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Debt - Summary Of Company's securitizations (Details) - USD ($) $ in Thousands | 1 Months Ended |  |
--- | --- | --- | ---
Mar. 31, 2025 | Nov. 30, 2024 | Jun. 30, 2024 | Feb. 28, 2022 | Oct. 31, 2021 | Jul. 31, 2021 | Feb. 28, 2021 | Dec. 31, 2024 | Mar. 31, 2024
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |  |
Debt Balance |  | $ 1,477,860 |  |  |  |  |  |  | $ 1,478,336 |
Restricted Cash Reserves |  | 122,312 |  |  |  |  |  |  | $ 131,684 | $ 118,194
RMIT 2021-1 |  |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |  |
Issue Date |  |  |  |  |  |  |  | 2021-02 |  |
Issue Amount |  |  |  |  |  |  |  | $ 248,700 |  |
Debt Balance |  | 75,840 |  |  |  |  |  |  |  |
Restricted Cash Reserves |  | $ 2,604 |  |  |  |  |  |  |  |
Effective interest rate |  | 3.00% |  |  |  |  |  |  |  |
Revolving Period End Date |  | 2024-02 |  |  |  |  |  |  |  |
Maturity Date |  | 2031-03 |  |  |  |  |  |  |  |
RMIT 2021-2 |  |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |  |
Issue Date |  |  |  |  |  |  | 2021-07 |  |  |
Issue Amount |  |  |  |  |  |  | $ 200,000 |  |  |
Debt Balance |  | $ 200,192 |  |  |  |  |  |  |  |
Restricted Cash Reserves |  | $ 2,083 |  |  |  |  |  |  |  |
Effective interest rate |  | 2.30% |  |  |  |  |  |  |  |
Revolving Period End Date |  | 2026-07 |  |  |  |  |  |  |  |
Maturity Date |  | 2033-08 |  |  |  |  |  |  |  |
RMIT 2021-3 |  |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |  |
Issue Date |  |  |  |  |  | 2021-10 |  |  |  |
Issue Amount |  |  |  |  |  | $ 125,000 |  |  |  |
Debt Balance |  | $ 125,202 |  |  |  |  |  |  |  |
Restricted Cash Reserves |  | $ 1,471 |  |  |  |  |  |  |  |
Effective interest rate |  | 3.90% |  |  |  |  |  |  |  |
Revolving Period End Date |  | 2026-09 |  |  |  |  |  |  |  |
Maturity Date |  | 2033-10 |  |  |  |  |  |  |  |
RMIT 2022-1 |  |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |  |
Issue Date |  |  |  |  | 2022-02 |  |  |  |  |
Issue Amount |  |  |  |  | $ 250,000 |  |  |  |  |
Debt Balance |  | $ 232,459 |  |  |  |  |  |  |  |
Restricted Cash Reserves |  | $ 2,646 |  |  |  |  |  |  |  |
Effective interest rate |  | 3.60% |  |  |  |  |  |  |  |
Revolving Period End Date |  | 2025-02 |  |  |  |  |  |  |  |
Maturity Date |  | 2032-03 |  |  |  |  |  |  |  |
RMIT 2024-1 |  |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |  |
Issue Date |  |  |  | 2024-06 |  |  |  |  |  |
Issue Amount |  |  |  | $ 187,305 |  |  |  |  |  |
Debt Balance |  | $ 187,788 |  |  |  |  |  |  |  |
Restricted Cash Reserves |  | $ 1,078 |  |  |  |  |  |  |  |
Effective interest rate |  | 6.20% |  |  |  |  |  |  |  |
Revolving Period End Date |  | 2027-05 |  |  |  |  |  |  |  |
Maturity Date |  | 2036-07 |  |  |  |  |  |  |  |
RMIT 2024-2 |  |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |  |
Issue Date |  |  | 2024-11 |  |  |  |  |  |  |
Issue Amount |  |  | $ 250,000 |  |  |  |  |  |  |
Debt Balance |  | $ 250,557 |  |  |  |  |  |  |  |
Restricted Cash Reserves |  | $ 1,418 |  |  |  |  |  |  |  |
Effective interest rate |  | 5.30% |  |  |  |  |  |  |  |
Revolving Period End Date |  | 2026-11 |  |  |  |  |  |  |  |
Maturity Date |  | 2033-12 |  |  |  |  |  |  |  |
RMIT 2025-1 |  |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |  |
Issue Date | [1] | 2025-03 |  |  |  |  |  |  |  |
Issue Amount | [1] | $ 265,000 |  |  |  |  |  |  |  |
Debt Balance | [1] | 265,039 |  |  |  |  |  |  |  |
Restricted Cash Reserves | [1] | $ 1,489 |  |  |  |  |  |  |  |
Effective interest rate | [1] | 5.30% |  |  |  |  |  |  |  |
Revolving Period End Date | [1] | 2027-03 |  |  |  |  |  |  |  |
Maturity Date | [1] | 2034-04 |  |  |  |  |  |  |  |
Securitizations |  |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |  |
Issue Amount |  | $ 1,526,005 |  |  |  |  |  |  |  |
Debt Balance |  | 1,337,077 |  |  |  |  |  |  |  |
Restricted Cash Reserves |  | $ 12,789 |  |  |  |  |  |  |  |
[1] | In March 2025, the Company, its SPE, RMR III, and the Company’s indirect SPE, RMIT 2025-1, completed a private offering and sale of $265 million of asset-backed notes. The transaction consisted of the issuance of four classes of fixed-rate, asset-backed notes by RMIT 2025-1. The asset-backed notes are secured by finance receivables and other related assets that RMR III purchased from the Company, which RMR III then sold and transferred to RMIT 2025-1. Prior to maturity in April 2034, the Company may redeem the notes in full, but not in part, at its option on any note payment date on or after the payment date occurring in April 2027. No payments of principal of the notes will be made during the revolving period.

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