XML 32 R22.htm IDEA: XBRL DOCUMENT
v3.21.2

Loans and Allowance for Credit Losses on Loans - (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2021
Receivables [Abstract] |
Schedule of Loans by Class | The following table presents the amortized cost of loans by class as of June 30, 2021 and December 31, 2020.
(in thousands) | June 30, 2021 | December 31, 2020
Commercial and industrial | $ | 423,646 |  | $ | 498,408 |
Real estate: |  |
Commercial owner-occupied | 296,407 |  | 304,963 |
Commercial investor-owned | 967,335 |  | 961,208 |
Construction | 80,841 |  | 73,046 |
Home equity | 92,510 |  | 104,813 |
Other residential | 120,903 |  | 123,395 |
Installment and other consumer loans | 21,125 |  | 22,723 |
Total loans, at amortized cost 1 | 2,002,767 |  | 2,088,556 |
Allowance for credit losses on loans | (19,100) |  | (22,874) |
Total loans, net | $ | 1,983,667 |  | $ | 2,065,682 |
1 Amortized cost includes net deferred loan origination fees of $(5.2) million and $(4.9) million at June 30, 2021 and December 31, 2020, respectively. Amounts are also net of unrecognized purchase discounts of $737 thousand and $815 thousand at June 30, 2021 and December 31, 2020, respectively. Amortized cost excludes accrued interest, which totaled $7.3 million and $8.8 million at June 30, 2021 and December 31, 2020, respectively, and is included in interest receivable and other assets in the consolidated statements of condition.
Financing Receivable Credit Quality Indicators | The following tables present the loan portfolio by loan class, origination year and internal risk rating as of June 30, 2021 and December 31, 2020. Generally, existing term loans that were re-underwritten are reflected in the table in the year of renewal. Lines of credit that have a conversion feature at the time of origination, such as construction to perm loans, are presented by year of origination.
(in thousands) | Term Loans - Amortized Cost by Origination Year | Revolving Loans Amortized Cost |
June 30, 2021 | 2021 | 2020 | 2019 | 2018 | 2017 | Prior | Total
Commercial and industrial: |  |  |  |  |  |  |  |
Pass | $ | 137,058 |  | $ | 129,992 |  | $ | 20,274 |  | $ | 10,797 |  | $ | 3,621 |  | $ | 35,228 |  | $ | 82,806 |  | $ | 419,776 |
Special Mention | — |  | — |  | 638 |  | 442 |  | 101 |  | 5 |  | 445 |  | 1,631 |
Substandard | — |  | 1,099 |  | 369 |  | — |  | — |  | — |  | 771 |  | 2,239 |
Total commercial and industrial | $ | 137,058 |  | $ | 131,091 |  | $ | 21,281 |  | $ | 11,239 |  | $ | 3,722 |  | $ | 35,233 |  | $ | 84,022 |  | $ | 423,646 |
Commercial real estate, owner-occupied: |  |  |  |  |  |  |  |
Pass | $ | 19,776 |  | $ | 29,440 |  | $ | 26,861 |  | $ | 40,403 |  | $ | 40,695 |  | $ | 94,071 |  | $ | — |  | $ | 251,246 |
Special Mention | — |  | — |  | — |  | 2,360 |  | 16,419 |  | 8,173 |  | — |  | 26,952 |
Substandard | — |  | 7,148 |  | 293 |  | — |  | — |  | 10,768 |  | — |  | 18,209 |
Total commercial real estate, owner-occupied | $ | 19,776 |  | $ | 36,588 |  | $ | 27,154 |  | $ | 42,763 |  | $ | 57,114 |  | $ | 113,012 |  | $ | — |  | $ | 296,407 |
Commercial real estate, investor-owned: |  |  |  |  |  |  |  |
Pass | $ | 115,580 |  | $ | 159,350 |  | $ | 142,354 |  | $ | 136,108 |  | $ | 72,393 |  | $ | 311,508 |  | $ | 98 |  | $ | 937,391 |
Special Mention | — |  | — |  | 5,203 |  | 5,461 |  | 1,803 |  | 7,920 |  | — |  | 20,387 |
Substandard | — |  | — |  | 2,715 |  | 4,422 |  | — |  | 2,420 |  | — |  | 9,557 |
Total commercial real estate, investor-owned | $ | 115,580 |  | $ | 159,350 |  | $ | 150,272 |  | $ | 145,991 |  | $ | 74,196 |  | $ | 321,848 |  | $ | 98 |  | $ | 967,335 |
Construction: |  |  |  |  |  |  |  |
Pass | $ | 3,699 |  | $ | 43,733 |  | $ | 24,379 |  | $ | 9,030 |  | $ | — |  | $ | — |  | $ | — |  | $ | 80,841 |
Special Mention | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Substandard | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Total construction | $ | 3,699 |  | $ | 43,733 |  | $ | 24,379 |  | $ | 9,030 |  | $ | — |  | $ | — |  | $ | — |  | $ | 80,841 |
Home equity: |  |  |  |  |  |  |  |
Pass | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 511 |  | $ | 91,191 |  | $ | 91,702 |
Special Mention | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Substandard | — |  | — |  | — |  | — |  | — |  | 386 |  | 422 |  | 808 |
Total home equity | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 897 |  | $ | 91,613 |  | $ | 92,510 |
(in thousands) | Term Loans - Amortized Cost by Origination Year | Revolving Loans Amortized Cost |
June 30, 2021 | 2021 | 2020 | 2019 | 2018 | 2017 | Prior | Total
Other residential: |  |  |  |  |  |  |  |
Pass | $ | 12,426 |  | $ | 33,282 |  | $ | 27,503 |  | $ | 18,566 |  | $ | 8,948 |  | $ | 20,178 |  | $ | — |  | $ | 120,903 |
Special Mention | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Substandard | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Total other residential | $ | 12,426 |  | $ | 33,282 |  | $ | 27,503 |  | $ | 18,566 |  | $ | 8,948 |  | $ | 20,178 |  | $ | — |  | $ | 120,903 |
Installment and other consumer: |  |  |  |  |  |  |  |
Pass | $ | 3,318 |  | $ | 2,038 |  | $ | 3,320 |  | $ | 2,305 |  | $ | 1,248 |  | $ | 7,183 |  | $ | 1,713 |  | $ | 21,125 |
Special Mention | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Substandard | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Total installment and other consumer | $ | 3,318 |  | $ | 2,038 |  | $ | 3,320 |  | $ | 2,305 |  | $ | 1,248 |  | $ | 7,183 |  | $ | 1,713 |  | $ | 21,125 |
Total loans: |  |  |  |  |  |  |  |
Pass | $ | 291,857 |  | $ | 397,835 |  | $ | 244,691 |  | $ | 217,209 |  | $ | 126,905 |  | $ | 468,679 |  | $ | 175,808 |  | $ | 1,922,984 |
Total Special Mention | $ | — |  | $ | — |  | $ | 5,841 |  | $ | 8,263 |  | $ | 18,323 |  | $ | 16,098 |  | $ | 445 |  | $ | 48,970 |
Total Substandard | $ | — |  | $ | 8,247 |  | $ | 3,377 |  | $ | 4,422 |  | $ | — |  | $ | 13,574 |  | $ | 1,193 |  | $ | 30,813 |
Totals | $ | 291,857 |  | $ | 406,082 |  | $ | 253,909 |  | $ | 229,894 |  | $ | 145,228 |  | $ | 498,351 |  | $ | 177,446 |  | $ | 2,002,767 |
(in thousands) | Term Loans - Amortized Cost by Origination Year | Revolving Loans Amortized Cost |
December 31, 2020 | 2020 | 2019 | 2018 | 2017 | 2016 | Prior | Total
Commercial and industrial: |  |  |  |  |  |  |  |
Pass | $ | 308,237 |  | $ | 22,589 |  | $ | 12,596 |  | $ | 4,508 |  | $ | 5,915 |  | $ | 34,282 |  | $ | 85,889 |  | $ | 474,016 |
Special Mention | — |  | 2,034 |  | 1,318 |  | 141 |  | 11 |  | 49 |  | 19,092 |  | 22,645 |
Substandard | 1,747 |  | — |  | — |  | — |  | — |  | — |  | — |  | 1,747 |
Total commercial and industrial | $ | 309,984 |  | $ | 24,623 |  | $ | 13,914 |  | $ | 4,649 |  | $ | 5,926 |  | $ | 34,331 |  | $ | 104,981 |  | $ | 498,408 |
Commercial real estate, owner-occupied: |  |  |  |  |  |  |  |
Pass | $ | 31,029 |  | $ | 27,581 |  | $ | 32,603 |  | $ | 43,843 |  | $ | 12,768 |  | $ | 101,014 |  | $ | — |  | $ | 248,838 |
Special Mention | — |  | — |  | 11,764 |  | 17,062 |  | 7,343 |  | 6,601 |  | — |  | 42,770 |
Substandard | 7,147 |  | — |  | — |  | — |  | 6,208 |  | — |  | — |  | 13,355 |
Total commercial real estate, owner-occupied | $ | 38,176 |  | $ | 27,581 |  | $ | 44,367 |  | $ | 60,905 |  | $ | 26,319 |  | $ | 107,615 |  | $ | — |  | $ | 304,963 |
Commercial real estate, investor-owned: |  |  |  |  |  |  |  |
Pass | $ | 162,300 |  | $ | 144,751 |  | $ | 173,955 |  | $ | 100,842 |  | $ | 94,862 |  | $ | 253,611 |  | $ | 117 |  | $ | 930,438 |
Special Mention | — |  | 10,695 |  | — |  | 1,819 |  | — |  | 8,124 |  | — |  | 20,638 |
Substandard | — |  | 2,716 |  | 4,435 |  | — |  | 1,553 |  | 1,428 |  | — |  | 10,132 |
Total commercial real estate, investor-owned | $ | 162,300 |  | $ | 158,162 |  | $ | 178,390 |  | $ | 102,661 |  | $ | 96,415 |  | $ | 263,163 |  | $ | 117 |  | $ | 961,208 |
Construction: |  |  |  |  |  |  |  |
Pass | $ | 31,654 |  | $ | 30,150 |  | $ | 11,242 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 73,046 |
Special Mention | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Substandard | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Total construction | $ | 31,654 |  | $ | 30,150 |  | $ | 11,242 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 73,046 |
Home equity: |  |  |  |  |  |  |  |
Pass | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 128 |  | $ | 694 |  | $ | 102,614 |  | $ | 103,436 |
Special Mention | — |  | — |  | — |  | — |  | — |  | — |  | 799 |  | 799 |
Substandard | — |  | — |  | — |  | — |  | — |  | 391 |  | 187 |  | 578 |
Total home equity | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 128 |  | $ | 1,085 |  | $ | 103,600 |  | $ | 104,813 |
Other residential: |  |  |  |  |  |  |  |
Pass | $ | 34,447 |  | $ | 31,079 |  | $ | 23,673 |  | $ | 10,574 |  | $ | 6,035 |  | $ | 17,587 |  | $ | — |  | $ | 123,395 |
Special Mention | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Substandard | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Total other residential | $ | 34,447 |  | $ | 31,079 |  | $ | 23,673 |  | $ | 10,574 |  | $ | 6,035 |  | $ | 17,587 |  | $ | — |  | $ | 123,395 |
Installment and other consumer: |  |  |  |  |  |  |  |
Pass | $ | 2,361 |  | $ | 4,382 |  | $ | 3,483 |  | $ | 1,543 |  | $ | 3,423 |  | $ | 4,921 |  | $ | 2,593 |  | $ | 22,706 |
Special Mention | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Substandard | — |  | — |  | — |  | 17 |  | — |  | — |  | — |  | 17 |
Total installment and other consumer | $ | 2,361 |  | $ | 4,382 |  | $ | 3,483 |  | $ | 1,560 |  | $ | 3,423 |  | $ | 4,921 |  | $ | 2,593 |  | $ | 22,723 |
Total loans: |  |  |  |  |  |  |  |
Pass | $ | 570,028 |  | $ | 260,532 |  | $ | 257,552 |  | $ | 161,310 |  | $ | 123,131 |  | $ | 412,109 |  | $ | 191,213 |  | $ | 1,975,875 |
Total Special Mention | $ | — |  | $ | 12,729 |  | $ | 13,082 |  | $ | 19,022 |  | $ | 7,354 |  | $ | 14,774 |  | $ | 19,891 |  | $ | 86,852 |
Total Substandard | $ | 8,894 |  | $ | 2,716 |  | $ | 4,435 |  | $ | 17 |  | $ | 7,761 |  | $ | 1,819 |  | $ | 187 |  | $ | 25,829 |
Totals | $ | 578,922 |  | $ | 275,977 |  | $ | 275,069 |  | $ | 180,349 |  | $ | 138,246 |  | $ | 428,702 |  | $ | 211,291 |  | $ | 2,088,556 |
Past Due Financing Receivables | The following table shows the amortized cost of loans by class, payment aging and non-accrual status as of June 30, 2021 and December 31, 2020.
