XML 64 R46.htm IDEA: XBRL DOCUMENT v3.25.0.1
Summary of Significant Accounting Policies - Schedule of Segment Revenue, Profit or Loss, Significant Segment Expenses and Other Segment Items (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Community banking segment:      
Interest income $ 141,273 $ 139,494 $ 130,041
Non-interest income (21,360) 4,989 10,905
Reconciliation of income      
Total consolidated income (8,409) 19,895 46,586
Total interest expense 46,613 36,733 2,549
(Reversal) provision 5,550 2,575 (63)
Reversal of credit losses on unfunded loan commitments (233) (342) (318)
Non-interest expense      
Deposit network fees 3,526 2,783 258
Federal Deposit Insurance Corporation insurance 1,863 1,878 1,179
Information technology 1,686 1,569 2,197
Directors' expense 1,213 1,212 1,107
Amortization of core deposit intangible 975 1,350 1,489
Charitable contributions 677 717 709
Other real estate owned 0 48 359
Reconciliation of segment (loss) income      
Loss before income taxes (13,835) 26,036 63,509
Salary and employee benefits, professional services, data processing, occupancy and equipment and other expenses 1,700    
Operating Segments      
Community banking segment:      
Interest income 141,273 139,494 130,041
Non-interest income (23,780) 2,844 8,678
Reconciliation of income      
All other income 2,420 2,145 2,227
Total consolidated income 119,913 144,483 140,946
Total interest expense 46,613 36,733 2,549
(Reversal) provision 5,550 2,575 (63)
Reversal of credit losses on unfunded loan commitments (233) (342) (318)
Non-interest expense      
Salaries and employee benefits 43,794 42,671 41,235
Occupancy and equipment 8,240 8,304 7,819
Professional services 4,562 3,086 2,688
Data processing 4,032 3,879 4,480
Deposit network fees 3,526 2,783 258
Federal Deposit Insurance Corporation insurance 1,863 1,878 1,179
Information technology 1,686 1,569 2,197
Depreciation and amortization 1,465 2,097 1,839
Directors' expense 1,213 1,212 1,107
Amortization of core deposit intangible 975 1,350 1,489
Charitable contributions 677 717 709
Other real estate owned 0 48 359
Other expense 8,068 8,357 8,255
Segment (loss) income (12,118) 27,566 65,164
Reconciliation of segment (loss) income      
All other loss (1,717) (1,530) (1,655)
Loss before income taxes $ (13,835) $ 26,036 $ 63,509