XML 53 R43.htm IDEA: XBRL DOCUMENT v3.25.2
Loans and Allowance for Credit Losses on Loans - Schedule of Loans by Risk Grade and Origination Year (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one $ 117,962   $ 117,962   $ 241,182
Financing receivable, originated, year two 198,478   198,478   132,158
Financing receivable, originated, year three 125,595   125,595   263,469
Financing receivable, originated, year four 242,895   242,895   286,656
Financing receivable, originated, year five 276,502   276,502   251,574
Prior 929,654   929,654   731,202
Revolving Loans Amortized Cost 182,552   182,552   177,015
Total 2,073,638   2,073,638   2,083,256
Gross current period charge-offs, originated, year one     0    
Gross current period charge-offs, originated, year two     0    
Gross current period charge-offs, originated, year three     0    
Gross current period charge-offs, originated, year four     0    
Gross current period charge-offs, originated, year five     (809)    
Gross current period charge-offs, originated, prior     (15)    
Gross current period charge-offs, originated, revolving loans amortized cost     (53)    
Gross current period charge-offs, originated, total (52) $ (30) (877) $ (51)  
Pass and Watch          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 107,388   107,388   214,779
Financing receivable, originated, year two 182,731   182,731   131,283
Financing receivable, originated, year three 124,872   124,872   255,830
Financing receivable, originated, year four 234,176   234,176   263,355
Financing receivable, originated, year five 257,590   257,590   250,036
Prior 840,251   840,251   645,628
Revolving Loans Amortized Cost 174,011   174,011   168,325
Total 1,921,019   1,921,019   1,929,236
Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 7,803   7,803   26,403
Financing receivable, originated, year two 15,244   15,244   378
Financing receivable, originated, year three 372   372   2,736
Financing receivable, originated, year four 2,712   2,712   20,967
Financing receivable, originated, year five 18,516   18,516   1,538
Prior 46,882   46,882   49,608
Revolving Loans Amortized Cost 0   0   7,286
Total 91,529   91,529   108,916
Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 2,771   2,771   0
Financing receivable, originated, year two 503   503   497
Financing receivable, originated, year three 351   351   4,903
Financing receivable, originated, year four 6,007   6,007   2,334
Financing receivable, originated, year five 396   396   0
Prior 42,521   42,521   35,966
Revolving Loans Amortized Cost 8,541   8,541   1,404
Total 61,090   61,090   45,104
Commercial Portfolio Segment | Commercial and industrial          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 13,121   13,121   10,549
Financing receivable, originated, year two 9,148   9,148   20,282
Financing receivable, originated, year three 18,731   18,731   10,535
Financing receivable, originated, year four 9,749   9,749   1,371
Financing receivable, originated, year five 1,013   1,013   2,655
Prior 26,673   26,673   27,708
Revolving Loans Amortized Cost 76,141   76,141   79,163
Total 154,576   154,576   152,263
Gross current period charge-offs, originated, year one     0    
Gross current period charge-offs, originated, year two     0    
Gross current period charge-offs, originated, year three     0    
Gross current period charge-offs, originated, year four     0    
Gross current period charge-offs, originated, year five     0    
Gross current period charge-offs, originated, prior     0    
Gross current period charge-offs, originated, revolving loans amortized cost     (52)    
Gross current period charge-offs, originated, total (52) (29) (52) (33)  
Commercial Portfolio Segment | Commercial and industrial | Pass and Watch          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 13,121   13,121   9,951
Financing receivable, originated, year two 8,645   8,645   20,282
Financing receivable, originated, year three 18,731   18,731   7,742
Financing receivable, originated, year four 6,956   6,956   1,371
Financing receivable, originated, year five 1,013   1,013   2,650
Prior 26,512   26,512   27,487
Revolving Loans Amortized Cost 68,946   68,946   71,212
Total 143,924   143,924   140,695
Commercial Portfolio Segment | Commercial and industrial | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 0   0   598
Financing receivable, originated, year two 0   0   0
Financing receivable, originated, year three 0   0   0
Financing receivable, originated, year four 0   0   0
Financing receivable, originated, year five 0   0   5
Prior 161   161   221
Revolving Loans Amortized Cost 0   0   7,286
Total 161   161   8,110
Commercial Portfolio Segment | Commercial and industrial | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 0   0   0
Financing receivable, originated, year two 503   503   0
Financing receivable, originated, year three 0   0   2,793
Financing receivable, originated, year four 2,793   2,793   0
Financing receivable, originated, year five 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost 7,195   7,195   665
Total 10,491   10,491   3,458
Commercial real estate loans | Commercial owner-occupied          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 16,368   16,368   14,638
Financing receivable, originated, year two 14,513   14,513   13,764
Financing receivable, originated, year three 13,379   13,379   45,491
