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v3.25.1

Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Reconciliation of Allowance for Credit Losses (Detail) - USD ($) $ in Thousands | 3 Months Ended |
--- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Beginning balance | $ 199,500 | $ 187,400 |
Provision for credit losses | 57,992 | 46,423 |
Credit losses | (61,709) | (49,193) |
Recoveries | 3,317 | 2,470 |
Ending balance | 199,100 | 187,100 |
Net finance receivables | $ 1,890,351 | $ 1,744,286 | $ 1,892,535
Allowance as Percentage of Finance Receivables | 10.50% | 10.70% |
Large [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Beginning balance | $ 133,506 | $ 127,992 |
Provision for credit losses | 34,621 | 28,655 |
Credit losses | (35,755) | (31,711) |
Recoveries | 2,039 | 1,592 |
Ending balance | 134,411 | 126,528 |
Net finance receivables | $ 1,345,825 | $ 1,250,647 | 1,336,780
Allowance as Percentage of Finance Receivables | 10.00% | 10.10% |
Small [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Beginning balance | $ 65,826 | $ 58,736 |
Provision for credit losses | 23,358 | 17,729 |
Credit losses | (25,868) | (17,188) |
Recoveries | 1,269 | 865 |
Ending balance | 64,585 | 60,142 |
Net finance receivables | $ 543,824 | $ 490,830 | 554,686
Allowance as Percentage of Finance Receivables | 11.90% | 12.30% |
Retail [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Beginning balance | $ 168 | $ 672 |
Provision for credit losses | 13 | 39 |
Credit losses | (86) | (294) |
Recoveries | 9 | 13 |
Ending balance | 104 | 430 |
Net finance receivables | $ 702 | $ 2,809 | $ 1,069
Allowance as Percentage of Finance Receivables | 14.80% | 15.30% |

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