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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Mar. 31, 2025
Dec. 31, 2024
Mar. 31, 2024
Interest income      
Interest and fees on loans $ 25,183 $ 25,872 $ 25,020
Interest on investment securities 8,261 8,377 8,805
Interest on federal funds sold and due from banks 1,795 2,227 321
Total interest income 35,239 36,476 34,146
Interest expense      
Interest on interest-bearing transaction accounts 343 327 261
Interest on savings accounts 533 556 371
Interest on money market accounts 7,626 8,110 8,449
Interest on time accounts 1,790 2,252 2,280
Interest on borrowings and other obligations 1 1 91
Total interest expense 10,293 11,246 11,452
Net interest income 24,946 25,230 22,694
Provision for credit losses on loans 75 0 350
Net interest income after provision for credit losses 24,871 25,230 22,344
Non-interest income      
Earnings on bank-owned life insurance, net 544 432 435
Dividends on Federal Home Loan Bank stock 375 370 377
Other income 352 318 285
Total non-interest income 2,874 2,753 2,754
Non-interest expense      
Salaries and related benefits 12,050 9,413 12,084
Occupancy and equipment 2,106 2,127 1,969
Professional services 937 1,129 1,078
Data processing 1,136 1,096 1,070
Deposit network fees 932 838 845
Federal Deposit Insurance Corporation insurance 388 420 435
Information technology 413 432 402
Depreciation and amortization 322 341 388
Directors' expense 304 297 317
Amortization of core deposit intangible 227 237 251
Charitable contributions 403 30 12
Other expense 2,046 1,978 2,318
Total non-interest expense 21,264 18,338 21,169
Income before provision for income taxes 6,481 9,645 3,929
Provision for income taxes 1,605 3,644 1,007
Net income $ 4,876 $ 6,001 $ 2,922
Net income per common share      
Basic (in dollars per share) $ 0.31 $ 0.38 $ 0.18
Diluted (in dollars per share) $ 0.30 $ 0.38 $ 0.18
Weighted average shares:      
Basic (in shares) 15,977 15,941 16,081
Diluted (in shares) 16,002 15,967 16,092
Comprehensive income:      
Net income $ 4,876 $ 6,001 $ 2,922
Other comprehensive (loss) income:      
Change in net unrealized gains or losses on available-for-sale securities 3,289 (6,880) (4,568)
Reclassification adjustment for gains or losses on fair value hedges 0 1,444 1,217
Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity 340 355 361
Other comprehensive income (loss), before tax 3,629 (5,081) (2,990)
Deferred tax expense (benefit) 1,073 (1,501) (884)
Other comprehensive income (loss), net of tax 2,556 (3,580) (2,106)
Total comprehensive income 7,432 2,421 816
Wealth management and trust services      
Non-interest income      
Wealth management and trust services, service charges on deposit accounts, debit card interchange fees, net and merchant interchange fees, net 563 576 553
Service charges on deposit accounts      
Non-interest income      
Wealth management and trust services, service charges on deposit accounts, debit card interchange fees, net and merchant interchange fees, net 548 551 529
Debit card interchange fees, net      
Non-interest income      
Wealth management and trust services, service charges on deposit accounts, debit card interchange fees, net and merchant interchange fees, net 396 426 408
Merchant interchange fees, net      
Non-interest income      
Wealth management and trust services, service charges on deposit accounts, debit card interchange fees, net and merchant interchange fees, net $ 96 $ 80 $ 167