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Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses (Detail) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Beginning balance | $ 139,600 | $ 142,400 | $ 150,000 | $ 62,200 |
Impact of CECL adoption |  |  |  | 60,100 |
Provision for credit losses | 20,549 | 27,499 | 31,911 | 77,021 |
Credit losses | (21,808) | (29,074) | (44,578) | (59,754) |
Recoveries | 1,059 | 1,175 | 2,067 | 2,433 |
Ending balance | 139,400 | 142,000 | 139,400 | 142,000 |
Net finance receivables | $ 1,183,387 | $ 1,022,635 | $ 1,183,387 | $ 1,022,635 | $ 1,136,259
Allowance as Percentage of Finance Receivables | 11.80% | 13.90% | 11.80% | 13.90% |
Small [Member] |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Beginning balance | $ 53,673 | $ 62,454 | $ 59,410 | $ 30,588 |
Impact of CECL adoption |  |  |  | 24,185 |
Provision for credit losses | 8,208 | 11,514 | 12,969 | 36,066 |
Credit losses | (10,754) | (16,420) | (21,728) | (33,948) |
Recoveries | 451 | 657 | 927 | 1,314 |
Ending balance | 51,578 | 58,205 | 51,578 | 58,205 |
Net finance receivables | $ 380,780 | $ 380,083 | $ 380,780 | $ 380,083 | 403,062
Allowance as Percentage of Finance Receivables | 13.50% | 15.30% | 13.50% | 15.30% |
Large [Member] |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Beginning balance | $ 83,345 | $ 75,013 | $ 87,275 | $ 29,148 |
Impact of CECL adoption |  |  |  | 33,550 |
Provision for credit losses | 12,340 | 15,513 | 19,183 | 39,268 |
Credit losses | (10,612) | (11,694) | (21,872) | (23,655) |
Recoveries | 576 | 473 | 1,063 | 994 |
Ending balance | 85,649 | 79,305 | 85,649 | 79,305 |
Net finance receivables | $ 789,743 | $ 618,134 | $ 789,743 | $ 618,134 | 715,210
Allowance as Percentage of Finance Receivables | 10.80% | 12.80% | 10.80% | 12.80% |
Automobile [Member] |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Beginning balance | $ 604 | $ 1,247 | $ 783 | $ 820 |
Impact of CECL adoption |  |  |  | 599 |
Provision for credit losses | (76) | 15 | (191) | 112 |
Credit losses | (92) | (115) | (172) | (426) |
Recoveries | 19 | 13 | 35 | 55 |
Ending balance | 455 | 1,160 | 455 | 1,160 |
Net finance receivables | $ 2,303 | $ 6,059 | $ 2,303 | $ 6,059 | 3,889
Allowance as Percentage of Finance Receivables | 19.80% | 19.10% | 19.80% | 19.10% |
Retail [Member] |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Beginning balance | $ 1,978 | $ 3,686 | $ 2,532 | $ 1,644 |
Impact of CECL adoption |  |  |  | 1,766 |
Provision for credit losses | 77 | 457 | (50) | 1,575 |
Credit losses | (350) | (845) | (806) | (1,725) |
Recoveries | 13 | 32 | 42 | 70 |
Ending balance | 1,718 | 3,330 | 1,718 | 3,330 |
Net finance receivables | $ 10,561 | $ 18,359 | $ 10,561 | $ 18,359 | $ 14,098
Allowance as Percentage of Finance Receivables | 16.30% | 18.10% | 16.30% | 18.10% |

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- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
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