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Commitments and Contingent Liabilities (Tables)
 9 Months Ended
Sep. 30, 2025
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Undrawn Loan Commitments and Standby Letters of Credit
The contractual amount of unfunded loan commitments and standby letters of credit not reflected in the consolidated statements of condition are as follows:
(in thousands)September 30, 2025December 31, 2024
Commercial lines of credit$214,834 $233,462 
Revolving home equity lines209,739 208,372 
Undisbursed construction loans9,215 8,294 
Personal and other lines of credit7,952 7,781 
Standby letters of credit2,156 2,777 
   Total unfunded loan commitments and standby letters of credit$443,896 $460,686 
Schedule of Operating and Finance Lease Right-of-Use Assets and Lease Liabilities
The following table shows the balances of operating and finance lease right-of-use assets and lease liabilities.
(in thousands)September 30, 2025December 31, 2024
Operating leases:
Operating lease right-of-use assets$17,188 $19,025 
Operating lease liabilities$19,528 $21,509 
Finance leases:
Finance lease right-of-use assets$172 $616 
Accumulated amortization(116)(467)
Finance lease right-of-use assets, net1
$56 $149 
Finance lease liabilities 2
$57 $154 
1 Included in premises and equipment in the consolidated statements of condition.
2 Included in borrowings and other obligations in the consolidated statements of condition.
Schedule of Components of Operating and Finance Lease Cost
The following table shows supplemental disclosures of noncash investing and financing activities for the periods presented.
Nine months ended
(in thousands)September 30, 2025September 30, 2024
Right-of-use assets obtained in exchange for operating lease liabilities
$1,321 $2,737 
Right-of-use assets obtained in exchange for finance lease liabilities$— $8 

The following table shows components of operating and finance lease cost.

Three months endedNine months ended
(in thousands)September 30, 2025September 30, 2024September 30, 2025September 30, 2024
Operating lease cost 1
$1,205 $1,186 $3,597 $3,748 
Finance lease cost:
Amortization of right-of-use assets 2
$19 $37 $94 $111 
Interest on finance lease liabilities 3
1 1 2 4 
Total finance lease cost$20 $38 $96 $115 
Total lease cost$1,225 $1,224 $3,693 $3,863 
1 Included in occupancy and equipment expense in the consolidated statements of comprehensive income.
2 Included in depreciation and amortization in the consolidated statements of comprehensive income.
3 Included in interest on borrowings and other obligations in the consolidated statements of comprehensive income.
Schedule of Operating Lease Liability Maturities
The following table shows the future minimum lease payments, weighted average remaining lease terms, and weighted average discount rates under operating and finance lease arrangements as of September 30, 2025. The discount rates used to calculate the present value of lease liabilities were based on the collateralized FHLB borrowing rates that were commensurate with lease terms and minimum payments on the lease commencement date.
(in thousands)September 30, 2025
YearOperating LeasesFinance Leases
2025$1,273 $11 
20263,996 40 
20273,556 7 
20283,141 1 
20292,489 — 
Thereafter7,719 — 
Total minimum lease payments22,174 59 
Amounts representing interest (present value discount)(2,646)(2)
Present value of net minimum lease payments (lease liability)$19,528 $57 
Weighted average remaining term (in years)7.301.50
Weighted average discount rate3.01 %4.20 %
Schedule of Finance Lease Liability Maturities
The following table shows the future minimum lease payments, weighted average remaining lease terms, and weighted average discount rates under operating and finance lease arrangements as of September 30, 2025. The discount rates used to calculate the present value of lease liabilities were based on the collateralized FHLB borrowing rates that were commensurate with lease terms and minimum payments on the lease commencement date.
(in thousands)September 30, 2025
YearOperating LeasesFinance Leases
2025$1,273 $11 
20263,996 40 
20273,556 7 
20283,141 1 
20292,489 — 
Thereafter7,719 — 
Total minimum lease payments22,174 59 
Amounts representing interest (present value discount)(2,646)(2)
Present value of net minimum lease payments (lease liability)$19,528 $57 
Weighted average remaining term (in years)7.301.50
Weighted average discount rate3.01 %4.20 %