Financing receivable, originated, year four 44,276   44,276   63,406
Financing receivable, originated, year five 62,315   62,315   41,964
Prior 169,518   169,518   142,530
Revolving Loans Amortized Cost 70   70   169
Total 320,439   320,439   321,962
Gross current period charge-offs, originated, total 0 0 0 0  
Commercial real estate loans | Commercial owner-occupied | Pass and Watch          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 16,368   16,368   14,638
Financing receivable, originated, year two 14,513   14,513   13,386
Financing receivable, originated, year three 12,908   12,908   43,381
Financing receivable, originated, year four 41,062   41,062   44,536
Financing receivable, originated, year five 43,799   43,799   41,160
Prior 161,450   161,450   130,197
Revolving Loans Amortized Cost 70   70   169
Total 290,170   290,170   287,467
Commercial real estate loans | Commercial owner-occupied | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 0   0   0
Financing receivable, originated, year two 0   0   378
Financing receivable, originated, year three 372   372   0
Financing receivable, originated, year four 0   0   18,870
Financing receivable, originated, year five 18,516   18,516   804
Prior 5,082   5,082   9,499
Revolving Loans Amortized Cost 0   0   0
Total 23,970   23,970   29,551
Commercial real estate loans | Commercial owner-occupied | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 0   0   0
Financing receivable, originated, year two 0   0   0
Financing receivable, originated, year three 99   99   2,110
Financing receivable, originated, year four 3,214   3,214   0
Financing receivable, originated, year five 0   0   0
Prior 2,986   2,986   2,834
Revolving Loans Amortized Cost 0   0   0
Total 6,299   6,299   4,944
Commercial real estate loans | Commercial non-owner occupied          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 67,822   67,822   137,396
Financing receivable, originated, year two 120,546   120,546   65,403
Financing receivable, originated, year three 64,138   64,138   165,540
Financing receivable, originated, year four 161,442   161,442   200,885
Financing receivable, originated, year five 193,971   193,971   179,789
Prior 666,922   666,922   515,405
Revolving Loans Amortized Cost 10,962   10,962   9,178
Total 1,285,803   1,285,803   1,273,596
Gross current period charge-offs, originated, year one     0    
Gross current period charge-offs, originated, year two     0    
Gross current period charge-offs, originated, year three     0    
Gross current period charge-offs, originated, year four     0    
Gross current period charge-offs, originated, year five     (809)    
Gross current period charge-offs, originated, prior     0    
Gross current period charge-offs, originated, revolving loans amortized cost     0    
Gross current period charge-offs, originated, total 0 0 (809) 0  
Commercial real estate loans | Commercial non-owner occupied | Pass and Watch          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 63,956   63,956   119,053
Financing receivable, originated, year two 105,302   105,302   64,906
Financing receivable, originated, year three 64,138   64,138   162,804
Financing receivable, originated, year four 158,730   158,730   196,661
Financing receivable, originated, year five 193,971   193,971   179,060
Prior 585,928   585,928   442,574
Revolving Loans Amortized Cost 10,962   10,962   9,178
Total 1,182,987   1,182,987   1,174,236
Commercial real estate loans | Commercial non-owner occupied | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 1,095   1,095   18,343
Financing receivable, originated, year two 15,244   15,244   0
Financing receivable, originated, year three 0   0   2,736
Financing receivable, originated, year four 2,712   2,712   2,097
Financing receivable, originated, year five 0   0   729
Prior 41,639   41,639   39,888
Revolving Loans Amortized Cost 0   0   0
Total 60,690   60,690   63,793
Commercial real estate loans | Commercial non-owner occupied | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 2,771   2,771   0
Financing receivable, originated, year two 0   0   497
Financing receivable, originated, year three 0   0   0
Financing receivable, originated, year four 0   0   2,127
Financing receivable, originated, year five 0   0   0
Prior 39,355   39,355   32,943
Revolving Loans Amortized Cost 0   0   0
Total 42,126   42,126   35,567
Commercial real estate loans | Construction          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 11,080   11,080   25,590
Financing receivable, originated, year two 13,938   13,938   0
Financing receivable, originated, year three 0   0   11,380
Financing receivable, originated, year four 0   0   0
Financing receivable, originated, year five 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost 0   0   0
Total 25,018   25,018   36,970
Gross current period charge-offs, originated, total 0 0 0 0  
Commercial real estate loans | Construction | Pass and Watch          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 4,372   4,372   18,128
Financing receivable, originated, year two 13,938   13,938   0
Financing receivable, originated, year three 0   0   11,380
Financing receivable, originated, year four 0   0   0
Financing receivable, originated, year five 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost 0   0   0
Total 18,310   18,310   29,508
