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Minimum Regulatory Capital Requirements (Tables) | 12 Months Ended
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Dec. 31, 2019
Banking And Thrift [Abstract] |
Summary of Capital Requirements Administered by Banking Agencies Risk Based Capital Ratios | The Bank continues to be subject to various capital requirements administered by banking agencies. Risk based capital ratios for the Bank as of December 31, 2019 and 2018 are shown in the following table:
| Actual |  | For Capital Adequacy Purposes (1) |  | To Be Well Capitalized Under the Prompt Corrective Action Provisions
(Dollars in thousands) | Amount $000s |  |  |  | Ratio |  | Amount $000s |  |  |  | Ratio |  | Amount $000s |  |  |  | Ratio
As of December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total risk based capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(To risk rated assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Blue Ridge Bank, N.A. | $ |  | 79,911 |  |  |  | 11.82% |  | $ |  | 71,007 |  |  |  | 10.50% |  | $ |  | 67,626 |  |  |  | 10.00%
Tier I capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(To risk rated assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Blue Ridge Bank, N.A. | $ |  | 75,339 |  |  |  | 11.14% |  | $ |  | 57,482 |  |  |  | 8.50% |  | $ |  | 54,101 |  |  |  | 8.00%
Common equity tier 1 capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(To risk rated assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Blue Ridge Bank, N.A. | $ |  | 75,339 |  |  |  | 11.14% |  | $ |  | 47,338 |  |  |  | 7.00% |  | $ |  | 43,957 |  |  |  | 6.50%
Tier I capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(To average assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Blue Ridge Bank, N.A. | $ |  | 75,339 |  |  |  | 8.00% |  | $ |  | 61,216 |  |  |  | 6.50% |  | $ |  | 47,090 |  |  |  | 5.00%
| Actual |  | For Capital Adequacy Purposes (1) |  | To Be Well Capitalized Under the Prompt Corrective Action Provisions
(Dollars in thousands) | Amount $000s |  |  |  | Ratio |  | Amount $000s |  |  |  | Ratio |  | Amount $000s |  |  |  | Ratio
As of December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total risk based capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(To risk rated assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Blue Ridge Bank, N.A. | $ |  | 48,811 |  |  |  | 12.11% |  | $ |  | 39,790 |  |  |  | 9.875% |  | $ |  | 40,294 |  |  |  | 10.00%
Tier I capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(To risk rated assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Blue Ridge Bank, N.A. | $ |  | 45,231 |  |  |  | 11.23% |  | $ |  | 31,731 |  |  |  | 7.875% |  | $ |  | 32,235 |  |  |  | 8.00%
Common equity tier 1 capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(To risk rated assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Blue Ridge Bank, N.A. | $ |  | 45,231 |  |  |  | 11.23% |  | $ |  | 25,687 |  |  |  | 6.375% |  | $ |  | 26,191 |  |  |  | 6.50%
Tier I capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(To average assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Blue Ridge Bank, N.A. | $ |  | 45,231 |  |  |  | 8.89% |  | $ |  | 20,342 |  |  |  | 4.000% |  | $ |  | 25,428 |  |  |  | 5.00%
| (1) | Except with regard to the Bank’s Tier 1 to average assets ratio, the minimum capital requirement includes the phased-in portion of the Basel III Capital Rules capital conservation buffer as of the applicable date.

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