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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Interest income    
Interest and fees on loans $ 20,661 $ 20,887
Interest on investment securities 3,129 4,165
Interest on federal funds sold and due from banks 42 332
Total interest income 23,832 25,384
Interest expense    
Interest on interest-bearing transaction accounts 39 66
Interest on savings accounts 19 16
Interest on money market accounts 286 971
Interest on time accounts 96 161
Interest on borrowings and other obligations 0 2
Interest on subordinated debenture 1,361 49
Total interest expense 1,801 1,265
Net interest income 22,031 24,119
(Reversal of) provision for credit losses on loans (2,929)  
(Reversal of) provision for credit losses on loans   2,200
Net interest income after (reversal of) provision for credit losses 24,960 21,919
Non-interest income    
Earnings on bank-owned life insurance, net 257 275
Dividends on Federal Home Loan Bank stock 149 208
Gains on sale of investment securities, net 0 800
Other income 228 449
Total non-interest income 1,826 3,120
Non-interest expense    
Salaries and related benefits 9,208 9,477
Occupancy and equipment 1,751 1,663
Professional services 863 544
Data processing 819 786
Depreciation and amortization 459 526
Information technology 313 250
Amortization of core deposit intangible 204 213
Federal Deposit Insurance Corporation insurance 179 2
Directors' expense 175 174
Charitable contributions 31 167
(Reversal of) provision for credit losses on unfunded loan commitments (590) 102
Other expense 1,410 1,565
Total non-interest expense 14,822 15,469
Income before provision for income taxes 11,964 9,570
Provision for income taxes 3,017 2,342
Net income $ 8,947 $ 7,228
Net income per common share:    
Basic (in dollars per share) $ 0.67 $ 0.53
Diluted (in dollars per share) $ 0.66 $ 0.53
Weighted average shares:    
Basic (in shares) 13,363 13,525
Diluted (in shares) 13,469 13,656
Comprehensive income (loss):    
Net income $ 8,947 $ 7,228
Other comprehensive (loss) income    
Change in net unrealized gains on available-for-sale securities (9,082) 9,812
Reclassification adjustment for (gains) on available-for-sale securities included in net income 0 (800)
Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity 143 110
Other comprehensive (loss) income, before tax (8,939) 9,122
Deferred tax (benefit) expense (2,644) 2,697
Other comprehensive (loss) income, net of tax (6,295) 6,425
Total comprehensive income 2,652 13,653
Deposit account    
Non-interest income    
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 281 451
Fiduciary and trust    
Non-interest income    
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 488 504
Debit card    
Non-interest income    
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 366 360
Merchant interchange fees, net    
Non-interest income    
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net $ 57 $ 73