Commercial real estate loans | Construction | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 6,708   6,708   7,462
Financing receivable, originated, year two 0   0   0
Financing receivable, originated, year three 0   0   0
Financing receivable, originated, year four 0   0   0
Financing receivable, originated, year five 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost 0   0   0
Total 6,708   6,708   7,462
Home Equity | Home equity          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 0   0   94
Financing receivable, originated, year two 76   76   13
Financing receivable, originated, year three 13   13   0
Financing receivable, originated, year four 0   0   0
Financing receivable, originated, year five 0   0   0
Prior 1,098   1,098   1,142
Revolving Loans Amortized Cost 94,054   94,054   87,076
Total 95,241   95,241   88,325
Gross current period charge-offs, originated, total 0 0 0 0  
Home Equity | Home equity | Pass and Watch          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 0   0   94
Financing receivable, originated, year two 76   76   13
Financing receivable, originated, year three 13   13   0
Financing receivable, originated, year four 0   0   0
Financing receivable, originated, year five 0   0   0
Prior 928   928   968
Revolving Loans Amortized Cost 92,708   92,708   86,337
Total 93,725   93,725   87,412
Home Equity | Home equity | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 0   0   0
Financing receivable, originated, year two 0   0   0
Financing receivable, originated, year three 0   0   0
Financing receivable, originated, year four 0   0   0
Financing receivable, originated, year five 0   0   0
Prior 170   170   174
Revolving Loans Amortized Cost 1,346   1,346   739
Total 1,516   1,516   913
Home Equity | Other residential          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 2,386   2,386   35,390
Financing receivable, originated, year two 24,818   24,818   17,267
Financing receivable, originated, year three 16,927   16,927   19,682
Financing receivable, originated, year four 17,979   17,979   12,989
Financing receivable, originated, year five 11,842   11,842   24,378
Prior 53,995   53,995   33,501
Revolving Loans Amortized Cost 0   0   0
Total 127,947   127,947   143,207
Gross current period charge-offs, originated, total 0 0 0 0  
Home Equity | Other residential | Pass and Watch          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 2,386   2,386   35,390
Financing receivable, originated, year two 24,818   24,818   17,267
Financing receivable, originated, year three 16,851   16,851   19,682
Financing receivable, originated, year four 17,979   17,979   12,989
Financing receivable, originated, year five 11,636   11,636   24,378
Prior 53,995   53,995   33,501
Revolving Loans Amortized Cost 0   0   0
Total 127,665   127,665   143,207
Home Equity | Other residential | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 0   0    
Financing receivable, originated, year two 0   0    
Financing receivable, originated, year three 76   76    
Financing receivable, originated, year four 0   0    
Financing receivable, originated, year five 206   206    
Prior 0   0    
Revolving Loans Amortized Cost 0   0    
Total 282   282    
Installment and other consumer loans | Installment and other consumer loans          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 7,185   7,185   17,525
Financing receivable, originated, year two 15,439   15,439   15,429
Financing receivable, originated, year three 12,407   12,407   10,841
Financing receivable, originated, year four 9,449   9,449   8,005
Financing receivable, originated, year five 7,361   7,361   2,788
Prior 11,448   11,448   10,916
Revolving Loans Amortized Cost 1,325   1,325   1,429
Total 64,614   64,614   66,933
Gross current period charge-offs, originated, year one     0   0
Gross current period charge-offs, originated, year two     0   (14)
Gross current period charge-offs, originated, year three     0   0
Gross current period charge-offs, originated, year four     0   (39)
Gross current period charge-offs, originated, year five     0   0
Gross current period charge-offs, originated, prior     (15)   (1)
Gross current period charge-offs, originated, revolving loans amortized cost     (1)   (4)
Gross current period charge-offs, originated, total 0 $ (1) (16) $ (18) (58)
Installment and other consumer loans | Installment and other consumer loans | Pass and Watch          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 7,185   7,185   17,525
Financing receivable, originated, year two 15,439   15,439   15,429
Financing receivable, originated, year three 12,231   12,231   10,841
Financing receivable, originated, year four 9,449   9,449   7,798
Financing receivable, originated, year five 7,171   7,171   2,788
Prior 11,438   11,438   10,901
Revolving Loans Amortized Cost 1,325   1,325   1,429
Total 64,238   64,238   66,711
Installment and other consumer loans | Installment and other consumer loans | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
Financing receivable, originated, year one 0   0   0
Financing receivable, originated, year two 0   0   0
Financing receivable, originated, year three 176   176   0
Financing receivable, originated, year four 0   0   207
Financing receivable, originated, year five 190   190   0
Prior 10   10   15
Revolving Loans Amortized Cost 0   0   0
Total $ 376   $ 376   $ 222