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Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2024

Regulatory Assets and Liabilities Disclosure [Abstract]

Schedule of Capital Adequacy Ratios

The Bancorp’s and Bank's capital adequacy ratios as of December 31, 2024 and 2023 are presented in the following tables.

Bancorp Capital Ratios (dollars in thousands)			Actual									Adequately Capitalized Threshold 1									Threshold to be a Well Capitalized Bank Holding Company
December 31, 2024			Amount			Ratio						Amount			Ratio						Amount			Ratio
Total Capital (to risk-weighted assets)			$	420,606		16.54		%				$	266,991		10.50		%				$	254,277		10.00		%
Tier 1 Capital (to risk-weighted assets)			$	389,448		15.32		%				$	216,136		8.50		%				$	203,422		8.00		%
Tier 1 Leverage Capital (to average assets)			$	389,448		10.46		%				$	148,899		4.00		%				$	186,123		5.00		%
Common Equity Tier 1 (to risk-weighted assets)			$	389,448		15.32		%				$	177,994		7.00		%				$	165,280		6.50		%
December 31, 2023
Total Capital (to risk-weighted assets)			$	440,842		16.89		%				$	274,002		10.50		%				$	260,954		10.00		%
Tier 1 Capital (to risk-weighted assets)			$	415,224		15.91		%				$	221,811		8.50		%				$	208,763		8.00		%
Tier 1 Leverage Capital (to average assets)			$	415,224		10.46		%				$	158,771		4.00		%				$	198,464		5.00		%
Common Equity Tier 1 (to risk-weighted assets)			$	415,224		15.91		%				$	182,668		7.00		%				$	169,620		6.50		%

Bank Capital Ratios (dollars in thousands)			Actual									Adequately Capitalized Threshold 1									Threshold to be Well Capitalized under Prompt Corrective Action Provisions
December 31, 2024			Amount			Ratio						Amount			Ratio						Amount			Ratio
Total Capital (to risk-weighted assets)			$	410,186		16.13		%				$	266,955		10.50		%				$	254,243		10.00		%
Tier 1 Capital (to risk-weighted assets)			$	379,028		14.91		%				$	216,107		8.50		%				$	203,395		8.00		%
Tier 1 Leverage Capital (to average assets)			$	379,028		10.18		%				$	148,887		4.00		%				$	186,108		5.00		%
Common Equity Tier 1 (to risk-weighted assets)			$	379,028		14.91		%				$	177,970		7.00		%				$	165,258		6.50		%
December 31, 2023
Total Capital (to risk-weighted assets)			$	433,598		16.62		%				$	273,986		10.50		%				$	260,939		10.00		%
Tier 1 Capital (to risk-weighted assets)			$	407,981		15.64		%				$	221,798		8.50		%				$	208,751		8.00		%
Tier 1 Leverage Capital (to average assets)			$	407,981		10.28		%				$	158,767		4.00		%				$	198,459		5.00		%
Common Equity Tier 1 (to risk-weighted assets)			$	407,981		15.64		%				$	182,657		7.00		%				$	169,610		6.50		%

1 Except for Tier 1 Leverage Capital, the adequately capitalized thresholds reflect the regulatory minimum plus a 2.5% capital conservation buffer as required under the Basel III Capital Standards in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses.

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- References

No definition available.

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B

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