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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Interest income        
Interest and fees on loans $ 21,429 $ 21,217 $ 42,090 $ 42,104
Interest on investment securities 3,504 3,741 6,633 7,906
Interest on federal funds sold and due from banks 54 39 96 371
Total interest income 24,987 24,997 48,819 50,381
Interest expense        
Interest on interest-bearing transaction accounts 39 39 78 105
Interest on savings accounts 21 17 40 33
Interest on money market accounts 312 383 598 1,354
Interest on time accounts 81 142 177 303
Interest on borrowings and other obligations 0 1 0 3
Interest on subordinated debenture 0 40 1,361 89
Total interest expense 453 622 2,254 1,887
Net interest income 24,534 24,375 46,565 48,494
(Reversal of) provision for credit losses on loans (920)   (3,849)  
(Reversal of) provision for credit losses on loans   2,000   4,200
(Reversal of) provision for credit losses on unfunded loan commitments (612) 260 (1,202) 362
Net interest income after (reversal of) provision for credit losses 26,066 22,115 51,616 43,932
Non-interest income        
Earnings on bank-owned life insurance, net 233 234 490 509
Dividends on Federal Home Loan Bank stock 177 146 326 354
Gains on sale of investment securities, net 0 115 0 915
Other income 285 249 513 698
Total non-interest income 2,022 1,813 3,848 4,933
Non-interest expense        
Salaries and related benefits 8,888 7,864 18,096 17,341
Occupancy and equipment 1,751 1,661 3,502 3,324
Professional services 986 550 1,849 1,094
Data processing 820 829 1,639 1,615
Depreciation and amortization 389 526 848 1,052
Information technology 296 252 609 502
Amortization of core deposit intangible 204 213 408 426
Federal Deposit Insurance Corporation insurance 182 116 361 118
Directors' expense 230 175 405 349
Charitable contributions 462 273 493 440
Other expense 1,348 1,422 2,758 2,987
Total non-interest expense 15,556 13,881 30,968 29,248
Income before provision for income taxes 12,532 10,047 24,496 19,617
Provision for income taxes 3,247 2,641 6,264 4,983
Net income $ 9,285 $ 7,406 $ 18,232 $ 14,634
Net income per common share:        
Basic (in dollars per share) $ 0.71 $ 0.55 $ 1.38 $ 1.08
Diluted (in dollars per share) $ 0.71 $ 0.55 $ 1.37 $ 1.07
Weighted average shares:        
Basic (in shares) 13,092 13,514 13,227 13,519
Diluted (in shares) 13,164 13,585 13,316 13,621
Comprehensive income (loss):        
Net income $ 9,285 $ 7,406 $ 18,232 $ 14,634
Other comprehensive income (loss):        
Change in net unrealized gains on available-for-sale securities 2,798 1,494 (6,284) 11,306
Reclassification adjustment for gains on available-for-sale securities included in net income 0 (115) 0 (915)
Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity 138 135 281 245
Other comprehensive income (loss), before tax 2,936 1,514 (6,003) 10,636
Deferred tax expense (benefit) 864 448 (1,780) 3,145
Other comprehensive income (loss), net of tax 2,072 1,066 (4,223) 7,491
Total comprehensive income 11,357 8,472 14,009 22,125
Fiduciary and trust        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 530 421 1,018 925
Debit card        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 419 308 785 668
Deposit account        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 317 293 598 744
Merchant interchange fees, net        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net $ 61 $ 47 $ 118 $ 120