XML 51 R39.htm IDEA: XBRL DOCUMENT v3.22.4

Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2022

Regulatory Assets and Liabilities Disclosure [Abstract]

Schedule of Capital Adequacy Ratios

The Bancorp’s and Bank's capital adequacy ratios as of December 31, 2022 and 2021 are presented in the following tables.

Capital Ratios for Bancorp (dollars in thousands)			Actual Ratio									Adequately Capitalized Threshold									Ratio to be a Well Capitalized Bank Holding Company
December 31, 2022			Amount			Ratio						Amount			Ratio						Amount			Ratio
Total Capital (to risk-weighted assets)			$	431,667		15.90		%				≥  $	285,079		≥ 10.50		%				≥  $	271,504		≥ 10.00		%
Tier 1 Capital (to risk-weighted assets)			$	407,912		15.02		%				≥  $	230,778		≥ 8.50		%				≥  $	217,203		≥ 8.00		%
Tier 1 Capital (to average assets)			$	407,912		9.60		%				≥  $	169,948		≥ 4.00		%				≥  $	212,435		≥ 5.00		%
Common Equity Tier 1 (to risk-weighted assets)			$	407,912		15.02		%				≥  $	190,053		≥ 7.00		%				≥  $	176,478		≥ 6.50		%
December 31, 2021
Total Capital (to risk-weighted assets)			$	397,101		14.58		%				≥  $	286,035		≥ 10.50		%				≥  $	272,414		≥ 10.00		%
Tier 1 Capital (to risk-weighted assets)			$	373,286		13.70		%				≥  $	231,552		≥ 8.50		%				≥  $	217,931		≥ 8.00		%
Tier 1 Capital (to average assets)			$	373,286		8.85		%				≥  $	168,750		≥ 4.00		%				≥  $	210,937		≥ 5.00		%
Common Equity Tier 1 (to risk-weighted assets)			$	373,286		13.70		%				≥  $	190,690		≥ 7.00		%				≥  $	177,069		≥ 6.50		%

Capital Ratios for the Bank (dollars in thousands)			Actual Ratio									Adequately Capitalized Threshold									Ratio to be Well Capitalized under Prompt Corrective Action Provisions
December 31, 2022			Amount			Ratio						Amount			Ratio						Amount			Ratio
Total Capital (to risk-weighted assets)			$	427,108		15.73		%				≥  $	285,052		≥ 10.50		%				≥  $	271,478		≥ 10.00		%
Tier 1 Capital (to risk-weighted assets)			$	403,352		14.86		%				≥  $	230,757		≥ 8.50		%				≥  $	217,183		≥ 8.00		%
Tier 1 Capital (to average assets)			$	403,352		9.49		%				≥  $	169,940		≥ 4.00		%				≥  $	212,425		≥ 5.00		%
Common Equity Tier 1 (to risk-weighted assets)			$	403,352		14.86		%				≥  $	190,035		≥ 7.00		%				≥  $	176,461		≥ 6.50		%
December 31, 2021
Total Capital (to risk-weighted assets)			$	390,924		14.35		%				≥  $	286,009		≥ 10.50		%				≥  $	272,390		≥   10.00		%
Tier 1 Capital (to risk-weighted assets)			$	367,109		13.48		%				≥  $	231,531		≥ 8.50		%				≥  $	217,912		≥   8.00		%
Tier 1 Capital (to average assets)			$	367,109		8.70		%				≥  $	168,724		≥ 4.00		%				≥  $	210,905		≥   5.00		%
Common Equity Tier 1 (to risk-weighted assets)			$	367,109		13.48		%				≥  $	190,673		≥ 7.00		%				≥  $	177,053		≥   6.50		%

X

- References

No definition available.

+ Details

Name:	us-gaap_RegulatoryAssetsAndLiabilitiesDisclosureAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1B
-URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826

+ Details

Name:	us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration