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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Interest income        
Interest and fees on loans $ 15,498 $ 16,195 $ 46,164 $ 48,877
Interest on investment securities        
Securities of U.S. government agencies 1,223 1,126 3,248 3,551
Obligations of state and political subdivisions 527 496 1,578 1,737
Corporate debt securities and other 162 254 546 778
Interest on Federal funds sold and due from banks 35 37 107 125
Total interest income 17,445 18,108 51,643 55,068
Interest expense        
Interest on interest-bearing transaction accounts 28 25 88 74
Interest on savings accounts 12 12 37 34
Interest on money market accounts 125 126 375 415
Interest on time accounts 212 229 649 695
Interest on FHLB and overnight borrowings 80 79 236 235
Interest on subordinated debentures 105 106 314 316
Total interest expense 562 577 1,699 1,769
Net interest income 16,883 17,531 49,944 53,299
Provision for loan losses 0 0 0 750
Net interest income after provision for loan losses 16,883 17,531 49,944 52,549
Non-interest income        
Service charges on deposit accounts 489 552 1,518 1,636
Wealth Management and Trust Services 568 567 1,809 1,744
Debit card interchange fees 372 375 1,087 1,035
Merchant interchange fees 171 224 430 629
Earnings on bank-owned life insurance 204 208 610 632
Dividends on FHLB stock 209 149 817 409
Gain on sale of securities 72 4 80 93
Other income 213 222 744 707
Total non-interest income 2,298 2,301 7,095 6,885
Non-interest expense        
Salaries and related benefits 6,300 6,108 19,762 19,270
Occupancy and equipment 1,346 1,381 4,181 4,044
Depreciation and amortization 441 383 1,512 1,202
Federal Deposit Insurance Corporation insurance 250 261 739 780
Data processing 835 748 2,413 2,856
Professional services 493 537 1,572 1,577
Directors' expense 182 153 620 466
Information technology 186 180 554 517
Reversal of losses on off-balance sheet commitments 324 13 14 (2)
Other expense 1,281 1,586 4,447 4,940
Total non-interest expense 11,638 11,350 35,814 35,650
Income before provision for income taxes 7,543 8,482 21,225 23,784
Provision for income taxes 2,770 3,104 7,709 8,705
Net income $ 4,773 $ 5,378 $ 13,516 $ 15,079
Net income per common share:        
Basic (usd per share) $ 0.80 $ 0.91 $ 2.27 $ 2.56
Diluted (usd per share) $ 0.79 $ 0.89 $ 2.23 $ 2.51
Weighted average shares used to compute net income per common share:        
Basic (shares) 5,963 5,903 5,943 5,887
Diluted (shares) 6,067 6,014 6,059 5,996
Dividends declared per common share (usd per share) $ 0.22 $ 0.20 $ 0.66 $ 0.58
Comprehensive income:        
Net income $ 4,773 $ 5,378 $ 13,516 $ 15,079
Other comprehensive income        
Change in net unrealized gain (loss) on available-for-sale securities 1,523 (344) 1,037 2,047
Reclassification adjustment for loss (gain) on available-for-sale securities included in net income 0 4 (8) 19
Net change in unrealized gain (loss) on available-for-sale securities, before tax 1,523 (340) 1,029 2,066
Deferred tax expense (benefit) 654 (141) 517 828
Other comprehensive income (loss), net of tax 869 (199) 512 1,238
Comprehensive income $ 5,642 $ 5,179 $ 14,028 $ 16,317