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Segment Reporting - Summary of Segment Profit or Loss (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]        
Interest income $ 138,173 $ 124,533 $ 395,186 $ 363,087
Fee income 10,499 9,399 30,734 27,561
Insurance income, net 11,391 7,422 34,187 28,903
Other income 5,424 4,984 15,789 14,120
Provision for credit losses 60,474 54,349 179,053 154,574
Share-based compensation expense 2,760 3,724 9,059 8,824
Depreciation and amortization expense 2,849 2,301 7,546 6,834
Interest expense 21,971 19,356 62,168 54,725
Income tax expense $ 4,618 $ 2,502 $ 10,116 $ 10,007