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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Interest income        
Interest and fees on loans $ 15,287 $ 16,363 $ 30,666 $ 32,682
Interest on investment securities        
Securities of U.S. government agencies 990 1,193 2,025 2,425
Obligations of state and political subdivisions 511 607 1,051 1,241
Corporate debt securities and other 179 256 384 524
Interest on Federal funds sold and due from banks 51 37 72 88
Total interest income 17,018 18,456 34,198 36,960
Interest expense        
Interest on interest-bearing transaction accounts 30 26 60 49
Interest on savings accounts 13 11 25 22
Interest on money market accounts 123 131 250 289
Interest on time accounts 215 231 437 466
Interest on FHLB and overnight borrowings 78 78 156 156
Interest on subordinated debentures 105 105 209 210
Total interest expense 564 582 1,137 1,192
Net interest income 16,454 17,874 33,061 35,768
Provision for loan losses 0 600 0 750
Net interest income after provision for loan losses 16,454 17,274 33,061 35,018
Non-interest income        
Service charges on deposit accounts 504 528 1,029 1,084
Wealth Management and Trust Services 603 613 1,241 1,177
Debit card interchange fees 368 360 715 660
Merchant interchange fees 129 207 259 405
Earnings on bank-owned life insurance 203 211 406 424
Dividends on FHLB stock 461 130 608 260
Gain on sale of securities 0 97 8 89
Other income 340 222 531 485
Total non-interest income 2,608 2,368 4,797 4,584
Non-interest expense        
Salaries and related benefits 6,672 6,232 13,462 13,162
Occupancy and equipment 1,493 1,329 2,835 2,663
Depreciation and amortization 650 403 1,071 819
Federal Deposit Insurance Corporation insurance 253 269 489 519
Data processing 792 748 1,578 2,108
Professional services 515 412 1,079 1,040
Directors' expense 247 157 438 312
Information technology 216 173 368 338
Reversal of losses on off-balance sheet commitments (109) (15) (310) (15)
Other expense 1,590 1,749 3,166 3,354
Total non-interest expense 12,319 11,457 24,176 24,300
Income before provision for income taxes 6,743 8,185 13,682 15,302
Provision for income taxes 2,457 3,017 4,939 5,601
Net income $ 4,286 $ 5,168 $ 8,743 $ 9,701
Net income per common share:        
Basic (usd per share) $ 0.72 $ 0.88 $ 1.47 $ 1.65
Diluted (usd per share) $ 0.71 $ 0.86 $ 1.44 $ 1.62
Weighted average shares used to compute net income per common share:        
Basic (shares) 5,945 5,888 5,933 5,879
Diluted (shares) 6,062 5,993 6,055 5,987
Dividends declared per common share (usd per share) $ 0.22 $ 0.19 $ 0.44 $ 0.38
Comprehensive income:        
Net income $ 4,286 $ 5,168 $ 8,743 $ 9,701
Other comprehensive income        
Change in net unrealized (loss) gain on available-for-sale securities (1,803) 976 (486) 2,391
Reclassification adjustment for (gain) loss on available-for-sale securities included in net income 0 0 (8) 15
Net change in unrealized (loss) gain on available-for-sale securities, before tax (1,803) 976 (494) 2,406
Deferred tax (benefit) expense (691) 450 (137) 969
Other comprehensive (loss) income, net of tax (1,112) 526 (357) 1,437
Comprehensive income $ 3,174 $ 5,694 $ 8,386 $ 11,138