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v3.25.3

Segment Reporting - Summary of Segment Profit or Loss (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items] |  |  |  |
Interest income | $ 138,173 | $ 124,533 | $ 395,186 | $ 363,087
Fee income | 10,499 | 9,399 | 30,734 | 27,561
Insurance income, net | 11,391 | 7,422 | 34,187 | 28,903
Other income | 5,424 | 4,984 | 15,789 | 14,120
Provision for credit losses | 60,474 | 54,349 | 179,053 | 154,574
Share-based compensation expense | 2,760 | 3,724 | 9,059 | 8,824
Depreciation and amortization expense | 2,849 | 2,301 | 7,546 | 6,834
Interest expense | 21,971 | 19,356 | 62,168 | 54,725
Income tax expense | $ 4,618 | $ 2,502 | $ 10,116 | $ 10,007

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