XML 46 R36.htm IDEA: XBRL DOCUMENT v3.21.2
Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses (Detail) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Beginning balance $ 139,400 $ 142,000 $ 150,000 $ 62,200  
Impact of CECL adoption       60,100  
Provision for credit losses 26,096 22,089 58,007 99,110  
Credit losses (16,381) (21,374) (60,959) (81,128)  
Recoveries 985 1,285 3,052 3,718  
Ending balance 150,100 144,000 150,100 144,000  
Net finance receivables $ 1,314,233 $ 1,059,554 $ 1,314,233 $ 1,059,554 $ 1,136,259
Allowance as Percentage of Finance Receivables 11.40% 13.60% 11.40% 13.60%  
Small [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Beginning balance $ 51,578 $ 58,205 $ 59,410 $ 30,588  
Impact of CECL adoption       24,185  
Provision for credit losses 13,936 9,662 26,905 45,729  
Credit losses (8,190) (11,549) (29,918) (45,497)  
Recoveries 462 698 1,389 2,011  
Ending balance 57,786 57,016 57,786 57,016  
Net finance receivables $ 419,602 $ 382,785 $ 419,602 $ 382,785 403,062
Allowance as Percentage of Finance Receivables 13.80% 14.90% 13.80% 14.90%  
Large [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Beginning balance $ 85,649 $ 79,305 $ 87,275 $ 29,148  
Impact of CECL adoption       33,550  
Provision for credit losses 12,195 12,507 31,378 51,774  
Credit losses (7,897) (9,331) (29,769) (32,986)  
Recoveries 475 521 1,538 1,516  
Ending balance 90,422 83,002 90,422 83,002  
Net finance receivables $ 882,514 $ 655,932 $ 882,514 $ 655,932 715,210
Allowance as Percentage of Finance Receivables 10.20% 12.70% 10.20% 12.70%  
Automobile [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Beginning balance $ 455 $ 1,160 $ 783 $ 820  
Impact of CECL adoption       599  
Provision for credit losses (101) (102) (292) 10  
Credit losses (62) (85) (234) (511)  
Recoveries 27 22 62 77  
Ending balance 319 995 319 995  
Net finance receivables $ 1,757 $ 4,892 $ 1,757 $ 4,892 3,889
Allowance as Percentage of Finance Receivables 18.20% 20.30% 18.20% 20.30%  
Retail [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Beginning balance $ 1,718 $ 3,330 $ 2,532 $ 1,644  
Impact of CECL adoption       1,766  
Provision for credit losses 66 22 16 1,597  
Credit losses (232) (409) (1,038) (2,134)  
Recoveries 21 44 63 114  
Ending balance 1,573 2,987 1,573 2,987  
Net finance receivables $ 10,360 $ 15,945 $ 10,360 $ 15,945 $ 14,098
Allowance as Percentage of Finance Receivables 15.20% 18.70% 15.20% 18.70%