
M300B      %&34T *@    @ " $2  ,    !  $   $:  4    !    ;@$;
M  4    !    =@$H  ,    !  (   $Q  (    >    ?@$R  (    4
MG $[  (    )    L(=I  0    !    O    .@ #JN,   G$  .JXP  "<0
M061O8F4@4&AO=&]S:&]P($-3-B H5VEN9&]W<RD ,C Q.#HP,SHR,B P.3HS
M-3HP.0!R<C(Y-C8U,P       Z !  ,    !__\  * "  0    !    )J #
M  0    !    '0         & 0,  P    $ !@   1H !0    $   $V 1L
M!0    $   $^ 2@  P    $  @   @$ !     $   %& @( !     $
M         $@    !    2     $X0DE- _T       @          /_A 4A-
M30 J    "  ( 1(  P    $      1H !0    $   !N 1L !0    $   !V
M 2@  P    $  @   3$  @   !X   !^ 3(  @   !0   "< 3L  @    D
M  "PAVD !     $   "\    Z    \     !   #P     %!9&]B92!0:&]T
M;W-H;W @0U,V("A7:6YD;W=S*0 R,#$X.C S.C(R(# Y.C,U.C Y ')R,CDV
M-C4S       #H $  P    '__P  H ( !     $    FH , !     $    =
M          8! P #     0 &   !&@ %     0   38!&P %     0   3X!
M*  #     0 "   " 0 $     0   48" @ $     0             #P
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M 0$! 0$!_\  $0@ '0 F P$1  (1 0,1 ?_$ !L  0 " @,
M  <&"  % P0*_\0 +Q   04!  $!!08' 0       P$"! 4&!P@2 !$3%"$6
M&")8E](5(R4X>):WUO_$ !0! 0                    #_Q  4$0$
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3/:>^4P$1T6%&5YD!#8XYGO#_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>g519354g31e68.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g519354g31e68.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[0V@4&AO=&]S:&]P(#,N,  X0DE-! 0
M     %8< 5H  QLE1QP!6@ #&R5'' (   +V)AP"4  (<G(R.38V-3,< @4
M+4UI8W)O<V]F="!7;W)D("T@,C Q."!0<F]X>2!3=&%T96UE;G0@=C8N9&]C
M>#A"24T$)0      $.!%/"4ZR2B5U,FUFR17&=@X0DE-!#H      .4    0
M     0      "W!R:6YT3W5T<'5T    !0    !0<W138F]O; $     26YT
M965N=6T     26YT90    !#;')M    #W!R:6YT4VEX=&5E;D)I=&)O;VP
M    "W!R:6YT97).86UE5$585     $       ]P<FEN=%!R;V]F4V5T=7!/
M8FIC    # !0 '( ;P!O &8 ( !3 &4 = !U '        IP<F]O9E-E='5P
M     0    !";'1N96YU;0    QB=6EL=&EN4')O;V8    )<')O;V9#35E+
M #A"24T$.P     "+0   !     !       2<')I;G1/=71P=71/<'1I;VYS
M    %P    !#<'1N8F]O;       0VQB<F)O;VP      %)G<TUB;V]L
M  !#<FY#8F]O;       0VYT0V)O;VP      $QB;'-B;V]L      !.9W1V
M8F]O;       16UL1&)O;VP      $EN=')B;V]L      !"8VMG3V)J8P
M  $       !21T)#     P    !29" @9&]U8D!OX            $=R;B!D
M;W5B0&_@            0FP@(&1O=6) ;^            !"<F1456YT1B-2
M;'0               !";&0@56YT1B-2;'0               !2<VQT56YT
M1B-0>&Q 5Z"T          IV96-T;W)$871A8F]O; $     4&=0<V5N=6T
M    4&=0<P    !09U!#     $QE9G15;G1&(U)L=                %1O
M<"!5;G1&(U)L=                %-C;"!5;G1&(U!R8T!9
M$&-R;W!7:&5N4')I;G1I;F=B;V]L      YC<F]P4F5C=$)O='1O;6QO;F<
M        #&-R;W!296-T3&5F=&QO;F<         #6-R;W!296-T4FEG:'1L
M;VYG          MC<F]P4F5C=%1O<&QO;F<      #A"24T#[0      $ /
M     0 " \     !  (X0DE-!"8       X             /X   #A"24T#
M\@      "@  ________   X0DE-! T       0   !X.$))3009       $
M    'CA"24T#\P      "0           0 X0DE-)Q        H  0
M   ".$))30/T       2 #4    ! "T    &       !.$))30/W       <
M  #_____________________________ ^@  #A"24T$"       $     $
M  )    "0      X0DE-!!X       0     .$))300:      ,U    !@
M            (P   ",          0                         !
M           C    (P                     !
M     !     !        ;G5L;     (    &8F]U;F1S3V)J8P    $
M  !28W0Q    !     !4;W @;&]N9P          3&5F=&QO;F<
M $)T;VUL;VYG    (P    !29VAT;&]N9P   ",    &<VQI8V5S5FQ,<P
M  %/8FIC     0      !7-L:6-E    $@    =S;&EC94E$;&]N9P
M   '9W)O=7!)1&QO;F<         !F]R:6=I;F5N=6T    ,15-L:6-E3W)I
M9VEN    #6%U=&]'96YE<F%T960     5'EP965N=6T    *15-L:6-E5'EP
M90    !);6<@    !F)O=6YD<T]B:F,    !        4F-T,0    0
M5&]P(&QO;F<          $QE9G1L;VYG          !"=&]M;&]N9P   ",
M    4F=H=&QO;F<    C     W5R;%1%6%0    !        ;G5L;%1%6%0
M   !        37-G951%6%0    !       &86QT5&%G5$585     $
M  YC96QL5&5X=$ES2%1-3&)O;VP!    "&-E;&Q497AT5$585     $
M  EH;W)Z06QI9VYE;G5M    #T53;&EC94AO<GI!;&EG;@    =D969A=6QT
M    "79E<G1!;&EG;F5N=6T    /15-L:6-E5F5R=$%L:6=N    !V1E9F%U
M;'0    +8F=#;VQO<E1Y<&5E;G5M    $453;&EC94)'0V]L;W)4>7!E
M $YO;F4    )=&]P3W5T<V5T;&]N9P         *;&5F=$]U='-E=&QO;F<
M        #&)O='1O;4]U='-E=&QO;F<         "W)I9VAT3W5T<V5T;&]N
M9P      .$))300H       ,     C_P        .$))3001       ! 0 X
M0DE-!!0       0    $.$))300,      ./     0   ",    C    ;
M#L0   -S !@  ?_8_^T #$%D;V)E7T--  /_[@ .061O8F4 9(     !_]L
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M    $P!! &0 ;P!B &4 ( !0 &@ ;P!T &\ <P!H &\ <  @ $, 4P V
M 0 X0DE-!"(      49-30 J    "  ( 1(  P    $  0   1H !0    $
M  !N 1L !0    $   !V 2@  P    $  @   3$  @   !X   !^ 3(  @
M !0   "< 3L  @    D   "PAVD !     $   "\    Z  .:]8  "<0  YK
MU@  )Q!!9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S*0 R,#$X.C S.C(R
M(# Y.C0Y.C4P ')R,CDV-C4S       #H $  P    '__P  H ( !     $
M   CH , !     $    C          8! P #     0 &   !&@ %     0
M 38!&P %     0   3X!*  #     0 "   " 0 $     0   48" @ $
M 0              2     $   !(     3A"24T#_0      "
M_^$!2$U- "H    (  @!$@ #     0     !&@ %     0   &X!&P %
M 0   '8!*  #     0 "   !,0 "    '@   'X!,@ "    %    )P!.P "
M    "0   +"':0 $     0   +P   #H   #P     $   /      4%D;V)E
M(%!H;W1O<VAO<"!#4S8@*%=I;F1O=W,I #(P,3@Z,#,Z,C(@,#DZ-#DZ-3
M<G(R.38V-3,       .@ 0 #     ?__  "@ @ $     0   ".@ P $
M 0   ",         !@$#  ,    !  8   $:  4    !   !-@$;  4    !
M   !/@$H  ,    !  (   (!  0    !   !1@("  0    !
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M 0$! 0$! 0$! 0'_P  1"  D "0# 1$  A$! Q$!_\0 '    @(" P
M        " D "@$$!08'_\0 -!   00! P($ P0+         @$#! 4&  <1
M$B$("1,4&3%1%3)!818B(U)6<9&5L=;P_\0 % $!
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BVB2,AE09=@LB<C O KM=6U4;T12.'I@D1"'DNHSY3@/_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>g519354g41n77.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g519354g41n77.jpg
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M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!_]L
M0P$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$!_\  $0@ H0$+ P$1  (1 0,1 ?_$ !\
M 0 " @,! 0$!           '" 4&! D* @,!"__$ %D0  $%  (! @,#!040
M#P<%  0! @,%!@ '$0@2$Q0A%3%!"18B4987(U9ATQ@D,C,U-U)55V)TF+75
MUM<E-D)Q=79W@925H:*RM,8*.%ARDY>V<WB"L[?_Q  8 0$! 0$!
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MRXD_]K.91]J](V3NO:0+J>SU^E["I\+;YF3.Y?(4M;K*7=XKLG;4.TJ8]'V
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ME&S.C>972&5\DL7Q8)XX%G'5_OC>UGO:B^.0.BEPPOW(L3P;' ' ' ' ' '
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MLM!:%69C_*(\A_[W"Q5\_"&@8C8!847ZI"/'%$B_5&^55>)TPWYM.5M;,'R
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M12L3UNI,39*JA%1SA;2[9$/<:Z=LA5@HM5]F457RI4FWE<@=MG,@< < < <
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M#J#FV=/C<=E0;W3Z@NLO'0U@])2WMQ6BJBVINF-Y*]E5L5^4^Z2W.5PFXS&
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MD*BIX>Q5\I&3$CFM+%5RO@D5%19(9(9I;X\;[ZI<6FF:)R$.4$<96EP'5Y1
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M_P#WV/!T_P"._I\ES>#H. . . . . . . . . . . . . . . . . . . .
'. . . ?_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>g519354g45o99.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g519354g45o99.jpg
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MR#,+7,$ IC/9I(BC)-0.W<6D/W.S3)Y@ Q!=^^<)F#N1P7OVZS+B=@^9K0-
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MUSLMAD'4O/V+:+$,[.2SY057LI+R^6*](24B[5$ %5R^>.%G2Z@A^,55,?\
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MH]?(,G>T$_HY.3D(@LN\JE?K+V=45GT&*]B".ARC[XI92<2)$-SG'=&-]?\
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M+E\;Y!O./I]%5";H]NL53E4ERB50K^OR[N*="8#?,0.JU,<IP[E.0Q3E$2F
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M*W"C9US]P[9W6O(=.,LH,?)Y&#).,+&HU$X^B+B%K-,RU#>H0O8JQD;.8IC
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M%S$02#B#'<I/_%1Y7M&7['K;Q^XS= O)L:-FG=?+3(AU!(TJ.&L9Y#E:XY=
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M3-6M^OB,U2;'BN]UBZT./R5-M767JM#&E*G)RL2S?5NUO,IXIA8$5_=)I6J
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MT:N5U%F0&;>=0ZK8!$Q"M2%WB<HGGFBJ^ZOXKG]&713_ "_7?^(/HJQ1UO\
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M=,USM7+AN91$PHK*)B4XE1S'ESB&F"X^:,#\/#Q&_IO8R_R)D;_T5T5>C?\
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MAZ+9OZ+_ ,A_Y5AG18KG1%SHBYT1<Z(N=$7PO(N,D0\LA',7Y13.B(/&C=T
MI'["=+LNF</3.( )R?\ )-V#N ]NB+H';!K7T$#0Q#QY#N4D :(++_#DD3^8
M3$;1AU#Q[4!$H=O;-4A#Y]A#S&[E4V%MOD?18HRUJMKIL!;,3Y$S3AZD9)N^
M$I@+-B6S6F)*_E:!/GDH"<-*UMP)R>Q>&EZQ7Y 5"E-_&8AD?M^* !*X)$@&
M <=J]WE[#V+L^XZLF),T46N9+QG<$H]&STFVQZ4I 32<5+,)Z,!\R5^HH:/F
MHN.E&9P$JC=\R;.$C%42(8"@$@R+$+\<-X5Q/KUCFOXCPA0*SC#&=5&4-7J5
M4(Y**@8D\W,/[!+J-&:7<"J2,U*2$F[4,8QUG;M94YA$WR*223),E#1/<9V@
MUH'+ S^J>(93[NMR:Y!S$#JO")<CW1E,S]B:6.V%(Y(65D6\[:;!+I*+@)"2
M$HX= GZWIF3*=)UKGJX;,O)&!2Z;5<=4^JX_HM?BZI2:178:I5&KP;1-C#5V
MLUV.;Q,'"13)$ 2:Q\7&M&S)FW( %2013('V=%5=\[:M7[5RQ>MT'C)XW6:N
MVCI(B[9TU<)F1<-W""I3)K(+I'.DJDH4Q%$S&(<HE$0Z(@9B>,3C^@\6V["4
M1J;AV/Q)?+'7K?<,>MJYY*M8+15$W*5=GI"+]P*"DG$I/'"39T0"*>F<I%!.
