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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Interest income        
Interest and fees on loans $ 21,776 $ 21,525 $ 63,880 $ 63,208
Interest on investment securities 3,343 3,382 11,249 11,242
Interest on federal funds sold and due from banks 50 425 421 754
Total interest income 25,169 25,332 75,550 75,204
Interest expense        
Interest on interest-bearing transaction accounts 41 101 146 269
Interest on savings accounts 17 17 50 52
Interest on money market accounts 377 855 1,731 2,406
Interest on time accounts 133 147 436 441
Interest on borrowings and other obligations 0 4 3 75
Interest on subordinated debenture 35 57 124 175
Total interest expense 603 1,181 2,490 3,418
Net interest income 24,566 24,151 73,060 71,786
Provision for loan losses 1,250 400 5,450 400
Net interest income after provision for loan losses 23,316 23,751 67,610 71,386
Non-interest income        
Earnings on bank-owned life insurance 232 795 741 970
Dividends on Federal Home Loan Bank stock 149 202 503 591
Gains on sale of investment securities, net 0 0 915 55
Other income 229 305 927 888
Total non-interest income 1,790 2,721 6,723 6,766
Non-interest expense        
Salaries and related benefits 8,638 8,412 25,979 26,426
Occupancy and equipment 1,776 1,507 5,100 4,616
Depreciation and amortization 539 573 1,591 1,701
Federal Deposit Insurance Corporation insurance 181 1 299 354
Data processing 822 923 2,437 2,942
Professional services 655 580 1,749 1,701
Directors' expense 184 189 533 555
Information technology 256 279 758 822
Amortization of core deposit intangible 213 222 639 665
Provision for losses on off-balance sheet commitments 248 0 610 129
Charitable contributions 481 111 921 377
Other expense 1,245 1,403 4,232 4,356
Total non-interest expense 15,238 14,200 44,848 44,644
Income before provision for income taxes 9,868 12,272 29,485 33,508
Provision for income taxes 2,377 2,824 7,360 8,346
Net income $ 7,491 $ 9,448 $ 22,125 $ 25,162
Net income per common share:        
Basic (in dollars per share) $ 0.55 $ 0.70 $ 1.64 $ 1.84
Diluted (in dollars per share) $ 0.55 $ 0.69 $ 1.62 $ 1.82
Weighted average shares:        
Basic (in shares) 13,539 13,571 13,526 13,654
Diluted (in shares) 13,610 13,735 13,617 13,825
Comprehensive income:        
Net income $ 7,491 $ 9,448 $ 22,125 $ 25,162
Other comprehensive income        
Change in net unrealized gains or losses on available-for-sale securities 299 936 11,605 13,857
Reclassification adjustment for gains on available-for-sale securities included in net income 0 0 (915) (55)
Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity 149 123 394 328
Other comprehensive income, before tax 448 1,059 11,084 14,130
Deferred tax expense 132 313 3,277 4,182
Other comprehensive income, net of tax 316 746 7,807 9,948
Total comprehensive income 7,807 10,194 29,932 35,110
Deposit account        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 284 439 1,028 1,403
Fiduciary and trust        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 450 495 1,375 1,406
Debit card        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 383 406 1,051 1,200
Merchant interchange fees, net        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net $ 63 $ 79 $ 183 $ 253