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Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Jun. 30, 2019
Jun. 30, 2018
Revenue        
Interest and fee income $ 75,974 $ 66,829 $ 150,296 $ 132,980
Insurance income, net 5,066 2,882 9,179 6,271
Other income 3,234 2,705 6,547 5,790
Total revenue 84,274 72,416 166,022 145,041
Expenses        
Provision for credit losses 25,714 20,203 49,057 39,718
Personnel 22,511 19,390 44,904 40,618
Occupancy 6,210 5,478 12,375 11,096
Marketing 2,261 2,258 3,912 3,711
Other 6,761 6,089 14,735 12,382
Total general and administrative expenses 37,743 33,215 75,926 67,807
Interest expense 9,771 7,915 19,492 15,092
Income before income taxes 11,046 11,083 21,547 22,424
Income taxes 2,677 2,601 5,070 5,298
Net income $ 8,369 $ 8,482 $ 16,477 $ 17,126
Net income per common share:        
Basic $ 0.71 $ 0.73 $ 1.41 $ 1.47
Diluted $ 0.70 $ 0.70 $ 1.37 $ 1.42
Weighted-average shares outstanding:        
Basic 11,706 11,658 11,709 11,638
Diluted 12,022 12,138 12,049 12,084