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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Revenue        
Interest and fee income $ 99,355 $ 81,306 $ 275,427 $ 248,370
Insurance income, net 9,418 6,861 26,059 20,460
Other income 2,687 2,371 7,381 7,632
Total revenue 111,460 90,538 308,867 276,462
Expenses        
Provision for credit losses 26,096 22,089 58,007 99,110
Personnel 29,299 26,207 86,520 82,581
Occupancy 6,027 5,893 17,615 16,728
Marketing 2,488 3,249 9,974 6,373
Other 9,936 8,405 25,873 25,840
Total general and administrative expenses 47,750 43,754 139,982 131,522
Interest expense 8,816 9,300 23,752 28,596
Income before income taxes 28,798 15,395 87,126 17,234
Income taxes 6,577 4,157 19,217 4,851
Net income $ 22,221 $ 11,238 $ 67,909 $ 12,383
Net income per common share:        
Basic $ 2.25 $ 1.02 $ 6.66 $ 1.13
Diluted $ 2.11 $ 1.01 $ 6.29 $ 1.11
Weighted-average common shares outstanding:        
Basic 9,861,000 10,977,000 10,199,000 10,945,000
Diluted 10,544,000 11,092,000 10,800,000 11,117,000