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Segment Reporting - Summary of Segment Profit or Loss (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]    
Interest income $ 140,242 $ 126,769
Fee income 10,054 9,784
Insurance income, net 11,810 11,297
Other income 5,184 5,117
Provision for credit losses 64,868 57,992
Share-based compensation expense 1,899 3,501
Depreciation and amortization expense 3,102 2,300
Interest expense 22,923 19,771
Income tax expense $ 3,434 $ 2,154