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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Mar. 31, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest income          
Interest and fees on loans $ 25,861 $ 25,183 $ 25,109 $ 51,044 $ 50,129
Interest on investment securities 8,423 8,261 8,299 16,684 17,104
Interest on federal funds sold and due from banks 2,004 1,795 924 3,799 1,245
Total interest income 36,288 35,239 34,332 71,527 68,478
Interest expense          
Interest on interest-bearing transaction accounts 351 343 274 694 535
Interest on savings accounts 587 533 511 1,120 882
Interest on money market accounts 7,878 7,626 8,641 15,504 17,090
Interest on time accounts 1,559 1,790 2,291 3,349 4,571
Interest on borrowings and other obligations 1 1 148 2 239
Total interest expense 10,376 10,293 11,865 20,669 23,317
Net interest income 25,912 24,946 22,467 50,858 45,161
Provision for credit losses on loans 0 75 5,200 75 5,550
Net interest income after provision for credit losses 25,912 24,871 17,267 50,783 39,611
Non-interest income          
Earnings on bank-owned life insurance, net 667 544 421 1,211 856
Dividends on Federal Home Loan Bank stock 362 375 366 737 743
Losses on sale of investment securities (18,736) 0 (32,542) (18,736) (32,542)
Other income 424 352 420 776 705
Total non-interest income (15,621) 2,874 (29,755) (12,747) (27,001)
Non-interest expense          
Salaries and related benefits 12,045 12,050 12,364 24,095 24,448
Occupancy and equipment 2,226 2,106 2,049 4,332 4,018
Deposit network fees 1,054 932 916 1,986 1,761
Data processing 1,041 1,136 1,005 2,177 2,075
Professional services 908 937 1,043 1,845 2,121
Information technology 563 413 448 976 850
Federal Deposit Insurance Corporation insurance 421 388 426 809 861
Depreciation and amortization 320 322 379 642 767
Directors' expense 279 304 306 583 623
Amortization of core deposit intangible 220 227 246 447 497
Charitable contributions 116 403 604 519 617
Other expense 2,297 2,046 2,108 4,343 4,425
Total non-interest expense 21,490 21,264 21,894 42,754 43,063
(Loss) income before (benefit from) provision for income taxes (11,199) 6,481 (34,382) (4,718) (30,453)
(Benefit from) provision for income taxes (2,663) 1,605 (12,480) (1,058) (11,473)
Net (loss) income $ (8,536) $ 4,876 $ (21,902) $ (3,660) $ (18,980)
Net (loss) income per common share          
Basic (in dollars per share) $ (0.53) $ 0.31 $ (1.36) $ (0.23) $ (1.18)
Diluted (in dollars per share) $ (0.53) $ 0.30 $ (1.36) $ (0.23) $ (1.18)
Weighted average shares:          
Basic (in shares) 15,989 15,977 16,108 15,983 16,095
Diluted (in shares) 15,989 16,002 16,108 15,983 16,095
Comprehensive income:          
Net (loss) income $ (8,536) $ 4,876 $ (21,902) $ (3,660) $ (18,980)
Other comprehensive income:          
Change in net unrealized gains or losses on available-for-sale securities (486) 3,289 559 2,803 (4,009)
Reclassification adjustment for realized losses on available-for-sale securities in net loss 18,736 0 32,542 18,736 32,542
Reclassification adjustment for gains or losses on fair value hedges 0 0 282 0 1,499
Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity 365 340 403 705 764
Other comprehensive income, before tax 18,615 3,629 33,786 22,244 30,796
Deferred tax expense 5,503 1,073 9,981 6,576 9,097
Other comprehensive income, net of tax 13,112 2,556 23,805 15,668 21,699
Total comprehensive income 4,576 7,432 1,903 12,008 2,719
Wealth management and trust services          
Non-interest income          
Wealth management and trust services, service charges on deposit accounts, debit card interchange fees, net and merchant interchange fees, net 612 563 585 1,175 1,138
Service charges on deposit accounts          
Non-interest income          
Wealth management and trust services, service charges on deposit accounts, debit card interchange fees, net and merchant interchange fees, net 550 548 541 1,098 1,070
Debit card interchange fees, net          
Non-interest income          
Wealth management and trust services, service charges on deposit accounts, debit card interchange fees, net and merchant interchange fees, net 410 396 444 806 852
Merchant interchange fees, net          
Non-interest income          
Wealth management and trust services, service charges on deposit accounts, debit card interchange fees, net and merchant interchange fees, net $ 90 $ 96 $ 10 $ 186 $ 177