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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Interest income        
Interest and fees on loans $ 21,217 $ 20,988 $ 42,104 $ 41,683
Interest on investment securities 3,741 3,763 7,906 7,860
Interest on federal funds sold and due from banks 39 190 371 329
Total interest income 24,997 24,941 50,381 49,872
Interest expense        
Interest on interest-bearing transaction accounts 39 91 105 168
Interest on savings accounts 17 17 33 35
Interest on money market accounts 383 787 1,354 1,551
Interest on time accounts 142 175 303 294
Interest on borrowings and other obligations 1 24 3 71
Interest on subordinated debenture 40 58 89 118
Total interest expense 622 1,152 1,887 2,237
Net interest income 24,375 23,789 48,494 47,635
Provision (reversal) 2,000 0 4,200 0
Net interest income after provision for loan losses 22,375 23,789 44,294 47,635
Non-interest income        
Earnings on bank-owned life insurance 234 235 509 175
Dividends on Federal Home Loan Bank stock 146 193 354 389
Gains on sale of investment securities, net 115 61 915 55
Other income 249 326 698 583
Total non-interest income 1,813 2,274 4,933 4,045
Non-interest expense        
Salaries and related benefits 7,864 8,868 17,341 18,014
Occupancy and equipment 1,661 1,578 3,324 3,109
Depreciation and amortization 526 572 1,052 1,128
Federal Deposit Insurance Corporation insurance 116 174 118 353
Data processing 829 1,004 1,615 2,019
Professional services 550 535 1,094 1,121
Directors' expense 175 187 349 366
Information technology 252 284 502 543
Amortization of core deposit intangible 213 221 426 443
Provision for losses on off-balance sheet commitments 260 0 362 129
Other expense 1,695 1,493 3,427 3,219
Total non-interest expense 14,141 14,916 29,610 30,444
Income before provision for income taxes 10,047 11,147 19,617 21,236
Provision for income taxes 2,641 2,912 4,983 5,522
Net income $ 7,406 $ 8,235 $ 14,634 $ 15,714
Net income per common share:        
Basic (in dollars per share) $ 0.55 $ 0.60 $ 1.08 $ 1.15
Diluted (in dollars per share) $ 0.55 $ 0.60 $ 1.07 $ 1.13
Weighted average shares:        
Basic (in shares) 13,514 13,655 13,519 13,696
Diluted (in shares) 13,585 13,818 13,621 13,871
Comprehensive income:        
Net income $ 7,406 $ 8,235 $ 14,634 $ 15,714
Other comprehensive income        
Change in net unrealized gains or losses on available-for-sale securities 1,494 8,982 11,306 12,921
Reclassification adjustment for gains on available-for-sale securities in net income (115) (61) (915) (55)
Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity 135 104 245 205
Other comprehensive income, before tax 1,514 9,025 10,636 13,071
Deferred tax expense 448 2,671 3,145 3,869
Other comprehensive income, net of tax 1,066 6,354 7,491 9,202
Total comprehensive income 8,472 14,589 22,125 24,916
Deposit Account        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 293 485 744 964
Fiduciary and Trust        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 421 473 925 911
Debit Card        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 308 414 668 794
Merchant Interchange Fees, Net        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net $ 47 $ 87 $ 120 $ 174