Loan Aging Analysis by Class
(in thousands) | Commercial and industrial | Commercial real estate, owner-occupied | Commercial real estate, investor-owned | Construction | Home equity | Other residential | Installment and other consumer | Total
June 30, 2021 |  |  |  |  |  |  |  |
30-59 days past due | $ | 367 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 367 |
60-89 days past due | — |  | — |  | — |  | — |  | 121 |  | — |  | — |  | 121 |
90 days or more past due | — |  | — |  | 878 |  | — |  | — |  | — |  | — |  | 878 |
Total past due | 367 |  | — |  | 878 |  | — |  | 121 |  | — |  | — |  | 1,366 |
Current | 423,279 |  | 296,407 |  | 966,457 |  | 80,841 |  | 92,389 |  | 120,903 |  | 21,125 |  | 2,001,401 |
Total loans 1 | $ | 423,646 |  | $ | 296,407 |  | $ | 967,335 |  | $ | 80,841 |  | $ | 92,510 |  | $ | 120,903 |  | $ | 21,125 |  | $ | 2,002,767 |
Non-accrual loans 2 | $ | — |  | $ | 7,148 |  | $ | 1,597 |  | $ | — |  | $ | 445 |  | $ | — |  | $ | — |  | $ | 9,190 |
Non-accrual loans with no allowance | $ | — |  | $ | 7,148 |  | $ | 1,597 |  | $ | — |  | $ | 445 |  | $ | — |  | $ | — |  | $ | 9,190 |
December 31, 2020 |  |  |  |  |  |  |  |
30-59 days past due | $ | — |  | $ | — |  | $ | 1,673 |  | $ | — |  | $ | 274 |  | $ | — |  | $ | 136 |  | $ | 2,083 |
60-89 days past due | — |  | — |  | — |  | — |  | — |  | — |  | 622 |  | 622 |
90 days or more past due | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Total past due | — |  | — |  | 1,673 |  | — |  | 274 |  | — |  | 758 |  | 2,705 |
Current | 498,408 |  | 304,963 |  | 959,535 |  | 73,046 |  | 104,539 |  | 123,395 |  | 21,965 |  | 2,085,851 |
Total loans 1 | $ | 498,408 |  | $ | 304,963 |  | $ | 961,208 |  | $ | 73,046 |  | $ | 104,813 |  | $ | 123,395 |  | $ | 22,723 |  | $ | 2,088,556 |
Non-accrual loans 2 | $ | — |  | $ | 7,147 |  | $ | 1,610 |  | $ | — |  | $ | 459 |  | $ | — |  | $ | 17 |  | $ | 9,233 |
Non-accrual loans with no allowance | $ | — |  | $ | 7,147 |  | $ | 1,610 |  | $ | — |  | $ | 459 |  | $ | — |  | $ | 17 |  | $ | 9,233 |
1 There were no loans past due more than ninety days accruing interest at June 30, 2021 or December 31, 2020. 2 None of the non-accrual loans as of June 30, 2021 or December 31, 2020 were earning interest on a cash basis. We recognized no interest income on non-accrual loans for the three and six months ended June 30, 2021 and 2020. There were no new loans placed on non-accrual status during the six months ended June 30, 2021. Accrued interest of $20 thousand was reversed from interest income for loans that were placed on non-accrual status during the six months ended June 30, 2020.
