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Regulatory Matters (Tables) | 12 Months Ended
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Dec. 31, 2016
Banking and Thrift [Abstract] |
Schedule of Capital Adequacy Ratios | The Bancorp’s and Bank's capital adequacy ratios as of December 31, 2016 and 2015 are presented in the following tables. Bancorp's Tier 1 capital includes the subordinated debentures, which are not included at the Bank level. We continued to build capital in 2016 through the accumulation of net income.
Capital Ratios for Bancorp (dollars in thousands) | Actual Ratio |  | Adequately Capitalized Threshold 1 |  | Ratio to be a Well Capitalized Bank Holding Company
December 31, 2016 | Amount |  | Ratio |  |  | Amount |  | Ratio |  |  | Amount |  | Ratio |
Total Capital (to risk-weighted assets) | $ | 247,453 |  | 14.32 | % |  | ≥ $ | 149,039 |  | ≥ 8.625 | % |  | ≥ $ | 172,799 |  | ≥ 10.000 | %
Tier 1 Capital (to risk-weighted assets) | $ | 231,111 |  | 13.37 | % |  | ≥ $ | 114,479 |  | ≥ 6.625 | % |  | ≥ $ | 138,239 |  | ≥ 8.000 | %
Tier 1 Capital (to average assets) | $ | 231,111 |  | 11.39 | % |  | ≥ $ | 81,189 |  | ≥ 4.000 | % |  | ≥ $ | 101,486 |  | ≥ 5.000 | %
Common Equity Tier 1 (to risk-weighted assets) | $ | 225,925 |  | 13.07 | % |  | ≥ $ | 88,559 |  | ≥ 5.125 | % |  | ≥ $ | 112,319 |  | ≥ 6.500 | %
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to risk-weighted assets) | $ | 227,269 |  | 13.37 | % |  | ≥ $ | 135,996 |  | ≥ 8.000 | % |  | ≥ $ | 169,995 |  | ≥ 10.000 | %
Tier 1 Capital (to risk-weighted assets) | $ | 211,521 |  | 12.44 | % |  | ≥ $ | 101,997 |  | ≥ 6.000 | % |  | ≥ $ | 135,996 |  | ≥ 8.000 | %
Tier 1 Capital (to average assets) | $ | 211,521 |  | 10.67 | % |  | ≥ $ | 79,296 |  | ≥ 4.000 | % |  | ≥ $ | 99,120 |  | ≥ 5.000 | %
Common Equity Tier 1 (to risk-weighted assets) | $ | 206,724 |  | 12.16 | % |  | ≥ $ | 76,498 |  | ≥ 4.500 | % |  | ≥ $ | 110,497 |  | ≥ 6.500 | %
1 The 2016 adequately capitalized threshold includes the capital conservation buffer that was effective January 1, 2016. These ratios are not reflected on a fully phased-in basis, which will occur in January 2019.
Capital Ratios for the Bank (dollars in thousands) | Actual Ratio |  | Adequately Capitalized Threshold 1 |  | Ratio to be Well Capitalized under Prompt Corrective Action Provisions
December 31, 2016 | Amount |  | Ratio |  |  | Amount |  | Ratio |  |  | Amount |  | Ratio |
Total Capital (to risk-weighted assets) | $ | 243,468 |  | 14.09 | % |  | ≥ $ | 149,016 |  | ≥ 8.625 | % |  | ≥ $ | 172,772 |  | ≥ 10.000 | %
Tier 1 Capital (to risk-weighted assets) | $ | 227,127 |  | 13.15 | % |  | ≥ $ | 114,462 |  | ≥ 6.625 | % |  | ≥ $ | 138,218 |  | ≥ 8.000 | %
Tier 1 Capital (to average assets) | $ | 227,127 |  | 11.19 | % |  | ≥ $ | 81,176 |  | ≥ 4.000 | % |  | ≥ $ | 101,469 |  | ≥ 5.000 | %
Common Equity Tier 1 (to risk-weighted assets) | $ | 227,127 |  | 13.15 | % |  | ≥ $ | 88,546 |  | ≥ 5.125 | % |  | ≥ $ | 112,302 |  | ≥ 6.500 | %
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to risk-weighted assets) | $ | 222,830 |  | 13.11 | % |  | ≥ $ | 135,968 |  | ≥ 8.000 | % |  | ≥ $ | 169,960 |  | ≥ 10.000 | %
Tier 1 Capital (to risk-weighted assets) | $ | 207,082 |  | 12.18 | % |  | ≥ $ | 101,976 |  | ≥ 6.000 | % |  | ≥ $ | 135,968 |  | ≥ 8.000 | %
Tier 1 Capital (to average assets) | $ | 207,082 |  | 10.45 | % |  | ≥ $ | 79,268 |  | ≥ 4.000 | % |  | ≥ $ | 99,085 |  | ≥ 5.000 | %
Common Equity Tier 1 (to risk-weighted assets) | $ | 207,082 |  | 12.18 | % |  | ≥ $ | 76,482 |  | ≥ 4.500 | % |  | ≥ $ | 110,474 |  | ≥ 6.500 | %
1 The 2016 adequately capitalized threshold includes the capital conservation buffer that was effective January 1, 2016. These ratios are not reflected on a fully phased-in basis, which will occur in January 2019.

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