M5)("%;3=,R9PG8C/JE6KM&JU:I-0AV5>J=.@(:K5> C4O0CH.NUZ.;1,)#QZ
M'<?191D:T;,FJ7<?3003)W'MWZ*JQAGS6W NTM);XXV)Q/2<Q49I.L;.SK-Z
MA6\U&,K#&MGS-C-,DU@ [22;LY.19D=ME$E1:/WC4QC(.5DSE():9!@[%B>7
MX^=*)]E@V-F]:,52T;K.! P'&R%>([C\4@2:CK#VI[%=4[6.]2:B(N07_%*>
MX7CV?K^HFW3(4ITG7N>MCM1C=%58WR[A[%^?,=63$F9Z+7,E8TN"+!"STFVQ
MZ4I 3:45+,)V-!\R5^HJ9A,Q<=*,S@)3MWS)LX2,51(A@("09%B%YBG:UX!H
M.$T-;JIB"@QV F\;,0I,/.*ZPE\>GAK!+/YV:B7%8FDI&+=Q<E+R<A(.H]TW
M6:*.7:Q_1#S=@*223),G6E@6/P_/#]/7E"P/=+ZRV>/SN9!RR@\H9WK%<]PD
M8%"%;U"MY2B:HS: 81 8]G"H,#$_%&;"F $Z*W2/PTCX'Q(E'^WT5TZ::^/=
M4F>MN(F6N<HYCG\MB%E3XQG3YB4BI6,G&4U,LFR22TO/$EX6*D5IZ2<.IAVZ
M8-U7CY<2?,JZ1G2F^M?;GO2C4_:.'HE?V&P)CG+L+C!&0;X_C;K"%E&M20EF
ML0RDDH9,RA/:D>-("&;K@ F\Z<:U+_V?S*0YS9@Q.*&G\##Q5_H(Z\_U+3_V
MCHIZ1_W%>LH7$YQN8ONU3R1CW3/!E1O=$L41;*?:86IIM9>NV2 ?(R4-,QCD
M%S"@^CG[9!TU5 !]-9(ANP]NB@O>1!<8*(R$U5USK>?K7M/ X=I$5L3>8-.M
M6_,#.**G=K# HQ]>B4HJ3E?4$R[,D;4ZVS*D)  $(5@3O^)#N428#9L,!\WK
MJ]BM.M7-MV]2:;+X+QUFMO0W$PZIR=^@4)KZ.+V D:G.&BC*"4[8LL2'BBR"
M93>DZ^',A5(86Z0E('$8$B=2S5;Z-4+]1[1C6Y5V*L-!NE5FZ-:JE(M2*0DY
M4+'$.8"<KKYD3R)GBI.%>.HQRU+Y"&:+G2#RE$.Q0AT^\/TZ^]\^]2^]UQC]
M[C\9^D/W&_@)/H/\;^-_23XG\)]7R^[^/?RKZGJ?^V?C.WYNBMI.G2F^OA'D
MA\_ P\5?Z".O/]2T_P#:.BGI'_<5S\##Q5_H(Z\_U+3_ -HZ)TC_ +BBFN^G
MNL&2;OAO)%[PA0+5>]>AAQPE:I>'*YE\9C7Y"/E84:HY%0HQWPV1BHYXU[ ?
MTUV:!_GY.BJ'$ @$@'$:T2710A6S?H]J+LG>JED[/&O.+\IY#H;1E'U"YVVM
MMI"Q0+"-EUI^.9,9/NFY!HPFG#F49-E3J(M'KIVN@1,[IP*A2'$ @& <1K14
M]%"'>TZE:UW?.].V>MN%Z)8-@L?1;:%I.6Y*(*O<ZS%,QG!:L(J4%0#-VZ V
;6?\ 3(!!\OQ5Y\_QOR*9,%LV.(^;D1'10O_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>g519354g46m37.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g519354g46m37.jpg
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M 0$! 0$! 0$! 0'_P  1"  \ 0D# 1$  A$! Q$!_\0 '@   @(# 0$! 0
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MFF,CQ*4Q1\3+:RQJ0A2H@YE><^W'M3E.9,Q["5XC0VUI4[E.5..,,(=?;L2
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MV)>JZA&<R['JNM['&H]<8=4E*%.L@ZSJ86,;<4A"$*6B+A64I2G.<X3C&"C
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MXT7WZ:!)LG!^@FM=V]V-]3(U[M(#3N#;U*N<1*<?/EJ#->=&GHL5;+Y>IEK
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M/+3A^'%=:*0XM,@QLUMS6!HO7/QXH'+EGF\,=V(5W^C3 +14JP6*Y+*BRE-
M :]7H\PF(^WL(E6:9#K(Z03-?.WF7/7,D_3-_4>Q!27$C#LF8WW]5>8B.'F!
M\\06@PR@HI#E#B8TA&9F0"(^<PN--@SH<A#D>7#EQG7(\F,^VXR^RXMIU"D*
M4G)50@=/=&'!'0=+Y2Z^U(-VU3:MR^I>-<[8@#]ES''&*/DL1)/UJH2Y8V1)
M CI<4L0 3/E=(2)-?E.P''\N*S)\%<O<8DS&5AZ7YHA?%OC-J;AWH;7O'#1P
M>8#UCK2 2@UV$2G**%75F3A.RF2)8FMME9 F5.&21&;+6TW\C\I6$-MMI0A)
M5)),FY*S_(#16N>3>E=F: VV)>-ZXVS4BE-MD"+)5!G_ &XFUC")HN>E#BAY
M@5+1&*AB"6W%02D*)+PVYEG",D!(((S"J -ZHN%N.%U>X"W/7I/:W'6GS#9&
MF"=EV*:;N%,(FS9JP+)5&]CD!;)6R(TC8321,X1-B2HHPC+!+=?!R'ASA3B=
MBQ3?6W3)"0A>6?X3PKS*UG"Y"<\(6JY$=PO(U?$WM3(](D,OJ5(>"OC6M0(D
MO"7?<IIS+DY15QM65+**?SE[P5OBG]K)UPW18Z5U'\%=8D^)176&I/X.I/"Z
MRWFWZ>553,R._/LFR! 0+<C.R"9#[B:V(2,1:Z&4N?82;\Z-D?%C1)+ ^.Q"
M:*I>XS)[43ELRX<E7/E5Y?SKUYC[^V'R3W.)V_(V9L^6$FVEZM;-? A%OU^K
M@Z@/S $I#2DPTX#U\<EY.'W/EDX>?]4Y=]J2D5'M$ P!N'HJ^?Q6+JF_H+?G
M]LDG_P /^"GXM3]W@WT5Q$=(_!Q'"AW@'@9M+_!]=VUC=*XF=A/?B_\ &V([
M<;#F+-]J]^!?Q-I_R?\ 1^GN]<_+^GP48W8L4WB)@?TKU;RXKZ?Y%<:;3Q-V
MD'(&=/6^DAZ&6'L$51#*!5><%20,Z$62TXJ,;#D08DM (X87EDE!8DY:5[?9
MDJ@D&08.<K!\->&^CN!^B07'?CV&+!]? C-CL*5V LL]82INTE7BA,D;,K8C
M*GR4X7&&1%YCM8CB!HV#C"L1<+60DN,FY*J_1.GWAQKKC7R9XHUL?LA&I>6E
MODW?;K$V].RK!(.2I :2ZJO&LC$*"1<N H'MCICR<)3AW'O_ %GK@I+W$@S<
M96%O>]4-_BL75-_06_/[9)/_ (?\%;XM3]W@WT6^ZK\M3UEZ<V?KC;M,"[O;
MN&J[[3]CU1PEMF1/'-V6CV$=9P2R$'()K$R$DH+BJE1,NMXD,8<9RM'O]V"&
MH\@@NL;&PV\D2FB\!N/VN^;>X^P&N1+<CD+O37@S6-\ES;*N53W:N(@ZS'PT
M"JSF&A Z?B/J:HX<F)F.Y6ML@KX\?6YPV5<1+0V;"X&^_/:K<6>LUZZ5NPTZ
MVAAUCJML"%:U9J^8BM3A)VOG8#XLR'*0GTK9F#R8Z5(A38KR5-/QGG&G$Y2K
M./!55!> O5MQ1ZUW=O+XP"KR);W8_2WKE&N-RE6YE&* JX9K;(;,R(Q(@M1T
MW@VW(^5^6]+1]'EUW*X^5N%9SG.NXSW*QW*_B_JSF=Q_V%QHW4P>DZQV:S76
M+0Q63"@!Q;=7M]?NXKZ$NB/*5#RDY6ABG\X8<^:*E^/GVX>RM)0"09&86X:)
MTQ2N.FF=8:'UNV39H.HJ17M?T]HU/R5+-UZL#F!8M!$DIIA4Z8F+';P_*RRW
5EYSU7E"?7T\%!,DDYFYYJ6/!%__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>g519354g47p71.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g519354g47p71.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[0V^4&AO=&]S:&]P(#,N,  X0DE-! 0
M     %8< 5H  QLE1QP!6@ #&R5'' (   +V)AP"4  (<G(R.38V-3,< @4
M+4UI8W)O<V]F="!7;W)D("T@,C Q."!0<F]X>2!3=&%T96UE;G0@=C8N9&]C
M>#A"24T$)0      $.!%/"4ZR2B5U,FUFR17&=@X0DE-!#H      .4    0
M     0      "W!R:6YT3W5T<'5T    !0    !0<W138F]O; $     26YT
M965N=6T     26YT90    !#;')M    #W!R:6YT4VEX=&5E;D)I=&)O;VP
M    "W!R:6YT97).86UE5$585     $       ]P<FEN=%!R;V]F4V5T=7!/
M8FIC    # !0 '( ;P!O &8 ( !3 &4 = !U '        IP<F]O9E-E='5P
M     0    !";'1N96YU;0    QB=6EL=&EN4')O;V8    )<')O;V9#35E+
M #A"24T$.P     "+0   !     !       2<')I;G1/=71P=71/<'1I;VYS
M    %P    !#<'1N8F]O;       0VQB<F)O;VP      %)G<TUB;V]L
M  !#<FY#8F]O;       0VYT0V)O;VP      $QB;'-B;V]L      !.9W1V
M8F]O;       16UL1&)O;VP      $EN=')B;V]L      !"8VMG3V)J8P
M  $       !21T)#     P    !29" @9&]U8D!OX            $=R;B!D
M;W5B0&_@            0FP@(&1O=6) ;^            !"<F1456YT1B-2
M;'0               !";&0@56YT1B-2;'0               !2<VQT56YT
M1B-0>&Q 5\D&          IV96-T;W)$871A8F]O; $     4&=0<V5N=6T
M    4&=0<P    !09U!#     $QE9G15;G1&(U)L=                %1O
M<"!5;G1&(U)L=                %-C;"!5;G1&(U!R8T!9
M$&-R;W!7:&5N4')I;G1I;F=B;V]L      YC<F]P4F5C=$)O='1O;6QO;F<
M        #&-R;W!296-T3&5F=&QO;F<         #6-R;W!296-T4FEG:'1L
M;VYG          MC<F]P4F5C=%1O<&QO;F<      #A"24T#[0      $ /
M     0 " \     !  (X0DE-!"8       X             /X   #A"24T#
M\@      "@  ________   X0DE-! T       0   !X.$))3009       $
M    'CA"24T#\P      "0           0 X0DE-)Q        H  0
M   ".$))30/T       2 #4    ! "T    &       !.$))30/W       <
M  #_____________________________ ^@  #A"24T$"       $     $
M  )    "0      X0DE-!!X       0     .$))300:      ,U    !@
M            (0   #(          0                         !