Schedule of Collateral Dependent Loans | The following table presents the amortized cost basis of individually analyzed collateral-dependent non-accrual loans by class at June 30, 2021 and December 31, 2020.
| Amortized Cost by Collateral Type |
(in thousands) | Commercial Real Estate | Residential Real Estate |  | Other | Total | Allowance for Credit Losses
June 30, 2021 |  |  |  |  |  |
Commercial real estate, owner-occupied | $ | 7,148 |  | $ | — |  |  | $ | — |  | $ | 7,148 |  | $ | — |
Commercial real estate, investor-owned | 1,597 |  | — |  |  | — |  | 1,597 |  | — |
Home equity | — |  | 445 |  |  | — |  | 445 |  | — |
Total | $ | 8,745 |  | $ | 445 |  |  | $ | — |  | $ | 9,190 |  | $ | — |
December 31, 2020 |  |  |  |  |  |
Commercial real estate, owner-occupied | $ | 7,147 |  | $ | — |  |  | $ | — |  | $ | 7,147 |  | $ | — |
Commercial real estate, investor-owned | 1,610 |  | — |  |  | — |  | 1,610 |  | — |
Home equity | — |  | 459 |  |  | — |  | 459 |  | — |
Installment and other consumer | — |  | — |  |  | 17 |  | 17 |  | — |
Total | $ | 8,757 |  | $ | 459 |  |  | $ | 17 |  | $ | 9,233 |  | $ | — |
Troubled Debt Restructurings on Financing Receivables | The following table summarizes the carrying amount of TDR loans by loan class as of June 30, 2021 and December 31, 2020.
(in thousands) |
Recorded Investment in Troubled Debt Restructurings 1 | June 30, 2021 | December 31, 2020
Commercial and industrial | $ | 821 |  | $ | 1,021 |
Commercial real estate, owner-occupied | 7,148 |  | 7,147 |
Commercial real estate, investor-owned | 1,729 |  | 3,305 |
Home equity | 276 |  | 281 |
Installment and other consumer | 745 |  | 752 |
Total | $ | 10,719 |  | $ | 12,506 |
1 TDR loans on non-accrual status totaled $7.4 million at both June 30, 2021 and December 31, 2020. Unfunded commitments for TDR loans totaled $845 thousand as of June 30, 2021 The following table presents information for loans modified in a TDR during the presented periods, including the number of modified contracts, the recorded investment in the loans prior to modification, and the recorded investment in the loans at period end after being restructured. The table excludes fully charged-off TDR loans and loans modified in a TDR and subsequently paid-off during the years presented, if applicable.
(dollars in thousands) | Number of Contracts Modified | Pre-Modification Outstanding Recorded Investment | Post-Modification Outstanding Recorded Investment | Post-Modification Outstanding Recorded Investment at Period End
TDRs during the three months ended June 30, 2021: |  |  |  |
None | — | $ | — |  | $ | — |  | $ | — |
TDRs during the three months ended June 30, 2020: |  |  |  |
Home equity | 1 | $ | 276 |  | $ | 276 |  | $ | 276 |
Installment and other consumer | 1 | 108 |  | 108 |  | 108 |
Total | 2 | $ | 384 |  | $ | 384 |  | $ | 384 |
TDRs during the six months ended June 30, 2021: |  |  |  |
None | — |  | $ | — |  | $ | — |  | $ | — |
TDRs during the six months ended June 30, 2020: |  |  |  |
Commercial and industrial | 1 |  | $ | 170 |  | $ | 162 |  | $ | 144 |
Home equity | 1 |  | 276 |  | 276 |  | 276 |
Installment and other consumer | 3 |  | 211 |  | 211 |  | 210 |
Total | 5 |  | $ | 657 |  | $ | 649 |  | $ | 630 |
Allowance for Credit Losses on Financing Receivables | The following table discloses activity in the allowance for credit losses on loans for the periods presented.
