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Regulatory Matters (Tables)
 12 Months Ended
Dec. 31, 2020
Regulatory Assets and Liabilities Disclosure [Abstract]  
Schedule of Capital Adequacy Ratios The Bancorp’s and Bank's capital adequacy ratios as of December 31, 2020 and 2019 are presented in the following tables. Bancorp's Tier 1 capital includes the subordinated debenture, which is not included at the Bank level.
Capital Ratios for Bancorp
(dollars in thousands)
Actual Ratio
Adequately Capitalized Threshold 1
Ratio to be a Well Capitalized Bank Holding Company
December 31, 2020AmountRatioAmountRatioAmountRatio
Total Capital (to risk-weighted assets)$339,544 16.03 %≥  $222,393 ≥ 10.50 %≥  $211,802 ≥ 10.00 %
Tier 1 Capital (to risk-weighted assets)$313,891 14.82 %≥  $180,032 ≥ 8.50 %≥  $169,442 ≥ 8.00 %
Tier 1 Capital (to average assets)$313,891 10.80 %≥  $116,224 ≥ 4.00 %≥  $145,280 ≥ 5.00 %
Common Equity Tier 1 (to risk-weighted assets)$311,114 14.69 %≥  $148,262 ≥ 7.00 %≥  $137,672 ≥ 6.50 %
December 31, 2019      
Total Capital (to risk-weighted assets)$319,317 15.07 %≥  $222,430 ≥ 10.50 %≥  $211,838 ≥ 10.00 %
Tier 1 Capital (to risk-weighted assets)$301,553 14.24 %≥  $180,063 ≥ 8.50 %≥  $169,471 ≥ 8.00 %
Tier 1 Capital (to average assets)$301,553 11.66 %≥  $103,489 ≥ 4.00 %≥  $129,361 ≥ 5.00 %
Common Equity Tier 1 (to risk-weighted assets)$298,845 14.11 %≥  $148,287 ≥ 7.00 %≥  $137,695 ≥ 6.50 %
1 The adequately capitalized threshold includes the capital conservation buffer that was effective in 2018 and fully phased-in on January 1, 2019.
Capital Ratios for the Bank (dollars in thousands)
Actual Ratio
Adequately Capitalized Threshold 1
Ratio to be Well Capitalized under Prompt Corrective Action Provisions
December 31, 2020AmountRatioAmountRatioAmountRatio
Total Capital (to risk-weighted assets)$334,686 15.80 %≥  $222,391 ≥ 10.50 %≥  $211,801 ≥ 10.00 %
Tier 1 Capital (to risk-weighted assets)$309,033 14.59 %≥  $180,031 ≥ 8.50 %≥  $169,441 ≥ 8.00 %
Tier 1 Capital (to average assets)$309,033 10.64 %≥  $116,224 ≥ 4.00 %≥  $145,280 ≥ 5.00 %
Common Equity Tier 1 (to risk-weighted assets)$309,033 14.59 %≥  $148,261 ≥ 7.00 %≥  $137,671 ≥ 6.50 %
December 31, 2019      
Total Capital (to risk-weighted assets)$309,875 14.63 %≥  $222,437 ≥ 10.50 %≥  $211,844 ≥   10.00 %
Tier 1 Capital (to risk-weighted assets)$292,111 13.79 %≥  $180,068 ≥ 8.50 %≥  $169,476 ≥   8.00 %
Tier 1 Capital (to average assets)$292,111 11.29 %≥  $103,488 ≥ 4.00 %≥  $129,360 ≥   5.00 %
Common Equity Tier 1 (to risk-weighted assets)$292,111 13.79 %≥  $148,291 ≥ 7.00 %≥  $137,699 ≥   6.50 %
1 The adequately capitalized threshold includes the capital conservation buffer that was effective in 2018 and fully phased-in on January 1, 2019.