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Consolidated Statements of Comprehensive Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Revenue    
Interest and fee income $ 120,407 $ 107,631
Insurance income, net 10,959 10,544
Other income 4,012 2,673
Total revenue 135,378 120,848
Expenses    
Provision for credit losses 47,668 30,858
Personnel 38,597 35,654
Occupancy 6,288 5,808
Marketing 3,379 3,091
Other 11,059 10,547
Total general and administrative expenses 59,323 55,100
Interest expense 16,782 (59)
Income before income taxes 11,605 34,949
Income taxes 2,916 8,166
Net income $ 8,689 $ 26,783
Net income per common share:    
Basic $ 0.93 $ 2.81
Diluted $ 0.90 $ 2.67
Weighted-average common shares outstanding:    
Basic 9,325,000 9,533,000
Diluted 9,622,000 10,022,000
Other comprehensive income, net of tax    
Unrealized income on restricted available-for-sale investments $ 263  
Other comprehensive income, before tax 263  
Income taxes related to items of other comprehensive income (55)  
Other comprehensive income, net of tax 208  
Total comprehensive income $ 8,897 $ 26,783