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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Interest income    
Interest and fees on loans $ 15,849 $ 17,141
Interest on investment securities    
Securities of U.S. government agencies 1,518 1,352
Obligations of state and political subdivisions 568 586
Corporate debt securities and other 37 105
Interest on Federal funds sold and short-term investments 60 11
Total interest income 18,032 19,195
Interest expense    
Interest on interest-bearing transaction accounts 29 27
Interest on savings accounts 15 14
Interest on money market accounts 113 111
Interest on time accounts 146 196
Interest on Federal Home Loan Bank (FHLB) and other borrowings 0 100
Interest on subordinated debentures 108 109
Total interest expense 411 557
Net interest income 17,621 18,638
Provision for loan losses 0 0
Net interest income after provision for loan losses 17,621 18,638
Non-interest income    
Service charges on deposit accounts 452 456
Wealth Management and Trust Services 503 566
Debit card interchange fees 372 338
Merchant interchange fees 96 113
Earnings on bank-owned life insurance 209 201
Dividends on FHLB stock 232 169
Gains on investment securities, net 0 110
Other income 251 210
Total non-interest income 2,115 2,163
Non-interest expense    
Salaries and related benefits 7,475 6,748
Occupancy and equipment 1,319 1,281
Depreciation and amortization 481 453
Federal Deposit Insurance Corporation insurance 161 261
Data processing 939 856
Professional services 522 498
Directors' expense 158 189
Information technology 198 193
Provision for losses on off-balance sheet commitments 165 0
Other expense 1,593 1,531
Total non-interest expense 13,011 12,010
Income before provision for income taxes 6,725 8,791
Provision for income taxes 2,177 3,145
Net income $ 4,548 $ 5,646
Net income per common share:    
Basic (usd per share) $ 0.75 $ 0.93
Diluted (usd per share) $ 0.74 $ 0.93
Weighted average shares:    
Basic (shares) 6,092 6,048
Diluted (shares) 6,172 6,090
Dividends declared per common share $ 0.27 $ 0.25
Comprehensive income:    
Net income $ 4,548 $ 5,646
Other comprehensive income    
Change in net unrealized gain or loss on available-for-sale securities 1,674 2,923
Amortization of net unrealized loss on available for sale securities transferred to held-to-maturity securities 41 0
Reclassification adjustment for gains on available-for-sale securities included in net income 0 (110)
Net change in unrealized loss on available-for-sale securities, before tax 1,715 2,813
Tax effect 704 1,174
Other comprehensive income, net of tax 1,011 1,639
Comprehensive income $ 5,559 $ 7,285