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Fair Value Measurements (Tables)
9 Months Ended
Sep. 30, 2025
Carrying Amount and Estimated Fair Values of Company's Financial Instruments

The following table includes the carrying amounts and estimated fair values of financial assets and liabilities disclosed but not carried at fair value:

 

 

September 30, 2025

 

 

December 31, 2024

 

Dollars in thousands

 

Carrying
Amount

 

 

Estimated
Fair Value

 

 

Carrying
Amount

 

 

Estimated
Fair Value

 

Assets

 

 

 

 

 

 

 

 

 

 

 

 

Level 1

 

 

 

 

 

 

 

 

 

 

 

 

Cash

 

$

4,084

 

 

$

4,084

 

 

$

3,951

 

 

$

3,951

 

Restricted cash

 

 

104,459

 

 

 

104,459

 

 

 

131,684

 

 

 

131,684

 

Level 3

 

 

 

 

 

 

 

 

 

 

 

 

Net finance receivables, less unearned insurance
   premiums and allowance for credit losses

 

 

1,790,030

 

 

 

1,820,986

 

 

 

1,644,967

 

 

 

1,695,325

 

Liabilities

 

 

 

 

 

 

 

 

 

 

 

 

Level 3

 

 

 

 

 

 

 

 

 

 

 

 

Debt

 

 

1,581,992

 

 

 

1,556,879

 

 

 

1,478,336

 

 

 

1,428,607

 

 

Fair Value, Recurring  
Carrying Amount and Estimated Fair Values of Company's Financial Instruments

The following table includes the carrying amounts and estimated fair values of amounts the Company measures at fair value on a recurring basis:

 

 

September 30, 2025

 

 

December 31, 2024

 

Dollars in thousands

 

Carrying
Amount

 

 

Estimated
Fair Value

 

 

Carrying
Amount

 

 

Estimated
Fair Value

 

Assets

 

 

 

 

 

 

 

 

 

 

 

 

Level 2

 

 

 

 

 

 

 

 

 

 

 

 

Restricted AFS investments

 

$

22,344

 

 

$

22,344

 

 

$

21,712

 

 

$

21,712