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v3.19.1

Regulatory Matters (Tables) | 12 Months Ended
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Dec. 31, 2018
Banking and Thrift [Abstract] |
Schedule of Capital Adequacy Ratios | The Bancorp’s and Bank's capital adequacy ratios as of December 31, 2018 and 2017 are presented in the following tables. Bancorp's Tier 1 capital includes the subordinated debentures, which are not included at the Bank level.
Capital Ratios for Bancorp (dollars in thousands) | Actual Ratio |  | Adequately Capitalized Threshold 1 |  | Ratio to be a Well Capitalized Bank Holding Company
December 31, 2018 | Amount |  | Ratio |  |  | Amount |  | Ratio |  |  | Amount |  | Ratio |
Total Capital (to risk-weighted assets) | $ | 305,224 |  | 14.93 | % |  | ≥ $ | 201,943 |  | ≥ 9.875 | % |  | ≥ $ | 204,499 |  | ≥ 10.000 | %
Tier 1 Capital (to risk-weighted assets) | $ | 288,445 |  | 14.10 | % |  | ≥ $ | 161,043 |  | ≥ 7.875 | % |  | ≥ $ | 163,599 |  | ≥ 8.000 | %
Tier 1 Capital (to average assets) | $ | 288,445 |  | 11.54 | % |  | ≥ $ | 100,011 |  | ≥ 4.000 | % |  | ≥ $ | 125,013 |  | ≥ 5.000 | %
Common Equity Tier 1 (to risk-weighted assets) | $ | 285,805 |  | 13.98 | % |  | ≥ $ | 130,368 |  | ≥ 6.375 | % |  | ≥ $ | 132,925 |  | ≥ 6.500 | %
December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to risk-weighted assets) | $ | 287,435 |  | 14.91 | % |  | ≥ $ | 178,323 |  | ≥ 9.250 | % |  | ≥ $ | 192,782 |  | ≥ 10.000 | %
Tier 1 Capital (to risk-weighted assets) | $ | 270,710 |  | 14.04 | % |  | ≥ $ | 139,767 |  | ≥ 7.250 | % |  | ≥ $ | 154,225 |  | ≥ 8.000 | %
Tier 1 Capital (to average assets) | $ | 270,710 |  | 12.13 | % |  | ≥ $ | 89,285 |  | ≥ 4.000 | % |  | ≥ $ | 111,607 |  | ≥ 5.000 | %
Common Equity Tier 1 (to risk-weighted assets) | $ | 265,119 |  | 13.75 | % |  | ≥ $ | 110,849 |  | ≥ 5.750 | % |  | ≥ $ | 125,308 |  | ≥ 6.500 | %
1 The adequately capitalized threshold includes the capital conservation buffer effective for 2018 and 2017. These ratios are not reflected on a fully phased-in basis, which was effective January 1, 2019.
Capital Ratios for the Bank (dollars in thousands) | Actual Ratio |  | Adequately Capitalized Threshold 1 |  | Ratio to be Well Capitalized under Prompt Corrective Action Provisions
December 31, 2018 | Amount |  | Ratio |  |  | Amount |  | Ratio |  |  | Amount |  | Ratio |
Total Capital (to risk-weighted assets) | $ | 285,969 |  | 13.98 | % |  | ≥ $ | 201,927 |  | ≥ 9.875 | % |  | ≥ $ | 204,483 |  | ≥ 10.000 | %
Tier 1 Capital (to risk-weighted assets) | $ | 269,191 |  | 13.16 | % |  | ≥ $ | 161,031 |  | ≥ 7.875 | % |  | ≥ $ | 163,587 |  | ≥ 8.000 | %
Tier 1 Capital (to average assets) | $ | 269,191 |  | 10.77 | % |  | ≥ $ | 99,994 |  | ≥ 4.000 | % |  | ≥ $ | 124,992 |  | ≥ 5.000 | %
Common Equity Tier 1 (to risk-weighted assets) | $ | 269,191 |  | 13.16 | % |  | ≥ $ | 130,358 |  | ≥ 6.375 | % |  | ≥ $ | 132,914 |  | ≥ 6.500 | %
December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to risk-weighted assets) | $ | 283,885 |  | 14.73 | % |  | ≥ $ | 178,281 |  | ≥ 9.250 | % |  | ≥ $ | 192,737 |  | ≥ 10.000 | %
Tier 1 Capital (to risk-weighted assets) | $ | 267,160 |  | 13.86 | % |  | ≥ $ | 139,734 |  | ≥ 7.250 | % |  | ≥ $ | 154,189 |  | ≥ 8.000 | %
Tier 1 Capital (to average assets) | $ | 267,160 |  | 11.97 | % |  | ≥ $ | 89,275 |  | ≥ 4.000 | % |  | ≥ $ | 111,593 |  | ≥ 5.000 | %
Common Equity Tier 1 (to risk-weighted assets) | $ | 267,160 |  | 13.86 | % |  | ≥ $ | 110,824 |  | ≥ 5.750 | % |  | ≥ $ | 125,279 |  | ≥ 6.500 | %
1 The adequately capitalized threshold includes the capital conservation buffer effective for 2018 and 2017. These ratios are not reflected on a fully phased-in basis, which was effective January 1, 2019.

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