XML 46 R35.htm IDEA: XBRL DOCUMENT v3.21.2
Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses (Detail) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Beginning balance $ 139,600 $ 142,400 $ 150,000 $ 62,200  
Impact of CECL adoption       60,100  
Provision for credit losses 20,549 27,499 31,911 77,021  
Credit losses (21,808) (29,074) (44,578) (59,754)  
Recoveries 1,059 1,175 2,067 2,433  
Ending balance 139,400 142,000 139,400 142,000  
Net finance receivables $ 1,183,387 $ 1,022,635 $ 1,183,387 $ 1,022,635 $ 1,136,259
Allowance as Percentage of Finance Receivables 11.80% 13.90% 11.80% 13.90%  
Small [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Beginning balance $ 53,673 $ 62,454 $ 59,410 $ 30,588  
Impact of CECL adoption       24,185  
Provision for credit losses 8,208 11,514 12,969 36,066  
Credit losses (10,754) (16,420) (21,728) (33,948)  
Recoveries 451 657 927 1,314  
Ending balance 51,578 58,205 51,578 58,205  
Net finance receivables $ 380,780 $ 380,083 $ 380,780 $ 380,083 403,062
Allowance as Percentage of Finance Receivables 13.50% 15.30% 13.50% 15.30%  
Large [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Beginning balance $ 83,345 $ 75,013 $ 87,275 $ 29,148  
Impact of CECL adoption       33,550  
Provision for credit losses 12,340 15,513 19,183 39,268  
Credit losses (10,612) (11,694) (21,872) (23,655)  
Recoveries 576 473 1,063 994  
Ending balance 85,649 79,305 85,649 79,305  
Net finance receivables $ 789,743 $ 618,134 $ 789,743 $ 618,134 715,210
Allowance as Percentage of Finance Receivables 10.80% 12.80% 10.80% 12.80%  
Automobile [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Beginning balance $ 604 $ 1,247 $ 783 $ 820  
Impact of CECL adoption       599  
Provision for credit losses (76) 15 (191) 112  
Credit losses (92) (115) (172) (426)  
Recoveries 19 13 35 55  
Ending balance 455 1,160 455 1,160  
Net finance receivables $ 2,303 $ 6,059 $ 2,303 $ 6,059 3,889
Allowance as Percentage of Finance Receivables 19.80% 19.10% 19.80% 19.10%  
Retail [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Beginning balance $ 1,978 $ 3,686 $ 2,532 $ 1,644  
Impact of CECL adoption       1,766  
Provision for credit losses 77 457 (50) 1,575  
Credit losses (350) (845) (806) (1,725)  
Recoveries 13 32 42 70  
Ending balance 1,718 3,330 1,718 3,330  
Net finance receivables $ 10,561 $ 18,359 $ 10,561 $ 18,359 $ 14,098
Allowance as Percentage of Finance Receivables 16.30% 18.10% 16.30% 18.10%