XML 67 R60.htm IDEA: XBRL DOCUMENT
v3.26.1

Debt - Summary of Company's Securitizations (Details) - USD ($) $ in Thousands | 1 Months Ended |  |
--- | --- | --- | ---
Oct. 31, 2025 | Mar. 31, 2025 | Nov. 30, 2024 | Jun. 30, 2024 | Feb. 28, 2022 | Oct. 31, 2021 | Jul. 31, 2021 | Mar. 31, 2026 | Dec. 31, 2025
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |
Debt Balance |  |  |  |  |  |  |  | $ 1,621,398 | $ 1,650,764
Restricted Cash Reserves |  | $ 122,312 |  |  |  |  |  | 98,364 | $ 94,174
RMIT 2021-2 |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |
Issue Date |  |  |  |  |  |  | 2021-07 |  |
Issue Amount |  |  |  |  |  |  | $ 200,000 |  |
Debt Balance |  |  |  |  |  |  |  | 200,192 |
Restricted Cash Reserves |  |  |  |  |  |  |  | $ 2,083 |
Effective interest rate |  |  |  |  |  |  |  | 2.30% |
Revolving Period End Date |  |  |  |  |  |  |  | 2026-07 |
Maturity Date |  |  |  |  |  |  |  | 2033-08 |
RMIT 2021-3 |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |
Issue Date |  |  |  |  |  | 2021-10 |  |  |
Issue Amount |  |  |  |  |  | $ 125,000 |  |  |
Debt Balance |  |  |  |  |  |  |  | $ 125,202 |
Restricted Cash Reserves |  |  |  |  |  |  |  | $ 1,471 |
Effective interest rate |  |  |  |  |  |  |  | 3.90% |
Revolving Period End Date |  |  |  |  |  |  |  | 2026-09 |
Maturity Date |  |  |  |  |  |  |  | 2033-10 |
RMIT 2022-1 |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |
Issue Date |  |  |  |  | 2022-02 |  |  |  |
Issue Amount |  |  |  |  | $ 250,000 |  |  |  |
Debt Balance |  |  |  |  |  |  |  | $ 72,683 |
Restricted Cash Reserves |  |  |  |  |  |  |  | $ 2,646 |
Effective interest rate |  |  |  |  |  |  |  | 4.80% |
Revolving Period End Date |  |  |  |  |  |  |  | 2025-02 |
Maturity Date |  |  |  |  |  |  |  | 2032-03 |
RMIT 2024-1 |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |
Issue Date |  |  |  | 2024-06 |  |  |  |  |
Issue Amount |  |  |  | $ 187,305 |  |  |  |  |
Debt Balance |  |  |  |  |  |  |  | $ 187,788 |
Restricted Cash Reserves |  |  |  |  |  |  |  | $ 1,078 |
Effective interest rate |  |  |  |  |  |  |  | 6.20% |
Revolving Period End Date |  |  |  |  |  |  |  | 2027-05 |
Maturity Date |  |  |  |  |  |  |  | 2036-07 |
RMIT 2024-2 |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |
Issue Date |  |  | 2024-11 |  |  |  |  |  |
Issue Amount |  |  | $ 250,000 |  |  |  |  |  |
Debt Balance |  |  |  |  |  |  |  | $ 250,557 |
Restricted Cash Reserves |  |  |  |  |  |  |  | $ 1,418 |
Effective interest rate |  |  |  |  |  |  |  | 5.30% |
Revolving Period End Date |  |  |  |  |  |  |  | 2026-11 |
Maturity Date |  |  |  |  |  |  |  | 2033-12 |
RMIT 2025-1 |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |
Issue Date |  | 2025-03 |  |  |  |  |  |  |
Issue Amount |  | $ 265,000 |  |  |  |  |  |  |
Debt Balance |  |  |  |  |  |  |  | $ 265,585 |
Restricted Cash Reserves |  |  |  |  |  |  |  | $ 1,489 |
Effective interest rate |  |  |  |  |  |  |  | 5.30% |
Revolving Period End Date |  |  |  |  |  |  |  | 2027-03 |
Maturity Date |  |  |  |  |  |  |  | 2034-04 |
RMIT 2025-2 |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |
Issue Date | 2025-10 |  |  |  |  |  |  |  |
Issue Amount | $ 252,810 |  |  |  |  |  |  |  |
Debt Balance |  |  |  |  |  |  |  | $ 253,318 |
Restricted Cash Reserves |  |  |  |  |  |  |  | $ 1,389 |
Effective interest rate |  |  |  |  |  |  |  | 4.80% |
Revolving Period End Date |  |  |  |  |  |  |  | 2027-10 |
Maturity Date |  |  |  |  |  |  |  | 2037-11 |
Securitizations |  |  |  |  |  |  |  |  |
Line of Credit Facility [Line Items] |  |  |  |  |  |  |  |  |
Issue Amount |  |  |  |  |  |  |  | $ 1,530,115 |
Debt Balance |  |  |  |  |  |  |  | 1,355,325 |
Restricted Cash Reserves |  |  |  |  |  |  |  | $ 11,574 |

X
- Definition Debt instrument issuance date one. + References No definition available. + Details
Name: | rm_DebtInstrumentIssuanceDateOne
Namespace Prefix: | rm_
Data Type: | xbrli:gYearMonthItemType
Balance Type: | na
Period Type: | duration

X
- Definition The maturity date of the amortizing loan credit agreement, in CCYY-MM format. + References No definition available. + Details
Name: | rm_DebtInstrumentMaturityMonthAndYear
Namespace Prefix: | rm_
Data Type: | xbrli:gYearMonthItemType
Balance Type: | na
Period Type: | instant

X
- Definition Debt instrument revolving period end month and year. + References No definition available. + Details
Name: | rm_DebtInstrumentRevolvingPeriodEndMonthAndYear
Namespace Prefix: | rm_
Data Type: | xbrli:gYearMonthItemType
Balance Type: | na
Period Type: | instant

X
- Definition Amount, before unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but is not limited to, notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(22)) -SubTopic 10 -Topic 210 -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(16)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 470 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Subparagraph (b)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481139/470-20-50-4 + Details
Name: | us-gaap_DebtInstrumentCarryingAmount
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Face (par) amount of debt instrument at time of issuance. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 835 -SubTopic 30 -Name Accounting Standards Codification -Section 55 -Paragraph 8 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482949/835-30-55-8 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 470 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B Reference 3: http://www.xbrl.org/2003/role/exampleRef -Topic 470 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 69B -Publisher FASB -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B Reference 4: http://www.xbrl.org/2003/role/exampleRef -Topic 470 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 69C -Publisher FASB -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 835 -SubTopic 30 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Topic 835 -SubTopic 30 -Name Accounting Standards Codification -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2 + Details
Name: | us-gaap_DebtInstrumentFaceAmount
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The effective interest rate at the end of the reporting period. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(22)(b)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(19)(b)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 + Details
Name: | us-gaap_LineOfCreditFacilityInterestRateAtPeriodEnd
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 235 -SubTopic 10 -Name Accounting Standards Codification -Section S50 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 235 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(f)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 470 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481544/470-10-50-6 Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 470 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481544/470-10-50-6 + Details
Name: | us-gaap_LineOfCreditFacilityLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of cash and cash equivalent restricted as to withdrawal or usage. Cash includes, but is not limited to, currency on hand, demand deposit with financial institution, and account with general characteristic of demand deposit. Cash equivalent includes, but is not limited to, short-term, highly liquid investment that is both readily convertible to known amount of cash and so near maturity that it presents insignificant risk of change in value because of change in interest rate. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(1)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(2)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 230 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 8 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482913/230-10-50-8 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(1)(a)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 4 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4 + Details
Name: | us-gaap_RestrictedCashAndCashEquivalents
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_LongtermDebtTypeAxis=rm_RMITTwoThousandTwentyOneDashTwoSecuritizationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LongtermDebtTypeAxis=rm_RMITTwoThousandTwentyOneDashThreeSecuritizationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LongtermDebtTypeAxis=rm_RMITTwoThousandTwentyTwoDashOneSecuritizationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LongtermDebtTypeAxis=rm_RMITTwoThousandTwentyFourDashOneSecuritizationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LongtermDebtTypeAxis=rm_RMITTwoThousandTwentyFourDashTwoSecuritizationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LongtermDebtTypeAxis=rm_RMITTwoThousandTwentyFiveDashOneSecuritizationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LongtermDebtTypeAxis=rm_RMITTwoThousandTwentyFiveDashTwoSecuritizationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=rm_SecuritizationsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |