XML 51 R41.htm IDEA: XBRL DOCUMENT v3.19.2
Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Jun. 30, 2019
Jun. 30, 2018
Dec. 31, 2018
Allowance for loan losses:          
Beginning balance $ 15,817 $ 15,771 $ 15,821 $ 15,767  
Provision for loan losses 0 0 0 0  
Charge-offs 0 (5) (9) (5)  
Recoveries 18 47 23 51  
Ending balance 15,835 15,813 15,835 15,813  
Ending ALLL related to loans collectively evaluated for impairment 15,259   15,259   $ 15,043
Ending ALLL related to loans individually evaluated for impairment 576   576   778
Ending ALLL 15,835   15,835   15,821
Collectively evaluated for impairment 1,750,495   1,750,495   1,746,714
Individually evaluated for impairment 12,303   12,303   15,038
Total loans $ 1,764,879   $ 1,764,879   $ 1,763,864
Ratio of allowance for loan losses to total loans 0.90%   0.90%   0.90%
Allowance for loan losses to non-accrual loans 2759.00%   2759.00%   2270.00%
Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 2,081   2,081   2,112
Commercial loans | Commercial and industrial          
Allowance for loan losses:          
Beginning balance 2,612 3,693 2,436 3,654  
Provision for loan losses (250) (1,098) (70) (1,063)  
Charge-offs 0 (3) (9) (3)  
Recoveries 6 5 11 9  
Ending balance 2,368 2,597 2,368 2,597  
Ending ALLL related to loans collectively evaluated for impairment 2,026   2,026   1,970
Ending ALLL related to loans individually evaluated for impairment 342   342   466
Ending ALLL 2,368   2,368   2,436
Collectively evaluated for impairment 233,326   233,326   228,883
Individually evaluated for impairment 1,489   1,489   1,825
Total loans $ 234,832   $ 234,832   $ 230,739
Ratio of allowance for loan losses to total loans 1.01%   1.01%   1.06%
Allowance for loan losses to non-accrual loans 669.00%   669.00%    
Commercial loans | Commercial and industrial | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 17   17   31
Commercial real estate loans | Commercial real estate, owner-occupied          
Allowance for loan losses:          
Beginning balance 2,358 2,080 2,407 2,294  
Provision for loan losses (37) 259 (86) 45  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 2,321 2,339 2,321 2,339  
Ending ALLL related to loans collectively evaluated for impairment 2,198   2,198   2,218
Ending ALLL related to loans individually evaluated for impairment 123   123   189
Ending ALLL 2,321   2,321   2,407
Collectively evaluated for impairment 298,162   298,162   305,097
Individually evaluated for impairment 7,000   7,000   6,993
Total loans $ 306,327   $ 306,327   $ 313,277
Ratio of allowance for loan losses to total loans 0.76%   0.76%   0.77%
Commercial real estate loans | Commercial real estate, owner-occupied | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 1,165   1,165   1,187
Commercial real estate loans | Commercial real estate, investor          
Allowance for loan losses:          
Beginning balance 7,766 6,455 7,703 6,475  
Provision for loan losses (57) 935 6 915  
Charge-offs 0 0 0 0  
Recoveries 12 0 12 0  
Ending balance 7,721 7,390 7,721 7,390  
Ending ALLL related to loans collectively evaluated for impairment 7,679   7,679   7,658
Ending ALLL related to loans individually evaluated for impairment 42   42   45
Ending ALLL 7,721   7,721   7,703
Collectively evaluated for impairment 876,351   876,351   870,778
Individually evaluated for impairment 1,796   1,796   1,821
Total loans $ 878,969   $ 878,969   $ 873,410
Ratio of allowance for loan losses to total loans 0.88%   0.88%   0.88%
Commercial real estate loans | Commercial real estate, investor | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 822   822   811
Commercial real estate loans | Construction          
Allowance for loan losses:          
Beginning balance 704 697 756 681  
Provision for loan losses (85) (189) (137) (173)  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 619 508 619 508  
Ending ALLL related to loans collectively evaluated for impairment 619   619   756
Ending ALLL related to loans individually evaluated for impairment 0   0   0
Ending ALLL 619   619   756
Collectively evaluated for impairment 63,075   63,075   73,735
Individually evaluated for impairment 488   488   2,688
Total loans $ 63,563   $ 63,563   $ 76,423
Ratio of allowance for loan losses to total loans 0.97%   0.97%   0.99%
Commercial real estate loans | Construction | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 0   0   0
Residential loans | Home equity          
Allowance for loan losses:          
Beginning balance 923 979 915 1,031  
Provision for loan losses (16) (27) (8) (79)  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 907 952 907 952  
Ending ALLL related to loans collectively evaluated for impairment 902   902   910
Ending ALLL related to loans individually evaluated for impairment 5   5   5
Ending ALLL 907   907   915
Collectively evaluated for impairment 125,483   125,483   124,049
Individually evaluated for impairment 408   408   564
Total loans $ 125,968   $ 125,968   $ 124,696
Ratio of allowance for loan losses to total loans 0.72%   0.72%   0.73%
Allowance for loan losses to non-accrual loans 578.00%   578.00%   292.00%
Residential loans | Home equity | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 77   77   83
Residential loans | Other residential          
Allowance for loan losses:          
Beginning balance 800 543 800 536  
Provision for loan losses 49 203 49 210  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 849 746 849 746  
Ending ALLL related to loans collectively evaluated for impairment 849   849   800
Ending ALLL related to loans individually evaluated for impairment 0   0   0
Ending ALLL 849   849   800
Collectively evaluated for impairment 123,663   123,663   117,385
Individually evaluated for impairment 457   457   462
Total loans $ 124,120   $ 124,120   $ 117,847
Ratio of allowance for loan losses to total loans 0.68%   0.68%   0.68%
Residential loans | Other residential | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 0   0   0
Consumer loans | Installment and other consumer          
Allowance for loan losses:          
Beginning balance 340 351 310 378  
Provision for loan losses (17) (66) 13 (93)  
Charge-offs 0 (2) 0 (2)  
Recoveries 0 42 0 42  
Ending balance 323 325 323 325  
Ending ALLL related to loans collectively evaluated for impairment 259   259   237
Ending ALLL related to loans individually evaluated for impairment 64   64   73
Ending ALLL 323   323   310
Collectively evaluated for impairment 30,435   30,435   26,787
Individually evaluated for impairment 665   665   685
Total loans $ 31,100   $ 31,100   $ 27,472
Ratio of allowance for loan losses to total loans 1.04%   1.04%   1.13%
Allowance for loan losses to non-accrual loans 513.00%   513.00%    
Consumer loans | Installment and other consumer | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL $ 0   $ 0   $ 0
Purchased credit-impaired 0   0   0
Unallocated          
Allowance for loan losses:          
Beginning balance 314 973 494 718  
Provision for loan losses 413 (17) 233 238  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 727 $ 956 727 $ 956  
Ending ALLL related to loans collectively evaluated for impairment 727   727   494
Ending ALLL related to loans individually evaluated for impairment 0   0   0
Ending ALLL 727   727   494
Collectively evaluated for impairment 0   0   0
Individually evaluated for impairment 0   0   0
Total loans 0   0   0
Unallocated | Purchased credit-impaired          
Allowance for loan losses:          
Ending ALLL 0   0   0
Purchased credit-impaired $ 0   $ 0   $ 0