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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Interest income        
Interest and fees on loans $ 24,027 $ 21,776 $ 66,117 $ 63,880
Interest on investment securities 4,084 3,343 10,717 11,249
Interest on federal funds sold and due from banks 178 50 274 421
Total interest income 28,289 25,169 77,108 75,550
Interest expense        
Interest on interest-bearing transaction accounts 41 41 119 146
Interest on savings accounts 26 17 66 50
Interest on money market accounts 417 377 1,015 1,731
Interest on time accounts 44 133 221 436
Interest on borrowings and other obligations 8 0 8 3
Interest on subordinated debenture 0 35 1,361 124
Total interest expense 536 603 2,790 2,490
Net interest income 27,753 24,566 74,318 73,060
Provision for (reversal of) credit losses on loans 1,800   (2,049)  
Provision for (reversal of) credit losses on loans   1,250   5,450
Provision for (reversal of) credit losses on unfunded loan commitments 0 248 (1,202) 610
Net interest income after provision for (reversal of) credit losses 25,953 23,068 77,569 67,000
Non-interest income        
Earnings on bank-owned life insurance, net 1,402 232 1,892 741
Dividends on Federal Home Loan Bank stock 179 149 505 503
Gains on sale of investment securities, net 1 0 1 915
Other income 310 229 823 927
Total non-interest income 3,565 1,790 7,413 6,723
Non-interest expense        
Salaries and related benefits 13,127 8,638 31,223 25,979
Occupancy and equipment 1,871 1,776 5,373 5,100
Professional services 2,472 655 4,321 1,749
Data processing 1,613 822 3,252 2,437
Depreciation and amortization 431 539 1,279 1,591
Information technology 496 256 1,105 758
Amortization of core deposit intangible 334 213 742 639
Directors' expense 255 184 660 533
Federal Deposit Insurance Corporation insurance 236 181 597 299
Charitable contributions 4 481 497 921
Other expense 1,847 1,245 4,605 4,232
Total non-interest expense 22,686 14,990 53,654 44,238
Income before provision for income taxes 6,832 9,868 31,328 29,485
Provision for income taxes 1,550 2,377 7,814 7,360
Net income $ 5,282 $ 7,491 $ 23,514 $ 22,125
Net income per common share:        
Basic (in dollars per share) $ 0.35 $ 0.55 $ 1.70 $ 1.64
Diluted (in dollars per share) $ 0.35 $ 0.55 $ 1.69 $ 1.62
Weighted average shares:        
Basic (in shares) 14,922 13,539 13,798 13,526
Diluted (in shares) 14,993 13,610 13,881 13,617
Comprehensive income (loss):        
Net income $ 5,282 $ 7,491 $ 23,514 $ 22,125
Other comprehensive income (loss):        
Change in net unrealized (losses) gains on available-for-sale securities (2,274) 299 (8,558) 11,605
Reclassification adjustment for gains on available-for-sale securities included in net income (1) 0 (1) (915)
Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity 104 149 385 394
Other comprehensive income (loss), before tax (2,171) 448 (8,174) 11,084
Deferred tax (benefit) expense (641) 132 (2,421) 3,277
Other comprehensive income (loss), net of tax (1,530) 316 (5,753) 7,807
Total comprehensive income 3,752 7,807 17,761 29,932
Fiduciary and trust        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 597 450 1,615 1,375
Debit card        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 483 383 1,268 1,051
Deposit account        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 464 284 1,062 1,028
Merchant interchange fees, net        
Non-interest income        
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net $ 129 $ 63 $ 247 $ 183