M           R    (0                     !
M     !     !        ;G5L;     (    &8F]U;F1S3V)J8P    $
M  !28W0Q    !     !4;W @;&]N9P          3&5F=&QO;F<
M $)T;VUL;VYG    (0    !29VAT;&]N9P   #(    &<VQI8V5S5FQ,<P
M  %/8FIC     0      !7-L:6-E    $@    =S;&EC94E$;&]N9P
M   '9W)O=7!)1&QO;F<         !F]R:6=I;F5N=6T    ,15-L:6-E3W)I
M9VEN    #6%U=&]'96YE<F%T960     5'EP965N=6T    *15-L:6-E5'EP
M90    !);6<@    !F)O=6YD<T]B:F,    !        4F-T,0    0
M5&]P(&QO;F<          $QE9G1L;VYG          !"=&]M;&]N9P   "$
M    4F=H=&QO;F<    R     W5R;%1%6%0    !        ;G5L;%1%6%0
M   !        37-G951%6%0    !       &86QT5&%G5$585     $
M  YC96QL5&5X=$ES2%1-3&)O;VP!    "&-E;&Q497AT5$585     $
M  EH;W)Z06QI9VYE;G5M    #T53;&EC94AO<GI!;&EG;@    =D969A=6QT
M    "79E<G1!;&EG;F5N=6T    /15-L:6-E5F5R=$%L:6=N    !V1E9F%U
M;'0    +8F=#;VQO<E1Y<&5E;G5M    $453;&EC94)'0V]L;W)4>7!E
M $YO;F4    )=&]P3W5T<V5T;&]N9P         *;&5F=$]U='-E=&QO;F<
M        #&)O='1O;4]U='-E=&QO;F<         "W)I9VAT3W5T<V5T;&]N
M9P      .$))300H       ,     C_P        .$))3001       ! 0 X
M0DE-!!0       0    %.$))300,      .M     0   #(    A    F
M$Y@   .1 !@  ?_8_^T #$%D;V)E7T--  /_[@ .061O8F4 9(     !_]L
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M $$ 9 !O &( 90 @ %  : !O '0 ;P!S &@ ;P!P    $P!! &0 ;P!B &4
M( !0 &@ ;P!T &\ <P!H &\ <  @ $, 4P V     0 X0DE-!"(      49-
M30 J    "  ( 1(  P    $  0   1H !0    $   !N 1L !0    $   !V
M 2@  P    $  @   3$  @   !X   !^ 3(  @   !0   "< 3L  @    D
M  "PAVD !     $   "\    Z  .A'(  "<0  Z$<@  )Q!!9&]B92!0:&]T
M;W-H;W @0U,V("A7:6YD;W=S*0 R,#$X.C S.C(R(# Y.C,W.C4U ')R,CDV
M-C4S       #H $  P    '__P  H ( !     $    RH , !     $    A
M          8! P #     0 &   !&@ %     0   38!&P %     0   3X!
M*  #     0 "   " 0 $     0   48" @ $     0              2
M  $   !(     3A"24T#_0      "           _^$!2$U- "H    (  @!
M$@ #     0     !&@ %     0   &X!&P %     0   '8!*  #     0 "
M   !,0 "    '@   'X!,@ "    %    )P!.P "    "0   +"':0 $
M 0   +P   #H   #P     $   /      4%D;V)E(%!H;W1O<VAO<"!#4S8@
M*%=I;F1O=W,I #(P,3@Z,#,Z,C(@,#DZ,S<Z-34 <G(R.38V-3,       .@
M 0 #     ?__  "@ @ $     0   #*@ P $     0   "$         !@$#
M  ,    !  8   $:  4    !   !-@$;  4    !   !/@$H  ,    !  (
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M 0$! 0$! 0$! 0$! 0$! 0'_P  +"  A #,! 1$ _\0 &P   @(# 0
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ME&] =0P+.CNB)E;CV<H=K2O5,K%Q1CGD2E985C,)QL@  [9E>H%6!%42@!5
I+S<4E@*0%T136 A.?D+"+)[9>?W3_:)K1:-&C1J\8OV:P_2(?MEU_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>g519354g49u89.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g519354g49u89.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[2)\4&AO=&]S:&]P(#,N,  X0DE-! 0
M     %8< 5H  QLE1QP!6@ #&R5'' (   +V)AP"4  (<G(R.38V-3,< @4
M+4UI8W)O<V]F="!7;W)D("T@,C Q."!0<F]X>2!3=&%T96UE;G0@=C8N9&]C
M>#A"24T$)0      $.!%/"4ZR2B5U,FUFR17&=@X0DE-!#H      .4    0
M     0      "W!R:6YT3W5T<'5T    !0    !0<W138F]O; $     26YT
M965N=6T     26YT90    !#;')M    #W!R:6YT4VEX=&5E;D)I=&)O;VP
M    "W!R:6YT97).86UE5$585     $       ]P<FEN=%!R;V]F4V5T=7!/
M8FIC    # !0 '( ;P!O &8 ( !3 &4 = !U '        IP<F]O9E-E='5P
M     0    !";'1N96YU;0    QB=6EL=&EN4')O;V8    )<')O;V9#35E+
M #A"24T$.P     "+0   !     !       2<')I;G1/=71P=71/<'1I;VYS
M    %P    !#<'1N8F]O;       0VQB<F)O;VP      %)G<TUB;V]L
M  !#<FY#8F]O;       0VYT0V)O;VP      $QB;'-B;V]L      !.9W1V
M8F]O;       16UL1&)O;VP      $EN=')B;V]L      !"8VMG3V)J8P
M  $       !21T)#     P    !29" @9&]U8D!OX            $=R;B!D
M;W5B0&_@            0FP@(&1O=6) ;^            !"<F1456YT1B-2
M;'0               !";&0@56YT1B-2;'0               !2<VQT56YT
M1B-0>&Q 9G6Z0         IV96-T;W)$871A8F]O; $     4&=0<V5N=6T
M    4&=0<P    !09U!#     $QE9G15;G1&(U)L=                %1O
M<"!5;G1&(U)L=                %-C;"!5;G1&(U!R8T!9
M$&-R;W!7:&5N4')I;G1I;F=B;V]L      YC<F]P4F5C=$)O='1O;6QO;F<
M        #&-R;W!296-T3&5F=&QO;F<         #6-R;W!296-T4FEG:'1L
M;VYG          MC<F]P4F5C=%1O<&QO;F<      #A"24T#[0      $ /
M     0 " \     !  (X0DE-!"8       X             /X   #A"24T#
M\@      "@  ________   X0DE-! T       0   !X.$))3009       $
M    'CA"24T#\P      "0           0 X0DE-)Q        H  0
M   ".$))30/T       2 #4    ! "T    &       !.$))30/W       <
M  #_____________________________ ^@  #A"24T$"       $     $
M  )    "0      X0DE-!!X       0     .$))300:      ,U    !@
M            0@   'L          0                         !
M          ![    0@                     !
M     !     !        ;G5L;     (    &8F]U;F1S3V)J8P    $
M  !28W0Q    !     !4;W @;&]N9P          3&5F=&QO;F<
M $)T;VUL;VYG    0@    !29VAT;&]N9P   'L    &<VQI8V5S5FQ,<P
M  %/8FIC     0      !7-L:6-E    $@    =S;&EC94E$;&]N9P
M   '9W)O=7!)1&QO;F<         !F]R:6=I;F5N=6T    ,15-L:6-E3W)I
M9VEN    #6%U=&]'96YE<F%T960     5'EP965N=6T    *15-L:6-E5'EP
M90    !);6<@    !F)O=6YD<T]B:F,    !        4F-T,0    0
M5&]P(&QO;F<          $QE9G1L;VYG          !"=&]M;&]N9P   $(
M    4F=H=&QO;F<   ![     W5R;%1%6%0    !        ;G5L;%1%6%0
M   !        37-G951%6%0    !       &86QT5&%G5$585     $
M  YC96QL5&5X=$ES2%1-3&)O;VP!    "&-E;&Q497AT5$585     $
M  EH;W)Z06QI9VYE;G5M    #T53;&EC94AO<GI!;&EG;@    =D969A=6QT
M    "79E<G1!;&EG;F5N=6T    /15-L:6-E5F5R=$%L:6=N    !V1E9F%U
M;'0    +8F=#;VQO<E1Y<&5E;G5M    $453;&EC94)'0V]L;W)4>7!E
M $YO;F4    )=&]P3W5T<V5T;&]N9P         *;&5F=$]U='-E=&QO;F<
M        #&)O='1O;4]U='-E=&QO;F<         "W)I9VAT3W5T<V5T;&]N
M9P      .$))300H       ,     C_P        .$))3001       ! 0 X
M0DE-!!0       0    %.$))300,     !AK     0   'L   !"   !=
M7^@  !A/ !@  ?_8_^(,6$E#0U]04D]&24Q%  $!   ,2$QI;F\"$   ;6YT
M<E)'0B!865H@!\X  @ )  8 ,0  86-S<$U31E0     245#('-21T(
M          $  /;6  $     TRU(4" @
M                                   18W!R=    5     S9&5S8P
M 80   !L=W1P=    ?     48FMP=    @0    4<EA96@   A@    49UA9
M6@   BP    48EA96@   D     49&UN9    E0   !P9&UD9    L0   "(
M=G5E9    TP   "&=FEE=P   ]0    D;'5M:0   _@    4;65A<P  ! P
M   D=&5C:   !#     ,<E120P  !#P   @,9U120P  !#P   @,8E120P
M!#P   @,=&5X=     !#;W!Y<FEG:'0@*&,I(#$Y.3@@2&5W;&5T="U086-K
M87)D($-O;7!A;GD  &1E<V,         $G-21T(@245#-C$Y-C8M,BXQ
M           2<U)'0B!)14,V,3DV-BTR+C$
M                                         %A96B        #S40 !
M     1;,6%E:(                     !865H@        ;Z(  #CU   #
MD%A96B        !BF0  MX4  !C:6%E:(        "2@   /A   ML]D97-C
M         !9)14,@:'1T<#HO+W=W=RYI96,N8V@              !9)14,@
M:'1T<#HO+W=W=RYI96,N8V@
M                        9&5S8P         N245#(#8Q.38V+3(N,2!$
M969A=6QT(%)'0B!C;VQO=7(@<W!A8V4@+2!S4D="               N245#
M(#8Q.38V+3(N,2!$969A=6QT(%)'0B!C;VQO=7(@<W!A8V4@+2!S4D="
M                         &1E<V,         +%)E9F5R96YC92!6:65W
M:6YG($-O;F1I=&EO;B!I;B!)14,V,3DV-BTR+C$              "Q2969E
M<F5N8V4@5FEE=VEN9R!#;VYD:71I;VX@:6X@245#-C$Y-C8M,BXQ
M                          !V:65W       3I/X %%\N !#/%  #[<P
M!!,+  -<G@    %865H@      !,"58 4    %<?YVUE87,          0
M                      */     G-I9R      0U)4(&-U<G8        $
M      4 "@ / !0 &0 > ", *  M #( -P [ $  10!* $\ 5 !9 %X 8P!H
M &T <@!W 'P @0"& (L D "5 )H GP"D *D K@"R +< O #! ,8 RP#0 -4
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M $$ 9 !O &( 90 @ %  : !O '0 ;P!S &@ ;P!P    $P!! &0 ;P!B &4
M( !0 &@ ;P!T &\ <P!H &\ <  @ $, 4P V     0 X0DE-!"(      49-
M30 J    "  ( 1(  P    $  0   1H !0    $   !N 1L !0    $   !V
M 2@  P    $  @   3$  @   !X   !^ 3(  @   !0   "< 3L  @    D
M  "PAVD !     $   "\    Z  ;:K8  "<0 !MJM@  )Q!!9&]B92!0:&]T
M;W-H;W @0U,V("A7:6YD;W=S*0 R,#$X.C S.C(R(# Y.C,T.C S ')R,CDV
M-C4S       #H $  P    '__P  H ( !     $   ![H , !     $   !"
M          8! P #     0 &   !&@ %     0   38!&P %     0   3X!
M*  #     0 "   " 0 $     0   48" @ $     0              2
M  $   !(     3A"24T#_0      "           _^$!2$U- "H    (  @!
M$@ #     0     !&@ %     0   &X!&P %     0   '8!*  #     0 "
M   !,0 "    '@   'X!,@ "    %    )P!.P "    "0   +"':0 $
M 0   +P   #H   #P     $   /      4%D;V)E(%!H;W1O<VAO<"!#4S8@
M*%=I;F1O=W,I #(P,3@Z,#,Z,C(@,#DZ,S0Z,#, <G(R.38V-3,       .@
M 0 #     ?__  "@ @ $     0   'N@ P $     0   $(         !@$#
M  ,    !  8   $:  4    !   !-@$;  4    !   !/@$H  ,    !  (
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M[J+;8/G):S,2<M7+E7\^8Q#4B5H@@EG36*(XD7%>8F1C)-M!I3$/%R#0"?\
MP)\"? \&S5:L72%>5NXUR!ME=D?P?R$!9HB/GH5]]9PD[;?<BI1NZ8NOKND$
M'*'YT#_B<(I+)_M43(8 ]I)))!--%%--%%(A4DDDB%3323(4"D333( %(0A0
M I2% "E*     ? [/@:A5#D_G2M=C:OUA"9+5V715ZS6DTRT:Q^-\YLTA66;
LB123B4!>/7$?$HKHPD.C(*P[&/=2B,7'I22[M-FW*F&WOP)\"? GP)\#_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>g519354g51q12.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g519354g51q12.jpg
M_]C_X  02D9)1@ ! 0(!>@%Z  #_X3$L:'1T<#HO+VYS+F%D;V)E+F-O;2]X
M87 O,2XP+P \/WAP86-K970@8F5G:6X](N^[OR(@:60](E<U33!-<$-E:&E(
M>G)E4WI.5&-Z:V,Y9"(_/CQX.GAM<&UE=&$@>&UL;G,Z>#TB861O8F4Z;G,Z
M;65T82\B('@Z>&UP=&L](D%D;V)E(%A-4"!#;W)E(#4N,RUC,#$Q(#8V+C$T
M-38V,2P@,C Q,B\P,B\P-BTQ-#HU-CHR-R @(" @(" @(CX*(" @/')D9CI2
M1$8@>&UL;G,Z<F1F/2)H='1P.B\O=W=W+G<S+F]R9R\Q.3DY+S R+S(R+7)D
M9BUS>6YT87@M;G,C(CX*(" @(" @/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O
M=70](B(*(" @(" @(" @(" @>&UL;G,Z>&UP/2)H='1P.B\O;G,N861O8F4N
M8V]M+WAA<"\Q+C O(@H@(" @(" @(" @("!X;6QN<SIX;7!'26UG/2)H='1P
M.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O9R]I;6<O(CX*(" @(" @(" @/'AM
M<#I#<F5A=&5$871E/C(P,3@M,#,M,C)4,3@Z,C(Z-#8K,#4Z,S \+WAM<#I#
M<F5A=&5$871E/@H@(" @(" @(" \>&UP.DUO9&EF>41A=&4^,C Q."TP,RTR
M,E0Q.#HR,CHT-BLP-3HS,#PO>&UP.DUO9&EF>41A=&4^"B @(" @(" @(#QX
M;7 Z0W)E871O<E1O;VP^061O8F4@26QL=7-T<F%T;W(@0U,V("A7:6YD;W=S
M*3PO>&UP.D-R96%T;W)4;V]L/@H@(" @(" @(" \>&UP.DUE=&%D871A1&%T
M93XR,#$X+3 S+3(R5#$X.C(R.C0V*S U.C,P/"]X;7 Z365T861A=&%$871E
M/@H@(" @(" @(" \>&UP.E1H=6UB;F%I;',^"B @(" @(" @(" @(#QR9&8Z
M06QT/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E
M<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'AM<$=);6<Z=VED=&@^,C0\
M+WAM<$=);6<Z=VED=&@^"B @(" @(" @(" @(" @(" @(#QX;7!'26UG.FAE
M:6=H=#XR-38\+WAM<$=);6<Z:&5I9VAT/@H@(" @(" @(" @(" @(" @(" \
M>&UP1TEM9SIF;W)M870^2E!%1SPO>&UP1TEM9SIF;W)M870^"B @(" @(" @
M(" @(" @(" @(#QX;7!'26UG.FEM86=E/B\Y:B\T04%14VM:2E)G04)!9T5"
M3$%%<T%!1"\W44%S54=H=F1'.7IA1SEW241-=4U!0311:VQ.02LP04%!04%!
M0D%"3$%!04%!14$F(WA!.T%117-!04%!05%!0B\K-$%$:T9K8C)*;$%'5$%!
M04%!068O8D%)44%"9U%%0D%514)G549"9VM'0E%92D-W9T="9V=,1$%O2T-W
M;TLF(WA!.T1"04U$07=-1$%W441!-%!%03A/1$)-5$9"451%>'=B1WAS8TAX
M.&9(>#AF2'@X9DAW14A"=V-.1$$P645"05E':%521E)O9DAX.&8F(WA!.TAX
M.&9(>#AF2'@X9DAX.&9(>#AF2'@X9DAX.&9(>#AF2'@X9DAX.&9(>#AF2'@X
M9DAX.&9(>#AF2'@X9B\X04%%46="04%!64%W15(F(WA!.T%!25)!44U2068O
M14%A24%!04%(05%%0D%114%!04%!04%!04%!449!=TE'05%!2$-!:TM#=T5!
M06=)1$%114)!445!04%!04%!04$F(WA!.T%104-!=U%&0F=C24-1;TQ%04%#
M05%-1$%G44-"9V-$0D%)1T%N34)!9TU20D%!1DE227A15D5'13)%:6-9155-
M<$=H0GA7>%%I4$(F(WA!.U5T2&A->%II.$-2>6=V16Q1>E)4:W%+>5DS4$-.
M55%N:S9/>DYH9%5:2%1$,'5)24IO34I#:&=::$I21E)Q4S!6=$Y62T)R>30O
M4$4F(WA!.S%/5#!:6%=&;&%7,7AD6&PY5UHR:'!A;71S8E<U=EDS4C%D;F0T
M95AP-V9(,2MF,T]%:%EA2&E);4MI-'E.:F\K0VLU4U9L<&59;5HF(WA!.W%B
M;DHR96XU2VIP2U=M<#9I<'%Q=7-R839V;U)!04E#05%)1$)1545"45E%0T%-
M1&)114%!:$5$0D-%4TU514954DYH26=:>&=:17DF(WA!.V]B2'=&34A2-%-.
M0T962FEC=D5Z2D121&=H85-5>5=I63=,0T(S4%-.94I%9WAD56MW9TI#:&=:
M2FI:1D=I9&MD1E4S.'%/>G=Y9W F(WA!.S K4'IH2E-K=$U453504FQD65=6
M<&)81C%E6#%2;%IM9&]A5W!R8D<Q=6(R4C%D;F0T95AP-V9(,2MF,T]%:%EA
M2&E);4MI-'E.:F\F(WA!.RM$;$I75VPU:5IM<'5C;EHV9FMQ3VMP86%N<4MM
M<7$V>71R<2MV+V%!07=$05%!0T5135)!1#A!-F0U:3 R6%8O=T$O-&1.3W S
M,FXF(WA!.U),-5=&>D<Y:&-.07=M6%5(44U2.%-0.$QN6C%).7-66E-T;BM:
M*VIJ+U)R-GDX>C)Q9U5H=E5/;C-L0C$O9G=#4T)Z5'AI6$9746$F(WA!.T)Q
M=#EQ5FLP,3EP9'AP1C%(25EP3%<U84IY4V]"-7AV0SAI3V@U8D=V,%EQ<5A7
M:#929&%H8F%L4&%O,F]7;3%T94%C6FM5.55%:3 F(WA!.V)G,69I4W9%.7AI
M<4]X5E-H=7)E95-E3TM13SET24EP,4@W3&Q&:S1N+UE32V9P>%9I2&YF.'!F
M2B]N5%=,1%5D9G10<E Q2T=707@F(WA!.VE35TQM<G-R2E9O;E$O05$Q4#A!
M5T]+<% O,$QB*U18+U9H8B]P379F*W$R2S)Y<GE2-44P1'E865AM;F%&15E.
M4'5R;S-A,C5:-4\F(WA!.T1.1$9%=S5Y33='=F\X=79F1E=267$W1E5M.')A
M3F,V4F%89')C-GAC87I+.3-.4#8Q,'ES.$MY,&190G@V2VEK54(X97=O3593
M5'HF(WA!.W8K6"MO95IT67-,;41Z2G$K:#)C14US5C-$<%8T.70V:D9L84IU
M241)4U!J1$=L96YH:7%4+SA!2VM:9B],9V5C4#A!=4MN+T%+<#0F(WA!.W)B
M2B]);FLV8GER6F%H6GEA<&5A=TQU.$XS2&5A:DUB:38T;3-H:31Y4T5,5VI1
M;6YT:7%B-GIR;6IA2EE0<4=S6'-.:%I2,$181G<F(WA!.S9X<%4Y1D)B<7@W
M06)N1E=)5W8U.&9L1F186G1)+TUT=7-O25AL2VLP3614+W=!5WEO:V8P.'-6
M6D@U5&<X=WAA9$TR=6%L0G%S<SDF(WA!.WA,3EI83G1'26M&<$E1644K2%II
M<2]T9G(V;%9I,S5H6%=H-E)R.71R=FUR4C5D5CAV45=Q>#(Q>7-(,7E+=W52
M235L;&QG*TMN<DDF(WA!.S!95U%+95!#;3-,9%9*3&HX-'8K8V5,<4EW8W)7
M*V%39U=Z6%-P-4=K3&9S:%=T*TI/+VII=$TP+TQI>4YR;V,S;S9F3G!';'HS
M5'HF(WA!.V%2<%9X=$QB,G))9S1S;%<Y4&Y+2DI"2%@T43%.<55X5FQ72V]E
M2%1D3V=N865',6AI;F8W8W%2<7)N-7-"6$950C59;C@P>E=D=S,F(WA!.VU3
M,71R5S=7-FU7,5-Z9'!%83%$9G58670P8VIQ4#%D07%K9FYB>FPU>#!45C=$
M5"],+VQ-*UEH97=Y>2MQ3#9+>C1.0WEH,4EL:EHF(WA!.V5K:6MF1G9V='1I
M<51F.$%+=U!Z;"\X04Q83B\S1S=,+W%N:7)*9DE7=CA!;697<E15-79-96MF
M;T\Y='(T=U)A9#9Y6$I325<P16<F(WA!.V(Q;W=Q='EA4FHK1TMQ6#5G9FUD
M-5$X:5<Q=&-A+T]W;'5I=W1B84)056UC3%1M=U=O05561E-3359B,&XX,&9)
M,G K56XX,E$V<$@F(WA!.T1O<U1-:S@X.5DR:FM88WAS:"M,;G5+2TLQ-U9X
M5F0K6'9M=2LX,#9B9C9Z3%I4,E=N5%AR3&]I6$ME;DI*6DI$14)-5C8P:VTY
M4F@F(WA!.UAT:7)%9D]F;EA3+TLS-7!V9#,K:#9L<DUP,%<P5W=K,#(Q5S9A
M,TPS5C,V.5-Z4CA054-2.40K>FER06(W>DHU0S%(>B],-6TQ1'DF(WA!.U(U
M;FYS>$A"3$1P9C906#9U,2MP:U=7-FUG.55)>F5K26Q5;71A1V\V67$Y<R],
M-WIU;FY$5#E1=C0Y4'5T3F=T8C R:TYR9E)#1S0F(WA!.T-R8G=Y;&Y1331&
M5VQ.3BMM2W-M1451;65C2T)--G%J=C-+;U=+:C9#-V9F:7$O1E9K8T558GEU
M:6A7;6)N2U(K,'=52E4O-T9!358F(WA!.U@T<3=&6%EQ-T9867$W1EA9<31K
M059/=T=+<DE*-$QI1EIO2D9L:&-64U-.9WES4$5%8DA&6&PO-6@K6"]W1$98
M-6MA3#5B,3(V=4PF(WA!.V)Y;$IP,#DQ1F)W4TY#;#5Q0U-H5$))-C!R=VA0
M<4M+,38P-S1Q>4-Y.'(V:#5/5#%03#@Y,W%/:7 O9C9"9%-T8U-2<'53.6Q.
M2U,F(WA!.S199C<V9&ER9&EP-G%P2"M1.7I$8S)8;E=E,U K:7EE8DY493)(
M17!33C%H6E)W64M6,E R4T%2,S-X5C968S)T<F-X:4\U:%-E34TF(WA!.TA#
M4TM(05I45E=O=T\T-UEQ<31Q=S=Z068P8C5X.'!W-F8X039*1G$K<#-J-G!(
M1#A#,TQ,<&,U1%1"86-Y1$-H,R]L1TMS:C%N6$XF(WA!.T<P4W=F54Y9=EEB
M0WEJ;T=U3&@Q:E-P-DM#,U9J,D$S3TMS471F>C0O2TLV=7IA4BM:8F1:45%V
M2U9*;UDV;B]!271L4DDO<#59<6XF(WA!.VUT84QC87)R=FQB5C=/5TIR4%-R
M;64V;F)K4UAJ=4Q'83-1>&-1>70X57EN<4YS5EDW*UE6,6]E:V$O8F$W-7$P
M95A69DPP1G%S9'0F(WA!.V-R0CEC:7-,:U-/6EI:65!I<#9Y3D=&:T-N:G=P
M='DS5E-3-"]/3"]!2G@T=6]J0GET8C5P2T)B3F1+;FMA470K>49A,S1K-RM/
M2S F(WA!.WI4.'5,23)U:'IE:G X,FMA6%!D4$YP1VQ81S!T=F%S:41I>59B
M,"MC;VMK161F:$15,G!41E5$92MD3E%S9GI99GDO9%-2>&58;#@F(WA!.W5T
M<3=Y3VQ'5V5'-F%/46AX,4%I,UIA2'AX5FIN:W4X+TU$>FTP;FTS4TI.3CAS
M-D90238V6&)3,D@Q<39U;V\S2RMR8T]*24=14%$F(WA!.S T3B]5<7929DQ7
M='9Q=&Q.-C9*1F8R3GA*6F%H1D=X6D9N:$EQ55DP4$8Q6EA7=3E'1F0X5E$K
M=5%E5&1E=FTX<F%W;'1E,S,Q8C8F(WA!.S1.4&Q(-S!7-W595$MH,EI2>4)5
M;%18-SA64VU,>FXK5TAK=U=F;$9T871,0C='3DE)8D]76&LP4VEG55-U86A$
M=CA!=&M9<6Y(;$@F(WA!.WEX<&5G5TXP=6YZ>3-A-FYD>F%L8UAC.&=L95=7
M-4E03&UO5491:7%Q*W='2W!"-7$X<&59-'9/3"MD+TQP:'5T5%A26F1'6%1:
M,CDF(WA!.T5637AU235K:TED4U$U;U59045F=%EQ,RM4,VMD9DQ0:S(R1V]7
M=UAZ1G%)838Q,C1L-'902F-435A:6DI"6&M&<E-L860K*TMO>C@F(WA!.W18
M,4IT3C%68FY4-61-<V\Y5W9%,&4P;E%X=71M1TA%:$0Y;$1,-FA11&)J4VTQ
M35914#5L858K6C@P='1F951V34(P-C!I5&IF-F4F(WA!.VQN83-5<C=K*W1$
M.5DT.&UO45!4-7(P,C,R2W)Z4'IJ<'8U:3-7;BM7-W1V>D9'<7A4*UED4'19
M14=K,C%R2F%8:GE%2DI+9TEF;$,F(WA!.V9T47E!5C<T<&4R955.2S@P85IP
M8C(O;5180C5G=FI->G@S;W19<DQJ15953$=9-&E63D=$2&PW*S)+17A456]7
M,6585$0X33!D=D@F(WA!.V-Q4V9T3$DW;V5)+WE$1TLO=T-S359E5&5C=%ES
M.6,X-4EU:6533#=Z1F,K6&(V1U,Y,64R=49S269R5FUE85)%=CA!0F1'1G8R
M5RLF(WA!.WIU0C$S5F5P95@Y9'1T8C X6&--571T27)T1F,R9'EN<'IW5$I4
M;$A)=3E#2V<W1VA"0D918U93+W=!-"M66CEB:'0W<E1,.3E*,2\F(WA!.U1I
M>C9:<559-6AE9$]C53!:,FQH:S1J;6@X065O>%9G5VHS2#4K-D<Y,W T.',V
M4G%+,TXQ3F1,<6-.-39&=4=N64TU84IY6FIY:TPF(WA!.U P-S X359E:"M5
M9$@Q8E1R0S1L,7$U:75T6C%'-&$X,4-3,U5P04I$1VM+>'=Q,WAC16EH4E%7
M,TY+;G)I<D9V3W5N*UI.8R]-1%,F(WA!.SE":3$R.#AV848K:C5B,S%T4%I9
M<FDV=30U;%5W:5)L655J:DMU5C-Q1# W:%9">"]L4'%/<V5C3'4Y.#8V=&1A
M,7!D;$)B<&]585,F(WA!.U!:3%5H:$TX<3)R4F9V9WEG.&QO1%AP,$%66E(K
M6#)Q<&575W$R360Q2F91-DIQ52MM4EAK-T8U2%=&565J>4@K.$U::TUF3'%E
M3RLF(WA!.SEC5F$X-6593E1T6F].3C!(42\P+W)H0755:6MD24QE,5-R26LX
M,#!L94I*1$)&46-M;S-41E=-2G)V+T%$:U1"3S!T>#5:,%,X=%$F(WA!.U%6
M=&)A-V5'66IU4%9L6FMQ9CA!5GA6;2]L2%9,3%5T3&%E1%0R,&TT17IR<4]M
M>7AR2$Q$9$=J>4-4:#A,1G598T]0=$%H=2M+<$(F(WA!.RM:14]O85A%9DY/
M:RM98E!Y+V5W>$QB6$HQ44)R0S5J5FUE2T]4+V1I=6I/+T%X-R]%4E$Y;%AL
M1VXO;CDU-3%,56TP>CE0*U0W04$F(WA!.W%J6#AI86MQ8B]T23AT27HO<W%$
M>'A3.3,X<#9/,FTV65=M,4$V=&4S.&XQ>3DQ36A%13AR;W%H:U-0-$914F]I
M;T(K>4)U5'9I:&DF(WA!.W8U:%A7:#92<CET<G9M<E(U9%8X=E%7<7@R,7ES
M2#%Y2W=U4DDU;&QL9RM+;G)),%E744ME4$-M,TQD5DI,:C@T=CA!;DAI-FE-
M2$LF(WA!.S%V;6MO1G,Q,'%E4G!#,S=)5G)F:51V-#1R5$Y0>31S:F$V2$XV
M3VYZ85)P8SDP.#)K859C8E,R.7%Y24],2E9V5#5Y:5-14C$K14XF(WA!.U1A
M;$U69#5R,51Z9DQE:E$O2TUD;VUO:49,;3DQ2%5#-6=T-%I79$EU155F>'EY
M3S!,,#9+3T\O5VU+<U!T=DI8-3971C=*<49T-6PF(WA!.S!/-6YC9R]6-71.
M4T=-,#9G>7=)2G%(=CA2>%8V1#57,7$O,4]W;%A63%)B2%8W1U@V<G%6<D<T
M;&E765)P2T=I:S(U23AC<4]T4E4F(WA!.U9O9'AI<D9F>F0O44YH85<K<WHK
M66)R>7IR9T)T=%!U-T944$YC06YL-D1764(K<TM$=B]!2DI.95%Q87%V2')B
M.'IF4#!L-CA'<RLF(WA!.V1.6C W4C%+:#E14&QU0DMR,U!*3U5I935O9FMC
M2W9O9GE46C9&8BM88F%44DPQ=%1S-W5T>615:VPY95<U:VLK,TQ*2C-9,'!4
M8FHF(WA!.U1J455P9U9*+TXY>')M9V$V=FUE>#!+5'I&871A3%HS1G9A1F9R
M,70V8VIY97!B>'-0,VEY*W)34E9)4'=R,4A25DE9=GHW=')Q63(F(WA!.VQJ
M-4LX,%0S,G<Y0G)"14%9+WIS6E1W03A3359::C5(,#-58E14<G4T=C=+3%,U
M.51U,W9F,%9!>75L<W)X<$=)*V%H5EHR.5 Q2D,F(WA!.V]P>EIQ5C9L5B\O
M6CPO>&UP1TEM9SII;6%G93X*(" @(" @(" @(" @(" @/"]R9&8Z;&D^"B @
M(" @(" @(" @(#PO<F1F.D%L=#X*(" @(" @(" @/"]X;7 Z5&AU;6)N86EL
M<SX*(" @(" @/"]R9&8Z1&5S8W)I<'1I;VX^"B @(" @(#QR9&8Z1&5S8W)I
M<'1I;VX@<F1F.F%B;W5T/2(B"B @(" @(" @(" @('AM;&YS.G!D9CTB:'1T
M<#HO+VYS+F%D;V)E+F-O;2]P9&8O,2XS+R(^"B @(" @(" @(#QP9&8Z4')O
M9'5C97(^:51E>'13:&%R<" T+C N." H8F%S960@;VX@:51E>'0@,BXP+C@I
M/"]P9&8Z4')O9'5C97(^"B @(" @(#PO<F1F.D1E<V-R:7!T:6]N/@H@(" @
M(" \<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@(" @(" @(" @("!X
M;6QN<SID8STB:'1T<#HO+W!U<FPN;W)G+V1C+V5L96UE;G1S+S$N,2\B/@H@
M(" @(" @(" \9&,Z9F]R;6%T/F%P<&QI8V%T:6]N+W!O<W1S8W)I<'0\+V1C
M.F9O<FUA=#X*(" @(" @/"]R9&8Z1&5S8W)I<'1I;VX^"B @(" @(#QR9&8Z
M1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B"B @(" @(" @(" @('AM;&YS.GAM
M<%109STB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+W0O<&<O(@H@(" @
M(" @(" @("!X;6QN<SIS=$1I;3TB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O
M,2XP+W-4>7!E+T1I;65N<VEO;G,C(@H@(" @(" @(" @("!X;6QN<SIS=$9N
M=#TB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+T9O;G0C(@H@
M(" @(" @(" @("!X;6QN<SIX;7!'/2)H='1P.B\O;G,N861O8F4N8V]M+WAA
M<"\Q+C O9R\B/@H@(" @(" @(" \>&UP5%!G.DUA>%!A9V53:7IE(')D9CIP
M87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @/'-T1&EM.G<^,C$U
M+CDP,# P,#PO<W1$:6TZ=SX*(" @(" @(" @(" @/'-T1&EM.F@^,C<Y+C0P
M,# P,#PO<W1$:6TZ:#X*(" @(" @(" @(" @/'-T1&EM.G5N:70^36EL;&EM
M971E<G,\+W-T1&EM.G5N:70^"B @(" @(" @(#PO>&UP5%!G.DUA>%!A9V53
M:7IE/@H@(" @(" @(" \>&UP5%!G.DY086=E<SXQ/"]X;7!44&<Z3E!A9V5S
M/@H@(" @(" @(" \>&UP5%!G.DAA<U9I<VEB;&54<F%N<W!A<F5N8WD^1F%L
M<V4\+WAM<%109SI(87-6:7-I8FQE5')A;G-P87)E;F-Y/@H@(" @(" @(" \
M>&UP5%!G.DAA<U9I<VEB;&5/=F5R<')I;G0^5')U93PO>&UP5%!G.DAA<U9I
M<VEB;&5/=F5R<')I;G0^"B @(" @(" @(#QX;7!44&<Z1F]N=',^"B @(" @
M(" @(" @(#QR9&8Z0F%G/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP
M87)S951Y<&4](E)E<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'-T1FYT
M.F9O;G1.86UE/E1I;65S3F5W4F]M86Y04SPO<W1&;G0Z9F]N=$YA;64^"B @
M(" @(" @(" @(" @(" @(#QS=$9N=#IF;VYT1F%M:6QY/E1I;65S($YE=R!2
M;VUA;B!04SPO<W1&;G0Z9F]N=$9A;6EL>3X*(" @(" @(" @(" @(" @(" @
M/'-T1FYT.F9O;G1&86-E/E)O;6%N/"]S=$9N=#IF;VYT1F%C93X*(" @(" @
M(" @(" @(" @(" @/'-T1FYT.F9O;G14>7!E/E1Y<&4@,3PO<W1&;G0Z9F]N
M=%1Y<&4^"B @(" @(" @(" @(" @(" @(#QS=$9N=#IV97)S:6]N4W1R:6YG
M/C P,2XP,#$\+W-T1FYT.G9E<G-I;VY3=')I;F<^"B @(" @(" @(" @(" @
M(" @(#QS=$9N=#IC;VUP;W-I=&4^1F%L<V4\+W-T1FYT.F-O;7!O<VET93X*
M(" @(" @(" @(" @(" @(" @/'-T1FYT.F9O;G1&:6QE3F%M93Y-5%)?7U]?
M+E!&0CL@35127U]?7RY01DT\+W-T1FYT.F9O;G1&:6QE3F%M93X*(" @(" @
M(" @(" @(" @/"]R9&8Z;&D^"B @(" @(" @(" @(#PO<F1F.D)A9SX*(" @
M(" @(" @/"]X;7!44&<Z1F]N=',^"B @(" @(" @(#QX;7!44&<Z4&QA=&5.
M86UE<SX*(" @(" @(" @(" @/')D9CI397$^"B @(" @(" @(" @(" @(#QR
M9&8Z;&D^0FQA8VL\+W)D9CIL:3X*(" @(" @(" @(" @/"]R9&8Z4V5Q/@H@
M(" @(" @(" \+WAM<%109SI0;&%T94YA;65S/@H@(" @(" @(" \>&UP5%!G
M.E-W871C:$=R;W5P<SX*(" @(" @(" @(" @/')D9CI397$^"B @(" @(" @
M(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E5'EP93TB4F5S;W5R8V4B/@H@(" @
M(" @(" @(" @(" @(" \>&UP1SIG<F]U<$YA;64^1&5F875L="!3=V%T8V@@
M1W)O=7 \+WAM<$<Z9W)O=7!.86UE/@H@(" @(" @(" @(" @(" @(" \>&UP
M1SIG<F]U<%1Y<&4^,#PO>&UP1SIG<F]U<%1Y<&4^"B @(" @(" @(" @(" @
M(#PO<F1F.FQI/@H@(" @(" @(" @(" \+W)D9CI397$^"B @(" @(" @(#PO
M>&UP5%!G.E-W871C:$=R;W5P<SX*(" @(" @/"]R9&8Z1&5S8W)I<'1I;VX^
M"B @(" @(#QR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B"B @(" @(" @
M(" @('AM;&YS.GAM<$U-/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O
M;6TO(@H@(" @(" @(" @("!X;6QN<SIS=%)E9CTB:'1T<#HO+VYS+F%D;V)E
M+F-O;2]X87 O,2XP+W-4>7!E+U)E<V]U<F-E4F5F(R(*(" @(" @(" @(" @
M>&UL;G,Z<W1%=G0](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"]S5'EP
M92]297-O=7)C945V96YT(R(^"B @(" @(" @(#QX;7!-33I$97)I=F5D1G)O
M;2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @(#QS=%)E
M9CII;G-T86YC94E$/GAM<"YI:60Z-$8T-#(S1#E#1C)$13@Q,3DT1$5&-#0X
M0D$V-3 T,$(\+W-T4F5F.FEN<W1A;F-E240^"B @(" @(" @(" @(#QS=%)E
M9CID;V-U;65N=$E$/GAM<"YD:60Z-$8T-#(S1#E#1C)$13@Q,3DT1$5&-#0X
M0D$V-3 T,$(\+W-T4F5F.F1O8W5M96YT240^"B @(" @(" @(" @(#QS=%)E
M9CIO<FEG:6YA;$1O8W5M96YT240^>&UP+F1I9#HT130T,C-$.4-&,D1%.#$Q
M.31$148T-#A"038U,#0P0CPO<W12968Z;W)I9VEN86Q$;V-U;65N=$E$/@H@
M(" @(" @(" @(" \<W12968Z<F5N9&ET:6]N0VQA<W,^9&5F875L=#PO<W12
M968Z<F5N9&ET:6]N0VQA<W,^"B @(" @(" @(#PO>&UP34TZ1&5R:79E9$9R
M;VT^"B @(" @(" @(#QX;7!-33I$;V-U;65N=$E$/GAM<"YD:60Z-3 T-#(S
M1#E#1C)$13@Q,3DT1$5&-#0X0D$V-3 T,$(\+WAM<$U-.D1O8W5M96YT240^
M"B @(" @(" @(#QX;7!-33I);G-T86YC94E$/GAM<"YI:60Z-3 T-#(S1#E#
M1C)$13@Q,3DT1$5&-#0X0D$V-3 T,$(\+WAM<$U-.DEN<W1A;F-E240^"B @
M(" @(" @(#QX;7!-33I/<FEG:6YA;$1O8W5M96YT240^>&UP+F1I9#HT130T
M,C-$.4-&,D1%.#$Q.31$148T-#A"038U,#0P0CPO>&UP34TZ3W)I9VEN86Q$
M;V-U;65N=$E$/@H@(" @(" @(" \>&UP34TZ2&ES=&]R>3X*(" @(" @(" @
M(" @/')D9CI397$^"B @(" @(" @(" @(" @(#QR9&8Z;&D@<F1F.G!A<G-E
M5'EP93TB4F5S;W5R8V4B/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z86-T
M:6]N/G-A=F5D/"]S=$5V=#IA8W1I;VX^"B @(" @(" @(" @(" @(" @(#QS
M=$5V=#II;G-T86YC94E$/GAM<"YI:60Z-$4T-#(S1#E#1C)$13@Q,3DT1$5&
M-#0X0D$V-3 T,$(\+W-T179T.FEN<W1A;F-E240^"B @(" @(" @(" @(" @
M(" @(#QS=$5V=#IW:&5N/C(P,3@M,#,M,C)4,3@Z,C(Z,34K,#4Z,S \+W-T
M179T.G=H96X^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IS;V9T=V%R94%G
M96YT/D%D;V)E($EL;'5S=')A=&]R($-3-B H5VEN9&]W<RD\+W-T179T.G-O
M9G1W87)E06=E;G0^"B @(" @(" @(" @(" @(" @(#QS=$5V=#IC:&%N9V5D
M/B\\+W-T179T.F-H86YG960^"B @(" @(" @(" @(" @(#PO<F1F.FQI/@H@
M(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E
M(CX*(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYS879E9#PO<W1%
M=G0Z86-T:6]N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z:6YS=&%N8V5)
M1#YX;7 N:6ED.C4P-#0R,T0Y0T8R1$4X,3$Y-$1%1C0T.$)!-C4P-#!"/"]S
M=$5V=#II;G-T86YC94E$/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z=VAE
M;CXR,#$X+3 S+3(R5#$X.C(R.C0V*S U.C,P/"]S=$5V=#IW:&5N/@H@(" @
M(" @(" @(" @(" @(" \<W1%=G0Z<V]F='=A<F5!9V5N=#Y!9&]B92!);&QU
M<W1R871O<B!#4S8@*%=I;F1O=W,I/"]S=$5V=#IS;V9T=V%R94%G96YT/@H@
M(" @(" @(" @(" @(" @(" \<W1%=G0Z8VAA;F=E9#XO/"]S=$5V=#IC:&%N
M9V5D/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @/"]R
M9&8Z4V5Q/@H@(" @(" @(" \+WAM<$U-.DAI<W1O<GD^"B @(" @(" @(#QX
M;7!-33I296YD:71I;VY#;&%S<SYD969A=6QT/"]X;7!-33I296YD:71I;VY#
M;&%S<SX*(" @(" @/"]R9&8Z1&5S8W)I<'1I;VX^"B @(#PO<F1F.E)$1CX*
M/"]X.GAM<&UE=&$^"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" */#]X<&%C:V5T
M(&5N9#TB=R(_/O_; $,  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! ?_; $,! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! ?_  !$( &@ "@,!$0 "$0$#$0'_Q  8  $! 0$!
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- %)2M8)'TI0^R)/_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>g519354g89k40.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g519354g89k40.jpg
M_]C_X  02D9)1@ ! 0$#P /   #_[25T4&AO=&]S:&]P(#,N,  X0DE-! 0
M     !<< 5H  QLE1QP!6@ #&R5'' (   +V)@ X0DE-!"4      ! )(IV,
MMUS_F!+-M\(4F(&0.$))300Z      #E    $     $       MP<FEN=$]U
M='!U=     4     4'-T4V)O;VP!     $EN=&5E;G5M     $EN=&4
M0VQR;0    ]P<FEN=%-I>'1E96Y":71B;V]L      MP<FEN=&5R3F%M951%
M6%0    !       /<')I;G10<F]O9E-E='5P3V)J8P    P 4 !R &\ ;P!F
M "  4P!E '0 =0!P       *<')O;V93971U<     $     0FQT;F5N=6T
M   ,8G5I;'1I;E!R;V]F    "7!R;V]F0TU92P X0DE-!#L      BT    0
M     0      $G!R:6YT3W5T<'5T3W!T:6]N<P   !<     0W!T;F)O;VP
M     $-L8G)B;V]L      !29W--8F]O;       0W)N0V)O;VP      $-N
M=$-B;V]L      !,8FQS8F]O;       3F=T=F)O;VP      $5M;$1B;V]L
M      !);G1R8F]O;       0F-K9T]B:F,    !        4D="0P    ,
M    4F0@(&1O=6) ;^            !'<FX@9&]U8D!OX            $)L
M("!D;W5B0&_@            0G)D5%5N=$8C4FQT                0FQD
M(%5N=$8C4FQT                4G-L=%5N=$8C4'AL0%X            *
M=F5C=&]R1&%T86)O;VP!     %!G4'-E;G5M     %!G4',     4&=00P
M  !,969T56YT1B-2;'0               !4;W @56YT1B-2;'0
M      !38VP@56YT1B-0<F- 60           !!C<F]P5VAE;E!R:6YT:6YG
M8F]O;      .8W)O<%)E8W1";W1T;VUL;VYG          QC<F]P4F5C=$QE
M9G1L;VYG          UC<F]P4F5C=%)I9VAT;&]N9P         +8W)O<%)E
M8W14;W!L;VYG       X0DE- ^T      ! #P     $  @/      0 ".$))
M300F       .             #^    X0DE- _(       H  /_______P
M.$))300-       $    >#A"24T$&0      !    !XX0DE- _,       D
M          $ .$))32<0       *  $          CA"24T#]       $@ U
M     0 M    !@       3A"24T#]P      '   ____________________
M_________P/H   X0DE-! @      !     !   "0    D      .$))300>
M       $     #A"24T$&@     #-0    8              $P   $;
M      $                          0             !&P   $P
M                 0                         0     0       &YU
M;&P    "    !F)O=6YD<T]B:F,    !        4F-T,0    0     5&]P
M(&QO;F<          $QE9G1L;VYG          !"=&]M;&]N9P   $P
M4F=H=&QO;F<   $;    !G-L:6-E<U9L3',    !3V)J8P    $       5S
M;&EC90   !(    '<VQI8V5)1&QO;F<         !V=R;W5P241L;VYG
M      9O<FEG:6YE;G5M    #$53;&EC94]R:6=I;@    UA=71O1V5N97)A
M=&5D     %1Y<&5E;G5M    "D53;&EC951Y<&4     26UG(     9B;W5N
M9'-/8FIC     0       %)C=#$    $     %1O<"!L;VYG          !,
M969T;&]N9P          0G1O;6QO;F<   !,     %)G:'1L;VYG   !&P
M  -U<FQ415A4     0       &YU;&Q415A4     0       $US9V5415A4
M     0      !F%L=%1A9U1%6%0    !       .8V5L;%1E>'1)<TA434QB
M;V]L 0    AC96QL5&5X=%1%6%0    !       ):&]R>D%L:6=N96YU;0
M  ]%4VQI8V5(;W)Z06QI9VX    '9&5F875L=     EV97)T06QI9VYE;G5M
M    #T53;&EC959E<G1!;&EG;@    =D969A=6QT    "V)G0V]L;W)4>7!E
M96YU;0   !%%4VQI8V5"1T-O;&]R5'EP90    !.;VYE    "71O<$]U='-E
M=&QO;F<         "FQE9G1/=71S971L;VYG          QB;W1T;VU/=71S
M971L;VYG          MR:6=H=$]U='-E=&QO;F<      #A"24T$*
M#     (_\        #A"24T$$0       0$ .$))3004       $    !#A"
M24T$#      ;N0    $   "@    *P   >   %"@   ;G0 8  '_V/_B#%A)
M0T-?4%)/1DE,10 ! 0  #$A,:6YO A   &UN=')21T(@6%E:( ?.  ( "0 &
M #$  &%C<W!-4T94     $E%0R!S4D="               !  #VU@ !
M -,M2% @(
M            $6-P<G0   %0    ,V1E<V,   &$    ;'=T<'0   'P
M%&)K<'0   ($    %')865H   (8    %&=865H   (L    %&)865H   )
M    %&1M;F0   )4    <&1M9&0   +$    B'9U960   -,    AG9I97<
M  /4    )&QU;6D   /X    %&UE87,   0,    )'1E8V@   0P    #')4
M4D,   0\   (#&=44D,   0\   (#&)44D,   0\   (#'1E>'0     0V]P
M>7)I9VAT("AC*2 Q.3DX($AE=VQE='0M4&%C:V%R9"!#;VUP86YY  !D97-C
M         !)S4D="($E%0S8Q.38V+3(N,0              $G-21T(@245#
M-C$Y-C8M,BXQ
M                  !865H@        \U$  0    $6S%A96B
M            6%E:(        &^B   X]0   Y!865H@        8ID  +>%
M   8VEA96B         DH   #X0  +;/9&5S8P         6245#(&AT=' Z
M+R]W=W<N:65C+F-H               6245#(&AT=' Z+R]W=W<N:65C+F-H
M
M &1E<V,         +DE%0R V,3DV-BTR+C$@1&5F875L="!21T(@8V]L;W5R
M('-P86-E("T@<U)'0@              +DE%0R V,3DV-BTR+C$@1&5F875L
M="!21T(@8V]L;W5R('-P86-E("T@<U)'0@
M  !D97-C         "Q2969E<F5N8V4@5FEE=VEN9R!#;VYD:71I;VX@:6X@
M245#-C$Y-C8M,BXQ               L4F5F97)E;F-E(%9I97=I;F<@0V]N
M9&ET:6]N(&EN($E%0S8Q.38V+3(N,0
M    =FEE=P      $Z3^ !1?+@ 0SQ0  ^W,  03"P #7)X    !6%E:(
M    3 E6 %    !7'^=M96%S          $                        "
MCP    )S:6<@     $-25"!C=7)V        !      %  H #P 4 !D '@ C
M "@ +0 R #< .P!  $4 2@!/ %0 60!> &, : !M '( =P!\ ($ A@"+ )
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M5F9VAI:FML;6YO8G-T=79W>'EZ>WQ__:  P# 0 "$0,1 #\ ]18Q@):&@!L
M #0 #A2V-\!]R8?2=\1^1<5]8?\ &!Z3[,7HNQ^PD69S_<P$?2^S,^C;M_T[
M_P!#_P <DI[.VS'HK-MSF55M^D]Y#6CXN<L7*^NGU7QB6_:FWN'YN.QUH/\
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M &\ <    !, 00!D &\ 8@!E "  4 !H &\ = !O ', : !O '  ( !# %,
M-@    $ .$))300B      $N34T *@    @ !P$2  ,    !  $   $:  4
M   !    8@$;  4    !    :@$H  ,    !  (   $Q  (    >    <@$R
M  (    4    D(=I  0    !    I    -  $D^    G$  23X   "<0061O
M8F4@4&AO=&]S:&]P($-3-B H5VEN9&]W<RD ,C Q.#HP,SHR,B Q,3HU,CHP
M-    Z !  ,    !__\  * "  0    !   !&Z #  0    !    3
M   & 0,  P    $ !@   1H !0    $   $> 1L !0    $   $F 2@  P
M  $  @   @$ !     $   $N @( !     $              $@    !
M2     $X0DE- _T       @          /_A 3!-30 J    "  ' 1(  P
M  $      1H !0    $   !B 1L !0    $   !J 2@  P    $  @   3$
M @   !X   !R 3(  @   !0   "0AVD !     $   "D    T    \     !
M   #P     %!9&]B92!0:&]T;W-H;W @0U,V("A7:6YD;W=S*0 R,#$X.C S
M.C(R(#$Q.C4R.C T   #H $  P    '__P  H ( !     $   $;H , !
M  $   !,          8! P #     0 &   !&@ %     0   1X!&P %
M 0   28!*  #     0 "   " 0 $     0   2X" @ $     0
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M,C1S(S-$5&%QLA<:)$)D@92AL]08&24F.#F1T=)26&-G='9WD[&VM]/P_\0
M% $!                     /_$ !41 0$                   "A_]H
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MC=--!414^X;@&'?\<'TG_P#SZ]7_ ,/KD*! ?GNX^!^?\4?]7YAR%#U@^D^
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MG'XJULPBR0;((W;*MA*!8A:42224<$K\2JY;KROV:@:4DG*C2$CU6CJ2"28
M,2%P3YH:4HJ.;6VU6D>/KT\9C;FFI9L9.PA&9/0%XA29BX,ZP\:A8E&R81CA
M4SY:,(^])):R)(D77*';JW5)<[K](CJ$YCS!KYBBO;D]/^HY=@LM8<RI0X+*
M6/8;+-"J,I*5.U1U:M;212?U>QNH^0;C&28BJPE8Z<C/</84K&1D :OI%KQU
M^,CX2Q1M'K58NB5A*$SGC^NWF&"+UFE\?WE*N3S1)ZPBK,K0,".&AG34AC'5
M:H3LFU*=4XD4_('G;+YWZUW3XZ9&]NT.X&9-,\B9:QQ%88=8!=X,H]K>5N')
M:,R4^C7U&]P5PI5')*E<PML*G"$05= FL51=<Z)D@1.#F/+Y]1.[=1C2R<O>
M<HNJPVR6*,JVG&>86%7K493V3LBY6%OHLVV@&"[A2/9R-9L3:(Y74 7TU7)I
MR0@%,41 8O7GZZ&S.DV\N#]1=4#4-Q%_H[CN<V)D[E1F-[;L7>5KPLPI%625
M>O$4J])DKD4O,N$U6BBKQI88=TB8WM1X#>,G;4=978[JO[T:)=/[)&DN-*#J
MQ#XKMA";%8OF7!7\7=:74WJB1)BGT^ZOI:61G9R0,D9_%,$&T<!").U!-V&!
MW>%L+>9?KV5,;NLS;,=+62PLUO5:>Y3KV-J-E:+N$U1$9=D>W1]87=85BHUO
M8G\ D\:Q3M\\;((NS('4<)$*)O ,$J?7_P YXWZW6<M*=H$JF32=/.TSK?0K
MZRI3:'7QS?Y5B1]0_P!-[85VHA(QLXNDZAY0SI @M4GA)=0/:,'@% J?76W-
MRYT]]0,<9EUO0H<7=;;M1A7#LVK9Z;&66+=TF]L;BXGVJ<><J*97JI85A[:0
M46'T"H''TS&Y 017;3'G7_97/+F5=9LU]-.M:SQ,(YNV/ZKDO&]]D<KQU5BJ
MDC,3#&:-&XFDJ\YFEGS23%BF2T&9>DHQ(N^; *H)@.7IZYA\Q]U(]6J1MSA;
M./3 J>/,@S%QB(F!R9B&YQMO:/:-:I6G3"\HQJ^*K5"E1=RL,[48F;3KE0&8
MM5UDTC^HFF$O=)K8F58I[2WKQCJV-ZW#(6=U"$43AG5@09L$9ES$IKH-7"<:
MO(IN56*:[=!5-L9,ATB=H% %4;_LZ'[E+^P7P'"R_:9/_P!J3_V9? -9VQTW
MP_MY2B5C)\2!)6*]PO5;M$D20M-6=K%**AHYZL10IF:QR)F<QSCN8K 4!.F5
M4@+^ !F?7C:[0MH[I=KKDKL/J^#]>2@;9CYFXEK-C SWXD9%O4UQ.\C8Z2$B
M+F?KB#EW"NE6J#Z#E(Z22,HZ A>EFVU!.Q5@/TK8S-/DGIW#:7;KF44KDJX%
M,CII.(.2(OX_W2W'N#O4O7!\+@RY$Q/R(%L;2#-R@BNU7*Y;K)@HDX0'UFYT
MS%[B&*N3E,Q3%_5$#?/ _3CP'>,'<40_,!#Z\?4/S#Y#^L/D/P^? >:G>,+V
MBQM>NIMKBY/T,V=/;JE8-VKQ],-R'-(,HZFS>34[BV3*D43NF'V2*4E),CA[
M==C$*JN""5$0 #A;JYGJO5CWRZ0FN./!3G,)P>+4NI]GB+]4DA&!'1D,5;#U
M%L@( 9F9TE9&,NA88R5%PQ=I2+%/L,"@^N U-%MT'FD?EF=P+_ R3MME7)6T
M>PN$L0+L5E"2RE]RI^CU=2G(@R1Q=C(P,6[E9Y@"*:RHOX]IR'I*&7*#%MB]
MBM;Z=TC=%\+8"PON!1]M]",ETK8IADRUZT7&HT=OD!254M65Y!U>7*G;',1F
M@;2C:0>(MV;H\(T=KD3*  D!U.K/L/4-NW'EGMB*N#5:O9KZB.K=M,Q3%-PB
MQ>SUOQJ:>AE4SF'N-%RPNHU7U"B)@1.99/DXI'#.QZ2_04ZJLWC=P'V-TSNJ
M?,NI2BNR"5O4->=K7@*1KB$>@X5:L*]$V,BK)DF]1%-B-?DX(RQ12I;]1J"=
M=$C:B$TEZ&O4LV@GED05Q/N%MY/UIBH;T23%Z>U'%</0:VEV?P@&GKL\A6)B
M)IB+=)Z980!)$_ !"@L[Z[RO0TS%JK<<.[C36\.9<M3^YDIEAKK'<7E&?YW<
MSK"4AG)+ZF8IAKKG'\4E!FF6[062+J:>RWHK-CK%4 @LSN?%;O['>57SWD.8
M:OZVXN=]HF0!D%G"P-=F<?3V/*2R&=]T86II=W<VE3F:\]<=KTZDLI(&3!J^
M:'5"6YOHIU00-CDO3G)JF8#$L7]U8NS<K=V0$'LB_P!%BU;]$8*;2532(6;-
M-"],@4X(LP2*J90X)A&W<;V;8;!:G>8?UAVYI6M->R1JQJUD"$LEBURA'S"&
MMEND*E<&;]22G9%-K(V(S,4B),G,@T9NV2Z[DH("!A$P+'TX]<NO;8M$M3)W
M!_4"T_H^'97"=(=XWIEKP!89VQUBI.81LO#PTW-(-#(2+]HR,4CI^F*A/4#D
MHJ_@"J=6_'F\V-O+X]16'WWSMB?/^3G4CB"0JUJQ%0GU A(JEJ9WU_9-X.0B
MI!-!5W*A.H3D@K(D("?M9%N5/O.F8A ;MTZ)1CT[>J-AZ&DUTZ[@;JE=-W$.
M:8U03>VAFV?<!XO;/,@-DTA$B2LN\K$!*VQT\[BG ]N]!(#'*/: 7-M8%UL-
MIUESJN7)JL,]O%UBL<5W%#QX1199OKOA)2PU"FA&+*F Z46[EVC^+2:&[NQ&
MH-!24("P\ 5N QKO_DKS$O5U9Z ["X>UYN<;C[7IW?I7,F/I&_QEBK:M!QZA
M'QL,RCTSK1[MG*<NU')R DNV4*0JH@4.X#GZS:\]<FI9VQU8]I][-3<K8#BI
M1^OD;'U P38*O;;+%JP,LU8-(:>=HD;QSAM.N(F2.HH<I3HL54^#]P)F *F(
M]#:-U'MD?,EZT7 K2*FIK97']CQ5>CH>XD,;Y6KL1:GM0MT.JF!%FXIR20QL
MX#51,\C7).8C1,118#I@/_=C>V_Y[Z05(TZVG46A=X=#NH]K;A3-<+*N#!(7
M*MU^,R='4O)\>+D$G;M.8BTD8N7=&0,5Q*,T)ON(A84&J(3[\L?]%_)G_P !
M;O\ _8$EX (OE1/^I)UM_P#?S8K_ /.]]\ ?VW_QS3]T/^W3\!MK?]G0_<I?
MV"^ X67[3)#_ )4G_J3)_P!_@,D8H& /D0X^?@1#\0'\./R^0YX$/@>0^/ <
M9T$SE[3AW%$# 8#?? P'#@P"!^X!*(?':("7M$2@''QX!LN2=-M=<H21[%-8
MZBX*YCWB6^443T>Z>H<H%$[R>K8L',R    5O.A*-"%#M(W*43 (82D:^9"Q
M.H1E0,U2TK6RJ!W5O(L&UL+9)'Z*IM9&*7AUT%5BCP<QDC <0[U$S#\^ <A'
M2MA I$YB(9JG,<I"/X!^1RQ,4X@!3KMY3[,>M3B)BCZ3;[52*4>1=_ AX (F
MA72QR%KUD3JZ.-B)7$EYQ7U&\M.[)7*Y4):VS#YGC>:@<DP%E@\@M;%1ZHTC
MI9Y%7A-$S>O2%C8 D+KF7()$S* WOH8=$C,/3%L.TUXV$RECW,%ZR/ 5C$."
M)BH35NFE:/@*H'GW<= SSBUT^LGA)&6>.:XH^@H!&<A8Y&N)GCYJ04<JH) Q
M_5KR[&ZU&D]%,7;"Y3U=L6K>K^WV6MQ,EU2@V[*D[/Y-O-C>UY[C*/;5RRX4
MK5==1U;_ $5;)3:,O.M4'+*Q3D>U2?)II**!+WRQB2FY=Q=DC%%NAV4G5,G4
M:UX^L\<LV0]-]7+G OZY-L1,"8"4KN-DG*(GY$R8G[B<"4/ 1(,+= /J!4+%
M?3<PO><SZNV:I=/OJ;0FUM;E65WRTI-RFN#"XTFY.*8SCG^$VC0F2&\Q$6EV
MTBEY=M51;R[!G^E* ,A$0D1=3+13'?4@U"RGK-?"L8V9G(967QE=3MA=.L>Y
M0ATE7-,M[(R21GPH-)/TFLVU:]JSZ&>O6+8PNUF[E$(T>)O+L;]U_IW8=Z>=
M_P WZQH4"5ZA [0;5SU3OF89%S;<*?8.+8PE0I9)?"$0$[>SJUBU2:C&Q+0%
M=]\G6G)K*X]Y(?9(3.VU*JT-66U6C8**95R,A$*\PAD6B*4:R@6K)*-;QB+8
M"^D1BVCT4VR;?@J0($](QB)&./@(B57\M+DEUB[<?7:QYDQG2<73&U;W;SIV
M9!QW(W-_D?7;)BZ01TBTMM5?TZJP\;!S%?C:5&/4*;<)QPP>U-E)1JR3M!-V
ML#DXC'OFER5Q#!LEE3IV$:@U0KSC:U1S=Y*V%C!]%LM;6U.)0FQ7UR38&!ZR
M3=UII'FL!$Q<O4&X&>F!,<!^7NV'UYQ?U;,:,-A:+F.0Z@NM*&.Z9DW)DK;H
MVX*YHL%4F0R%:\K,8JDS;.%JKZ\V!^_A%JU)VZ:2ADD2NXI)R7[P9+ &FOFC
M-:<+8QP)C793I'H8]Q)3H6C5)*:BL_RLN2"@6B;%@$E(A@)#WSHK=)--5T9L
M4YBE^A>.0!5LXZ'];C=7I\[LZB;J9JT!L%TSE7L1L,%3N(/[KU7J5>DZ;F2D
M7ZW.,ER+W#B<QZ,C!586D$,+7IA49-1)%X1DR,H]0#)=43HN9SW8T TNPCA?
M(^+<;;7ZDQE-@(S*,_8KS7J@I74\<&H.48N+M56HD_<BM)PB+56)16J[)%\A
MZQ)$K$3CP&0W9Z*N2\N],+1S0'6^U8CJTEJQD7!MSL<U?Y2V0=9GD,>Q\FI>
M'D6ZK-$M<LZFK%89E]),C2,,S(],N+B1<,U55C%!(,M],OK/XVZG>Y6]O3SS
M9H13*WM5%XUKBT+L2ZS%.69E"42GU>+%)S"5G#,Y Q;A6<AGBZ"C&Q2/J,3H
M$6!-0.TH+UCG&/FAF60J*ZRYL;TGI/&"%NKRN08VF5W.:%N?TM.4;'LS2LJ/
ML*L&))Y>'*[3B3O'[)N1Z9$572).Y0H.FT$T"S%JMNQU.-CLA63'$S1MU,TU
MW)&+XFH2EF?6J"@X%A/,73?(#*9J4'$1LBZ/))*M4J_.VENH3N,NX04 2  U
M>MQY?.X=1/9+#.U6K5OQ/C#*3"9JK38-KDJ6MU=@\F5RC.F:U)L3<:32[LK)
M7> 9(NJZ@I,,F#=W#%CFQYA(D>AP$F"]5&6L6&KECQBHQ)-S^-;!2V+AVJX2
MC4Y*8JZ\(@Z>+-VKQRC'HO'8*.ED&CMPFU3442:N% !$P#PZ).B^6.F_T\L3
MZC9LL>/+9D/']DRE-3$[BV4LDS2W2%]R-8[M%)1LC:ZK2YI99I&3C5M(%<UY
MH0CY-<C<[AN"3A4"66_^.:?NA_VZ?@-M;_LZ'[E+^P7P&-62=HN'1T'21"K'
M*?L.V%02F[2E$>[UR<\@ ?XH?3P'%ZDG_/&W^@F_WOP%>I)_SQM_H)O][\!7
MJ2?\\;?Z";_>_ 5ZDG_.VO(?0?8CR']0^[Y#_,/@/@'D@#@';;@>/Y";\/I_
M*_P\!\$9$>>7;;Y_R$P?@ ?'#SX#@H? <!\> M 'X 4 =-0 OR4/9'^/@2_'
M^&?@41 /R#X#@/ 4(/QY 7+00,42&*+ PE$@\]Q!(+L2]IN>#EXX. % P"!2
M\!>)Y,?J\;?4!_83?4!Y ?VO\! !\!: R!>>'37D>.1%B81$0X$!$1=B(CR'
M(B(\B81,(B)C"(5S(?'+IJ(E^2B+$PB @';R B[$0'C\0^?J/U$>0K_E#CCW
M3;]7MY!D<#@'!@^#@\[P_7/P(& 0$PCSS\^ O]23_GC;\0_83?C\#_*_ <8
M_#Z.&8?J_2/'X[1$2\?X7\=IA,8O'T.8QPX,8PB%</\ N[Q<M!-P <F8F-R!
M>>T![G8@/;W&[>?U>\_;QWFY"X#20?RQO]!+P+(XE$!^H"47@E'X#@.0^"_=
M#@OQX"X5)(P<&=-#!\#P,?R'P/(? NOP$ $/R$.? 6F-(FX[G34W' AW,3&^
M0^0^KL?H/R'Y" #]0#@+>'_ ![EK]T!*4?8F[B@(=H]I_=]Y1$/CDH@/'QSX
M"X1D3?K.VP\?@+(XA^/SP+SCGY'Y^O@+O4D^>?>-N?Z6)A#Z<? "[X#X_+\Q
M'ZB/(4*DF;CEXV^! ?AB8OR \_4'8?YP^@AR \@(AX"WND0'D'34H_7DK 2\
M\ (!SVNPYX 1XYY_[0#P% ,B'T=M0^H?#$P!\CW&Y '?R)C<B81^3"(]PCR/
M@/ICR1O@SQL8/R%D80_'_*_Z>?Z^!^H (!:49 G=VNFI>X>1X8FXYX /@/><
M%#XY$"\ )A$PAW&,(AU'D8XDNTSEX3N3#M+Z;7M  [@,/P+@W(B(!]1_#XX^
<? ;6BCV(I$[N[L33+SQQSVE .>.?CGCGP'__V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