Allowance for Credit Losses on Loans Rollforward
(in thousands) | Commercial and industrial | Commercial real estate, owner-occupied | Commercial real estate, investor-owned | Construction | Home equity | Other residential | Installment and other consumer | Unallocated | Total
Three months ended June 30, 2021 |  |  |  |  |  |  |
Beginning balance | $ | 1,654 |  | $ | 2,304 |  | $ | 10,856 |  | $ | 1,312 |  | $ | 520 |  | $ | 757 |  | $ | 255 |  | $ | 2,300 |  | $ | 19,958 |
Provision (reversal) - CECL | (68) |  | (267) |  | (95) |  | (178) |  | (158) |  | (144) |  | (17) |  | 7 |  | (920) |
Charge-offs | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Recoveries | 4 |  | — |  | — |  | 8 |  | 50 |  | — |  | — |  | — |  | 62 |
Ending balance | $ | 1,590 |  | $ | 2,037 |  | $ | 10,761 |  | $ | 1,142 |  | $ | 412 |  | $ | 613 |  | $ | 238 |  | $ | 2,307 |  | $ | 19,100 |
Three months ended June 30, 2020 |  |  |  |  |  |  |
Beginning balance | $ | 2,784 |  | $ | 2,797 |  | $ | 9,225 |  | $ | 727 |  | $ | 982 |  | $ | 1,098 |  | $ | 363 |  | $ | 908 |  | $ | 18,884 |
Provision - incurred loss | (159) |  | 113 |  | 1,178 |  | 109 |  | 62 |  | 168 |  | 63 |  | 466 |  | 2,000 |
Charge-offs | (20) |  | — |  | — |  | — |  | — |  | — |  | — |  | — |  | (20) |
Recoveries | 4 |  | — |  | — |  | — |  | — |  | — |  | — |  | — |  | 4 |
Ending balance | $ | 2,609 |  | $ | 2,910 |  | $ | 10,403 |  | $ | 836 |  | $ | 1,044 |  | $ | 1,266 |  | $ | 426 |  | $ | 1,374 |  | $ | 20,868 |
Allowance for Credit Losses on Loans Rollforward
(in thousands) | Commercial and industrial | Commercial real estate, owner-occupied | Commercial real estate, investor | Construction | Home equity | Other residential | Installment and other consumer | Unallocated | Total
Six months ended June 30, 2021 |  |  |  |  |  |  |
Beginning balance | $ | 2,530 |  | $ | 2,778 |  | $ | 12,682 |  | $ | 1,557 |  | $ | 738 |  | $ | 998 |  | $ | 291 |  | $ | 1,300 |  | $ | 22,874 |
Provision (reversal) - CECL | (947) |  | (741) |  | (1,921) |  | (433) |  | (376) |  | (385) |  | (53) |  | 1,007 |  | (3,849) |
Charge-offs | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |
Recoveries | 7 |  | — |  | — |  | 18 |  | 50 |  | — |  | — |  | — |  | 75 |
Ending balance | $ | 1,590 |  | $ | 2,037 |  | $ | 10,761 |  | $ | 1,142 |  | $ | 412 |  | $ | 613 |  | $ | 238 |  | $ | 2,307 |  | $ | 19,100 |
Six months ended June 30, 2020 |  |  |  |  |  |  |
Beginning balance | $ | 2,334 |  | $ | 2,462 |  | $ | 8,483 |  | $ | 638 |  | $ | 850 |  | $ | 973 |  | $ | 284 |  | $ | 653 |  | $ | 16,677 |
Provision - incurred loss | 287 |  | 448 |  | 1,920 |  | 195 |  | 194 |  | 293 |  | 142 |  | 721 |  | 4,200 |
Charge-offs | (20) |  | — |  | — |  | — |  | — |  | — |  | — |  | — |  | (20) |
Recoveries | 8 |  | — |  | — |  | 3 |  | — |  | — |  | — |  | — |  | 11 |
Ending balance | $ | 2,609 |  | $ | 2,910 |  | $ | 10,403 |  | $ | 836 |  | $ | 1,044 |  | $ | 1,266 |  | $ | 426 |  | $ | 1,374 |  | $ | 20,868 |

X
- Definition Schedule of Collateral Dependent Loans + References No definition available. + Details
Name: | bmrc_ScheduleOfCollateralDependentLoansTableTextBlock
Namespace Prefix: | bmrc_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivable modified as troubled debt restructuring. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953682-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration