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Segment Reporting (Tables)
3 Months Ended
Mar. 31, 2026
Segment Reporting [Abstract]  
Summary of Segment Profit or Loss The CODM either reviews or is otherwise regularly provided with amounts for the following measures in the Company’s financial results for the periods indicated:

 

 

 

Three Months Ended March 31,

 

Dollars in thousands

 

2026

 

 

2025

 

Interest income

 

$

140,242

 

 

$

126,769

 

Fee income

 

 

10,054

 

 

 

9,784

 

Insurance income, net

 

 

11,810

 

 

 

11,297

 

Other income

 

 

5,184

 

 

 

5,117

 

Provision for credit losses

 

 

64,868

 

 

 

57,992

 

Share-based compensation expense

 

 

1,899

 

 

 

3,501

 

Depreciation and amortization expense

 

 

3,102

 

 

 

2,300

 

Interest expense

 

 

22,923

 

 

 

19,771

 

Income tax expense

 

 

3,434

 

 

 

2,154