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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Revenue        
Interest and fee income $ 88,793 $ 80,067 $ 176,072 $ 167,064
Insurance income, net 8,656 7,650 16,641 13,599
Other income 2,227 2,133 4,694 5,261
Total revenue 99,676 89,850 197,407 185,924
Expenses        
Provision for credit losses 20,549 27,499 31,911 77,021
Personnel 28,370 26,863 57,221 56,374
Occupancy 5,568 5,608 11,588 10,835
Marketing 4,776 1,438 7,486 3,124
Other 7,675 7,616 15,937 17,435
Total general and administrative expenses 46,389 41,525 92,232 87,768
Interest expense 7,801 9,137 14,936 19,296
Income before income taxes 24,937 11,689 58,328 1,839
Income taxes 4,771 4,219 12,640 694
Net income $ 20,166 $ 7,470 $ 45,688 $ 1,145
Net income per common share:        
Basic $ 1.98 $ 0.68 $ 4.41 $ 0.10
Diluted $ 1.87 $ 0.68 $ 4.18 $ 0.10
Weighted-average common shares outstanding:        
Basic 10,200,000 10,962,000 10,371,000 10,929,000
Diluted 10,797,000 11,013,000 10,931,000 11,130,000