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Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Summary of Financing Receivable Credit Quality Indicators (Detail) - USD ($) $ in Thousands | Sep. 30, 2025 | Dec. 31, 2024 | Sep. 30, 2024
--- | --- | --- | ---
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | $ 1,190,235 | $ 1,253,168 |
2024 | 586,482 | 433,924 |
2023 | 190,748 | 160,271 |
2022 | 70,733 | 40,215 |
2021 | 13,628 | 4,188 |
Prior | 1,191 | 769 |
Total Net Finance Receivables | 2,053,017 | 1,892,535 | $ 1,819,756
FICO Band 1 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 159,466 | 154,585 |
2024 | 67,558 | 49,655 |
2023 | 22,400 | 14,194 |
2022 | 6,771 | 4,207 |
2021 | 1,964 | 833 |
Prior | 507 | 401 |
Total Net Finance Receivables | 258,666 | 223,875 |
FICO Band 2 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 87,860 | 88,062 |
2024 | 38,275 | 25,263 |
2023 | 10,288 | 6,926 |
2022 | 2,907 | 1,663 |
2021 | 559 | 177 |
Prior | 73 | 94 |
Total Net Finance Receivables | 139,962 | 122,185 |
FICO Band 3 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 140,969 | 143,488 |
2024 | 62,297 | 45,233 |
2023 | 18,910 | 17,640 |
2022 | 7,425 | 4,300 |
2021 | 1,189 | 343 |
Prior | 78 | 61 |
Total Net Finance Receivables | 230,868 | 211,065 |
FICO Band 4 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 177,404 | 193,067 |
2024 | 85,685 | 65,467 |
2023 | 28,304 | 26,682 |
2022 | 11,667 | 6,234 |
2021 | 1,835 | 579 |
Prior | 126 | 107 |
Total Net Finance Receivables | 305,021 | 292,136 |
FICO Band 5 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 189,962 | 212,701 |
2024 | 100,925 | 75,486 |
2023 | 32,151 | 30,064 |
2022 | 13,478 | 8,217 |
2021 | 2,847 | 787 |
Prior | 150 | 39 |
Total Net Finance Receivables | 339,513 | 327,294 |
FICO Band 6 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 434,574 | 461,265 |
2024 | 231,742 | 172,820 |
2023 | 78,695 | 64,765 |
2022 | 28,485 | 15,594 |
2021 | 5,234 | 1,469 |
Prior | 257 | 67 |
Total Net Finance Receivables | 778,987 | 715,980 |
Large Loans [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 825,554 | 796,453 |
2024 | 430,940 | 344,308 |
2023 | 171,534 | 151,595 |
2022 | 69,451 | 39,578 |
2021 | 13,497 | 4,123 |
Prior | 1,164 | 723 |
Total Net Finance Receivables | 1,512,140 | 1,336,780 | 1,293,410
Large Loans [Member] | FICO Band 1 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 92,736 | 86,776 |
2024 | 47,407 | 37,750 |
2023 | 19,246 | 12,457 |
2022 | 6,346 | 3,950 |
2021 | 1,887 | 793 |
Prior | 489 | 373 |
Total Net Finance Receivables | 168,111 | 142,099 |
Large Loans [Member] | FICO Band 2 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 57,464 | 55,211 |
2024 | 28,315 | 19,464 |
2023 | 8,938 | 6,171 |
2022 | 2,790 | 1,602 |
2021 | 552 | 173 |
Prior | 73 | 92 |
Total Net Finance Receivables | 98,132 | 82,713 |
Large Loans [Member] | FICO Band 3 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 94,171 | 90,642 |
2024 | 46,581 | 35,777 |
2023 | 17,004 | 16,579 |
2022 | 7,255 | 4,224 |
2021 | 1,176 | 339 |
Prior | 77 | 59 |
Total Net Finance Receivables | 166,264 | 147,620 |
Large Loans [Member] | FICO Band 4 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 124,157 | 125,867 |
2024 | 65,001 | 52,564 |
2023 | 25,767 | 25,521 |
2022 | 11,495 | 6,140 |
2021 | 1,826 | 570 |
Prior | 121 | 100 |
Total Net Finance Receivables | 228,367 | 210,762 |
Large Loans [Member] | FICO Band 5 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 136,430 | 137,243 |
2024 | 74,676 | 58,604 |
2023 | 28,733 | 28,564 |
2022 | 13,309 | 8,148 |
2021 | 2,836 | 784 |
Prior | 149 | 36 |
Total Net Finance Receivables | 256,133 | 233,379 |
Large Loans [Member] | FICO Band 6 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 320,596 | 300,714 |
2024 | 168,960 | 140,149 |
2023 | 71,846 | 62,303 |
2022 | 28,256 | 15,514 |
2021 | 5,220 | 1,464 |
Prior | 255 | 63 |
Total Net Finance Receivables | 595,133 | 520,207 |
Small Loans [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 364,681 | 456,715 |
2024 | 155,542 | 89,616 |
2023 | 19,214 | 8,676 |
2022 | 1,282 | 637 |
2021 | 131 | 65 |
Prior | 27 | 46 |
Total Net Finance Receivables | 540,877 | 555,755 | $ 526,346
Small Loans [Member] | FICO Band 1 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 66,730 | 67,809 |
2024 | 20,151 | 11,905 |
2023 | 3,154 | 1,737 |
2022 | 425 | 257 |
2021 | 77 | 40 |
Prior | 18 | 28 |
Total Net Finance Receivables | 90,555 | 81,776 |
Small Loans [Member] | FICO Band 2 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 30,396 | 32,851 |
2024 | 9,960 | 5,799 |
2023 | 1,350 | 755 |
2022 | 117 | 61 |
2021 | 7 | 4 |
Prior | 0 | 2 |
Total Net Finance Receivables | 41,830 | 39,472 |
Small Loans [Member] | FICO Band 3 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 46,798 | 52,846 |
2024 | 15,716 | 9,456 |
2023 | 1,906 | 1,061 |
2022 | 170 | 76 |
2021 | 13 | 4 |
Prior | 1 | 2 |
Total Net Finance Receivables | 64,604 | 63,445 |
Small Loans [Member] | FICO Band 4 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 53,247 | 67,200 |
2024 | 20,684 | 12,903 |
2023 | 2,537 | 1,161 |
2022 | 172 | 94 |
2021 | 9 | 9 |
Prior | 5 | 7 |
Total Net Finance Receivables | 76,654 | 81,374 |
Small Loans [Member] | FICO Band 5 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 53,532 | 75,458 |
2024 | 26,249 | 16,882 |
2023 | 3,418 | 1,500 |
2022 | 169 | 69 |
2021 | 11 | 3 |
Prior | 1 | 3 |
Total Net Finance Receivables | 83,380 | 93,915 |
Small Loans [Member] | FICO Band 6 [Member] |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
2025 | 113,978 | 160,551 |
2024 | 62,782 | 32,671 |
2023 | 6,849 | 2,462 |
2022 | 229 | 80 |
2021 | 14 | 5 |
Prior | 2 | 4 |
Total Net Finance Receivables | $ 183,854 | $ 195,773 |

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