XML 55 R45.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Dec. 31, 2017
Allowance for loan losses:          
Beginning balance $ 15,813 $ 15,232 $ 15,767 $ 15,442  
Provision for loan losses 0 0 0 0  
Charge-offs 0 (6) (5) (292)  
Recoveries 4 22 55 98  
Ending balance 15,817 15,248 15,817 15,248  
Ending ALLL related to loans collectively evaluated for impairment 15,290   15,290   $ 15,254
Ending ALLL related to loans individually evaluated for impairment 527   527   513
Ending ALLL 15,817   15,817   15,767
Collectively evaluated for impairment 1,711,211   1,711,211   1,659,972
Individually evaluated for impairment 15,531   15,531   16,926
Total loans $ 1,728,871   $ 1,728,871   $ 1,679,013
Ratio of allowance for loan losses to total loans 0.91%   0.91%   0.94%
Allowance for loan losses to non-accrual loans 4098.00%   4098.00%   3883.00%
Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 2,129   2,129   2,115
Commercial loans | Commercial and industrial          
Allowance for loan losses:          
Beginning balance 2,597 3,932 3,654 3,248  
Provision for loan losses (245) 612 (1,308) 1,509  
Charge-offs 0 (5) (3) (289)  
Recoveries 4 21 13 92  
Ending balance 2,356 4,560 2,356 4,560  
Ending ALLL related to loans collectively evaluated for impairment 2,183   2,183   3,604
Ending ALLL related to loans individually evaluated for impairment 173   173   50
Ending ALLL 2,356   2,356   3,654
Collectively evaluated for impairment 236,969   236,969   233,605
Individually evaluated for impairment 1,763   1,763   2,165
Total loans $ 238,771   $ 238,771   $ 235,835
Ratio of allowance for loan losses to total loans 0.99%   0.99%   1.55%
Commercial loans | Commercial and industrial | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 39   39   65
Commercial real estate loans | Commercial real estate, owner-occupied          
Allowance for loan losses:          
Beginning balance 2,339 2,082 2,294 1,753  
Provision for loan losses 83 (56) 128 273  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 2,422 2,026 2,422 2,026  
Ending ALLL related to loans collectively evaluated for impairment 2,194   2,194   2,106
Ending ALLL related to loans individually evaluated for impairment 228   228   188
Ending ALLL 2,422   2,422   2,294
Collectively evaluated for impairment 308,272   308,272   292,798
Individually evaluated for impairment 6,997   6,997   6,999
Total loans $ 316,467   $ 316,467   $ 300,963
Ratio of allowance for loan losses to total loans 0.77%   0.77%   0.76%
Commercial real estate loans | Commercial real estate, owner-occupied | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 1,198   1,198   1,166
Commercial real estate loans | Commercial real estate, investor          
Allowance for loan losses:          
Beginning balance 7,390 6,065 6,475 6,320  
Provision for loan losses 46 33 961 (222)  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 7,436 6,098 7,436 6,098  
Ending ALLL related to loans collectively evaluated for impairment 7,392   7,392   6,316
Ending ALLL related to loans individually evaluated for impairment 44   44   159
Ending ALLL 7,436   7,436   6,475
Collectively evaluated for impairment 838,856   838,856   820,023
Individually evaluated for impairment 1,831   1,831   2,171
Total loans $ 841,493   $ 841,493   $ 822,984
Ratio of allowance for loan losses to total loans 0.88%   0.88%   0.79%
Commercial real estate loans | Commercial real estate, investor | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 806   806   790
Commercial real estate loans | Construction          
Allowance for loan losses:          
Beginning balance 508 411 681 781  
Provision for loan losses 157 217 (16) (153)  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 665 628 665 628  
Ending ALLL related to loans collectively evaluated for impairment 665   665   674
Ending ALLL related to loans individually evaluated for impairment 0   0   7
Ending ALLL 665   665   681
Collectively evaluated for impairment 66,049   66,049   60,859
Individually evaluated for impairment 2,690   2,690   2,969
Total loans $ 68,739   $ 68,739   $ 63,828
Ratio of allowance for loan losses to total loans 0.97%   0.97%   1.07%
Commercial real estate loans | Construction | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 0   0   0
Residential loans | Home equity          
Allowance for loan losses:          
Beginning balance 952 981 1,031 973  
Provision for loan losses (39) 21 (118) 29  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 913 1,002 913 1,002  
Ending ALLL related to loans collectively evaluated for impairment 908   908   1,025
Ending ALLL related to loans individually evaluated for impairment 5   5   6
Ending ALLL 913   913   1,031
Collectively evaluated for impairment 120,588   120,588   131,620
Individually evaluated for impairment 569   569   753
Total loans $ 121,243   $ 121,243   $ 132,467
Ratio of allowance for loan losses to total loans 0.75%   0.75%   0.78%
Allowance for loan losses to non-accrual loans 287.00%   287.00%   254.00%
Residential loans | Home equity | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 86   86   94
Residential loans | Other residential          
Allowance for loan losses:          
Beginning balance 746 509 536 454  
Provision for loan losses 35 33 245 88  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 781 542 781 542  
Ending ALLL related to loans collectively evaluated for impairment 781   781   535
Ending ALLL related to loans individually evaluated for impairment 0   0   1
Ending ALLL 781   781   536
Collectively evaluated for impairment 112,397   112,397   94,378
Individually evaluated for impairment 986   986   1,148
Total loans $ 113,383   $ 113,383   $ 95,526
Ratio of allowance for loan losses to total loans 0.69%   0.69%   0.56%
Residential loans | Other residential | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 0   0   0
Consumer loans | Installment and other consumer          
Allowance for loan losses:          
Beginning balance 325 340 378 372  
Provision for loan losses 5 (5) (88) (40)  
Charge-offs 0 (1) (2) (3)  
Recoveries 0 1 42 6  
Ending balance 330 335 330 335  
Ending ALLL related to loans collectively evaluated for impairment 253   253   276
Ending ALLL related to loans individually evaluated for impairment 77   77   102
Ending ALLL 330   330   378
Collectively evaluated for impairment 28,080   28,080   26,689
Individually evaluated for impairment 695   695   721
Total loans $ 28,775   $ 28,775   $ 27,410
Ratio of allowance for loan losses to total loans 1.15%   1.15%   1.38%
Allowance for loan losses to non-accrual loans 485.00%   485.00%    
Consumer loans | Installment and other consumer | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 0   0   0
Unallocated          
Allowance for loan losses:          
Beginning balance 956 912 718 1,541  
Provision for loan losses (42) (855) 196 (1,484)  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 914 $ 57 914 $ 57  
Ending ALLL related to loans collectively evaluated for impairment 914   914   718
Ending ALLL related to loans individually evaluated for impairment 0   0   0
Ending ALLL 914   914   718
Collectively evaluated for impairment 0   0   0
Individually evaluated for impairment 0   0   0
Total loans 0   0   0
Unallocated | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL 0   0   0
Purchased credit-impaired $ 0   $ 0   $ 0